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Question: What would you use more if available? A NFC mobile wallet or a NFC card? - Crypto to fiat so merchant always gets local currency
NFC Mobile wallet - 1 (100%)
NFC Card - 0 (0%)
Total Voters: 1

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Author Topic: Mobile or card ?  (Read 676 times)
laurencef34
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February 27, 2019, 02:06:52 PM
 #41

How would you prefer to spend your crypto,

NFC mobile wallet or NFC Debit Card?


We at Euno or going to have both by end of year but i am wondering which will get used more.
NFC cards account for large chunk of transactions in several countries including India, Hong Kong and Australia. In a network card (Visa\Mastercard) one of the advantage is that the issuers have recourse to the merchant. There are clawback mechanisms. In India, for example, because the legal system is not very efficient the focus is on preventing electronic frauds rather than developing a system for quick recourse. As a result they have multi-factor authentication which slows down transactions. For NFC transactions up to Rs 2000 the second factor has been waived. But the transaction volume is very low so the level of frauds in NFC vis-a-vis EMV cards cannot be compared. Well, just my two cents on this. Got to got now as I monitor my live trading session. Best of luck!
Lw2017 (OP)
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February 27, 2019, 04:27:52 PM
 #42

How would you prefer to spend your crypto,

NFC mobile wallet or NFC Debit Card?


We at Euno or going to have both by end of year but i am wondering which will get used more.
Since you are asking about spending of crypto, I think I will go for the Debit card because it is more easier to make use of in any country then using just the mobile wallet. Crypto is not used in all countries to make purchase so even if you have the wallet, you will need to find a way to convert those funds to fiat in other to spend, but when making use of the card, you can just go to anywhere of your choice and make payment for purchase without converting to fiat.

Our mobile wallet will actually do that, it will convert to fiat. So user uses Euno it will convert to fiat then shop owner will get fiat.Our mobile wallet will also have ACID Protocol, which will reward you in Euno back a bit like a credit card would.

EUNO.CO
Proof Of Stake (POS), Proof Of Work (POW), Masternodes, 50 Million max supply and almost instant wallet to wallet transactions.
egaliuss
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February 27, 2019, 04:55:27 PM
 #43

I would prefer Mobile + NFC.

In last Months I try to use my Mobile paying with GooglePay and I am really surprised in how many shops it works. For me its faster to take the phone out from my pocket and pay with.

I guess the payment will not need an internet connection. If the phone will be stolen, no one can pay with it because it is locked and encrypted... NFC cards are not secured in that way, so they have to be locked using a phone service.

I also think most ppl knowing crypto have NFC phones compared to non crypto friends.

Make a poll for that!
awawo
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February 27, 2019, 05:13:02 PM
 #44

I prefer both but my most preferred is using card because the card will allows for usage where ever and how ever but the mobile wallet may encounter one or two difficulties in the cause of carrying out transactions such as bad internet connection and the rest of other network issues.
Lw2017 (OP)
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February 28, 2019, 12:46:21 AM
 #45

This questions answered PundiX.
You can pay with cryptocurrencies by PundiX card or by new XPhone everywhere where PundiX POS terminal will be. It would be up to you which method do you prefer.

That's great and i think they are doing a great job, but with Euno the shop doesn't need to have any special POS terminal it will be a OTA update on the system they already have and all shops with POS systems will be able to accept our nfc mobile transactions.

No need for QR codes just the NFC already on your phone

EUNO.CO
Proof Of Stake (POS), Proof Of Work (POW), Masternodes, 50 Million max supply and almost instant wallet to wallet transactions.
Lw2017 (OP)
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February 28, 2019, 12:48:15 AM
 #46

How would you prefer to spend your crypto,

NFC mobile wallet or NFC Debit Card?


We at Euno or going to have both by end of year but i am wondering which will get used more.

I prefer not to spend. Today, all my crypto purchase transactions are for future investment. I can choose the mobile option for future use.

Well sounds completely sensible to me, but always good to have that back up, that if anything happened to your bank or what ever you could turn to a crypto card or mobile wallet.

