imanikin (OP)
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July 19, 2011, 10:39:02 AM Last edit: January 21, 2014, 01:43:22 PM by imanikin |
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Has anyone here ever dealt with JAK Bank? ![Cool](https://bitcointalk.org/Smileys/default/cool.gif) Here is a video about it: https://www.youtube.com/watch?v=aW2pj109Cr8Seems like a really cool way to bank, and Bitcoin would be useful to it... ![Undecided](https://bitcointalk.org/Smileys/default/undecided.gif) Would someone who knows Swedish please inquire regarding JAK's view on B? ![Smiley](https://bitcointalk.org/Smileys/default/smiley.gif) Are there other such banks, besides the Islamic Banking institutions?
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hugolp
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July 19, 2011, 10:54:30 AM |
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If I remember correctly it has to have your money inmobilized for a while, which is equivalent to charging interest.
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imanikin (OP)
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July 19, 2011, 02:29:12 PM |
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...i emailed JAK. Unbelievably, their response was: Hello!
I´m sorry to say but I have never heard about Bitcoin.
Vänliga hälsningar ***** ********* --------------------------------------------------------------------------------------- JAK Medlemsbank Box 216 Vasagatan 14 541 25 Skövde 0500-46 45 43"
How funny! ![Cheesy](https://bitcointalk.org/Smileys/default/cheesy.gif)
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imanikin (OP)
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October 30, 2012, 03:07:19 PM |
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...time to revisit this in the wake of the ECB VC paper. Let's see what JAK says now... ![Wink](https://bitcointalk.org/Smileys/default/wink.gif)
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Herodes
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October 31, 2012, 01:18:38 AM |
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I have dealt with many banks that has no interest in me being a customer. Does this help ?
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Serenata
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October 31, 2012, 05:52:48 PM |
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...time to revisit this in the wake of the ECB VC paper. Let's see what JAK says now... ![Wink](https://bitcointalk.org/Smileys/default/wink.gif) Any response after you send them the ECB Virtual Currencies document?
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Herodes
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November 09, 2012, 07:37:33 AM |
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...i emailed JAK. Unbelievably, their response was: Hello!
I´m sorry to say but I have never heard about Bitcoin.
Vänliga hälsningar ***** ********* --------------------------------------------------------------------------------------- JAK Medlemsbank Box 216 Vasagatan 14 541 25 Skövde 0500-46 45 43"
How funny! ![Cheesy](https://bitcointalk.org/Smileys/default/cheesy.gif) When you get responses like that, you're sure to be dealing with customer service that couldn't even be arsed to google for a couple of minutes, admittedly it takes longer to understand what bitcoin is. Personally, if someone asked me about something, I'd certainly do a minimum amount of research before answering back. This only implies that they don't want your business very badly!
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imanikin (OP)
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November 10, 2012, 06:53:28 PM |
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Any response after you send them the ECB Virtual Currencies document?
No response at all from JAK this time. ![Huh](https://bitcointalk.org/Smileys/default/huh.gif)
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imanikin (OP)
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November 10, 2012, 06:54:38 PM |
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Does this type of bank exist in your country?
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imanikin (OP)
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September 01, 2013, 05:20:41 PM |
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Has anyone had any bitcoin-related transactions through interest-free banks?
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PurpleTentacle
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September 02, 2013, 06:16:50 AM |
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I firmly believe that earning money just because you have more money, without contributing anything to society, is a crime against humanity. The interest you earn has to come from somewhere, typically from people who take loans. Who's taking the loans? People who can't afford to buy things they need. So the worlds poor end up paying more for stuff they need just because some rich cocksuckers have to get richer without actually doing anything at all.
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b!z
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September 02, 2013, 06:18:22 AM |
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There was an islamic bitcoin bank before that offered this but now they are closed i think
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PurpleTentacle
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September 02, 2013, 06:31:02 AM |
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I firmly believe that earning money just because you have more money, without contributing anything to society, is a crime against humanity. The interest you earn has to come from somewhere, typically from people who take loans. Who's taking the loans? People who can't afford to buy things they need. So the worlds poor end up paying more for stuff they need just because some rich cocksuckers have to get richer without actually doing anything at all.
Will you lend me some money? It's not my job to lend you money, but interest free banks could lend you some according to your needs. Otoh, I wouldn't lend you money even with 100% interest as, after all, I don't know you and I don't trust you.
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PurpleTentacle
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September 02, 2013, 06:45:56 AM |
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I firmly believe that earning money just because you have more money, without contributing anything to society, is a crime against humanity. The interest you earn has to come from somewhere, typically from people who take loans. Who's taking the loans? People who can't afford to buy things they need. So the worlds poor end up paying more for stuff they need just because some rich cocksuckers have to get richer without actually doing anything at all.
