BTC, ETH and NEO you simply can't go wrong with and Iconomi is also good choice but what does BitBay have to offer investment wise this year?
Thanks for the question
For me bitbay has always been under the radar, long term stable growth but no big pumps, good year in 2017 with roadmaps being met, their 2018 roadmap is much more impressive, it will bring a free marketplace to their wallet and web wallet, but the main thing that has me interested is the rolling peg coming mid year, this concept reduces the volatility of a coin and I've not seen another example done yet, for a marketplace currency this is highly appealing, I can see a big pump before the peg and this will put it to the test quickly.
Regardless, if I've got all of that wrong it's always remained a stable upward coin, in the year that it's hitting it's main targets I can't see that changing.
Also could see ripple possibly offering returns but it doesn't fit my investment approach, I only invest in coins where I support the idea myself.