naikturun
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November 18, 2019, 07:33:30 AM |
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Stable coin is the best option to save without worrying about its value going down, but if you want to get profit you can buy top 10 CMC because time is 6 months long enough, and maybe you can save bitcoins within that time period.
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Kezacky
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November 18, 2019, 07:39:43 AM |
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do you mean, save money in crypto and within a certain time limit? I think you need to plant it in stable coins like USDT / USDC. I think this is a good choice because stable coin prices only move with fixed prices. Another case if you invest with a profit target, then crypto like BTC or top coins are a good choice for profit investment.
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d3nz
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November 18, 2019, 07:49:28 AM |
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There is a lot of risk in ivesting your money on cryptocurrency and you need to have a knowledge in trading first before putting your money savings and you might lose it and it will be hard to recover.
And also it will depend on what coin/token you will br buying but if you are really want to invest your savings then only choose bitcoin since i think its much stable and the value really sky-rocketed last 2017 and it might pumps up by next year. Who knows right?
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ragavancoin
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November 18, 2019, 10:46:41 AM |
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Saving for house is good but in Cryptocurrency no one can predict or assure when crypto market will pump or dump. In 2020 there is a chance to increase but not sure.
Savings in bank is a good idea. If it is invested in crypto and goes higher in market then it is awesome. There is a risk. If you are ready to risk go-ahead.
Be smart and make a decision. Buying a home is not that easy in this world.
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soramon
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November 18, 2019, 11:11:49 AM |
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Well from my perspective saving money for a house is a good idea but investing on cryptocurrency is too risky. Even you invest on stable coins there is no guarantee you will get profit maybe you can just lost your money. We talking about buying a house so maybe you should invest on realistic thing
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Palider
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November 18, 2019, 11:30:22 AM |
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We are saving for a house down payment of 40K. I don't want to leave it in the bank as there is a old judgement they can take any time so i want to store it in crypto as we grow it over the next 6 months. Is a stable coin the best option? Thoughts?
It is even safer to invest in a bank because it can return our money if it robs them of their care. It is safer for banks to invest money because with this assurance they can be returned to us. especially with your money you will use to buy your own house. Don't risk it in crypto.
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Bitfling
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November 18, 2019, 12:00:47 PM |
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Well from my perspective saving money for a house is a good idea but investing on cryptocurrency is too risky. Even you invest on stable coins there is no guarantee you will get profit maybe you can just lost your money. We talking about buying a house so maybe you should invest on realistic thing
It's too risky to risk a down payment on a house to invest in the crypto market even though it's bitcoin. It's better not to use the money needed to invest because crypto prices always fluctuate. We have never been able to predict the price of crypto in the next 6 months and I think it's better to use idle money to invest so we don't stress
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bassbity
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November 18, 2019, 02:36:13 PM |
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I think it is not good to save money in crypto because it is very risky, in my opinion saving in a bank is safer than crypto, something happens in the bank then the bank's responsibility. If it's in crypto, then you have to accept it gracefully if it happens that you don't want it, then a better down payment for a bank house is much safer. Or even stable coins are still vulnerable to risk.
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Serco
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November 18, 2019, 02:57:01 PM |
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I think it is not good to save money in crypto because it is very risky, in my opinion saving in a bank is safer than crypto, something happens in the bank then the bank's responsibility. If it's in crypto, then you have to accept it gracefully if it happens that you don't want it, then a better down payment for a bank house is much safer. Or even stable coins are still vulnerable to risk.
between risk and return totally different. Saving our money only get its security,they will pay us with small interest and its suitable for investors that use playing safe strategy. Meanwhile in crypto , we could earn money ,hundred percents profits only in few days or weeks.but dont forget it has high risk too for all investors . we could choose them that which is suitable for our character.
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salty
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November 18, 2019, 03:27:32 PM |
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We are saving for a house down payment of 40K. I don't want to leave it in the bank as there is a old judgement they can take any time so i want to store it in crypto as we grow it over the next 6 months. Is a stable coin the best option? Thoughts?
6 months is too short a period so it is very difficult to choose the asset that will help make you rich. But in any case ,you need to choose assets from at least the TOP 10.
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Latines
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November 18, 2019, 03:32:38 PM |
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Do not be silly. Cryptocurrency is unpredictable. Only money that you can lose can be invested here. And throwing money at home is not what the family expects from you.
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aysg76
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November 18, 2019, 03:55:19 PM |
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We are saving for a house down payment of 40K. I don't want to leave it in the bank as there is a old judgement they can take any time so i want to store it in crypto as we grow it over the next 6 months. Is a stable coin the best option? Thoughts?
See OP thats a really good thought and as you want to invest in crypto but this market is too volatile and you could loose your money at any time as market can crash in coming months and your house dream could shatter so be wise and try to invest only in some potential altcoins most probably only in bitcoin as it has high rerurns over short period of time.Hope you can achieve your goal and price rise and we all gain profits along with you.
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kodtycoon
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November 18, 2019, 04:01:48 PM |
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investing with 40k to pay for something in your case would be very good for choosing bitcoin, because after all bitcoin will have greater potential in the next few months or more precisely in the next year. when you choose a stable coin then i think it is very risky because when there is a big dump then at least the stable coin will also fall and will slow to recover and this is very different from the top and more popular coins like bitcoin
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tambok
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November 18, 2019, 04:16:13 PM |
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We are saving for a house down payment of 40K. I don't want to leave it in the bank as there is a old judgement they can take any time so i want to store it in crypto as we grow it over the next 6 months. Is a stable coin the best option? Thoughts?
