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Author Topic: I HATE PAYPAL  (Read 1168 times)
Quip
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February 23, 2011, 06:13:59 AM
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Just wanted to say that PayPal accidentally double-charged me for a small transaction, resulting in a $30 overdraft fee from my Credit Union. Then they did it again. Twice. The duplicate charges were reversed, but the damage was already done. To make matters worse, they did it A FORTH TIME today. I already asked my Credit Union to reduce the first set of fees, and they already told me they wouldn't do it again.



EDIT: In case anyone is wondering, this is the reason I'm selling my Bitcoins as fast as I get them. I need to pay $70 USD in fees to get my account back up to a positive balance ASAP.

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February 23, 2011, 06:36:50 AM
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Sure, PayPal screwed up, but the fact that you got overdrawn is your credit union's fault. Tell them to stop overdrawing your account.

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Quip
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February 23, 2011, 06:43:11 AM
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They charge you more to bounce transactions than to overdraw. I'll file a complaint.

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February 23, 2011, 06:48:26 AM
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They charge you more to bounce transactions than to overdraw. I'll file a complaint.

Really? Time to find a new bank.

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Quip
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February 23, 2011, 06:54:17 AM
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I may be confusing their policy with that of my previous bank (which I left out of frustration). I sent them a polite email to make sure.

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February 23, 2011, 12:49:25 PM
 #6

This stuff, really depends on which country you are in. In England it would make perfect sense to sue both paypal and bank. Though these days suing banks over overdraft charges is more difficult.

I sued a few major banks over overdraft charges a few years back and they all settled in the last moment.

There is also interesting legal stuff going on regarding credit card agreements, apparently half of the population does not really have to pay back some debts. More specifically nearly every Consumer Credit Agreement issued before 2007 is in some significant way faulty. Which prevents banks enforcing the debt if defaulted.



Thats really nice

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silverchair
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August 31, 2011, 05:24:48 AM
 #7

Well its not actually Paypals fault, its Credit unions fault so why hate paypal??? Smiley

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wolftaur
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August 31, 2011, 05:28:17 AM
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Well its not actually Paypals fault, its Credit unions fault so why hate paypal??? Smiley

PayPal frequently ignores the rule about how many times they may resubmit a failed transaction without the customer's written consent.

In the US, they may resubmit an EFT a maximum of two times. I've seen them do it seven.

"MOOOOOOOM! SOME MYTHICAL WOLFBEAST GUY IS MAKING FUN OF ME ON THE INTERNET!!!!"
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