To me Ripple seems like a much more viable and less risky bet.
The idea that the whole international economic system is going to end because of the blockchain & crypto currency is too far fetched. What's much more likely is that the technology will be appropriated by the industry and all these cryptos will disappear unless they can find an industry purpose.
Chinese platform against banks powered crypto-coin? I believe that both
will have great returns, both have strong projects and strong communities.
I have both just to be clear about that! I do not know which one can bring
me more profit. I bought NEO at $120, ripple at $1, both are down from that
time. I do not carry much about it, I am long-term holder, and I believe in both
of them, but in NEO a bit more. There are too many Ripples out there, if they
plan to make banks to send money faster that price rise will stop on some
price and it will be stable, to attract more people. On other side NEO is a platform,
that can mean that they can spread a lot.
In long-term NEO is my favorite, in mid-term maybe ripple can make higher profit,
just to go on $10 until the end of the year and big profit is there.