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Author Topic: FINANCIAL TIPS  (Read 1173 times)
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June 07, 2018, 10:09:30 AM
 #181

This is what people failed to do the most. They get greedy and spend everything on things that they dont actually need or a necessity and when the time comes that they need money like for emergencies or important matters, they got nothing. Spend wisely dont spend what you can't afford to lose. Instead invest it to make passive income or put it in the bank.

 
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June 07, 2018, 10:30:49 AM
 #182

This steps are really easy to do but sadly only a few people follow it. Most of the people would by expensive stuff just to look rich but in reality they have no money. The other way around with rich people i know, most of them live simply but have millions of money.


Yes that's what we call opposite part for us human's. Some of us spend a lot of money buying expensive things because of being jealous to those who can really bought, they never think about there loss they only earn not actually little but they spend more than there earnings.

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June 07, 2018, 11:32:02 AM
 #183

A lot of people heard this thing before and yet they still ended up nothing. Why? because they are afraid to take some risk.

I consider myself as a financial advocate but not that professional, telling people to invest and save for their future but sad thing is they don't care
about their future, they said "You Only Live Once" without planning for tomorrow.

Find this thing helpful because this is what we need right now, we have to start setting our goals, changing our lifestyle in order
for us to survive in the future, let's keep telling people about this thing until they realize how good investments are specially with cryptos.
financial tips? Start investing and be smart in this work and take your future or think about what you want to happen in your future, for the sake of investing it might help you financially
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June 07, 2018, 09:16:11 PM
 #184

This is helpful specially nowadays where bills are getting higher you should know how to use your money. YOu should prepare your money to age well. Create a budget. Track your spending and income to get an accurate picture of your financial situation. It will help you a lot specially in case of emergency.
Save first before spending is a very good technique by Warren Buffet. In such case, you save a specific amount and try to manage the needs in the remaining budget. Besides, Long term and short term investment also pay off and if you are able to distinguish the good coin from the bad one, you will be better off with your investment. Knowledge about the technology determines your progress in the journey.
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June 07, 2018, 09:22:56 PM
 #185

Great basics but there are many sites that give lots of info about that like mrmoneymustache.
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June 07, 2018, 10:50:49 PM
 #186

I dont know if this where the right place to post but here it is. This is most applicable for those minimum wage earner who struggles in life and wanted to invest too.

* DONT SPEND BEYOND WHAT YOU EARN.

This is particular to those credit card addicts where swipping it is their life. They spend most of their needs on cards, groceries, gadgets installment etc. They spend beyond their limits and usually paying excess charges because of this. They often didnt get through this swipe pay cycle because of their limited fund capacity.


* SAVE FIRST BEFORE SPENDING

I think this is the hardest part of the financial budget if you are earning just right for paying your monthly bill and daily necessities. But what will you have to do ? . You dont need that high portion of savings everytime. For example , you have $50 on your hand in excess of your expenses, budget it for a week in a very cheap way , groceries would be better, then save what is remained. Take aside your weekly starbucks and put it on your bank.You can take coffe at home or on a cheap way. Small amounts will get big in a time and you can start investing after. You can always reward yourself after if you start investing and earned passively.

* SET SOME GOALS

This is the most effective way ive done so far. Being comitted on your goal is almost 100% sure. If you are setting a goal for example this year where you have to save $5 weekly and you will save $260 in the end of the year, if you always looking for the outcome, im sure you will do this without leaping or maybe advance save it up.

All three of this is what i do everytime ans it helps me save and gain some capitals for investment on cryptocurrency. I hope these three would help someone even on a little way.

I thank you for this, I can now properly manage my financial statistics and plans.
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June 08, 2018, 08:27:21 AM
 #187

I dont know if this where the right place to post but here it is. This is most applicable for those minimum wage earner who struggles in life and wanted to invest too.

* DONT SPEND BEYOND WHAT YOU EARN.

This is particular to those credit card addicts where swipping it is their life. They spend most of their needs on cards, groceries, gadgets installment etc. They spend beyond their limits and usually paying excess charges because of this. They often didnt get through this swipe pay cycle because of their limited fund capacity.


* SAVE FIRST BEFORE SPENDING

I think this is the hardest part of the financial budget if you are earning just right for paying your monthly bill and daily necessities. But what will you have to do ? . You dont need that high portion of savings everytime. For example , you have $50 on your hand in excess of your expenses, budget it for a week in a very cheap way , groceries would be better, then save what is remained. Take aside your weekly starbucks and put it on your bank.You can take coffe at home or on a cheap way. Small amounts will get big in a time and you can start investing after. You can always reward yourself after if you start investing and earned passively.

* SET SOME GOALS

This is the most effective way ive done so far. Being comitted on your goal is almost 100% sure. If you are setting a goal for example this year where you have to save $5 weekly and you will save $260 in the end of the year, if you always looking for the outcome, im sure you will do this without leaping or maybe advance save it up.

