Most of the ICO projects on the bank have not seen any successful ICO. very difficult. People like decentralization. Maybe your project will succeed if it's really good
The idea of crypto banks, as always, will ultimately depend on the demand for the services it offers. The project is interesting and it is necessary to experiment. Only in this way can a cryptocurrency develop further. I still do not fully understand its functions, since they should be very different from the functions of ordinary banks. However, we will see everything in practice.