your opinion about this investment strategy

[tabas]

Bitcoin just dipped to $7500 I think that's something that you can't ignore. About your total holdings, I think you should really add more about bitcoin on that stash and increase it to maybe half of your total percentage. And with your monthly allowance and plan of buying with $250, that's a good idea and you should continue that as long as you can. Many are actually doing this and they've understood the risk and the possible swings at random days just like that what happened today.

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[letyouearn]

Pretty good plan Just remember that some day the time will come to quit the market, and this decision is quite hard, lol. Look at all of us who didn't do this move at the early 2018, don't repeat this mistake 

[biddicoin]

I've been doing some reading about the reality of this ecosystem, creation of bitcoin and then alt coins, market experiences, the different projects objectives, a bit about the theory behind them incl pros and cons, and so on

you are great, reading before do something

I made some investment choices but then read a bit more and decided to re-balance it

i think re-balance your investment isnt good idea. your investment may increase because of your re-balance, but you miss the important thing "how to multiple your money"
so it is wise if you just focus in that for your first crypto investment. after you understand enough and get many profits, then re-balance for 'boost' your profit

BTC 36%
ADA 23%
XRP 21%
EOS 8%
QTUM 7%
XML 3%
ATOM 2%

why do you choose them? what is your reason? based on technical analysis on fundamental anaylisis?
if technical, what is your entry, exit, stoploss, and money management?
if fundamental, what is core value which those coins have?
you must answer that before you do this investment

my analysis based on what you told us, you use fundamental and will do long term investing (maybe 1-2 years), that's great. but you look missed something that is market sentiment, you can see many coins are falling down now. so the sentiment is so bad. so if you wanna do long term, you are better to wait until the market goes good again to get confirmation.

[dirgayeah]

Firstly I want to ask. Do you want to take profit for long or short? And If you can Invest $250 in every month, the big chance for me it's buying BTC and TRX. Just both of them with ratio 50:50. TRX still have a better future. And fill your bag full of them it's very recommended.

[jajorforce]

You have afford to lose money, my advice is take some risk in new coin. You can invest in top exchange IEO especially Binance IEO. For new coin you should invest Binance IEO. You can take benefits of bear crypto market. One month investment add to new altcoins.

[coinswebid]

hi
I was introduced recently by a friend to the crypto world. I've been doing some reading about the reality of this ecosystem, creation of bitcoin and then alt coins, market experiences, the different projects objectives, a bit about the theory behind them incl pros and cons, and so on (I am a .net programmer and would like to think tech savvy, but had always ignored this field) and well ... I decided to invest 2K right away

I made some investment choices but then read a bit more and decided to re-balance it in the following manner:

BTC 36%
ADA 23%
XRP 21%
EOS 8%
QTUM 7%
XML 3%
ATOM 2%

On top of this, I am considering investing $250 every month (of course I will be flexible depending on markets prices but take this as an estimate) in the following proportion

BTC 50%
ADA 25%
either EOS, XRP or BCT the rest 25%
note: for some reason I am not a fan of ETH and trust in the potential of ADA much more


I am far from rich, especially because I live in a very expensive city, but I have a decent paying job and I try not to overspend; so as part of my savings strategy [for early retirement] I am saving 2-2.5K every month and transferring it to a money market account (and then CDs) so at least it can grow a bit in time (not counting growing inflation)

This good friend mentioned to me the so-called 1 BTC rule and I have been giving some thought to this idea. Purchasing 1 BTC would not be a problem [in the affordability sense] but then I think about the other tenet which talks about only investing in crypto what you can afford to lose. If I lost the invested 2K I would be really pissed off but I would get over that. Now shelling 8K for 1 BTC would not kill me either but It would certainly impact my plans for an early retirement

What is your perspective on this situation?

i don't see ethereum and Binance coin in your TOP list my friend
i think both altcoins deserve to be in your list because both are the best altcoin with huge potential to grow when the bull come back
but, the choice is yours!!