All three of this is what i do everytime ans it helps me save and gain some capitals for investment on cryptocurrency. I hope these three would help someone even on a little way.
Quite a nice tip but to be sincere this is not an easy  thing for anyone to do. I have tried so many times to save money, but by the end of the month I had already spent twice what I earn in a month. I’m not the careless type or something, neither do I like to spend all the time. I love to save money and work to increase what I have, but like I said… it is not easy.
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June 08, 2018, 09:44:31 AM
 #188

There are so many tips that we learn about finacial first ,We should learn Self-Control. If you're lucky, your parents taught you this skill when you were a kid, Take Control of Your Own Financial Future,Know Where Your Money Goes,Start an Emergency Fund,Start Saving for Retirement Now,Get a Grip onTaxes,Guard Your Health, and Guard Your Wealth.
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June 10, 2018, 06:32:34 PM
 #189

This steps are really easy to do but sadly only a few people follow it. Most of the people would by expensive stuff just to look rich but in reality they have no money. The other way around with rich people i know, most of them live simply but have millions of money.



That's nature of man, we ought to say everything but we cannot apply it to ourselves. I am very guilty to poor saving habits, and now I am realising what is the essence of saving yoir money and I guess for this time I dhould learn already. Based upon what is stated above I guess this is all true, how can you be able to spend some if you don't work to gain, and don't spend money so much, self-discipline is really hard, but it will work if we practice often.
You know it is in human nature generally to want to show off, but the last time I actually checked, it has never helped anyone.
At the end, they end up living a fake life, a life above their means of income and the next thing you know, debts keep coming in and they keep servicing more all in the name of trying to impress. Impress who ? It is important to always discipline oneself most especially when it comes to spending and focus more on savings and investment if anyone wants to live a big life eventually. Rome wasn't built in a day but some people really wish they could build theirs in seconds. Unlike western cultures, many other traditions are teaching about saving from the childhood itself. For those people, managing their financial things effectively will not be a big concern.
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June 10, 2018, 09:07:04 PM
 #190

This is a good and positive suggestion.Three of these tips become an encouragement for beginners to try and work hard. We should save money early before the money runs out for our consumption.
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June 10, 2018, 10:48:36 PM
 #191

I dont know if this where the right place to post but here it is. This is most applicable for those minimum wage earner who struggles in life and wanted to invest too.

* DONT SPEND BEYOND WHAT YOU EARN.

This is particular to those credit card addicts where swipping it is their life. They spend most of their needs on cards, groceries, gadgets installment etc. They spend beyond their limits and usually paying excess charges because of this. They often didnt get through this swipe pay cycle because of their limited fund capacity.


* SAVE FIRST BEFORE SPENDING

I think this is the hardest part of the financial budget if you are earning just right for paying your monthly bill and daily necessities. But what will you have to do ? . You dont need that high portion of savings everytime. For example , you have $50 on your hand in excess of your expenses, budget it for a week in a very cheap way , groceries would be better, then save what is remained. Take aside your weekly starbucks and put it on your bank.You can take coffe at home or on a cheap way. Small amounts will get big in a time and you can start investing after. You can always reward yourself after if you start investing and earned passively.

* SET SOME GOALS

This is the most effective way ive done so far. Being comitted on your goal is almost 100% sure. If you are setting a goal for example this year where you have to save $5 weekly and you will save $260 in the end of the year, if you always looking for the outcome, im sure you will do this without leaping or maybe advance save it up.

All three of this is what i do everytime ans it helps me save and gain some capitals for investment on cryptocurrency. I hope these three would help someone even on a little way.
I find your idea very helpful and practical. This is so important especially that life is tough. Now a days, with all the material things that lure our eyes it is very easy to fall in love and spend our money or swipe our credit cards knowing in mind that its gonna be a little more than we can earn. We just have to set our minds that this are only material things and we do not have to buy what is latest and most expensive because at the end of the day, we or your family will suffer. Better to invest what you can to something that will give you profit in the future.

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June 11, 2018, 02:01:29 PM
 #192

I am grateful with these 3 tips you’ve gave. Just three steps for having a good finacial, but it’s quite not easy for us to practice. Because as you know that if it’s easy to do, probably all people in this market will never in poverty, instead of they will be richer. Truly, we have to give it great effort to pull off  this plan. Often I do these 3 tips, but I almost can’t  balance. Especially, I’m usually out of my goal, which makes me miss so many chance for a big benefit. Anyway, both three tips are really useful, I hope that everyone will practice it well so that controlling finance in good way.
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June 11, 2018, 02:14:35 PM
 #193

Money is something that can change your outlook, the way you spend money and it can make you successful or otherwise. Therefore I believe that spending should be done very seriously. Many times people spend money on unwanted things and when they lose everything they realize they have made a mistake. So, spending should be controlled and investment should be done wisely.
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June 11, 2018, 02:26:16 PM
 #194

I dont know if this where the right place to post but here it is. This is most applicable for those minimum wage earner who struggles in life and wanted to invest too.