See OP thats a really good thought and as you want to invest in crypto but this market is too volatile and you could loose your money at any time as market can crash in coming months and your house dream could shatter so be wise and try to invest only in some potential altcoins most probably only in bitcoin as it has high rerurns over short period of time.Hope you can achieve your goal and price rise and we all gain profits along with you. Let's be practical in every decision that we will have, if you already have plenty of money, think carefully where you are going to invest. Remember that cryptocurrency is very risky, so if I do have a lot of money, will just invest some of it, and the rest will do for a traditional business, I would also love to have a real estate investment of crypto. If I will invest in crypto, I will just invest in Bitcoin and in Ethereum.
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nanaimogold
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November 18, 2019, 04:43:01 PM |
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Its a good idea though. But it would have been better if you divide the total funds in a ratio of say 8:2 so that you can save about 80% in stable coins while keeping de remaining 20% in a volatile coin, probably BTC so that your funds can appreciate small by the time you are withdrawing your funds
I would advice you to put it into bitcoin because of its foreseeable longterm profit but sincerely speaking the investment window of 6months which you gave is quite short. 6-8 months ago and bitcoin was trading under $4k. The market is too volatile to say the price of btc in the next 6months. You might have to wait a bit longer for gains
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NeuroticFish
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November 18, 2019, 05:01:49 PM |
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Its a good idea though. But it would have been better if you divide the total funds in a ratio of say 8:2 so that you can save about 80% in stable coins while keeping de remaining 20% in a volatile coin, probably BTC so that your funds can appreciate small by the time you are withdrawing your funds
I would advice you to put it into bitcoin because of its foreseeable longterm profit but sincerely speaking the investment window of 6months which you gave is quite short. 6-8 months ago and bitcoin was trading under $4k. The market is too volatile to say the price of btc in the next 6months. You might have to wait a bit longer for gains Stable coins don't bring anything. And I am not sure what's more trustworthy - banks or some more or less known institutions that issued stable coins. An idea was to invest for growing the value. Investment means risk. And investments need time and 6 months may not do, especially in crypto, which is prone to big fluctuations. But if he does so, then I would advise more than Bitcoin only, some amounts can go into something else. Maybe some small amounts into altcoins, maybe some amounts into gold or stocks... diversifying uses to increase the chances for a good outcome. However, OP should keep in mind that exchanging his money into something else and back means fees to be paid. So there's no good solution imho.
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bohr
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November 19, 2019, 09:25:07 PM |
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We are saving for a house down payment of 40K. I don't want to leave it in the bank as there is a old judgement they can take any time so i want to store it in crypto as we grow it over the next 6 months. Is a stable coin the best option? Thoughts?
6 months is a good time for you to buy bitcoins from now on. The Bitcoin Halving event will take place in Q2 of 2020 and it is also the time when Bitcoin is growing strongly. $ 8k5 is still a fairly cheap price right now and it cannot be reduced any more as buying power is now very strong. Try your luck. ![Wink](https://bitcointalk.org/Smileys/default/wink.gif) I do not know what market you were watching but there was no one buying bitcoin at that price which is why the price is going down now, it is better to wait for bitcoin to show us how low it will go before buying any of it, once bitcoin reaches the bottom then you can buy as much bitcoin as you want because I really think that we are getting ready for another bull market, that doesn't necessarily mean that the bull market will appear immediately, maybe it will take a few months or years but whatever the case you don't want to miss it
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armanda90
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November 19, 2019, 11:39:01 PM |
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We are saving for a house down payment of 40K. I don't want to leave it in the bank as there is a old judgement they can take any time so i want to store it in crypto as we grow it over the next 6 months. Is a stable coin the best option? Thoughts?
You can deposit in stable coin and this is the most correct way in my opinion.Because if you deposit in Bitcoin will have a high risk,although many people to say next year bitcoin halving and prices will be bull run,is not a refference to ensure our funds are safe.We cannot predict the future of bitcoin price and maybe we will get a loss.
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tiptopgemdotcom
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November 19, 2019, 11:48:21 PM |
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Its a good idea though. But it would have been better if you divide the total funds in a ratio of say 8:2 so that you can save about 80% in stable coins while keeping de remaining 20% in a volatile coin, probably BTC so that your funds can appreciate small by the time you are withdrawing your funds
I would advice you to put it into bitcoin because of its foreseeable longterm profit but sincerely speaking the investment window of 6months which you gave is quite short. 6-8 months ago and bitcoin was trading under $4k. The market is too volatile to say the price of btc in the next 6months. You might have to wait a bit longer for gains For swing investment, promising altcoins will give a better return on investment compared to the top cryptocurrencies. I also advise waiting for the longer timeframes before putting all eggs in one basket. Diversifying between the top altcoins and thinking about to harvest the profit is a better thinking method.
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zulfi125
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November 20, 2019, 12:13:55 AM |
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I don't recommend to invest in all funds in one stablecoin if you want to invest in crypto than you should diversify your investment in different coins like ETH ,XRP, TRON, XLM.
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