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Paypal Loans instead of BTC Loans with collateral
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Topic: Paypal Loans instead of BTC Loans with collateral (Read 1169 times)
BitcoinLeader
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Paypal Loans instead of BTC Loans with collateral
September 23, 2013, 03:13:03 AM
#1
Hi everyone,
I was wondering why there aren't many Paypal loans without the need for collateral.
Yesterday, I got a loan from somebody at Digital Point and told him the same story I did here.
He found my mesage intelligent and informative that's why he decided to give me a loan. I wasn't active at DP for 5 years so my the only reputation I had was legacy iTrader.
He didn't bother much about that because he says he can file a dispute if someone defaults so it looks pretty safe.
The lending terms were maximum 44 days because after 45 days you can't file a dispute anymore.
It's seems like this is a safe method to loan each other withouth the need of an escrow or collateral but maybe I am missing something
What do you guys think Paypal loans? Is it 100% safe. Would you use it for loans without collateral and loaning to newbies?
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dansj
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Re: Paypal Loans instead of BTC Loans with collateral
November 17, 2013, 12:21:23 PM
#2
the somebody at Digital Point , how much is the BTC Loan?
monbux
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Re: Paypal Loans instead of BTC Loans with collateral
November 17, 2013, 03:09:01 PM
#3
I guess paypal loans could be safe, but what if:
I loan you $1000 USD
You pay back
We are all happy, then you chargeback.
Then I'll have to try to chargeback and really that won't end well.
Even if both chargebacks/disputes happen, it would be a waste of time and to the lender, it would be a 0% loan.
Eisenhower34
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Re: Paypal Loans instead of BTC Loans with collateral
November 18, 2013, 01:15:12 AM
#4
create a fake paypal account with a prepaid (anonymous) cc (costs like $20)
Take out a loan for $500.
Within the next 30 days withdraw your funds to your cc
go to the next atm and take out the funds from the cc
watch the borrower filing a dispute while you hold the cash in hand...
gamersglory
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No more Crypto in this world
Re: Paypal Loans instead of BTC Loans with collateral
November 29, 2013, 01:06:10 AM
#5
I would not mine doing a paypal loan. I need a loan for a BTC miner. I need to get one soon. I can order it and have it before the end of December.
monbux
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Re: Paypal Loans instead of BTC Loans with collateral
November 29, 2013, 01:15:26 AM
#6
Quote from: gamersglory on November 29, 2013, 01:06:10 AM
I would not mine doing a paypal loan. I need a loan for a BTC miner. I need to get one soon. I can order it and have it before the end of December.
Are you asking for a loan?
I suggest you get out, you're not going to get a loan unless you provide a collateral.
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