* DONT SPEND BEYOND WHAT YOU EARN.


* SAVE FIRST BEFORE SPENDING


* SET SOME GOALS

My golden dream has always been earning so much money so that I could forget about all those financial tips  Cheesy
Despite the fact that over the past year I started earning like 4-5 times more than I used to I still always lack money because there are so many thing to buy for my home and for myself.
Even with that level of income I don't think I will ever be able to save something, so the main goal is to earn even more.

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June 12, 2018, 07:35:39 PM
 #195

Make an education fund long before you get additional time to invest. Even if you need to make educational investment funds before you plan.
Additional few years can ease your mortgage, or can enlarge your investment return.
Quite funny though that so many people would rather focus more on spending and filling up more debt space than investing. Goal is important in life and if this is not there, most people will just keep blowing here and there without any plans for the future. Self-discipline helps a lot and that is only applicable to those who have an aim in life and want to achieve it.

Savings, investments, are the things that make the best plan for one's finance in the future otherwise, it will just keep coming from the right and moving out from the left as that is how easy it is for money movement when one is just busy spending.
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June 12, 2018, 07:57:55 PM
 #196

Make an education fund long before you get additional time to invest. Even if you need to make educational investment funds before you plan.
Additional few years can ease your mortgage, or can enlarge your investment return.
Quite funny though that so many people would rather focus more on spending and filling up more debt space than investing. Goal is important in life and if this is not there, most people will just keep blowing here and there without any plans for the future. Self-discipline helps a lot and that is only applicable to those who have an aim in life and want to achieve it.

Savings, investments, are the things that make the best plan for one's finance in the future otherwise, it will just keep coming from the right and moving out from the left as that is how easy it is for money movement when one is just busy spending.
I agree with you, we should be financially wise, I don't want to have debt too in my life, I want to live happy and contented, if I don't have much money to buy things I want, then there is no way that I should use my credit card just to have it, when I really need something I am aiming for it and saving for it, but not to make debt.

 
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June 12, 2018, 08:10:02 PM
 #197

I dont know if this where the right place to post but here it is. This is most applicable for those minimum wage earner who struggles in life and wanted to invest too.

* DONT SPEND BEYOND WHAT YOU EARN.

This is particular to those credit card addicts where swipping it is their life. They spend most of their needs on cards, groceries, gadgets installment etc. They spend beyond their limits and usually paying excess charges because of this. They often didnt get through this swipe pay cycle because of their limited fund capacity.


* SAVE FIRST BEFORE SPENDING

I think this is the hardest part of the financial budget if you are earning just right for paying your monthly bill and daily necessities. But what will you have to do ? . You dont need that high portion of savings everytime. For example , you have $50 on your hand in excess of your expenses, budget it for a week in a very cheap way , groceries would be better, then save what is remained. Take aside your weekly starbucks and put it on your bank.You can take coffe at home or on a cheap way. Small amounts will get big in a time and you can start investing after. You can always reward yourself after if you start investing and earned passively.

* SET SOME GOALS

This is the most effective way ive done so far. Being comitted on your goal is almost 100% sure. If you are setting a goal for example this year where you have to save $5 weekly and you will save $260 in the end of the year, if you always looking for the outcome, im sure you will do this without leaping or maybe advance save it up.

All three of this is what i do everytime ans it helps me save and gain some capitals for investment on cryptocurrency. I hope these three would help someone even on a little way.

The market of cryptocurrency is volatile and i think that every time the market prices are pumping up then you should always save some cash by exchanging your coins into fiat and from there you can have extra cash for the emergency purposes.

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June 14, 2018, 08:05:36 AM
 #198

This is insightful, one needs to cultivate the habit of saving and setting goals.. Saving can be very hard especially for minimum wage earners, but one can still try.
For real, it is a habit that needs to be cultivated and that comes with a lot of self-discipline and the need for one to know the importance of having goals and planning everything possible to achieve those goals.

For instance, having a goal where you have at least 5 businesses for multiple streams of income coming for you will make you to realize the importance of saving towards that and would give you a guideline as to how to sacrifice now for the future. Savings is not hard as long as you can limit your expenses or cut your coat according to your size.

If you cannot afford to live in a 3 bedroom, do not; if you cannot afford a lambo, then don't; it is important to always live life one can afford. For those who like to impress, the problem is that in one's old age, they won't be there when such a person is living in penury. Planning for the retirement age starts from when you are still young.
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June 14, 2018, 08:55:42 AM
 #199

These are all important and timely reminders for everyone specially to all bitcoin user and spender when one get their bounty token and earned a lot this is a great strategy for all of us not to spend a lot beyond our means.
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June 14, 2018, 09:05:09 AM
 #200

Spending beyond one's earning is the very definition of financial disaster. It might be shiny and all Rosy on the payday but one should forget that bullish market runs just for a season. The bad days might just be lurking

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