ADA or XRP

[xrpholder1982]

Does Cardano have a working product yet?  Who are they selling it to?  What is the revenue stream?

XRP is being used by remittence companies NOW to settle expensive and archaic cross border payments dominated by SWIFT with the same tech since the 70's.  They offer their customers incredible savings of 40-70% with the usage of XRP and a significantly better user experience.  This will result in network effects- research Metcalfe's Law.  XRP is a critical tool in Ripple solving for the internet of value.  The internet of value is a trillion+ dollar solution and nothing else can fill the settlement void besides XRP.  Further, Ripple in the past year have followed through on their decentralization roadmap and continue to do so.  XRP is significantly more decentralized than BTC and ETH.  They arguably have the best development team on the planet and have never missed expected deadlines and milestones.  They are working with Central Banks, the IMF, the Bill and Melinda Gates Foundation and Xpring is an initiative for any startup to take advantage of XRP to build their business.  Finally, Coil is moving at light speed toward bringing streaming micropayments to the masses and have worked with the W3C standard.  XRP has a very bright future and I continue to buy as much as I safely can.

[xrpholder1982]

Owing to the fact that my interest is more on cryptocurrencies and not just any centralized coin that is owned and controlled by some set of bankers, then i would go for ADA. If i am more concerned about immediate profit, then i will go for XRP and i believe that is what will attract most people to it. Also, there are so many other coins out there that can give more profit than XRP and they are decentralized in nature.

You've been on the forum for a while and so I'd really appreciate a response on evidence that XRP is centralized?  Can you show me current XRP ledger statistics that demonstrate centralization.  I'm seeing the exact opposite in that Ripple only control 7% of validators on the network.  Additionally, their control of UNL's is now down into the 30% range and dropping.  Also, the XRP that Ripple have are locked in Escrow only to be released at 1% of total supply each month for institutional sales.  In the past quarter institutional sales of XRP have gone up 400% indicating that customers are choosing to hold XRP for utility on the network.  Are my facts wrong?  Please show me where because the evidence I am currently looking at show that XRP is significantly more DECENTRALIZED than both BTC and ETH.  Ripple has created totally open source projects including the InterLedger Protocol.  XRP has no built in advantage on this ILP but Ripple knows that XRP will be the preferred digital asset used because its 1000x faster and 1000x cheaper to transact in that BTC.  Any other cryptos that offer comparable speed have ZERO liquidity meaning you can't actually buy and sell a meaningful amount without price slippage (nano, XLM, etc...).  Please help me understand the flaws in my conclusions.

[trudovik]

honestly, I don’t like both projects. I would recommend other things. but if we are talking about these, I would have invested $ 150 in a ripple and 50 in ADA.

I also support you as a whole, because I would generally recommend something less centralized and more proven, or you can invest in several projects that are just starting their lives.

[beami]

The possibility of rippling coins is centered so that you can use them well, it looks more like a ripple advantage especially the development team is very good at its performance.

[Wingo]

I have 200 dollars and I want to know if I should place it in XRP or ADA. I have both so spare the split 50/50 talk

Thanks in advance!

You cannot simply invest without knowing about it. Try to do some research first and then go on with considering other people's point of view.

XRP has a greater support from the community and some jurisdictions. ADA has so much potential, but their project is still a work on progress. I highly support XRP because of its lightning fast transaction speed, this efficiency is not present in many crypto. It has many use cases. If I were you, I'll put more of my money on XRP.

[wdnj]

I have 200 dollars and I want to know if I should place it in XRP or ADA. I have both so spare the split 50/50 talk

Thanks in advance!

I want to choose ADA to have.
XRP is not a cryptocurrency we really want.
we people in the community dont want banks to manipulate our currency which XRP is doing now;
We dont need bank in crypto community. ADA has greater project.

[EdenHazard]

At this time XRP makes some investors believe that XRP has a large potential to be chosen by several investors. In the past few weeks XRP is still in second place and replacing ETH, this has not happened before. Usually when the XRP overtakes ETH in the second position, then soon ETH will overtake again but what happens now is the difference in market capitulation between ETH and XRP has a difference of $ 3 B, it might take several months for ETH to reclaim second place. This indicates that the XRP is very feasible to be calculated as an investment place.

[Bardadym]

ADA has nothing) they just say) I don’t like Ripple either, but he looks a lot stronger! But Cardano has a very good price.

[Rimon365]

I have 200 dollars and I want to know if I should place it in XRP or ADA. I have both so spare the split 50/50 talk

Thanks in advance!

If you have 200 usd you should invest 70% XRP and 30% ADA. It will reduce the risk. But I think it is better to invest a little more in XRP . Because XRP future are better then ADA.

[sarul]

I have 200 dollars and I want to know if I should place it in XRP or ADA. I have both so spare the split 50/50 talk

Thanks in advance!

I want to choose ADA to have.
XRP is not a cryptocurrency we really want.
we people in the community dont want banks to manipulate our currency which XRP is doing now;
We dont need bank in crypto community. ADA has greater project.

Indeed, but to earn profit, sometime you need swallowing your own saliva. After have a look at marketcap, XRP is in the aggresive stats right now while Cardano charts so flat like calm water. Surely the best choice in this situation is Ripple.

[Deagle21]

choose ripple. XRP recently signed another big contract. I'm sure there will be a pump in January. the main thing to sell in the right time

[LordShanken]

I am a big opponent of Ripple (in my opinion it is not a cryptocurrency at all) so I definitely recommend investing your money in Cardano.
As an additional argument CEO of Cardano said that during the year will beat Ethereum and even Bitcoin:
https://ethereumworldnews.com/ceo-cardano-ada-overcome-bitcoin-ethereum-1-year/

[lotfipro]

Both of these coins are quite good. They have powerful blockchains and community. You can buy both of them and hold for long-term. As for me, I hold only XRP. I use it for fast transfers between exchanges.

[Elisha W]

I pick ADA. In my opinion it is one of the most perspective currency.

[maxamus]

Both of these coins are quite good. They have powerful blockchains and community. You can buy both of them and hold for long-term. As for me, I hold only XRP. I use it for fast transfers between exchanges.

Yes both coins are good in terms of pricing not much difference. But Ripple is developing their application towards centralized adoption of coins which will not help in the crypto world. ADA is good according to me.

[Coin BTC]

Of course we have to see our total capital before buying. I think it's better to choose ADA, because the price is still very cheap. Cardano's current price is $ 0.034948, while XRP is $ 0.341003.

[asyakashi]

I choose XPR, even though your money is not big but your investment is your chance to multiply it. we know xrp has couped eth on the marketcap ladder. this is a sign that other investors are giving great trust in xrp.

[importantV]

if you want the split 50/50 for ada and xrp this best choice,  but I prefer to buy ETH than both. ETH still king of ICO surely it will be useful later.

[cryptonx]

I have 200 dollars and I want to know if I should place it in XRP or ADA. I have both so spare the split 50/50 talk

Thanks in advance!

ADA or XRP,,
i think ADA is better than Xrp, and the price of ADA are cheap now,,
i believe in the future this coin will be huge,
just collect more ADA in this cheap price my friend  

[karramov]

I would prefer XRP in terms of investment. But in terms of development ADA I like more .