EUNO.CO
Proof Of Stake (POS), Proof Of Work (POW), Masternodes, 50 Million max supply and almost instant wallet to wallet transactions.
Svelto
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February 28, 2019, 01:25:25 AM
 #47

I will prefer to use NFC since I just have to bring my phone for the payment. However, I notice that there are not many merchants accepting NFC in my country. So, I will opt for both the debit card and NFC.
nizamcc
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February 28, 2019, 07:00:00 AM
 #48

I've been dreaming about a cryptocurrency debit card for a long time. ON which it would be possible to buy goods in the store and on the Internet. I think this can be done if this operation is coordinated with the state apparatus.
bassbity
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February 28, 2019, 08:32:03 AM
 #49

Maybe both of them can be used according to those they want, I myself prefer to use an NFC cellphone wallet that is more comfortable than others in my opinion.
bitgolden
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February 28, 2019, 02:58:42 PM
 #50

How would you prefer to spend your crypto,

NFC mobile wallet or NFC Debit Card?


We at Euno or going to have both by end of year but i am wondering which will get used more.
The main question in this is how much the card is going to cost and what will be the cost for the card usage.
If it seems to be more expensive than making use of the mobile wallet (mobile are very cheap, that I’m sure of) then there wouldn’t be much people opting for card usage. I have always known these cards to be expensive, but let’s see how it’s going to be in this one.

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crossabdd
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February 28, 2019, 03:31:31 PM
 #51

more than 80% of people around the world cannot escape from their mobile phones. while the card, someone can forget and not be available quickly for transactions. I prefer mobile phones.faster, practical, and always in my hands.
Haxor321
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February 28, 2019, 04:39:21 PM
 #52

more than 80% of people around the world cannot escape from their mobile phones. while the card, someone can forget and not be available quickly for transactions. I prefer mobile phones.faster, practical, and always in my hands.
Many people do really put a lot of time in using their mobile phones instead of doing some other things and today you can do everything you want on mobile phones, so i think it is more better for sending and accepting transactions in phones instead of using cards.
AniviaBtc
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February 28, 2019, 05:29:25 PM
 #53

How would you prefer to spend your crypto,

NFC mobile wallet or NFC Debit Card?


We at Euno or going to have both by end of year but i am wondering which will get used more.
Cards are more handy than phones. But i prefer for mobile wallets because people nowadays commonly have their phones in their pocket instead of debit cards, so if you need to buy some important items you only just need to open your phone for transactions.

timmmers
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February 28, 2019, 06:07:43 PM
 #54

I prefer mobile phone because I carry it with me all the time, unlike cards.
But on the other hand when you loose phone, you loose your money.

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.TELEGRAM
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February 28, 2019, 06:16:15 PM
 #55

I love both. and debit cards are definitely more practical and easy to use. the problem is whether it is possible to be realized?. many projects want to issue debit cards but until now no one can use them
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February 28, 2019, 06:44:23 PM
 #56

I am always using mobile phone to pay with my credit card  Cheesy. NFS technologies are awesome and you do not need to have anything but your phone to pay. Hope some cryptos will make a competitive solution to Apple Pay.
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February 28, 2019, 08:51:23 PM
 #57

I will prefer to use NFC since I just have to bring my phone for the payment. However, I notice that there are not many merchants accepting NFC in my country. So, I will opt for both the debit card and NFC.
Yes you’re right , I think it is best to opt for both of them, though that would be if you can deal with the cards cost. Mobile seem to be pretty much better if it would be accepted in lots of places , you can just scan and make quick payments. If not, then card is the better option where there isn’t a lot of stores accepting it.
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February 28, 2019, 09:39:37 PM
 #58

How would you prefer to spend your crypto,

NFC mobile wallet or NFC Debit Card?


We at Euno or going to have both by end of year but i am wondering which will get used more.

I do not see any barriers to using these two methods of payment. Phone pay for me is much faster and more pleasant. However, to enable such a function, you must necessarily have a card.

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February 28, 2019, 09:58:12 PM
 #59

How would you prefer to spend your crypto,

NFC mobile wallet or NFC Debit Card?


We at Euno or going to have both by end of year but i am wondering which will get used more.
probably both are useful in different situation so my opinion is taking it up to the next level will be the way to get develop aunty full will getting different ideas to make their life more useful while using this type of ways in cryptocurrency field.

purple.thoughts
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February 28, 2019, 10:04:52 PM
 #60

In my own point of view it is more accessible  if you will prefer using NFC wallet since you can use it with online transaction and with more convenient way. It is still depends on your way of using it. What do you usually transact with? If it is more on online transactions them definitely choose wallet but if you are more into retail or physical purchase then prefer using NFC debit card.

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