Exchanges that let you withdraw FIAT to your credit card

[AppliedOptimal]

What are the exchanges that let you withdraw FIAT to your credit card?
You may need to withdraw your money to your credit card because then you can directly spend it on groceries and gas. This way, if you are getting small amounts, you don't have to deal with the damn bank. You may have other reasons.
Let me know the trusted exchanges you know, and I will list them here to the best of my ability. If you wish, add your reason to withdraw to the credit card.

EDIT:
Two exchanges suggested here were Cex.io and Coinbase. Cex.io was said to be bad with FIAT, and I had a real bad experience with them as well.
Here is the original comment about cex.io:

BTW, I'd strongly recommend against using CEX.io for the reason that they have a track record of being quite bad with dealing with anything related to fiat.

Here is the original comment about coinbase:

Coinbase is starting to create a card that lets you withdraw your balance from cryptocurrencies

Other than those, some services were recommended and here they are:
cryptopay:http://www.cryptopay.me/bitcoin-debit-card
wirex: https://wirexapp.com/  You can spend your crypto, including Stellar XLM based WLO (by pigzbe) directly using their Visa card.
AdvCash – www.advcash.com

Just found that EDGE wallet works with simplex and you can withdraw to your credit card by selling crypto.
https://play.google.com/store/apps/details?id=co.edgesecure.app
However, it is a mobile phone app and I know some folks have an allergy to that kinda thing. I have not tried it myself, and I wrote about it in page 2 of this thread. Let me know if you have experience with that one.

[Adriano2010]

What are the exchanges that let you withdraw FIAT to your credit card?
You may need to withdraw your money to your credit card because then you can directly spend it on groceries and gas. This way, if you are getting small amounts, you don't have to deal with the damn bank. You may have other reasons.
Let me know the trusted exchanges you know, and I will list them here to the best of my ability. If you wish, add your reason to withdraw to the credit card.

I don't know any exchange who let you withdraw on card, is better if possible to withdraw to your bank account where the card is anyway linked. I never tried to withdraw to card from an exchange, only to bank account.

[AppliedOptimal]

What are the exchanges that let you withdraw FIAT to your credit card?
You may need to withdraw your money to your credit card because then you can directly spend it on groceries and gas. This way, if you are getting small amounts, you don't have to deal with the damn bank. You may have other reasons.
Let me know the trusted exchanges you know, and I will list them here to the best of my ability. If you wish, add your reason to withdraw to the credit card.

I don't know any exchange who let you withdraw on card, is better if possible to withdraw to your bank account where the card is anyway linked. I never tried to withdraw to card from an exchange, only to bank account.

Well, I used to be able to withdraw to cex.io but I dont know any other exchange.

[Bitum]

If you do not want to deal with bank, there is enough service, where you can just pay in BTC and then with master card in ATM simply pick up the money

[AppliedOptimal]

If you do not want to deal with bank, there is enough service, where you can just pay in BTC and then with master card in ATM simply pick up the money

Can you explain that a little bit more? What are these services you are talking about?

[Bitum]

These are, for example, cryptopay, wirex, the first one I noticed immediately. But there are still a lot of other suppliers

[sheenshane]

As far as I know, Bittrex crypto exchange offered a USD withdrawal/deposit via wire transfer, but I think this not directly to your credit card you must have first an account on Bank if which country you are.
But first, I think you to prepare your personal documents, pretty assure that transferring fiat from the exchange is need KYC/AML.

You can read it here their FAQ.

Fiat Deposit and Withdrawals- Bittrex does not charge fees for USD deposits and withdrawals. You will want to check with your bank as they may charge a fee to send your wire transfer as well as receive a wire transfer at your bank. Also, for international customers if your bank uses an intermediary bank you will want to check with them to see if they charge a fee.

[magneto]

Why would you withdraw fiat to your credit card? That's my question.

You'll find a lot more exchanges that are willing to deal with wire transfers than a direct deposit into your credit card, and there is pretty much no difference in the two. Once you get the funds in your bank, simply transfer it over to your credit card account to pay it off, and that process doesn't take long at all.

If you have a linked debit card to your bank account, you don't even need to do any in between steps. Once the wired funds hits your account, you spend it right away. Don't limit yourself to options that offer withdrawals to a card when a transfer essentially does the same thing.

BTW, I'd strongly recommend against using CEX.io for the reason that they have a track record of being quite bad with dealing with anything related to fiat.

[hugeblack]

I think Coinbase is starting to create a card that lets you withdraw your balance from cryptocurrencies so if you are upset with banks, this is your best choice.
Otherwise, you can search for Debit Card that can be loaded using bitcoin Read more here https://bitcointalk.org/index.php?topic=1410577.0.

[1Referee]

I think Coinbase is starting to create a card that lets you withdraw your balance from cryptocurrencies so if you are upset with banks, this is your best choice.

It already exists. It allows you to spend crypto (i.e. have Coinbase under the hood convert it to fiat) in places where Visa is accepted as payment form, and even do cash ATM withdrawals. It's however UK only at this point in time.

https://www.coinbase.com/card
https://support.coinbase.com/customer/portal/articles/2969910-coinbase-card-faq

[AppliedOptimal]

These are, for example, cryptopay, wirex, the first one I noticed immediately. But there are still a lot of other suppliers

Maybe this was not completely clear. I am looking for an exchange that lets you withdraw to your credit card/debit card. These are new services and I am not sure if I can trust them with my fiat.

[AppliedOptimal]

Why would you withdraw fiat to your credit card? That's my question.

