Do you use cryptocurrencies in your daily life? Are they useful?

[Dwey]

from my experience,yes, cryptocurrencies are pretty helpful, i use crypto to pay our bills like internet bills, i've also use crypto as a form of payment because of its effeciency and easy to use, can do transaction where ever you are.

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[playbtcgame]

I have been with cryptocurrency for the past years and will always be with crypto all the days of my life. I came into cryptocurrency with poor financial background but i am now stable financially.

[trecore4]

Its hard to find merchant in my country that accepting cryptocurrency for payment. Many country in the world still not regulate cryptocurrency for payment because government think crypto can used for criminal action.
Hopely in near time, cryptocurrency can accepted as payment in many merchant and crypto adoption spread all around the world

Yup, on the brighter side it is very very hard to see that many merchants are involved in the crypto currency projects. They are just not accepting the crypto currency payment solutions because they fear of the government and they dont wanna stake their own business into the trouble just because they used the crypto as payment method and government imposed restrictions on them. Already many government are angry about the use of crypto and thus ceasing the bank accounts which are associated with the crypto transactions. May be they are not useful these days but lets hope regulations will come to an end where we can be able to use the crypto currencies on daily life.

[edisystem]

Hi there OP, done filled the survey. About the question, it's hard to use cryptocurrencies in my daily life, because in my country here, there are many people that still don't know about bitcoin and how is the bitcoin works. So no shops or café that accept bitcoin here and I only can use cryptocurrency for online things.

[Yramesor0]

I seldom used crypto especially bitcoin in my daily living. I only used it in emergency cases like buying loads for my phone when my load expires and for paying my monthly bills. Yes, for me this is useful because as long as you have the net and funds in your wallet you can do an online transaction like purchasing goods or services and money transfers as quickly as possible.

[amirmass]

I don't use it, but this is still not common. Commonly, crypto can be used if the money is accepted and if the usage areas are formed. But only bitcoin ethereum like known coins are used. She uses a limited cut. It needs more development to be used more.

[Muwatti]

This and other questions are part of a questionnaire that we, a research team from the University Institute of Lisbon (ISCTE-IUL) are doing. It seeks to understand the drivers' usage of cryptocurrencies by the end user such as you and me. Considering 10 different dimensions, from perceived usefulness to privacy to profitability, among others.
It takes on average 3 minutes to answer.

Here is the link for the questionnaire: https://www.surveymonkey.com/r/cryptocurrencies_usage

More details if you want to know more about it:
For this, it was created a questionnaire with Likert type scale questions. These dimensions will then be used to construct a model, based on the traditional Technology Acceptance Model (TAM) developed in 1989, and some others developed afterwards, but with more adapted to the cryptocurrencies ecosystem. Then it will be done some data analysis and compilation of results.
This questionnaire has some focus on the financial area, but this does not mean it is the most important. We know there are some other dimensions not being addresses in this questionnaire, such as decentralisation/government influence, that may be addressed in the future.
After analysing and publishing the thesis and papers I will post on this forum with infographics and the most important conclusions of the study.

There are no open questions, but you can post here or message me about this.

Thank you for your time! Best Regards,
The University Institute of Lisbon research team

The truth is though it is useful today in our modern day still some business companies didn't allow it to them so we xant really say that it could help us in our daily living..  Today we cant use it to buy simple things in the store especially if you are living in a third world country..  But for me it is also useful..  Because of working here why i didn't problem a lots about my financial aspect..  Thats why even crypto is not widely used as a payment system still it will be very useful to us..  And soon in the future..

[jscresult2017]

Yes! I'm using cryptocurrencies last two years. And i get a lot of benefit from this. But sometimes I lost my profit. So what, I think this the best platform for me!

[Gheka]

Hi there OP, done filled the survey. About the question, it's hard to use cryptocurrencies in my daily life, because in my country here, there are many people that still don't know about bitcoin and how is the bitcoin works. So no shops or café that accept bitcoin here and I only can use cryptocurrency for online things.

Indeed, we would like to use cryptocurrency regularly in daily life is impossible when the scope of crypto activity is still very small, it is not even allowed by the government, this is a very big limitation and that makes the user only able to use crypto for simple purposes, such as online payment or online investment. And these purposes does not seem too useful for our lives because we can do it very easily through a bank card, fast and convenient, cards are accepted and are always the preferred method everywhere, crypto is not really necessary for real life

[BertoloyBTC]

In genearal ,if the cryptocurrency is accepted worldwide and become legit , then the cryptocurrency is very useful in life, but not totally because cryptocurrency could only be use when there is internet access in that certain place, for wr our now using the said cashless society.

[Experia]

for now i havent used crypto currency in my daily life because the used of it is very limited the transaction is not applicable yet to be used in our daily lives so there is no reason for me as of now to used it in my daily basis.

[pokang13]

Yes.I use it to pay bills and e-load or shop online.It is useful because it is hassle free.no need to go to the store or bank and stand in a line.One click amd its done.

[Indai24]

Yes.I use it to pay bills and e-load or shop online.It is useful because it is hassle free.no need to go to the store or bank and stand in a line.One click amd its done.

I seldom use crypto however I 've known someone who use crypto as mode of payment as well and he find it very efficient and fast.

[BTC_BTC]

in my country there have been many payments that have received cryptocurrency, but I have never tried it. I prefer to use paper money as a payment method.

[As roma]

So far not yet'here in my country  there is no merchant  is accepting a cryptocurrencies  maybe it will take time for them to accept this kind of payment but hoping that someday theu can appreciate how it works and very convenient but we know for the fact that we can't  really change  the money but we can balance  how it works togther with crypto

I think it's very useful now - I don't know when it will last but I maximize the utility for now. Another is that I send money to my relatives using crypto and that is the best thing I like, less fees and instant transactions.
Every day yes, but only to reload my cellphone to be able to call. I pay my internet bill with crypto on a monthly basis.

[dewi91]

I can't use bitcoin for daily life because in here there's no store or Department store receiving bitcoin as a payment. My country is not support bitcoin especially as payment method, we only use bitcoin as an investment and I think that's enough as long as the government not totally prohibit bitcoin.

[momoore1989]

The daily use is there or not is solely dependent upon many factors.

[Coral27]

Yes! I'm using cryptocurrencies last two years. And i get a lot of benefit from this. But sometimes I lost my profit. So what, I think this the best platform for me!

We’ll lose and profit is part of life, it will happen as someday you will earn profit and sometime you will lose a  little but it does  not mean to lose patience and sell your coin, as when I start to invest I was not getting profit but now after spending some years I got to know the idea of profit and lose, selling panic is lose and selling at high price is fully profit, so patience is one of best way of profit, the more we will use bitcoin for our daily use the more profit we will get.

[Ebeano]

Not yet.
Cryptocurrency  has not brought any flow of value to the everyday life of the people which explains why  the adoption rate is poor.

[South Park]

I use cryptocurrencies but I don't use it every day, I think that at most I use my bitcoin once a month, and there are several reasons for that the most common is that there are not enough places accepting bitcoin as a form of payment but another important reason is that I'm saving all the bitcoin that I get because I know that in the future I'll get great benefits by holding my coins.