Actually BTC DOSE have a Central Banker, it is just a mindless unresponsive piece of code that is executing a programmed exponentially decreasing mining schedule that Satoshi created years ago. Yet a bunch of silly libertarians have convinced themselves that living under the economic dictates of a mindless machine central banker is better then under that of any human. How anyone claiming to be a believer in individual liberty and the free market would submit to a system which ignores the market, ignores all economic activity and ignores all human wishes is beyond absurd, it show that the so-called libertarian in America is a stooge and knows nor cares for anything resembling liberty.
He is in fact a slave at heart and yearns only for the tyrannical.
Humans are liable to all kinds of sins. There are even Commandments that deal specifically with a part of them. And I'm not even speaking that to err is human. Actually, bitcoin (or something that would be more useful or robust) can be regarded as a reliable basis for building tools that would specifically address the issues you pointed out...
It's too early to tell
