There is no ROI if the crypto is a stablecoin

[TastyChillySauce00]

It caused by the price of stable coin will be backed by the fiat money or commodities and there will be no pump and dump as the price totally depends on the collateral that is being used to backed the crypto.
No volatility and all of the value will be stable, people will not do pump and dump

[FreeStreamer]

I can say it is laughable to think that someone will invest in a stablecoin because as we know, it is stable and tends its purpose is to keep it not to fluctuate so there is a little to no means of gaining from it if we invest our money on it.  But what if a stablecoin is a POS coin, are you willing to invest in it?  Oh well, I will be the first one to admit that I am very interested in investing in it if the stablecoin is  staking.

Some not so obvious stablecoins are not very stable and that's why you don't know that they are actually making an effort to stabilize it.

[Kelvinid]

Stablecoins are only for those who preferred for long-term holding for the safe keep but this will never work if you are in trading but rather to choose more volatile coins. What thing different in this why traders would like to choose BTC for trade, not those Stablecoins is that because of profit and unlikely to see Stablecoins can't have more than in a volatile one.
But you can't just expect that Stablecoins will most likely be stable all the time, they can also be volatile but not like what other coins have. Practically, volatile coins give more profit at its possible but the risk of losing is high that Stablecoins.

[SlimShadyMmp]

I look at stable coins more like fiat and they are likely to stick to whatever coin they are tied to it USDT never increase in value price so basically is a dollar in digital token You can sell your tokens and hold the USD equivalent but then you lose any gain the market make and is just Tether

[rhomelmabini]

I think there's no dumb investor/s who will invest on a stablecoin besides it's not meant to be a form of investment after all. It was designed to hold out against the market volatility we are experiencing on other crypto assets and besides this coins are backed by reserve and they if you are thinking investing in it that would be good on a declining market.

[bitkanu]

I look at stable coins more like fiat and they are likely to stick to whatever coin they are tied to it USDT never increase in value price so basically is a dollar in digital token You can sell your tokens and hold the USD equivalent but then you lose any gain the market make and is just Tether

I think you forget about if crypto will be stable coin. I guess what he means related to the when crypto used the dollar as the reserved funds to backed their value and that will remove the volatility.
that means the creation of value in crypto will be based on the fiat money.

[zero714309]

That's the right description about stable coins but it's not that many of them at all. There are actually a few of them that are popular.

Does anyone invest in stablecoin? I have never heard although it's possible to get a little profit sometimes. However, people use stablecoin to fix their profit or stop their loss by converting their coin to stable. There's no other use of stablecoin then this.

Probably a newbie that doesn't understand it if he/she buys it, they will think that they have invested on cryptocurrencies.

You are right, sometimes there are few people who have never or lacked research into the coins that they will invest in and think about if they buy at a good price for long-term even though all of that is wrong. There are still many newbie with minimal information about stable coins.

[lienfaye]

Those who will buy stable coin as an investment might not take their time to gain knowledge first on what crypto is profitable and just buy random coins that seems good. Its not the right coin for holding because the price is not fluctuating.

On the other side some traders are switching to stable coin to avoid further losses and buy back once the value is acceptable to engage again.

[nasipadang]

I have noticed that there are many people here who do not understand that many cryptocurrencies are stablecoins. Stablecoin means that its price is designed to be as stable as possible. That means there will be no ROI from buying and hodling bunch of stablecoins. Coins with very large or infinite max supply are very likely designed to be stablecoins because that way they can stabilize the price by emitting more coins when the coin scales rapidly. Just like they do with FIAT to keep the exchange rate stable. Stablecoins are rarely perfectly stable, but they are considered stablecoins because of their effort to keep the price stable.

Stablecoin has a different advantage than volatile coins, they are able to provide more confidence about their investments that will be safe in terms of value by providing a small risk of loss. In this world there are many people who have different goals for an investment, so you have to know that investing is not only chasing profits, there are also those who want a future where there is no risk of lost prices.  And I'm sure there are many different developers, where one side develops a stable coin and the other develops technology and other types of coins. So no need to worry about your thoughts about all coins will become stable, because it is difficult to happen.

[ice18]

Stable coins are use to avoid high volatility once an asset fell in unexpected events the solution is to temporarily convert it to stable coin to avoid further losses others convert their fiat money into stable coins for safety purposes. 

