I really don't care if the NSA is spying on me. I should, but I don't do anything illegal.....
Why should I not use gmail? ....
TLDR: In the end, I'd be more worried about random joe criminal stealing your identity than the NSA, since you can do quite a bit with a social security number and naive phone reps, but for all I know, some of you reading this are the ones doing the identity stealing...
Or it could be you doing the identity stealing, since you are the one advocating people ignore Computer Security 101....