Ebay offers good value and can handle fast transactions. The problem is mashing old money systems that have been running wild for decades with the new ones. Allowing people to use hundreds of paypal accounts is something that only works with chargebacks and high fees. For those that want to bend over and take it, join MPOE-PR. Everyone else can my group.
But instead of attacking a non-functioning system, what about abandoning it and create an new system?