[aprilnot]

I don't think anyone has a stablecoin for the long term. they only use stablecoin according to their function. so no one cares about ROI. Stablecoin is sometimes used by someone to make it easier for them to buy crypto coins in the market, without the need to transfer FIAT. there are also those who use Stablecoin to transfer funds between market crypto

[VDraci]

Stable coins are been patronized by crypto traders the most, might be whales or other and the best way to avoid volatility is exchanges other coins for stable coins, i don't believe that people will invest in stable coins without knowing that stable coins won't pump or dump in price

[FreeStreamer]

I don't think anyone has a stablecoin for the long term. they only use stablecoin according to their function. so no one cares about ROI. Stablecoin is sometimes used by someone to make it easier for them to buy crypto coins in the market, without the need to transfer FIAT. there are also those who use Stablecoin to transfer funds between market crypto

Some people do have them for long term because they don't realize that they are stablecoins, because some of them have not officially announced that they are making an effort to keep the price as stable as possible.

[DDante]

I have noticed that there are many people here who do not understand that many cryptocurrencies are stablecoins. Stablecoin means that its price is designed to be as stable as possible. That means there will be no ROI from buying and hodling bunch of stablecoins. Coins with very large or infinite max supply are very likely designed to be stablecoins because that way they can stabilize the price by emitting more coins when the coin scales rapidly. Just like they do with FIAT to keep the exchange rate stable. Stablecoins are rarely perfectly stable, but they are considered stablecoins because of their effort to keep the price stable.

Even if a crypto newbie mistakenly buy stablecoin to hold he or she will figure it out within days or week because price will remain the same, it's very easy to know the difference between stablecoin and non stable coins, I haven't seen anyone making such mistake before

[trauchot]

I use stablecoins to hold my investments there when the cryptocurrency market drops very much and it is precisely at such moments that stablecoins like tether save me and then when the cryptocurrency market begins to grow I withdraw all my investments from stablecoins.

[gretta233]

But tbh stablecoins are useful in some cases

[FreeStreamer]

I use stablecoins to hold my investments there when the cryptocurrency market drops very much and it is precisely at such moments that stablecoins like tether save me and then when the cryptocurrency market begins to grow I withdraw all my investments from stablecoins.

Yes a stablecoin can be a good store of value and safe haven against an uncertain market specially if it's a gold pegged stablecoin, for the same reason that people don't store value in the dollar, you should not store value in a dollar pegged stablecoin, because they have most rapid inflation and there is only loss and no ROI whatsoever.

[Kotone]

I dont think you can earn if you hold stablecoin for long term and everybody knows this. But with the exemption of lending products on some stablecoin maybe you could benefit a lot but thats not high profit, Id rather invest on altcoins that are good than holding stablecoins.

For trading it would be good but for investing its a big NO NO. You cannot be rich with stablecoins.

[beerlover]

Does anyone invest in stablecoin? I have never heard although it's possible to get a little profit sometimes. However, people use stablecoin to fix their profit or stop their loss by converting their coin to stable. There's no other use of stablecoin then this.

Honestly I could not get what exactly OP is referring to. It name itself implies about stable then from where we can get "returns"? I guess people are getting misguided by coinmarketcap ranking. Because, coinmarketcap is their Bible and anything at top rank is being wrong interpreted as a safe-heaven opportunity for big ROI. This is the reason why people could not differentiate stable coins from rest of coins and still talking about ROI against stablecoins.

For trading it would be good but for investing its a big NO NO. You cannot be rich with stablecoins.

You can be rich if you buy and hold stablecoins in the downmarkets. For example, if you hold 1 BTC by the times of late November 2017 and selling it for 19,500 USDT and then you buy back bitcoins by the time of December 2018 for all 19500 USDT but BTC price by end of 2018 was less than $4,000. So, you will get 4+ BTC. Now you would have been richer by 4 times.

No volatility and all of the value will be stable, people will not do pump and dump

Only USD vale is stable but if you check stablecoin's BTC value will fluctuate along with BTC value so, it can be dumped and pumped against BTC. This kind of manipulations are happening on derived exchanges in more number compared to spot exchanges. So, we usually do not notice them.

[ololajulo]

The term ROI doesnt look to apply to stable coin but there are case that we could see 9% price pump but this prices are expected to be temporal. Investors could be advised to store coin for a while and gain some new coin when some fund are added into the project. Most times stable coins are expected to have a fiat backup for the coin but in most cases they always have fewer amount in ban than the circulating coin which makes it easy for them to acquire more fund as they trade.