In a licensed and governmental controled gambling websites these settings are defined by law to protect customers.
From what I've read, you think people can't become gambling addicts if they play in regulated casinos, even worst, you think people can't lose everything they have if they play in such casinos. Well that is just one big crazy assumption and it is completely wrong.
I used to work in an actual real life, "bricks and mortar" casino... all of the odds and house edge etc were government regulated. Even the required payouts for slot machines as a percentage of money put into them was government regulated. Side note, this percentage was actually
lowered in an attempt to try to stop people becoming addicted (ie. lower the payouts, people will not want to play them etc)
I saw first hand, every single day I was at work... that none of this regulation made any difference whatsoever.
There were still people who couldn't afford the $10 carpark fee... others who were walking around approaching other patrons offering to sell handbags, phones, necklaces, rings so they could have $20 to gamble... others who would wander the casino for hours looking for 2c worth of credit left on a machine so they could either play it or try collecting it so they could make it up to $1 to cash out etc.
While I applaud your cry for consumer protection... attempting to use it as a "weapon" in your ongoing battle against certain forum members is just pure folly.