lakzo (OP)
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February 19, 2014, 03:28:48 PM |
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In need of a loan to make a considerably large ($300) purchase in the next few days. I was expecting to get paid last friday but I was informed today that I wouldn’t receive that check until the end of the month (Government employee). Asking for a loan of .4 BTC at 10% interest compounded weekly. I can offer collateral in the form of my MacBook Pro, ID verification plus proof of employment (The check coming in at the end of the month should be roughly $1800).
Thanks!
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austin
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February 19, 2014, 04:16:28 PM |
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In need of a loan to make a considerably large ($300) purchase in the next few days. I was expecting to get paid last friday but I was informed today that I wouldn’t receive that check until the end of the month (Government employee). Asking for a loan of .4 BTC at 10% interest compounded weekly. I can offer collateral in the form of my MacBook Pro, ID verification plus proof of employment (The check coming in at the end of the month should be roughly $1800).
Thanks!
Where are you located? It would be best to find a lender or escrow within your country to hold the MacBook.
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lakzo (OP)
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February 19, 2014, 05:47:01 PM |
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Where are you located? It would be best to find a lender or escrow within your country to hold the MacBook. [/quote]
I've tried using local bitcoins but i'm at a small college in the middle of nowhere. I haven't been able to find anything yet.
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austin
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February 19, 2014, 06:07:00 PM |
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I've tried using local bitcoins but i'm at a small college in the middle of nowhere. I haven't been able to find anything yet.
Are you in the USA?
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lakzo (OP)
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February 19, 2014, 06:58:50 PM |
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Yes, rural Virginia.
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Localbtcbuyer
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February 19, 2014, 07:01:08 PM |
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Could maybe help, but would need the collateral sent just in case.
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lakzo (OP)
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February 19, 2014, 07:44:55 PM |
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Could maybe help, but would need the collateral sent just in case.
Know of any good escrow services?
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Localbtcbuyer
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February 19, 2014, 07:47:26 PM |
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Could maybe help, but would need the collateral sent just in case.
Know of any good escrow services? If I'm sending .4 btc, I want possession of laptop, in case you don't pay it back.
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KWH
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In Collateral I Trust.
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February 19, 2014, 07:54:30 PM |
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Could maybe help, but would need the collateral sent just in case.
Know of any good escrow services? If I'm sending .4 btc, I want possession of laptop, in case you don't pay it back. Because you are new, you need to include a third party escrow to hold any collateral.
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When the subject of buying BTC with Paypal comes up, I often remember this:
Insanity: doing the same thing over and over again and expecting different results.
Albert Einstein
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Localbtcbuyer
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February 19, 2014, 07:56:46 PM |
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Could maybe help, but would need the collateral sent just in case.
Know of any good escrow services? If I'm sending .4 btc, I want possession of laptop, in case you don't pay it back. Because you are new, you need to include a third party escrow to hold any collateral. Then the third party can put up the btc. I might be new, but I've been doin business for over 25 years.
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KWH
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In Collateral I Trust.
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February 19, 2014, 08:00:28 PM |
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Could maybe help, but would need the collateral sent just in case.
Know of any good escrow services? If I'm sending .4 btc, I want possession of laptop, in case you don't pay it back. Because you are new, you need to include a third party escrow to hold any collateral. Then the third party can put up the btc. I might be new, but I've been doin business for over 25 years. And I'm filthy rich with a 12" schlong. You are new, have no trust and could walk off with the collateral anytime between the loan and repayment WITH the repayment AND collateral.
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When the subject of buying BTC with Paypal comes up, I often remember this:
Insanity: doing the same thing over and over again and expecting different results.
Albert Einstein
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Localbtcbuyer
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February 19, 2014, 08:05:49 PM |
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Could maybe help, but would need the collateral sent just in case.
Know of any good escrow services? If I'm sending .4 btc, I want possession of laptop, in case you don't pay it back. Because you are new, you need to include a third party escrow to hold any collateral. Then the third party can put up the btc. I might be new, but I've been doin business for over 25 years. And I'm filthy rich with a 12" schlong. You are new, have no trust and could walk off with the collateral anytime between the loan and repayment WITH the repayment AND collateral. Well, like I said, the third party can put up the btc, and hold the collateral. Not a chance I put up my btc, and STILL not have collateral to back it up. Just because someone has been around a long time, does not mean that they are honest. Not implying you aren't, but it is a fact. I made the man an offer, he refused it through you. No huge deal. It hurts me none, and hurts him none. By the way....nice schlong ![Smiley](https://bitcointalk.org/Smileys/default/smiley.gif) And since you are filthy rich, you should help this guy with his loan. Free money, right?
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KWH
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February 19, 2014, 08:12:51 PM |
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Could maybe help, but would need the collateral sent just in case.
