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Author Topic: FINANCIAL TIPS  (Read 1169 times)
aspalela
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June 27, 2018, 01:29:15 PM
 #241

I think this topic has great tips and advice and is very useful for people who can not manage how to control and give more value to hard work, but one thing that is Especially in investing, either in stock or currency crypto, that You just invest the money we have willingly lost, After that have the ROI as soon as possible and from there we will start growing our money, I have to learn this in a very difficult way.
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June 27, 2018, 01:31:21 PM
 #242

Wow... Those are so simple but so practical, I think I need to work out those principles in my life, because right now I am not the best manager of finances. I spend literally more than I earn.

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June 29, 2018, 03:11:57 AM
 #243

I dont know if this where the right place to post but here it is. This is most applicable for those minimum wage earner who struggles in life and wanted to invest too.

* DONT SPEND BEYOND WHAT YOU EARN.

This is particular to those credit card addicts where swipping it is their life. They spend most of their needs on cards, groceries, gadgets installment etc. They spend beyond their limits and usually paying excess charges because of this. They often didnt get through this swipe pay cycle because of their limited fund capacity.


* SAVE FIRST BEFORE SPENDING

I think this is the hardest part of the financial budget if you are earning just right for paying your monthly bill and daily necessities. But what will you have to do ? . You dont need that high portion of savings everytime. For example , you have $50 on your hand in excess of your expenses, budget it for a week in a very cheap way , groceries would be better, then save what is remained. Take aside your weekly starbucks and put it on your bank.You can take coffe at home or on a cheap way. Small amounts will get big in a time and you can start investing after. You can always reward yourself after if you start investing and earned passively.

* SET SOME GOALS

This is the most effective way ive done so far. Being comitted on your goal is almost 100% sure. If you are setting a goal for example this year where you have to save $5 weekly and you will save $260 in the end of the year, if you always looking for the outcome, im sure you will do this without leaping or maybe advance save it up.

All three of this is what i do everytime ans it helps me save and gain some capitals for investment on cryptocurrency. I hope these three would help someone even on a little way.
This is really a cool idea of the development of own economical growth where we can make ourself a successful person in our community without follow the hard rules and we just need to change our descion to spend our money for particular things only .
Quote

* DONT SPEND BEYOND WHAT YOU EARN.
Absolutely it is a best way to remain in the limit , because here if you will remain in limit then surely you will have no tension for the extra money that you needed to spend for extra expensive things
Quote
* SAVE FIRST BEFORE SPENDING
If you will control over the amount of the money that you have to spend then surely in the future we will get a best opportunity to out money in better thing and that will give really a better return of the investment , so don't release your money anywhere directly without see that for which thing you are spending 
Quote
* SET SOME GOALS
Here surely we should remain with the goal but here a mendetory thing that we should have in our mind is that we should split our Goals into different steps and result into Daily target .
And in that way it will be much easy for us to achieve the goal .
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June 29, 2018, 06:10:52 AM
 #244

To improve financially, I think Bitcoin is the best way to all. It is possible to work financially in different aspects of earning money.
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June 29, 2018, 07:43:44 AM
 #245

I dont know if this where the right place to post but here it is. This is most applicable for those minimum wage earner who struggles in life and wanted to invest too.

* DONT SPEND BEYOND WHAT YOU EARN.

This is particular to those credit card addicts where swipping it is their life. They spend most of their needs on cards, groceries, gadgets installment etc. They spend beyond their limits and usually paying excess charges because of this. They often didnt get through this swipe pay cycle because of their limited fund capacity.


* SAVE FIRST BEFORE SPENDING

I think this is the hardest part of the financial budget if you are earning just right for paying your monthly bill and daily necessities. But what will you have to do ? . You dont need that high portion of savings everytime. For example , you have $50 on your hand in excess of your expenses, budget it for a week in a very cheap way , groceries would be better, then save what is remained. Take aside your weekly starbucks and put it on your bank.You can take coffe at home or on a cheap way. Small amounts will get big in a time and you can start investing after. You can always reward yourself after if you start investing and earned passively.

* SET SOME GOALS

This is the most effective way ive done so far. Being comitted on your goal is almost 100% sure. If you are setting a goal for example this year where you have to save $5 weekly and you will save $260 in the end of the year, if you always looking for the outcome, im sure you will do this without leaping or maybe advance save it up.

All three of this is what i do everytime ans it helps me save and gain some capitals for investment on cryptocurrency. I hope these three would help someone even on a little way.
That is a good advice and it is very helpful but in my case its hard to do because there are many temptation that can makes my feelings become satisfied, So the real problem is my self because I need to control my self and self discipline is needed to make things right. So I willing to follow this advice.

