I have friends and relatives who are debt to me, they promise to return it in less than 1 month but for 2 months they have not returned it yet. I've asked but they have many reasons not to return. What should I do ? because I'm in need of money.
You should go to them and ask them to give your money back looking straight in their eyes. You need to say that "I could give you more time, but I can't due to my life situation" - they should be able to understand that this is not just a regular "give my money back"-sentence. Good luck, bro.