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Author Topic: [ANN] [ICO] 2GETHER - THE FIRST EUROPEAN CRYPTO CARD (DELIVERING NOW)  (Read 5245 times)
ericbal
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May 20, 2019, 05:33:19 PM
 #601

The question is. Are you already delivering the card in Europe or not yet?

the answer is. yes they deliver the cards and the cards work flawlessly Smiley
tyvm

The exact answer is : Yes, in Euro-zone (it excludes some countries from Europe).
And more than 1500 founders already received their Credit Card.

Here is the exact list of the countries where 2gether is available: Austria, Belgium, Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, the Netherlands, Portugal, Slovakia, Slovenia, and Spain.

Where do you live Etherix?

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May 20, 2019, 06:16:41 PM
 #602

concerning to buying and selling cryptos, I would like to know if you 2gether are going to inform Spanish Authorities in matter of taxes. I mean if no, we all should write it down each and every crypto operation in order to be able to declare gain/loss at the end of the economical year in the well known spanish IRPF.
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May 21, 2019, 09:35:34 AM
 #603

A question popped in my mind.
There is a poll on Telegram about the referral program.
The result are mainly about sharing the reward between the inviter and the invitee.
If you do so, how do you plan things?

In normal banking, no one pay to open an account, and you start having the reward on your account.
Here people will have to pay and still have a reward afterward?

I understand that having people pay is important for you (as you engage them doing so, and avoid uninterested people) but can't it be hard to handle with the referral program?
Curious to see how the UX is planned about that Smiley
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May 21, 2019, 10:37:01 AM
 #604

concerning to buying and selling cryptos, I would like to know if you 2gether are going to inform Spanish Authorities in matter of taxes. I mean if no, we all should write it down each and every crypto operation in order to be able to declare gain/loss at the end of the economical year in the well known spanish IRPF.

2gether team will probably not, But the issuing bank of their debit card will surely report your cryptocurrency transaction records to tax authorities of your country.

Hi,
if I do a transaction now with the 2gether card, will I receive cashback in form of 2GB tokens?
thank you

I dont think it will work that way, no cashback. just a plain debit card for your online and POS purchases.


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May 21, 2019, 10:45:27 AM
 #605

concerning to buying and selling cryptos, I would like to know if you 2gether are going to inform Spanish Authorities in matter of taxes. I mean if no, we all should write it down each and every crypto operation in order to be able to declare gain/loss at the end of the economical year in the well known spanish IRPF.

If you are using the profit to buy something with the card then you don't need to report to the Spanish TAX authority. On the other hand, if you are cashing out EURO via ATM, you are depositing EURO to your bank account or you buy and sell crypto you should report it. I another word if you use crypto like you could use Dollar then you don't need to report it

2gether, Finance Powered By The People!
joosep
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May 21, 2019, 10:49:47 AM
 #606

I am using 2gether card and I am found some differences from my old "real" bank card, I can't change pin code and when I take money from ATM I can't check  card balance.

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2gether
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May 21, 2019, 02:12:27 PM
 #607

I am using 2gether card and I am found some differences from my old "real" bank card, I can't change pin code and when I take money from ATM I can't check  card balance.

you should be able to see your card balances in your app, since they are several balances in crypto it's impossible to have it on the ATM.

we are working on enabling the PIN change on ATM in Europe but it will take time, for now, this function only work in Spain! This is in the hand of VISA and our card provider not us

2gether, Finance Powered By The People!
etherixdevs
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May 21, 2019, 02:39:49 PM
 #608

The question is. Are you already delivering the card in Europe or not yet?

the awnser is. yes they deliver the cards and the cards work flawlessly Smiley
tyvm

Great news. A company that keep promises in this field is not common... We have seen tens of Ico getting funds and never create the "credit card" projects...
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May 21, 2019, 04:39:45 PM
 #609

concerning to buying and selling cryptos, I would like to know if you 2gether are going to inform Spanish Authorities in matter of taxes. I mean if no, we all should write it down each and every crypto operation in order to be able to declare gain/loss at the end of the economical year in the well known spanish IRPF.

If you are using the profit to buy something with the card then you don't need to report to the Spanish TAX authority. On the other hand, if you are cashing out EURO via ATM, you are depositing EURO to your bank account or you buy and sell crypto you should report it. I another word if you use crypto like you could use Dollar then you don't need to report it

Well.. I do not agree. Imagine you buy 10 eur in BTC, you store them in your wallet and after one week you use them to buy a 11 eur thing paying with the card because BTC value has risen. So you have gotten 10% profit, so you have to pay taxes for that, in the case of Spain, 19% so 0.19€.