Yeah better to follow this advice as it will help you in a long run. Well, it's really hard to resist temptations especially if you're surrounded by it however you can still use this as motivation to control your eagerness. Better to think and analyze if that thing is really worthy and of course be contented from what you have. If you learn this then everything will follow through.
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July 02, 2018, 11:26:38 PM
 #246

Really, I don't see anything good in saving fiat money now. I rather save some of BTC or ETH or some altcoins. Fiat money is a passed stage for me Smiley

Saving fiat money is a good idea after all it is not like fiat is going to disappear tomorrow or anything, if you are not sure in what to invest then saving in fiat is a good idea until you take your decision, now if you already know in what you want to invest then it is the moment to take action and do it especially if you want to invest in cryptocurrencies since the current prices will not last forever.
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July 03, 2018, 04:38:26 AM
 #247

Keys to Financial Success Although making resolutions to improve your financial situation is a good thing to do at any time of year, many people find it easier at the beginning of a new year. Regardless of when you begin, the basics remain the same.

1. Get Paid What You're Worth and Spend Less Than You Earn

It sounds simplistic, but many people struggle with this first basic rule.
Make sure you know what your job is worth in the marketplace, by conducting an evaluation of your skills, productivity, job tasks, contribution to the company, and the going rate, both inside and outside the company, for what you do. Being underpaid even a thousand dollars a year can have a significant cumulative effect over the course of your working life.

No matter how much or how little you're paid, you'll never get ahead if you spend more than you earn. Often it's easier to spend less than it is to earn more, and a little cost-cutting effort in a number of areas can result in big savings. It doesn't always have to involve making big sacrifices.

2. Stick to a Budget

One of my favorite subjects: budgeting. It's not a four-letter word. How can you know where your money is going if you don't budget?

How can you set spending and saving goals if you don't know where your money is going? You need a budget whether you make thousands or hundreds of thousands of dollars a year.

3. Pay Off Credit Card Debt

Credit card debt is the number one obstacle to getting ahead financially.
Those little pieces of plastic are so easy to use, and it's so easy to forget that it's real money we're dealing with when we whip them out to pay for a purchase, large or small. Despite our good resolves to pay the balance off quickly, the reality is that we often don't, and end up paying far more for things than we would have paid if we had used cash.

4. Contribute to a Retirement Plan

If your employer has a 401(k) plan and you don't contribute to it, you're walking away from one of the best deals out there. Ask your employer if they have a 401(k) plan (or similar plan), and sign up today. If you're already contributing, try to increase your contribution. If your employer doesn't offer a retirement plan, consider an IRA.

5. Have a Savings Plan

You've heard it before: Pay yourself first! If you wait until you've met all your other financial obligations before seeing what's left over for saving, chances are you'll never have a healthy savings account or investments. Resolve to set aside a minimum of 5% to 10% of your salary for savings BEFORE you start paying your bills. Better yet, have money automatically deducted from your paycheck and deposited into a separate account.
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July 03, 2018, 06:25:24 AM
 #248

Beside saving our income, its much better if we investing some of our income in several investment instrument. Investing our income will make our future more comfort. Investing our income will make us prepare on the worst scenario on our financial problem

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July 03, 2018, 06:48:00 AM
 #249

I dont know if this where the right place to post but here it is. This is most applicable for those minimum wage earner who struggles in life and wanted to invest too.

* DONT SPEND BEYOND WHAT YOU EARN.

This is particular to those credit card addicts where swipping it is their life. They spend most of their needs on cards, groceries, gadgets installment etc. They spend beyond their limits and usually paying excess charges because of this. They often didnt get through this swipe pay cycle because of their limited fund capacity.


* SAVE FIRST BEFORE SPENDING

I think this is the hardest part of the financial budget if you are earning just right for paying your monthly bill and daily necessities. But what will you have to do ? . You dont need that high portion of savings everytime. For example , you have $50 on your hand in excess of your expenses, budget it for a week in a very cheap way , groceries would be better, then save what is remained. Take aside your weekly starbucks and put it on your bank.You can take coffe at home or on a cheap way. Small amounts will get big in a time and you can start investing after. You can always reward yourself after if you start investing and earned passively.

* SET SOME GOALS

This is the most effective way ive done so far. Being comitted on your goal is almost 100% sure. If you are setting a goal for example this year where you have to save $5 weekly and you will save $260 in the end of the year, if you always looking for the outcome, im sure you will do this without leaping or maybe advance save it up.

All three of this is what i do everytime ans it helps me save and gain some capitals for investment on cryptocurrency. I hope these three would help someone even on a little way.

