Many people said that ripple is just a scam putted by banks to make people believe in this coin and investing on it but the reality is that the banks are putting there miney on bitcoin and ethereum and one day ripple will break down, so the result will be :banks get richer and ripple holders crush...well these words are not 1000% real but it could happen so beware.
I never get the logic here why bank will do that why throwing FUD for ripple.
Ripple made a good profit for the traders and the developers gain a lot on it. There's is no reason to abandon it.