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Author Topic: loan request of 0.15 Bitcoins for 60 days with 20% interest  (Read 138 times)
ignacio_buendia (OP)
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May 28, 2020, 02:47:34 PM
 #1

I sincerely need some help.

I would like to apply a quick loan of 0.15 Bitcoins.

I’ve read the recommendations, so I’m aware of that it is highly recommended not to deal with new members, so I’ve came up with a somewhat reasonable validation process described below. If even so any of the veteran members of the community find the nature of this request unacceptable, I humbly delete this post without complain.


repayment

I will make an agreement in July and I need to found a company to fund my research I was working in the last year. At that point, under an agreement, I will get a small amount of money from my partner. After delivering a considerable amount of research material, I must add.

However the reason of request is independent from the aforementioned research and business dealings. If you are interested in details I can can give you them. Due to the inconveniently personal nature of my problem, preferably privately. Any other questions can be discussed publicly.

If you are willing to help, I can present you the building blocks of my device, based on my research. It is quite exciting. Unfortunately I can’t show you my exact calculations, because they are the fundamentals of my patent documentation - besides I will have a confidentiality statement with my partner - but I can show you some drawings and conceptual summaries about my theory and research as well.


conditions

1. Loan: 0.15 Btc.

2. Currency reference variables:

    Currency: Usd. The reference exchange rate will be the google btc/usd rate.

    Time: first block validation of Bitcoin transaction.

3. Term: 60 days

4a. Interest: I give you back the principle in Bitcoin and 20% interest rate (converted with the aforementioned exchange rate and time). Optionally I can send you the equal amount of $ via wire transfer.

    example:

    Date of first block validation: 11:00:00, 28.05.2020.
    Google Btc / Usd exchange rate: $9.465

    repayment scenario 1 <27.07. 2020.>, exchange rate: $10.000,
    capital: 0.1420 Btc
    interest: 0.0284 Btc
 
    repayment scenario 2 <27.07. 2020.>, exchange rate: $ 8.000,
    capital: 0.1780 Btc
    interest: 0.0355 Btc

<or>

4b. Interest: Based on my estimations it is unlikely that we’ll make profit within two years, but I can sell you a share of the company equivalent to the loan you lent me with intererst (profit only not voting rights). Of course I won’t give you back the capital in that case.

5. I leave this post here, as long as the term is active.

6. If we make an agreement, I respectfully ask you not to share my real name, or any personal contact info with anybody.


risk limiting factors

I give you my real name (ignacio_buendia is not my real name), ID number and a bank statement as proof of residence.
Optionally I can accept direct wire transfers - as an extra confirmation of identity.
I offer you the opportunity of a video call.
Direct contacts - facebook profile and telephone.
I give you a contract, signed with my name and the conditions I gave.
You can ask 2 witnesses to participate both in the validation process and contract agreement (described below).


process

I answer any questions publicly → I offer you to make a direct video call, validating my identity by showing you my ID personally (process can be repeated any time during the process). → I’ll make a slack channel and send an invitation to you and the two witnesses of yours and I link there the post, my front ID / back ID, my bank statement and my facebook profile, giving you and the witnesses the opportunity to make screenshots (if any of you interested in my research I can show you some materials) → I send you a scanned, signed contract, with my ID number, the conditions, in particular the interest and exchange rates → You send me the funds after the whole process, no earlier → I pay back the capital and interest in Bitcoins, with the exchange rate we agreed upon. Payback date: 27.07. 2020.

Thank you for reading my request!

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May 28, 2020, 03:04:19 PM
 #2

You have invested a good time for writing this post which is totally in vain because you will not be able to collect this fund without valid collateral.

I give you my real name (ignacio_buendia is not my real name), ID number and a bank statement as proof of residence.
Optionally I can accept direct wire transfers - as an extra confirmation of identity.
I offer you the opportunity of a video call.
Direct contacts - facebook profile and telephone.
I give you a contract, signed with my name and the conditions I gave.
You can ask 2 witnesses to participate both in the validation process and contract agreement (described below).
You are totally an unknown person , probably from a different country of the lender. So, by this information no one will be able to collect the repayment if you want to default (basically I think you will default). These mentioned data is not a valid collateral, if you really want to take a loan then give a valid collateral. When you have a valid collateral, lenders may give you the loan. To know the valid collateral please visit this link.
Quote



.
.BIG WINNER!.
[15.00000000 BTC]


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Rainbot
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May 28, 2020, 03:12:57 PM
 #3

I understand your point. However if you don't ask me directly to delete it, I take my chances to leave it for a while.

I can add, that I approve the public disclosure of my name in the case of default.
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May 28, 2020, 03:54:58 PM
 #4

I understand your point. However if you don't ask me directly to delete it, I take my chances to leave it for a while.

I can add, that I approve the public disclosure of my name in the case of default.
It's your wish either you will delete or not but I recommend you to lock the thread. As it will not be any benefit for you and others people will waste their time for reading this post and also DT will give negative trust (which is also time wasting for DT).



.
.BIG WINNER!.
[15.00000000 BTC]


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May 28, 2020, 04:16:01 PM
 #5

Theoretical question: Given the conditions and risks, what value you would set the interest?

To put it somewhat differently: What is the expected value of an offer like this?
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May 28, 2020, 04:20:32 PM
 #6

Theoretical question: Given the conditions and risks, what value you would set the interest?

To put it somewhat differently: What is the expected value of an offer like this?
I am not ready to give you the loan either you have valid collateral or not. For no collateral no one will give you any loan either you give interest 1000x or more. But you have valid collateral you may choose your best lender from the list below:
Quote



.
.BIG WINNER!.
[15.00000000 BTC]


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May 28, 2020, 04:24:11 PM
 #7

Rules is simple
No valid-collateral - No loan

You will not be able to get the debt using other methods with your new account.
Please read the rules.
[EDU] The Rule of "No Collateral, No Loan"

As menitoned @Bitcoinsummoner

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█       P A X F U L       █  █        ЛУЧШAЯ P2P ПЛATФOPMA ДЛЯ CДEЛOК C БИTКOИHOM         █
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May 28, 2020, 04:28:57 PM
 #8

I've read the link yout posted.:

Quote:

'If you completely ignore this sticky and make a loan request with no collateral, without having massive trust on the forum, the chances of you getting negative trusted feedback and therefore having a Trade with Extreme Caution tag is almost 100%.'

Based on this and your comments I decided to delete the OP. Unfortunaltely I couldn't. Should I notice the admins?

Thank you for the notifications!
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May 28, 2020, 04:35:12 PM
 #9

Based on this and your comments I decided to delete the OP. Unfortunaltely I couldn't. Should I notice the admins?

It is a good decision that you have changed your mind. Also if you want to lock the topic you can lock it from the bottom of the topic called "Lock topic". Wish you best of luck, stay home and stay safe.



.
.BIG WINNER!.
[15.00000000 BTC]


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May 28, 2020, 04:54:22 PM
 #10

Done.

Thanks! All the best to you too! Smiley
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