I am not a financial expert so I would take this as my guide to be successful in my financing. I know it is hard to do but at least this guide will give me a hitch at what I may do to my money and earnings.

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July 03, 2018, 09:24:49 AM
 #250

I dont know if this where the right place to post but here it is. This is most applicable for those minimum wage earner who struggles in life and wanted to invest too.

* DONT SPEND BEYOND WHAT YOU EARN.

This is particular to those credit card addicts where swipping it is their life. They spend most of their needs on cards, groceries, gadgets installment etc. They spend beyond their limits and usually paying excess charges because of this. They often didnt get through this swipe pay cycle because of their limited fund capacity.


* SAVE FIRST BEFORE SPENDING

I think this is the hardest part of the financial budget if you are earning just right for paying your monthly bill and daily necessities. But what will you have to do ? . You dont need that high portion of savings everytime. For example , you have $50 on your hand in excess of your expenses, budget it for a week in a very cheap way , groceries would be better, then save what is remained. Take aside your weekly starbucks and put it on your bank.You can take coffe at home or on a cheap way. Small amounts will get big in a time and you can start investing after. You can always reward yourself after if you start investing and earned passively.

* SET SOME GOALS

This is the most effective way ive done so far. Being comitted on your goal is almost 100% sure. If you are setting a goal for example this year where you have to save $5 weekly and you will save $260 in the end of the year, if you always looking for the outcome, im sure you will do this without leaping or maybe advance save it up.

All three of this is what i do everytime ans it helps me save and gain some capitals for investment on cryptocurrency. I hope these three would help someone even on a little way.

I am not a financial expert so I would take this as my guide to be successful in my financing. I know it is hard to do but at least this guide will give me a hitch at what I may do to my money and earnings.
If will be better for you if you will also have an app in your smartphone like a money app that will help you to monitor expenses and also income and that will give you an overview on which side you are spending most of your money so you can adjust things and you will realize if it is worth it to continue spending that amount of money.
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July 03, 2018, 09:40:50 AM
 #251

I think it is necessary to have such a subject in school, where children could learn financial literacy. Investing can bring a fairly good income to a person, and knowledge of investment rules is very important. Who only begins to get acquainted with this topic - pay attention to Robert Kiosaki with his lectures.
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July 03, 2018, 04:46:19 PM
 #252

I dont know if this where the right place to post but here it is. This is most applicable for those minimum wage earner who struggles in life and wanted to invest too.

* DONT SPEND BEYOND WHAT YOU EARN.

This is particular to those credit card addicts where swipping it is their life. They spend most of their needs on cards, groceries, gadgets installment etc. They spend beyond their limits and usually paying excess charges because of this. They often didnt get through this swipe pay cycle because of their limited fund capacity.


* SAVE FIRST BEFORE SPENDING

I think this is the hardest part of the financial budget if you are earning just right for paying your monthly bill and daily necessities. But what will you have to do ? . You dont need that high portion of savings everytime. For example , you have $50 on your hand in excess of your expenses, budget it for a week in a very cheap way , groceries would be better, then save what is remained. Take aside your weekly starbucks and put it on your bank.You can take coffe at home or on a cheap way. Small amounts will get big in a time and you can start investing after. You can always reward yourself after if you start investing and earned passively.

* SET SOME GOALS

This is the most effective way ive done so far. Being comitted on your goal is almost 100% sure. If you are setting a goal for example this year where you have to save $5 weekly and you will save $260 in the end of the year, if you always looking for the outcome, im sure you will do this without leaping or maybe advance save it up.

All three of this is what i do everytime ans it helps me save and gain some capitals for investment on cryptocurrency. I hope these three would help someone even on a little way.

I am not a financial expert so I would take this as my guide to be successful in my financing. I know it is hard to do but at least this guide will give me a hitch at what I may do to my money and earnings.
If will be better for you if you will also have an app in your smartphone like a money app that will help you to monitor expenses and also income and that will give you an overview on which side you are spending most of your money so you can adjust things and you will realize if it is worth it to continue spending that amount of money.
A good financial management helps us become a wise and informed decision-maker. It's important to formulate a plan, to be honest in following the plan, and to make use of time productively. Don't be too impulsive, only spend on things that are needed,  cultivate the habit of savings, and avoid debts as much as possible. Aim growth, it's not going to be easy, but with discipline, patience and determination it can be achieved.
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July 05, 2018, 04:02:50 PM
 #253

financial tips is budget. Create a budget where you spend your money and from there you can determine if it's too much or too little. After that you will know where every $ goes and it goes a long way in getting people financially fit.
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July 05, 2018, 04:05:34 PM
 #254

I dont know if this where the right place to post but here it is. This is most applicable for those minimum wage earner who struggles in life and wanted to invest too.

