there is a study that says that the perpetrators of fraud and scam are people who have very high thinking skills, they may be lazy but their brains work faster and always try to get something instantly including wealth. so we really have to be more careful with new people because we will not know what the purpose and purpose of the person is approaching us.
Scammers are actually smart even smarter than most honest people. But unfortunately their morals do not exist, they only have high knowledge without being balanced by morals.
For example, you must have heard the news of corruption right? well do you think that people who commit corruption are fools? not actually they are smart, they are among the government, their education is much higher than the civilians, but their morals are not there.