Know of any good escrow services? If I'm sending .4 btc, I want possession of laptop, in case you don't pay it back. Because you are new, you need to include a third party escrow to hold any collateral. Then the third party can put up the btc. I might be new, but I've been doin business for over 25 years. And I'm filthy rich with a 12" schlong. You are new, have no trust and could walk off with the collateral anytime between the loan and repayment WITH the repayment AND collateral. Well, like I said, the third party can put up the btc, and hold the collateral. Not a chance I put up my btc, and STILL not have collateral to back it up. Just because someone has been around a long time, does not mean that they are honest. Not implying you aren't, but it is a fact. I made the man an offer, he refused it through you. No huge deal. It hurts me none, and hurts him none. By the way....nice schlong ![Smiley](https://bitcointalk.org/Smileys/default/smiley.gif) And since you are filthy rich, you should help this guy with his loan. Free money, right? If I chose to loan I would use a third party escrow to hold the collateral.
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When the subject of buying BTC with Paypal comes up, I often remember this:
Insanity: doing the same thing over and over again and expecting different results.
Albert Einstein
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Localbtcbuyer
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February 19, 2014, 08:30:59 PM |
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Could maybe help, but would need the collateral sent just in case.
Know of any good escrow services? If I'm sending .4 btc, I want possession of laptop, in case you don't pay it back. Because you are new, you need to include a third party escrow to hold any collateral. Then the third party can put up the btc. I might be new, but I've been doin business for over 25 years. And I'm filthy rich with a 12" schlong. You are new, have no trust and could walk off with the collateral anytime between the loan and repayment WITH the repayment AND collateral. Well, like I said, the third party can put up the btc, and hold the collateral. Not a chance I put up my btc, and STILL not have collateral to back it up. Just because someone has been around a long time, does not mean that they are honest. Not implying you aren't, but it is a fact. I made the man an offer, he refused it through you. No huge deal. It hurts me none, and hurts him none. By the way....nice schlong ![Smiley](https://bitcointalk.org/Smileys/default/smiley.gif) And since you are filthy rich, you should help this guy with his loan. Free money, right? If I chose to loan I would use a third party escrow to hold the collateral. Different strokes, for different folks. OP, have you tried to pawn your laptop for the funds? That way, a business has your computer, you have the funds, and everyone is happy?
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lakzo (OP)
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February 19, 2014, 08:32:20 PM Last edit: February 19, 2014, 08:43:42 PM by lakzo |
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There aren't any pawn shops around me (town of 3000 people), but now that I think of it there's probably no point in requesting a loan anyway, because using escrow would take shipping the collateral and then accepting the loan. By the time that happens, it's about 4 days until payday so there's no real point.
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Localbtcbuyer
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February 19, 2014, 08:35:19 PM |
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Third party escrow does the best job at protecting both parties in my opinion.
No. Pawn shops do the best job. ![Smiley](https://bitcointalk.org/Smileys/default/smiley.gif)
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roslinpl
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February 19, 2014, 08:36:01 PM |
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Third party escrow does the best job at protecting both parties in my opinion.
No. Pawn shops do the best job. ![Smiley](https://bitcointalk.org/Smileys/default/smiley.gif) Pawn shops do the best money ![Tongue](https://bitcointalk.org/Smileys/default/tongue.gif) for Pawn shops ![Smiley](https://bitcointalk.org/Smileys/default/smiley.gif) Escrow much better.
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Localbtcbuyer
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February 19, 2014, 08:43:37 PM |
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New offer then:
.4btc loan, you said you get check at end of the month....
Repay: .49 by end of day 3/7
If not repaid by 3/7, one week extension until 3/10, but repayment is .54
If not repaid by end of day 3/10, then laptop is sent to me, from whatever escrow we choose to hold it, and you owe nothing.
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lakzo (OP)
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February 19, 2014, 08:55:47 PM |
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New offer then:
.4btc loan, you said you get check at end of the month....
Repay: .49 by end of day 3/7
If not repaid by 3/7, one week extension until 3/10, but repayment is .54
If not repaid by end of day 3/10, then laptop is sent to me, from whatever escrow we choose to hold it, and you owe nothing.
I'd be inclined to accept but like I mentioned there's no point in sending my Macbook into collateral if I could just wait 4 days. Didn't really think that one through before I posted :/
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Localbtcbuyer
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February 19, 2014, 08:56:58 PM |
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New offer then:
.4btc loan, you said you get check at end of the month....
Repay: .49 by end of day 3/7
If not repaid by 3/7, one week extension until 3/10, but repayment is .54
If not repaid by end of day 3/10, then laptop is sent to me, from whatever escrow we choose to hold it, and you owe nothing.
I'd be inclined to accept but like I mentioned there's no point in sending my Macbook into collateral if I could just wait 4 days. Didn't really think that one through before I posted :/ No problem, offer stands if needed. Who knows, maybe a trusted escrow on here lives near you.
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