Am I wrong?
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May 21, 2019, 06:42:18 PM
 #610

hi,
is there any update on when the 2GT token will b issue? this is a good moment to release the token since the market seems to be bullish, will it be possible to speed up this release?
thank you,
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May 21, 2019, 06:42:44 PM
 #611

concerning to buying and selling cryptos, I would like to know if you 2gether are going to inform Spanish Authorities in matter of taxes. I mean if no, we all should write it down each and every crypto operation in order to be able to declare gain/loss at the end of the economical year in the well known spanish IRPF.

If you are using the profit to buy something with the card then you don't need to report to the Spanish TAX authority. On the other hand, if you are cashing out EURO via ATM, you are depositing EURO to your bank account or you buy and sell crypto you should report it. I another word if you use crypto like you could use Dollar then you don't need to report it

Well.. I do not agree. Imagine you buy 10 eur in BTC, you store them in your wallet and after one week you use them to buy a 11 eur thing paying with the card because BTC value has risen. So you have gotten 10% profit, so you have to pay taxes for that, in the case of Spain, 19% so 0.19€.

Am I wrong?

Tu summarizes the answer we got from a Spanish specialist:

  • According to a European Union Court of Justice (ECJ) ruling in 2015, bitcoin (hence any cryptocurrency) is considered as any other means of payment
  • As such, capital gains tax only applies when you sell your crypto back to euros. In that case, it should be treated as any currency / forex investment
  • Hence, if you spend your crypto from your card, no taxes would apply. It is like if I buy pounds today, I wait 6 months and then I go to the UK and spend them. It doesn´t matter if the price of the pound has doubled, I don´t pay any tax.

Of course, each country is sovereign and could have local rulings or even laws that could differ from this, but this is the general rule that we can share with the clients.

2gether, Finance Powered By The People!
2gether
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May 21, 2019, 06:45:59 PM
 #612

hi,
is there any update on when the 2GT token will b issue? this is a good moment to release the token since the market seems to be bullish, will it be possible to speed up this release?
thank you,

as mention previously the 2GT can only be issue when we are VFA approved, which is probably 2/3 months down the road

2gether, Finance Powered By The People!
sertans
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May 21, 2019, 06:57:56 PM
 #613

I has seen your project long time ago but today its the first time that i read your ANN treat. Its good to know that you have already working product and credit card. I really like the comparison table that show your great effort to be better on your industry. I hope you will get great success on crypto.
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May 21, 2019, 07:22:20 PM
 #614

This is probably one of the few projects that actually deliver a working product before Ico. Great work!!
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May 21, 2019, 07:49:08 PM
 #615

concerning to buying and selling cryptos, I would like to know if you 2gether are going to inform Spanish Authorities in matter of taxes. I mean if no, we all should write it down each and every crypto operation in order to be able to declare gain/loss at the end of the economical year in the well known spanish IRPF.

If you are using the profit to buy something with the card then you don't need to report to the Spanish TAX authority. On the other hand, if you are cashing out EURO via ATM, you are depositing EURO to your bank account or you buy and sell crypto you should report it. I another word if you use crypto like you could use Dollar then you don't need to report it

Well.. I do not agree. Imagine you buy 10 eur in BTC, you store them in your wallet and after one week you use them to buy a 11 eur thing paying with the card because BTC value has risen. So you have gotten 10% profit, so you have to pay taxes for that, in the case of Spain, 19% so 0.19€.

Am I wrong?

Tu summarizes the answer we got from a Spanish specialist:

  • According to a European Union Court of Justice (ECJ) ruling in 2015, bitcoin (hence any cryptocurrency) is considered as any other means of payment
  • As such, capital gains tax only applies when you sell your crypto back to euros. In that case, it should be treated as any currency / forex investment
  • Hence, if you spend your crypto from your card, no taxes would apply. It is like if I buy pounds today, I wait 6 months and then I go to the UK and spend them. It doesn´t matter if the price of the pound has doubled, I don´t pay any tax.

Of course, each country is sovereign and could have local rulings or even laws that could differ from this, but this is the general rule that we can share with the clients.

My recommendation is that if
 you are going to move significant
 amounts of euros and change them to Bitcoin,
 then pay with the card from the BTC or ETH wallet,
 the logical thing is to save the transactions of
 these operations in case the day of tomorrow You
 need to justify it before the Public Treasury.
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May 21, 2019, 08:29:55 PM
 #616

concerning to buying and selling cryptos, I would like to know if you 2gether are going to inform Spanish Authorities in matter of taxes. I mean if no, we all should write it down each and every crypto operation in order to be able to declare gain/loss at the end of the economical year in the well known spanish IRPF.