[maxreish]

note: for some reason I am not a fan of ETH and trust in the potential of ADA much more

Since it's your own beliefs and I respect your opinion. However if you will gonna ask our real experience, ethereum gives more profits than ADA, well as for me, huh. Also, since you are new in crypto investing. It is good you seek advice in your portfolio. Quite disappointment that you choose some unpotential crypto coins. Xrp for example.

[arifteguhr]

I think if you are investing long term for a few years then this list should not matter but if you only invest a few months then I think you should not invest too much in altcoin. BTC is a safer option in the medium term.

Actually investing in altcoin itself is not a problem, but indeed we must be able to understand very well about the growth and also the risk of altcoin. which every year creates new trends. so it must be right we determine the target. investment dominance is indeed a good bitcoin.because the growth of altcoin is largely determined by bitcoin

[Jocuserious]

Why you want atom low %? I recommend that you can invest btc & atom &eth and new coin harmony (one) i hope your Investment will enjoy there. Actually crypto market totally risky with new coin are too more risky so you can choice old coins for your invest then it will be better.

[o48o]

First of all, welcome aboard, your timing was good on coming into this space. I would change xrp to eth on that list and some of those wouldn't even be on my list, but i can see the potential in them too,
so you might as well have done well on your picks. The plan to increase them in the future is solid also.
And good job picking btc, it is not usually newcomers choice because they are seeing that others are "cheaper" so they put money on those and don't really understand why the btc is the main crypto.

May i ask what your end game and exit plan are? What is enough for retirement? How long have you planned to wait?

[strunberg]

Why you want atom low %? I recommend that you can invest btc & atom &eth and new coin harmony (one) i hope your Investment will enjoy there. Actually crypto market totally risky with new coin are too more risky so you can choice old coins for your invest then it will be better.

dont forget about  binance coin.bitcoin eth and binance will be  best compotition in our portofolio.these coins already proven as good currency although in bearish market.investing in new coins need deep analisys and obersvation.we will find best feature that could be point why we should buy it.

[maydna]

I think if you are investing long term for a few years then this list should not matter but if you only invest a few months then I think you should not invest too much in altcoin. BTC is a safer option in the medium term.

Actually investing in altcoin itself is not a problem, but indeed we must be able to understand very well about the growth and also the risk of altcoin. which every year creates new trends. so it must be right we determine the target. investment dominance is indeed a good bitcoin.because the growth of altcoin is largely determined by bitcoin

The only problem we have in investing in altcoin is we need to search the profitable altcoin and buy it right away while the price still at a low price. That will be difficult if we don't know how to find the right coins because there are thousands of altcoin which can have the potential to increase and without doing appropriate research, we cannot get the coin. But if you can analyze the top 100 coin list, I guess that your chance will be bigger to make a profit because, from that list, I think there will be more than 20 potential altcoins, which will increase later. But you need to have skills to analyze one by one of the altcoin so you can select with the right.

[tenakha]

BTC 50%
ADA 25%
either EOS, XRP or BCT the rest 25%
note: for some reason I am not a fan of ETH and trust in the potential of ADA much more

I do not understand why you are not a fan of ETH. ETH is one of the most potential altcoins on the market. ADA is also good, but it is not an ETH. Consider it in your next investment.

This good friend mentioned to me the so-called 1 BTC rule and I have been giving some thought to this idea. Purchasing 1 BTC would not be a problem [in the affordability sense] but then I think about the other tenet which talks about only investing in crypto what you can afford to lose. If I lost the invested 2K I would be really pissed off but I would get over that. Now shelling 8K for 1 BTC would not kill me either but It would certainly impact my plans for an early retirement

What is your perspective on this situation?

Do not risk more than you can afford to lose. There is nothing to guarantee that your investment here will be 100% returned. This is a risky investment, so do not try any more.

