4. We also working new newbie accounts with our special 2fa security transfer system.
It is unclear what this means, however if a condition of getting a loan is creating a new account on a third party website, a
entirely new Password should be used that is unique to the person's Bitcointalk password.
Being that you have very little reputation and history of being entrusted with others' money, any collateral should be sent to someone whom both the lender and borrower are willing to trust, and not to the lender directly.