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Author Topic: FinWhaleX: Peer-to-Peer Lending on the New level  (Read 1081 times)
FinWhaleX
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August 02, 2019, 05:21:06 PM
 #1




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Our partners
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We implement tokens through verified exchanges

The reliability of our project — sale of tokens through exchanges that have already earned credibility on the
crypto market. They thoroughly check issuers who want to launch IEO and approve only a small part of applications.


FinWhaleX tokens will be sold at the following sites:


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Reliable, fact-based business

P2P — this is peer-to-peer lending, in which the loan is
provided by private investors at an agreed interest rate.
Banks and MFIs are not involved in the chain, which
greatly facilitates the achievement of results.

Studies of relevant organizations speak in favor of
further scaling this area:


A report published by Allied Market Research in March
2017
indicates that the peer-to-peer lending market
will reach 460 billion USD by 2022, increasing by
an average of 51.5% per year.
                                       
The Adroit Market Research study dated May 8, 2019
showed that the capacity of the global market for P2P
lending in 2017 was estimated at 231 billion USD with
a potential of threefold increase
over the next 8 years (until 2025 .)

This type of lending is gaining momentum, more and
more P2P sites are emerging, the volume of
transactions is growing. This suggests that investing in
such a business is currently one of the most profitable
and low-risk ones.





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Planned indicators by 2021





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Take into the interests of everyone

The FinWhaleX P2P platform is equally beneficial for all process participants.

BORROWER

A great option for those who do not want to get involved with banks and MFIs .
Loan processing through our platform is:


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The ability to get money with a bad
credit history.
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Interest rate is lower than in any
financial institution.
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Prompt receipt of money without
unnecessary bureaucratic procedures.



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INVESTOR

Suitable for those who want to increase their income without spending a lot of time and effort on finding options.
Providing a loan through our platform is:


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Higher interest rate than bank
deposit.
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Less risk of losing money due
to collateral.
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Opportunity to independently
choose who to lend.



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TOKEN HOLDERS

The best option for those who are aware of the potential of the crypto market and lending.
Acquiring our platform tokens is:


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Getting a stable profit, regardless of
the economic and political situation.
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Possibility to resell tokens in the
future at a higher price.
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Participation in market scaling with
huge potential, promising high dividends.




FinWhaleX: change the conditions
of the financial market


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01

Liquidity provider

Simplified the cryptocurrency trading
process and made it more profitable
for each side of the process.

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02

Virtual card

Digital assets are connected to a
virtual card in the application, they
can be calculated in 40+ million
terminals around the world.

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03

Mobile app

Work with the platform is carried
out via a smartphone without the
need to issue paper requests.

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04

We work around the world

The platform is not limited to
one region, it is available for
use in different countries.

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05

Justification

Registered in Singapore, obey
laws and monitor compliance
with international standards to
prevent illegal activities.

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06

Ease of use

Currency conversion is performed
within the platform, enabling
borrowers and lenders to use
their preferred currency.




Road Map








Each online transaction is the work of real people

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Each member of the team is a specialist with extensive experience, fully immersed in this area.
Only concerted action helped us achieve such a high level and reach IEO.


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Vladimir Egorov
CO-FOUNDER CEO
18 years in leadership positions. In 5 years
the financial sector in the field of loans and
investments. From the management of micro
financial services company to build from
scratch a network of online pawn shops.
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Artur Vartanyan
CO-FOUNDER COO
More than 14 years in the of information
technology. Development and implementation
of the first public services in the Russia.
Automation of a large number of Telecom
and financial companies in their industries.
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Aldar Sandanov
CO-FOUNDER COO
From 2008 to 2016, he headed the IT
Department at Promregionbank. He was
responsible for the current operations of all
Bank’s information systems, involved in
creating the IT development and
security strategy.
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Viktor Egorov
CFO
Over 13 years of experience in leadership
positions. 10 years in sales, 3 years in the
financial sector in the field of loans and
investments. Achievement of leading
positions at the head of departments.
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Paddy Tan
CSO
Founder at InterVentures Asia. He is armed
with vast experience in identifying startups
from an idea to mentoring, funding
and acquisition stage.
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Glen Liu
BUSINESS DEVELOPMENT (SEA)
CEO at BlackBox labs. Glen engages clients
on multiple strategic levels, providing them
with network access and digital solutions
required to deploy and commercialize
businesses.
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Andrei Ivanov
BUSINESS DEVELOPER
Over 14 years of experience in leadership
positions. Development Planning and
Optimization of the company's expenses.
The increase in sales of related services.
The interaction of government agencies.
Achieving high levels in the market of
his companies from scratch.
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Sergey Sevantsyan
CIO
He regularly serves as a keynote speaker
at international events. Investment
Relations Manager at KryptoPal. Scorer
and analyst of the ICO project in Neironix.
Market Research Manager at ENVIENTA.
International Investment Relations
Manager at DEEX exchange.
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Anastasia Leina
HEAD OF PR/IR
In advertising for more than 10 years:
from the designer of the printing and
fashion industry to the financial sector.
Advertising Department of the financial
organization for 5 years.
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Kirill Kvan
PROJECT MANAGER
Over six years of experience in Internet
marketing. He has an excellent track
record, including over 100 successful
advertising campaigns for ForteBank,
Tutti Frutti Frozen Yogurt, GoodProject.kz,
and many other companies.
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Mikhail Vinertsev
FULL-STACK DEVELOPER
From 2011 to 2016, he worked at
Promregionbank. He started as an IT
department specialist and later was
promoted to the Head of the IT
Department. 5 years of experience
in blockchain development.
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Alexey Pronin
FULL-STACK DEVELOPER
In 2014, he joined Synthesis of
Intelligent Systems as a front-end
developer. He is fluent in a number
of languages such as HTML, C#, PHP,
JavaScript, and NodeJS.
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Aleksandr Bragin
FULL-STACK DEVELOPER
He graduated from the Institute of
Energy (Tomsk Polytechnic University)
with a degree in Electrical Power
Engineering and Electrical Engineering.
From 2014, he worked as an front-end
developer for the R70 Web Studio.
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Igor Sakovich
ANDROID/IOS DEVELOPER
Extensive experience developing
mobile applications for Android / iOS,
as well as more than a year of
experience with Flutter. He is fluent
in programming languages Java, Kotlin,
Swift, Objective-C, Dart.
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Aleksey Afonin
UI/UX DESIGNER
The main directions in the projects are
corporate portals, web aggregators,
financial dashboards, monitoring
analytical systems.