* DONT SPEND BEYOND WHAT YOU EARN.

This is particular to those credit card addicts where swipping it is their life. They spend most of their needs on cards, groceries, gadgets installment etc. They spend beyond their limits and usually paying excess charges because of this. They often didnt get through this swipe pay cycle because of their limited fund capacity.


* SAVE FIRST BEFORE SPENDING

I think this is the hardest part of the financial budget if you are earning just right for paying your monthly bill and daily necessities. But what will you have to do ? . You dont need that high portion of savings everytime. For example , you have $50 on your hand in excess of your expenses, budget it for a week in a very cheap way , groceries would be better, then save what is remained. Take aside your weekly starbucks and put it on your bank.You can take coffe at home or on a cheap way. Small amounts will get big in a time and you can start investing after. You can always reward yourself after if you start investing and earned passively.

* SET SOME GOALS

This is the most effective way ive done so far. Being comitted on your goal is almost 100% sure. If you are setting a goal for example this year where you have to save $5 weekly and you will save $260 in the end of the year, if you always looking for the outcome, im sure you will do this without leaping or maybe advance save it up.

All three of this is what i do everytime ans it helps me save and gain some capitals for investment on cryptocurrency. I hope these three would help someone even on a little way.


These tips are really helpful for us to save better in the future. Saving is necesaary for us to have something to get whenever we need financial assistance. It is important that we value our eanings because it is not easy to earn money these days. We should get ourselves rid of spending too much for the things that isn't too much important for us.
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July 05, 2018, 04:09:49 PM
 #255

It sounds reasonable, I would add set reasonable goals, that's a bit more difficult, but nonetheless important.
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July 05, 2018, 04:15:44 PM
 #256

I think that the best advice is to save money and have a budget plan you need to stick to. You should always think whether you need this or you can live without this thing and nothing bad will happen, if spending much you will regret this having nothing valuable
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July 05, 2018, 05:20:33 PM
 #257

Thanks for the advice, read and note.
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July 05, 2018, 05:22:25 PM
 #258

Wow... Those are so simple but so practical, I think I need to work out those principles in my life, because right now I am not the best manager of finances. I spend literally more than I earn.

Things are simple to understand and follow it only thing is that we ourself complicate the things. As simple is not good and we all like to solve complicate things and in that we spend our rest of the life. So start following the basic and you should be good to enjoy the life with money too.

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July 10, 2018, 07:53:16 AM
 #259

I think this topic has great tips and advice and is very useful for people who can not manage how to control and give more value to hard work, but one thing that is Especially in investing, either in stock or currency crypto, that You just invest the money we have willingly lost, After that have the ROI as soon as possible and from there we will start growing our money, I have to learn this in a very difficult way.
If you are not a business person yet then study the modern market and try to do something in order to spread your investments around you for your financial status. If you want to improve your financial graph then make portfolio in order to maintain your profit. One with huge money can start both short term and long term investments in the crypto market with Altcoin, Litecoin for short term and Bitcoin, Ethereum for long term.

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July 10, 2018, 08:58:33 AM
 #260

I dont know if this where the right place to post but here it is. This is most applicable for those minimum wage earner who struggles in life and wanted to invest too.

* DONT SPEND BEYOND WHAT YOU EARN.

This is particular to those credit card addicts where swipping it is their life. They spend most of their needs on cards, groceries, gadgets installment etc. They spend beyond their limits and usually paying excess charges because of this. They often didnt get through this swipe pay cycle because of their limited fund capacity.


* SAVE FIRST BEFORE SPENDING

I think this is the hardest part of the financial budget if you are earning just right for paying your monthly bill and daily necessities. But what will you have to do ? . You dont need that high portion of savings everytime. For example , you have $50 on your hand in excess of your expenses, budget it for a week in a very cheap way , groceries would be better, then save what is remained. Take aside your weekly starbucks and put it on your bank.You can take coffe at home or on a cheap way. Small amounts will get big in a time and you can start investing after. You can always reward yourself after if you start investing and earned passively.

* SET SOME GOALS

This is the most effective way ive done so far. Being comitted on your goal is almost 100% sure. If you are setting a goal for example this year where you have to save $5 weekly and you will save $260 in the end of the year, if you always looking for the outcome, im sure you will do this without leaping or maybe advance save it up.

All three of this is what i do everytime ans it helps me save and gain some capitals for investment on cryptocurrency. I hope these three would help someone even on a little way.

To earn more money you need to budget your money every month or monthly. Budgeting your money everyday, weekly, monthly will be a good feedback to your savings. Step aside eating in fastfoods and buying new things.
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