Will you lend me some money? It's not my job to lend you money, but interest free banks could lend you some according to your needs. Otoh, I wouldn't lend you money even with 100% interest as, after all, I don't know you and I don't trust you. So, lending money is risky, huh? Seems almost like it wouldn't be unreasonable to get paid a bit for taking that risk. I addressed this in my previous post, but you just had to ignore it, didn't you? I wouldn't lend you money because I don't trust you. Interest wouldn't change anything. But I'd really like you to comment on the social implications of money with interest...
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Foxpup
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September 02, 2013, 06:49:30 AM |
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I firmly believe that earning money just because you have more money, without contributing anything to society, is a crime against humanity. The interest you earn has to come from somewhere, typically from people who take loans. Who's taking the loans? People who can't afford to buy things they need. So the worlds poor end up paying more for stuff they need just because some rich cocksuckers have to get richer without actually doing anything at all.
You don't lend money to people who can't afford things, at least not if you expect to be paid back. You lend money to people who can afford things, just not right now, and are willing to pay more money to be able to buy things now rather than later. If people didn't think it was more useful to be able to buy things now rather than later, they wouldn't be willing to pay more, and the lenders would be out of business. The lenders are providing a service that people want, just like everybody else who earns a living. Though whether borrowers can distinguish what they want from what they actually need is another matter altogether.
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Will pretend to do unspeakable things (while actually eating a taco) for bitcoins: 1K6d1EviQKX3SVKjPYmJGyWBb1avbmCFM4I am not on the scammers' paradise known as Telegram! Do not believe anyone claiming to be me off-forum without a signed message from the above address! Accept no excuses and make no exceptions!
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PurpleTentacle
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September 02, 2013, 07:07:12 AM |
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I firmly believe that earning money just because you have more money, without contributing anything to society, is a crime against humanity. The interest you earn has to come from somewhere, typically from people who take loans. Who's taking the loans? People who can't afford to buy things they need. So the worlds poor end up paying more for stuff they need just because some rich cocksuckers have to get richer without actually doing anything at all.
You don't lend money to people who can't afford things, at least not if you expect to be paid back. You lend money to people who can afford things, just not right now, and are willing to pay more money to be able to buy things now rather than later. If people didn't think it was more useful to be able to buy things now rather than later, they wouldn't be willing to pay more, and the lenders would be out of business. The lenders are providing a service that people want, just like everybody else who earns a living. Though whether borrowers can distinguish what they want from what they actually need is another matter altogether. People are weak. They buy things now because they want them, not because they know they will be able to pay the loans back in the future. People want things now because they are being sold a fairy tale by the mass media and by advertisers. Be someone, buy a new tv, a new car. You don't have the money? So what? Get your stuff now and pay it back later. 32 months? 72 months? A lifetime? So what? Why worry? Enjoy your life! That's why the whole world is suffocating under 51 goddamn trillions of debt. That's why students get hundreds of thousands $ worth of student loans just to struggle for decades to pay them back. It's an unfair system because people don't take rational decision and guess what? Banksters and advertisers know this and they make very good money on it. Also, read this
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Foxpup
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September 02, 2013, 07:38:49 AM |
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People are weak. They buy things now because they want them, not because they know they will be able to pay the loans back in the future.
Which is why lenders take the effort to actually check whether the borrower can actually afford to pay off the loan. People want things now because they are being sold a fairy tale by the mass media and by advertisers. Be someone, buy a new tv, a new car. You don't have the money? So what? Get your stuff now and pay it back later. 32 months? 72 months? A lifetime? So what? Why worry? Enjoy your life!
They can't be sold a fairy tale if they're not buying it. Obviously people do, in fact, enjoy owning these things that they're buying, or they wouldn't buy them. I fail to see the problem with charging people more money so they can get more enjoyment from their lives. That's why the whole world is suffocating under 51 goddamn trillions of debt. That's why students get hundreds of thousands $ worth of student loans just to struggle for decades to pay them back. It's an unfair system because people don't take rational decision and guess what? Banksters and advertisers know this and they make very good money on it.
People who can't make rational decisions are going to end up struggling with or without debt. That's not unfair, that's just a fact of life. The only way we can escape being net payers of interest is by having assets ourselves. But this forces us to exploit others, to compensate for, instead of ending, being exploited ourselves. I stopped reading here. If you can't figure out how to acquire assets without exploiting others, you deserve a lot worse than what you're getting.
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Will pretend to do unspeakable things (while actually eating a taco) for bitcoins: 1K6d1EviQKX3SVKjPYmJGyWBb1avbmCFM4I am not on the scammers' paradise known as Telegram! Do not believe anyone claiming to be me off-forum without a signed message from the above address! Accept no excuses and make no exceptions!
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imanikin (OP)
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January 21, 2014, 01:45:53 PM |
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Would someone from Sweden please check with JAK again, and find out what their view of cryptocurrencies is?
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blodyx
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January 21, 2014, 02:55:25 PM |
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I sent a email to the CEO. He will probably not answer today.
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MakeBelieve
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January 21, 2014, 03:24:54 PM |
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Never heard of Bitcoin? That's ridicuous.
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