How to avoid getting blocked on neteller/paypal/skrill/etc?

[1R1S]

It is prohibited to use these services in their ToS, and so how can I avoid being found selling btc with them? I know about chargebacks and so, but I am interested about how people get banned(and how to escape it) in these platforms, though in case someone makes chargeback against you, administration can learn that you sell btc. Maybe you have a story to tell?

Only things I can think of is telling your buyer not to send additional message with transfer and do as few trades as you can on account, but I need your advice.

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[harizen]

It is prohibited to use these services in their ToS, and so how can I avoid being found selling btc with them?

So you're the one selling BTC? Isn't it risky for you as you are the one making an irreversible payment? Do you have any successful deal in the past? What payment gateway you used?

As for me, if you really want to avoid their terms, then refrain using them and start thinking of an alternative. Maybe used a crypto exchange with fiat deposit feature or just stick with your regular customers so you will be sure that somehow no reports of chargebacks against you. Meetups would be nice but only for small amounts and just around your local.

Only things I can think of is telling your buyer not to send additional message with transfer and do as few trades as you can on account

It will work but still, it can't guarantee you that it won't give you a problem someday.

[OmegaStarScream]

That's pretty much it. If no description is left on the transaction, there is no way they could know what the transactions are about. If you're going to deal with large amounts frequently though, then you may want to rethink about using these payment methods.

I'm not sure about Skrill and Neteller tho, because I've seen multiple exchange platforms using them, pretty sure they wouldn't risk their merchant accounts If it was against the TOS. I've used Paybis for instance, multiple times and I didn't have any issues on Skrill so far.

[leowonderful]

Just try to do transactions related to cryptocurrency as minimally as possible. The best thing you can really do is just to leave messages blank and don't say anything in transfers if you're doing things via PayPal transfer via either Goods and Services or Friends and Family, but at the end of the day it's really not ideal to buy or sell BTC with PayPal as it's extremely easy for people to chargeback. Your account can also potentially be limited if the funds you're receiving are obtained fraudulently with PayPal.

[shield132]

It is prohibited to use these services in their ToS, and so how can I avoid being found selling btc with them? I know about chargebacks and so, but I am interested about how people get banned(and how to escape it) in these platforms, though in case someone makes chargeback against you, administration can learn that you sell btc. Maybe you have a story to tell?

Only things I can think of is telling your buyer not to send additional message with transfer and do as few trades as you can on account, but I need your advice.

Don't act like a red alarm, be quiet just like regular user. Personally I have never had problem with skrill: https://www.skrill.com/transfer-money/skrill-cryptocurrency/
Can't say anything about neteller because I have never used them but have done some btc/paypal exchanges regularly and never had any problem. You have to find someone whom you'll trust in such situation and believe that that person won't use chargeback option and will be fair with you. That's why it's usually hard for newbies to exchange their paypal funds in bitcoin.

[mk4]

Concerning their ToS about them not allowing or being against cryptocurrency transactions, you're pretty much fine if you don't trade PayPal <-> crypto like every hour or so. I've been trading PayPal <-> crypto through big traders outside Bitcointalk for a while already, and I'm pretty much fine. If you get caught, I don't think it's unbannable, but as far as I know they'd still let you access your PayPal funds(but you'd need to withdraw the funds to your bank account).

Concerning chargebacks, all you can do is to trade with reputable sellers/buyers if you're the one selling the coins. That's pretty much all you can do.

[1R1S]

It is prohibited to use these services in their ToS, and so how can I avoid being found selling btc with them?

So you're the one selling BTC? Isn't it risky for you as you are the one making an irreversible payment? Do you have any successful deal in the past? What payment gateway you used?

As for me, if you really want to avoid their terms, then refrain using them and start thinking of an alternative. Maybe used a crypto exchange with fiat deposit feature or just stick with your regular customers so you will be sure that somehow no reports of chargebacks against you. Meetups would be nice but only for small amounts and just around your local.

Only things I can think of is telling your buyer not to send additional message with transfer and do as few trades as you can on account

It will work but still, it can't guarantee you that it won't give you a problem someday.