[TrevorS]

All in all, I like your approach and coin distribution. However, I don’t see much difference in the coins, that is, I don’t understand why Stellar has a much lower percentage than Ripple.
I would distribute the shares more evenly because almost each of the altcoins you have chosen will move equally with Bitcoin, and in the case of local pumps, each of them has a chance.
Maybe I would increase the share in bitcoin a bit. But in general, these are just my subjective thoughts, I like your portfolio, I just want to add that I like the bitcoin share of 60% or even 65% more.

[Silberman]

hi
I was introduced recently by a friend to the crypto world. I've been doing some reading about the reality of this ecosystem, creation of bitcoin and then alt coins, market experiences, the different projects objectives, a bit about the theory behind them incl pros and cons, and so on (I am a .net programmer and would like to think tech savvy, but had always ignored this field) and well ... I decided to invest 2K right away

I made some investment choices but then read a bit more and decided to re-balance it in the following manner:

BTC 36%
ADA 23%
XRP 21%
EOS 8%
QTUM 7%
XML 3%
ATOM 2%

On top of this, I am considering investing $250 every month (of course I will be flexible depending on markets prices but take this as an estimate) in the following proportion

BTC 50%
ADA 25%
either EOS, XRP or BCT the rest 25%
note: for some reason I am not a fan of ETH and trust in the potential of ADA much more


I am far from rich, especially because I live in a very expensive city, but I have a decent paying job and I try not to overspend; so as part of my savings strategy [for early retirement] I am saving 2-2.5K every month and transferring it to a money market account (and then CDs) so at least it can grow a bit in time (not counting growing inflation)

This good friend mentioned to me the so-called 1 BTC rule and I have been giving some thought to this idea. Purchasing 1 BTC would not be a problem [in the affordability sense] but then I think about the other tenet which talks about only investing in crypto what you can afford to lose. If I lost the invested 2K I would be really pissed off but I would get over that. Now shelling 8K for 1 BTC would not kill me either but It would certainly impact my plans for an early retirement

What is your perspective on this situation?

I don't really see anything wrong with the portfolio that you have created and you have the advantage you are not only using this market to invest but you are also taking a very low risk investment so you are in a better position than the majority of the people in this market, the only doubt that I have is whether or not you would be capable of keeping your holdings if the market begins to go down even more, but if you can do that then your portfolio should perform really well during the next years.

[SistaFista]

Actually your strategy is not bad, put most of your money on BTC is a right thing to do because the BTC price could increase anytime.
It is good to have $250 in every month as savings, i think it is enough to accumulate coins in this bear market.
Later you when you see the chance to sell it higher, don't afraid and hesitate to sell it.

[sirminesalot]

Actually your strategy is not bad, put most of your money on BTC is a right thing to do because the BTC price could increase anytime.
It is good to have $250 in every month as savings, i think it is enough to accumulate coins in this bear market.
Later you when you see the chance to sell it higher, don't afraid and hesitate to sell it.

As an investor in the current conditions and situation of the crypto market, investors must be clever in utilizing every opportunity that we will get in investing in crypto or altcoin currencies. it is hoped that investors will develop in the future

[Jorge158]

Not only the coins in OP's list are the good or potential coins on the market. There are other coins with great capabilities of becoming massive in the near future. What matters most is the readiness and expertise to run researches on these coins to know their capabilities before investing. Coins like DIVI and Bitrue BTR are good choices.

[barnes13]

Your strategy is quite good. Right now I also use a similar strategy but with a different number of portions. Within a month I allocate my funds as follows: 30% to buy BTC, 50% to prepare for the IEO on several well-known exchanges and 20% for staking. With the strategy that I implemented, so far I have had satisfying results for the growth of my investment in the past 3 months.

[yulionoo]

in my opinion your investment strategy is quite good. You always set aside $ 250 to buy crypto. diversifying investments is a great way to minimize the risk of loss. because when one coin goes down we still have another reliable coin. I will add two more coins, namely ethereum and litecoin. in my opinion these two coins are also very potential.