You'll find a lot more exchanges that are willing to deal with wire transfers than a direct deposit into your credit card, and there is pretty much no difference in the two. Once you get the funds in your bank, simply transfer it over to your credit card account to pay it off, and that process doesn't take long at all.

If you have a linked debit card to your bank account, you don't even need to do any in between steps. Once the wired funds hits your account, you spend it right away. Don't limit yourself to options that offer withdrawals to a card when a transfer essentially does the same thing.

BTW, I'd strongly recommend against using CEX.io for the reason that they have a track record of being quite bad with dealing with anything related to fiat.

Why? Because I have my reasons. But, I really appreciated the comment about cex.io, I definitely did not know that about them.

[NeuroticFish]

These are, for example, cryptopay, wirex, the first one I noticed immediately. But there are still a lot of other suppliers

Maybe this was not completely clear. I am looking for an exchange that lets you withdraw to your credit card/debit card. These are new services and I am not sure if I can trust them with my fiat.

Credit card is usually related to a debt to the bank. From what I know, the only way for them is that you can "refill" a certain account for the money already spent.

Then there's debit card. That, from what I know, is linked to an account in the bank. Since the exchanges allow you withdraw to your account, I don't understand where's the problem (just beware, banks may not like the money that comes from exchanges, especially if it's big amounts and you may get your account locked).

Then there are pre-paid cards. This is the only card that gets refilled and which may not be related to the account. But from what I know, only the issuer company can refill such cards, so probably you can't withdraw to this.


I think that all Bitcoin exchanges I've ever used had the option to withdraw to an account (and no one cares if that account has or not a debit card linked), so I won't advertise this or that. From what I understand, this is the closest to what you want to do.


Edit: maybe there's something I don't know about cards. If you go to https://advcash.com/en/faq and type in "visa", under one of the link, one interesting text is

We can also offer withdrawals to existing credit and debit Visa/MasterCard cards around the world for a reduced fee.

AdvCash allows some withdrawals I don't understand, but I find them expensive so I never cared. Maybe you make an account and take a look there, most of the info is not in the faq.

[LeGaulois]

Why would you withdraw fiat to your credit card? That's my question.

Because some people may prefer to give their card numbers instead to give bank numbers. As well, some people may be using an exchange which deals with SEPA only while their bank account is using SWIFT, so they cant' receive a payment, the card comes as an alternative.
They may have an account from a pool (from EMIs) so they don't have dedicated bank numbers (but shared) and can't receive a payment from exchanges.

@OP
I think Cex.io has been the only exchange I have seen doing that.

[gentlemand]

If I remember rightly BTC-e used to do this. Obviously they're quite hard to recommend these days. Other than that I've never heard of an exchange that did this. Your credit or debit card has no balance to send to. A debit card needs a bank account. A credit card bills you.

If you don't want to use Wirex then wait for a Coinbase debit card unless you're in the UK where they're available now.

Another possibility is a Paypal debit card. It allows you to spend your Paypal balance and you can withdraw to that through Coinbase. I don't know if Paypal still do them but I had one for a little while.

[AppliedOptimal]

Why would you withdraw fiat to your credit card? That's my question.

Because some people may prefer to give their card numbers instead to give bank numbers. As well, some people may be using an exchange which deals with SEPA only while their bank account is using SWIFT, so they cant' receive a payment, the card comes as an alternative.
They may have an account from a pool (from EMIs) so they don't have dedicated bank numbers (but shared) and can't receive a payment from exchanges.

@OP
I think Cex.io has been the only exchange I have seen doing that.

Thanks, if cex.io is the only one, that is bad news for me because they closed my account Add that to the suggestion a guy said earlier, that they are bad with fiat, and you have one bad combination.
I use Kraken for almost all my FIAT transactions but then they are not accepting cards.

[LeGaulois]

Why would you withdraw fiat to your credit card? That's my question.

Because some people may prefer to give their card numbers instead to give bank numbers. As well, some people may be using an exchange which deals with SEPA only while their bank account is using SWIFT, so they cant' receive a payment, the card comes as an alternative.
They may have an account from a pool (from EMIs) so they don't have dedicated bank numbers (but shared) and can't receive a payment from exchanges.

@OP
I think Cex.io has been the only exchange I have seen doing that.

Thanks, if cex.io is the only one, that is bad news for me because they closed my account Add that to the suggestion a guy said earlier, that they are bad with fiat, and you have one bad combination.
I use Kraken for almost all my FIAT transactions but then they are not accepting cards.

NP. Years back there were more alternatives like ecoin (aka Wirex) but I don't know at all now since the site changed a lot, maybe it still has this option. There is a thread about Wirex here maybe you can ask in. Also sorry but I just remember about Advcash too, with Visa/Mastercard transfers out.

[AppliedOptimal]

I think MCO, the old name Monaco, the new name crypto.com used to have a Visa card, Anyone knows what happened to them and if we can get their card globally?
Anyways, I am now editing the original post to include the suggestions made here.

[AppliedOptimal]

Just found out that the Stellar XLM based WLO (by pigzbe) is collaborating with wirexapp.com and you can spend wlo in over 40 million shops, public transport etc. because wirex visa card is accepted all over the place.
Nice!
I love stellar network because it is fast and cheap, lets see if there are any comments from people who use this.

[gentlemand]

I think MCO, the old name Monaco, the new name crypto.com used to have a Visa card, Anyone knows what happened to them and if we can get their card globally?

Vapourware. I've been signed up on there for what feels like years. They occasionally send self hyping emails and nothing else. Any card that has its own token can french kiss my sphincter as far as I'm concerned.

Wirex is fine. Conversion fees are high, the spread is large, the conversion function often craps out. The card itself works perfectly.