No matter how it looks, I'm stating facts here. It's not like I'm trying to increase my offering at the last minute, its the same offer I've had all along... I need 4.5, and will repay 5 next week.
You're wondering why nobody loaned you yet? Let's use some real world examples, shall we?
You are at a cafe. A man suddenly walks up to you, and asks to borrow $3000 USD in cash. He says he currently has the money to pay you back once he gets his paycheck next week.
Do you lend him?
If you say yes, PLEASE, dear God, get out.
What you described is exactly how loans work, except usually in a bank. A guy walks in, asks to borrow $3000 and says he will pay them back when he gets paid. Not so odd when it happens inside a bank, huh? And before you shout about not being a bank, yeah, I get that. But your example is taking it to the extreme. I'm not expecting anybody to just give me a 4.5 btc loan without getting something as collateral. Unfortunately, the only collateral anybody here is really looking for is litecoin, which I've stated before, I have very little of.
BTW, can I borrow $3k USD? preferably cash. I figured since we're not in a cafe, I'd ask.
But look, you are borrowing this online, which makes it even more dangerous.
In a bank, or a bank under government juristiction at least, would ask you for many IDs, references, credit rating, and I'm not sure, but perhaps even a collateral.
If you think this is not the case of borrowing from a bank, be my guest and take the loan from them instead. They'll offer you a shitload of better rates too.