If you are using the profit to buy something with the card then you don't need to report to the Spanish TAX authority. On the other hand, if you are cashing out EURO via ATM, you are depositing EURO to your bank account or you buy and sell crypto you should report it. I another word if you use crypto like you could use Dollar then you don't need to report it

Well.. I do not agree. Imagine you buy 10 eur in BTC, you store them in your wallet and after one week you use them to buy a 11 eur thing paying with the card because BTC value has risen. So you have gotten 10% profit, so you have to pay taxes for that, in the case of Spain, 19% so 0.19€.

Am I wrong?

Tu summarizes the answer we got from a Spanish specialist:

  • According to a European Union Court of Justice (ECJ) ruling in 2015, bitcoin (hence any cryptocurrency) is considered as any other means of payment
  • As such, capital gains tax only applies when you sell your crypto back to euros. In that case, it should be treated as any currency / forex investment
  • Hence, if you spend your crypto from your card, no taxes would apply. It is like if I buy pounds today, I wait 6 months and then I go to the UK and spend them. It doesn´t matter if the price of the pound has doubled, I don´t pay any tax.

Of course, each country is sovereign and could have local rulings or even laws that could differ from this, but this is the general rule that we can share with the clients.

My recommendation is that if
 you are going to move significant
 amounts of euros and change them to Bitcoin,
 then pay with the card from the BTC or ETH wallet,
 the logical thing is to save the transactions of
 these operations in case the day of tomorrow You
 need to justify it before the Public Treasury.





Hello Manucre.
I have a friend who works in the Public Treasury, and for a while he recommended that all the transactions in exchange for cryptocurrencies that I have made for a future. That is to say, it has been a long time that he keeps each and every one of them. This does not mean that my friend is right but I just in case I do.
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May 22, 2019, 02:42:25 PM
 #617

Some fresh news from the CEO, received by email.

- More than 1,500 Europeans have become 2gether founders
=> That’s excellent as there is no marketing around it (only word of mouth) and that they were still in beta only on spain a few weeks ago.

- More than €230,000 worth of 2GT have been bought exclusively by 2gether founders
=> That’s an average of €150 per founder. I don’t know what is the median (would be interesting to know) but that’s a lot (as I guess not every founder invested more than the mandatory €10) and show strong confidence in the project.

- 43% of users are using the app at least once a week
=> Wow! Cool. I ordered my card, but I know I will not use it a lot for now (don’t want to spend my crypto while it’s still so low), so having almost half of the people using the app (not the card) weekly is amazing.

- More than €300,000 worth of crypto is being traded weekly through the App (up by 100% from last week!)
=> That’s an average of €200 per founder. Looks like a great number to me, as trading may not be the biggest feature (imo) of 2gether

- Yesterday we received some promising news from our lawyers in Malta regarding their imminent approval as VFA Agents, a relevant milestone in our path towards issuing and listing the 2GT token.
=> That would be cool, as no other crypto company get approved for the moment. Would be amazing if 2gether was the first one.
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May 22, 2019, 05:01:34 PM
 #618

The news is encouraging, but one thing is missing.

There's no report on the total revenue generated  from your apps/cards? People need to know if they are investing in a profitable company.

The malta VFA approval means? only for exchange listing? or you can finally offer cards outside euro zone?
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May 23, 2019, 08:33:35 AM
 #619

The news is encouraging, but one thing is missing.

There's no report on the total revenue generated  from your apps/cards? People need to know if they are investing in a profitable company.

The malta VFA approval means? only for exchange listing? or you can finally offer cards outside euro zone?

On page 9 of our tokenomics paper https://www.2gether.global/images/docs/tokenomics_v01.pdf, you can see the predicted revenue for 2019. As you can see this assume a number of active users of 197k. I would stress out that revenue is not the priority of any startup at this stage, growth and Product development is the priority, at the moment it's about improving our product! Indeed, Bugs could be exponentially costly with the number of users.

Malta VFA approval means that our token will be fully regulated by a European country and this would be a gamechanger compare to all our competitors out there. It has many advantages but the most important one is that it will protect retail consumers. It will also remove incertitude around the business strategy of 2gether, which rely heavily on our utility token the 2GT. On top of this, the VFA regulation will help us reach stronger agreements with companies that might not have wanted to be associated with an unregulated token. Being VFA approve means that we can advance with confidence 2GETHER. Wink

Bottom line we are on track to make 2gether successful, a lot will be happening in the next few months!

I hope this clarifies your questions

2gether, Finance Powered By The People!
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May 24, 2019, 05:36:00 PM
 #620

2gether has been featured on ccn.com, check it out!

https://www.ccn.com/eu-2gether-fintech-bank-launches-crypto-debit-card

2gether, Finance Powered By The People!
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