[ANN] [PRE-ICO] 🔺RAD Lending🔺Credit Solutions for the Crypto Economy

[Dofus]

Will you have an Android app developed at launch?

[RADTEAM]

🚀🔺!! RAD LENDING PRE-ICO IS LIVE !!🔺🚀

Investor panel

Whitepaper

We’re starting the engines!
Don’t miss your chance, jump in our spaceship and fly with us to the Moon and beyond – join and invest now for our best offer, a highly beneficial 40% bonus!

https://i.imgur.com/3ltE7rnl.png

[RADTEAM]

May I ask who from the team is taking care of this thread?

Thanks for the question! We have our marketing people monitoring all channels on rotation, including Bitcointalk. If you wish to contact us directly, please use contact@radlending.com!

[RADTEAM]

Since this is a US compliant ICO, I can safely assume your tokens will be utility based right?

It looks like you are confusing two concepts - utility token and a security token. Utility token has some, well, utility. It is something that you should be able to use on the platform once it is built. By definition, it can not be an investment and cannot promise future profits, any resale value, or increase in price. It can only promise you that you will be able to use it once/if the platform for that token is ready.
The problem is that so many ICO's loosely use the term "utility token" for their tokens and advertise them as an actual investment, which is untrue and illegal.

A security token is an investment vehicle. It comes with an additional burden for the company - there are lots of restrictions how you can advertise, market and issue security tokens. You also need to ID verify and do full KYC on all your investors. The pros of this approach is that you can actually distribute profits, and do other things that are expected from an investment. Also, investors are legally protected - so no "over and outs", or pump and dump are possible with regulated security tokens.

Our RAD Token is a security token. We have done a lot to make it right from the beginning, and hope that investors will appreciate the added protection of a legal token.

That must have taken a considerable amount of early capital to secure an adequate legal team to guide you guys through this. May I ask which firm you have on retainer?

It has indeed been a long journey, in the past six months we have consulted with several lawyers and groups before settling with our current team. We have plans on announcing our legal partners down the road, for now, we are proud to present CrowdCheck and CrowdCheckLaw as our partners for the KYC process.

This is reassuring. Glad you guys are doing everything the right way. What made you decide not to take the cheap and easy way out like every one else seems to?

Thank you! The way we see it is, there is no other sustainable approach than the right way, as you called it. We have seen several crypto fintech startups go belly up because of scams and lack of credibility, and most of these could have been predicted early on. In the financial world, credibility and compliance is everything, especially if you are planning on building a company for the ages, with products that are available for citizens of the U.S. and all other countries, and not just under special tax-haven conditions. For example, the SEC is there for a reason, to protect investors, all investors, traditional or otherwise. However, at the same time we believe in blockchain, in crypto, and compliance. But we don't see these two things as mutually exclusive, instead, we see them as actors that mutually enrich the possibilities out there.

Simply put, if you want to play the big league, we feel that doing the right way, is the only way.

[RADTEAM]

"It is time when you need to grow up and play by the rules, if you want to step into the world of grown up businesses."

An illuminating interview with our CEO, Alex Gerasimov about misconceptions behind utility tokens, securities and much more!

https://i.imgur.com/rkzIhnK.png

[RADTEAM]

We had a wonderful time in Seoul on our first Pre-ICO Roadshow event, thank you all for coming!

More pictures coming soon from Budapest - meanwhile, prepare for our Washington D.C. event next Monday!

https://i.imgur.com/zv3doEel.png

[RADTEAM]

"You can literally start a company somewhere on the islands and do any type of the ICO you want and then live happily with the crypto you got. Unless you want to create a real business, you want to have partnerships, you want product and you want to get away from this damned island. That is when you need to think about compliance but it is too late. And even if you are ok on this island, one day you can see a bunch of Agent Smiths coming because one of your investors (or rather utility token buyers) was a US person."

Legal ICO in 2018 – The Death of Utility Tokens?, a short interview with our CEO, Alex.

[RADTEAM]

Meet us on RAD Lending's last Pre-ICO Roadshow event in Washington D.C.!
Click here for further details.

https://i.imgur.com/ogOwohYl.jpg

[RADTEAM]

Thank you all for coming to our Budapest event!

More pictures coming soon from Washington D.C. - in the meantime check out our Investors' Deck which you can also see on this pic below.

https://i.imgur.com/aJdPnmQl.jpg

[Vladdirescu87]

Compliance and Credibility for P2P Lending, Meet RAD Lending

RAD Lending is announcing it’s Pre-ICO, the RAD tokens will be available to all investors, including U.S. accredited investors. The proposed RAD products include a p2p crypto-secured lending platform with revenue profit sharing, a crypto-backed card with a credit limit, digital credit scoring and credit history, and a potential decentralized blockchain-agnostic escrow service for managing security deposit across various blockchains.

Read the details in the article of Coinidol dot com, the world blockchain news outlet: https://coinidol.com/meet-rad-lending/

[RADTEAM]

Do you still think getting Whitelisted is complicated?
Let us prove the opposite with a smooth article about a smooth process.

https://i.imgur.com/TvAiqTJl.png

[sicionful]

You are remunerating individuals without a professional status. It is forbidden ? If it is with your token, it could be considered as a voucher but with another medium of payment (even fi it unregulated) it is a business transaction with VAT and proof of payment from the user receiving the fund ?

[RADTEAM]

Back in the winter we've studied a 100 successful ICOs worldwide. It was loads of work but totally worth it! Read our article about what we found.

https://i.imgur.com/q4rFkpwl.png

[LoveCryptoAll]

The plans of the project team are grandiose. I think that the project has great potential. I wonder how many Iks can earn on this project?

[RADTEAM]

You are remunerating individuals without a professional status. It is forbidden ? If it is with your token, it could be considered as a voucher but with another medium of payment (even fi it unregulated) it is a business transaction with VAT and proof of payment from the user receiving the fund ?

Hey sicionful! Not sure what you are referring to, but definitely not our case. We are offering our RAD Token in a compliant securities offering to compliant investors. Feel free to contact us in private if you have any more questions!

[RADTEAM]

Read our full Whitepaper here!

https://i.imgur.com/FRKAr0ll.png

[zenting]

I like the idea of your project.  Tell me, what will be spent on the funds that are collected at the pre-ICO?

[RADTEAM]

I like the idea of your project.  Tell me, what will be spent on the funds that are collected at the pre-ICO?

Hi there zenting and thanks for the compliment!

We have several milestones on the way to reach the total funds needed. For example, the first $1 million investment goal covers one year runway for RAD Lending, including the launch of P2P RAD Lending platform MVP for Bitcoin, Ethereum collaterals, Bitcoin, Ethereum, USD for credit products; the launch of the RAD wallet app MVP and RAD credit products MVPs. Each of our tiers includes our lending platform and credit product development, regulatory compliance, business development and marketing efforts.

You can find all of our milestone goals in our Whitepaper.

[RADTEAM]

https://i.imgur.com/lGgWNdql.png

[RADTEAM]

"With traditional financial products, like a crypto-backed but fiat-spending credit card now everyone can do several things at the same time: HODL, spend, invest, mine, and live more."

Watch our full video here:

https://i.imgur.com/TAwd0TMl.jpg