I'm beginner trader on paxful, I've had successful trades for low amounts already, and I don't have buyers which I can trust totally. But deals were all successful nevertheless

There are already some methods(and good platforms like bisq) which are very good for sellers because of their irreversability and other factors, but unfortunately people don't use them often. Honestly majority of buyers prefer to use only worst payment methods like paypal, and centralized exchanges, which impose a lot of restrictions and drawbacks.

[erikalui]

If the one buying btc from you by any chance mentions crypto/btc related term in the note, your account can be frozen. This happened with many people who dealt on localbitcoins who mentioned crypto trade to be on a safe side but the account got frozen. My Skrill account was frozen for the same reason but they reopened it giving me a warning.

[Findingnemo]

Avoiding anything related to crypto science while writing the remarks of payment will keep you secure but when you want to report something about your transaction you maybe asked why you did traction in which case you will get caught that is why you always have to deal with trusted person.

[Slow death]

definitely use neteller and skrill is the worst choice anyone can make, they give you no warning and they don't allow you to withdraw your funds from the account ... they immediately lock your account and ask you for a lot of documents so that the person can reactivate the account again . in my case it was a big headache that I had with neteller and skril and see that I only used it once a week and it was very small values and everything was cool and I didn't break TOS from them and my account was verified for years but they blocked my account and still asked me for my bank statements in English, asked for proof of income, passport and proof of residence

[malevolent]

It's possible these services are exchanging information about their users, maybe with any of the custodial cryptocurrency services asking for KYC.

Don't act like a red alarm, be quiet just like regular user. Personally I have never had problem with skrill: https://www.skrill.com/transfer-money/skrill-cryptocurrency/

Don't they prevent you from withdrawing your coins if you buy or deposit it with them?

[OmegaStarScream]

Don't act like a red alarm, be quiet just like regular user. Personally I have never had problem with skrill: https://www.skrill.com/transfer-money/skrill-cryptocurrency/

Don't they prevent you from withdrawing your coins if you buy or deposit it with them?

That's correct[1]. You are only allowed to sell the coins back to them. I don't see any reason to use their crypto services.

[1] https://www.reddit.com/r/CryptoCurrency/comments/azv5pz/do_not_use_skrillcom_for_exchanging_bitcoin_they/

[magneto]

It is prohibited to use these services in their ToS, and so how can I avoid being found selling btc with them? I know about chargebacks and so, but I am interested about how people get banned(and how to escape it) in these platforms, though in case someone makes chargeback against you, administration can learn that you sell btc. Maybe you have a story to tell?

Only things I can think of is telling your buyer not to send additional message with transfer and do as few trades as you can on account, but I need your advice.

If there is a particular significance for your Paypal, then I wouldn't even recommend you using it for transactions related to crypto.

There's absolutely no doubt that their ToS is extremely anti-crypto and draconian, but at the end of the day it's up to them to set those standards and enforce them - not us. And if you're using your paypal for your business and can't risk a ban or limit, then just don't use it.

But from what I've heard/experienced there are several risk factors:

a)size of transaction, keep it small
b)sending as F&F often could lead to your account getting flagged, people suggest because of Paypal not earning fees
c)keeping a large balance. There is a $1k AUD Limit on the Australian paypal site before you are forced to get verified, not sure about the rest of the world.

[timerland]

I'm not very knowledgeable about the other 2 payment options, but from personal experience I've just found that when you use PayPal, you just need to avoid mentioning anything related to cryptocurrencies, and just send all payments as friends or family - this sucks because if you get scammed, there's no real way for you to get your money back (because if you mention cryptocurrency, they will basically just ignore your claim). There's also limits to size of transactions which may cause your account to be limited, personally, I cap myself at 500 USD per paypal transaction, and I've never had issues.

For skrill and neteller, from the look of this thread, I wouldn't recommend. Paypal definitely seems to be the popular option here.

[Kyraishi]

I'm not very knowledgeable about the other 2 payment options, but from personal experience I've just found that when you use PayPal, you just need to avoid mentioning anything related to cryptocurrencies, and just send all payments as friends or family - this sucks because if you get scammed, there's no real way for you to get your money back (because if you mention cryptocurrency, they will basically just ignore your claim). There's also limits to size of transactions which may cause your account to be limited, personally, I cap myself at 500 USD per paypal transaction, and I've never had issues.