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For those, who still have questions

If your project goes bankrupt, and I lose money
Excluded. The market for P2P lending will only grow, this is confirmed by studies of reputable organizations,
so our project will scale up, bringing you a steady income.

If your platform is hacked, the money will go not to the borrowers and creditors, but to the left accounts?
The platform is protected by the blockchain system, transactions are carried out through smart contracts.
This is the highest level of protection that exists at the moment.

If criminal groups just launder money through your platform
We comply with international standards for combating criminal activity, carefully check each participant
according to an approved protocol and do not allow those whose integrity we have any doubts to the platform.

If your IEO is the only way to collect money and escape
It is unprofitable for us. In order to be able to implement tokens through the exchange, we passed a rigorous
check of counterparties. Violation of agreements will lead to the loss of reputation
that we have developed over the years.

I need more information about your project to make a decision.
We give everyone the opportunity to download and study the full range of documents: White paper, technical
documentation and business model. In addition, you can ask us your questions directly - answer to any.




         
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holydarkness
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August 02, 2019, 05:43:08 PM
 #2

Which interventures is this? I googled interventures + your project and found no announcement about it.

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August 03, 2019, 11:19:37 AM
 #3

There are a lot of P2P lending platforms. What are your advantages?
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August 03, 2019, 11:21:59 AM
 #4

Most likely this is just one more scam project,
that just wants to take your crypto fast and run off as fast as possible

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August 03, 2019, 06:50:41 PM
 #5

FinWhaleX will conduct IEO on 3 different exchanges. After the end of the token sale it will be listing on these exchanges.
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August 04, 2019, 02:03:30 PM
 #6

Another scam using bumping service. Almost all posts in this thread are coming from newbies that are posting same bullshit again and again.
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August 04, 2019, 05:59:50 PM
 #7

There are a lot microfinance organizations and lending platforms but they do not use blockchain technology.


The completion in this sphere is very big. Also banks give credits to borrowers but it is hard to get a bank credit.
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August 04, 2019, 06:47:26 PM
 #8

Peer-to-Peer lending platform on the new level on blockhain. Blockhain has a lot of opportunities and can be used in different spheres.

Blockchain gives a lot of opportunities. But the competition among cryptocurrency startups is very big and there are a lot of scams.
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August 05, 2019, 07:39:24 AM
 #9

SCAM ACCUSATION THREAD !!!



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August 05, 2019, 09:01:13 AM
 #10

There are a lot microfinance organizations and lending platforms but they do not use blockchain technology.


The completion in this sphere is very big. Also banks give credits to borrowers but it is hard to get a bank credit.

To get bank credit it is necessary to have a good official job and a good credit history and prepare a lot of documents.
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August 05, 2019, 09:51:01 AM
 #11

But the percent on bank credits is much less then the percent in microfinance organizations, that is why bank credits better.
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August 05, 2019, 10:37:35 AM
 #12

If it will be very simple to receive a bank credits it would not be so many microfinance organizations and they was not so popular.
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August 05, 2019, 11:27:49 AM
 #13

A lot of depends how many users will be on the platform. If it will be a lot of creditors it will be a big competition among them and the conditions of loans will be good.

Creditors must be sure that the borrowers will return the credits. If creditors would be sure there would be a lot of borrowers on the platform.
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August 05, 2019, 12:14:24 PM
 #14

There are loans with collateral that creditors would be sure that borrowers will return the loans. Cryptocurrency can be used as collateral.
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August 05, 2019, 01:05:05 PM
 #15

I do not understand why is blockchain technology is useful for lending P2P platform? How blockchain technology will be used in FinWhaleX?

There are many microfinance organizations that gives the loans. If FinWhaleX will have better conditions for loans people will use this platform.

The competition among microfinance organizations is very big. FinWhaleX must have a better conditions for loans and people will use the platform.
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August 05, 2019, 01:51:24 PM
 #16

Blockchain technology is very clear and transparent. Thanks blockchain technology it is possible to check all operations on the platform.

Thanks blockchain will be used a rating system for every borrower. Every borrower will have his own transparent credit rating.

It is good that FinWhaleX will have a rating system and every borrower will have a rating. To get a better conditions for loans it is necessary to have a good rating.
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August 05, 2019, 02:41:25 PM
 #17

For creditors the loans with collateral will be much more better. They will be sure that borrowers will return their money.

But not all borrowers have money for collateral. People take loans because they need money. If they have money they do not need loans.
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August 05, 2019, 03:27:37 PM
 #18

For example if cryptocurrency raise, people cannot sell cryptocurrency and may take a loan with the collateral in cryptocurrency.
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August 05, 2019, 04:17:40 PM
 #19

On FinWhaleX will be used loans with collateral and without collateral. It is possible to use cryptocurrency as a collateral.

The loans with collateral are much better for creditors but not all borrowers have a collateral for loans.
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August 05, 2019, 05:36:47 PM
 #20


I hope the FinWhale X team can explain this all, or at least respond to this statement and provide answers that can convince us.
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