For skrill and neteller, from the look of this thread, I wouldn't recommend. Paypal definitely seems to be the popular option here.

I agree with you for PayPal, from what I've seen theres a 1,000 USD limit on transactions (so after you have more then 1,000 in your paypal balance, your account gets locked and you need to have ID before your able to use the account again), pretty easy to avoid, just make sure you spend/withdraw money from your PayPal.

Neteller is a no for me. Accounts randomally getting restricted, transactions getting stuck, shitty support - not sure why anyone would ever use that service.

Skrill, no idea, haven't used it before.

[elda34b]

For skrill and neteller, from the look of this thread, I wouldn't recommend. Paypal definitely seems to be the popular option here.

I agree with you for PayPal, from what I've seen theres a 1,000 USD limit on transactions (so after you have more then 1,000 in your paypal balance, your account gets locked and you need to have ID before your able to use the account again), pretty easy to avoid, just make sure you spend/withdraw money from your PayPal.

Guys, you realize it's not only about avoiding a block on Paypal etc, but also related to the crypto trading right?

OP, have you checked Transferwise? It seems they don't have any limit on the type of transactions. They just stated that they don't support sending cryptocurrency directly or indirectly, but it's still ambiguous.

[LeGaulois]

With Paypal, even if the sender sends as 'friends&family' there are still 2 methods to make the chargeback.

@Kyraishi

I have been using Paypal since 2006, and I have already made several transfers (in or out) with 4 digit numbers, I have never had any problems like that. The only times they ask me to send my ID card (again, since I'm verified) is because they apply a directive from EU about AML. When we received +$2500 the same year, we need to provide our ID card,(only EU users ofc.).

And I find it stupid because every year, my name and my DOB are the same.

@elda34b

TransferWise is out of the question, as PP it doesn't allow anything related to cryptos

[ice098]

It is prohibited to use these services in their ToS, and so how can I avoid being found selling btc with them? I know about chargebacks and so, but I am interested about how people get banned(and how to escape it) in these platforms, though in case someone makes chargeback against you, administration can learn that you sell btc. Maybe you have a story to tell?

Only things I can think of is telling your buyer not to send additional message with transfer and do as few trades as you can on account, but I need your advice.

I have tried using skrill, that is our medium of transaction when I trade my little amount of bitcoin in my friend from other country he uses it to send me the traded amound, I got a problem with my withdraw but their customer services is quite good! They assisted me throughout the process. I think they aren't phobited selling bitcoin? Because that is your source of fund. Maybe you can say that you gain your money thru online trading? You don't need to tell everything, because if you willl? You will be more suspicious.

[leowonderful]

I have tried using skrill, that is our medium of transaction when I trade my little amount of bitcoin in my friend from other country he uses it to send me the traded amound, I got a problem with my withdraw but their customer services is quite good! They assisted me throughout the process. I think they aren't phobited selling bitcoin? Because that is your source of fund. Maybe you can say that you gain your money thru online trading? You don't need to tell everything, because if you willl? You will be more suspicious.

I'm pretty sure Skrill doesn't prohibit crypto-related transactions on their platform because they actually allow you to add funds to your Skrill account using Bitcoin and Bitcoin Cash according to their own FAQ (click for link). If you really want to say something about your transaction, just make it short (and don't say anything at all in the case of PayPal).

[malevolent]

I'm pretty sure Skrill doesn't prohibit crypto-related transactions on their platform because they actually allow you to add funds to your Skrill account using Bitcoin and Bitcoin Cash according to their own FAQ (click for link). If you really want to say something about your transaction, just make it short (and don't say anything at all in the case of PayPal).

Since they don't allow you to withdraw cryptocurrencies as far as I understand, it wouldn't be surprising if they wanted to prevent people from doing crypto-to-skrill exchanges or if they put barriers to bar most of their customers from these kind of trades, because that would mean one party to the transaction could use cryptocurrencies as they see fit, and a lot of these companies are starting to become nosy how people spend their coins.