[BeCareful] In-active account asking for loan

[irfan_pak10]

Hello everyone

This guy Kisleav contacted me few days ago asking for .2BTC loan which I have rejected. I recently found out that he also reached out to @DarkStar_ as he gave him neutral.

His PM

Hello irfan_pak10,

My name is ssenoga Isiah, (Kisleave here on bitcointalk) and the CEO of Spaik Technologies a Ugandan based company,

We are running Blockchain Projects that may need some funding, as covid as left us crumpling,

Find our projects Spaikcoin.com (currently down), our Ecommerce B2C plartfoarm Spaikmart.com (currently down), Our classified free ads platform, Nyenya.com Up and running and Our news feed site Bitspaik.com (currently down),

We are in need of a few BTC (0.2BTC) to help us change hosting to a better services and to help with listing of our project SpaikCoin to some good Exchanges even though its trading https://www.coingecko.com/en/coins/spaikcoin  for now and work on liquidity on these exchanges as we grow,

I would love to know if i can qualify for a loan here, so we can push our projects forward with a little ease, Thanks

Find more info about me here,  

 https://www.linkedin.com/in/ssenoga-isiah-213880aa/

 https://www.criptomoneda.com.es/spaik-coin-ceo/

@sesiah via Telegram, where we can chart

https://spaikcoin.com/team/ssenoga-isiah

thank you,
Ssenoga Isiah.

[Bitcoinsummoner]

Hello everyone

This guy Kisleav contacted me few days ago asking for .2BTC loan which I have rejected. I recently found out that he also reached out to @DarkStar_ as he gave him neutral.

His PM

I had created a topic like this earlier for another person. I usually ignore loan request if anyone asking loan via pm instead of posting publicly. Several people like this try to scam by this way. They think If my loan request rejects by a lender then others will  do the same. They send message to the maximum lender, this type of borrower won't repay the loan.

[Natalim]

I think that is not new here, newbie, inactive members, ect, they will ask loan as if they are qualified.
Don't worry man, a smart lender knows what they are doing, they won't fall for that shit, scammers will try to scam but they would not succeed.

By reading the sticky threads in this board (https://bitcointalk.org/index.php?board=65.0), it would already make us aware of the risk. 

[Bitcoinsummoner]

I think that is not new here, newbie, inactive members, ect, they will ask loan as if they are qualified.

They will ask loan either they are qualified or not. Many a user know they will not get any loan and also they know that they arenot qualified for a loan but still they will apply?

By reading the sticky threads in this board (https://bitcointalk.org/index.php?board=65.0), it would already make us aware of the risk. 

Do you think all users read sticky?
If we follow the sticky can we always save us?
They thread has been last moderated in 2015 but a lot of scam technique has been discovered in these days and scammers will try to discover more technique.

[coupable]

I think that is not new here, newbie, inactive members, ect, they will ask loan as if they are qualified.

They will ask loan either they are qualified or not. Many a user know they will not get any loan and also they know that they arenot qualified for a loan but still they will apply?

For old accounts, even they know they are not active members, they post a loan request like normal. There are two possibilities:
- They think the lender won't check their forum activities and will accept the deal only based on their profile rank and their trade history which is always neutral.
- They are pretending to be active users who don't need to prove their forum activity.
Fortunetly, all forum lenders are veteran members who know how to deal with each situation.

By reading the sticky threads in this board (https://bitcointalk.org/index.php?board=65.0), it would already make us aware of the risk.  

Do you think all users read sticky?
If we follow the sticky can we always save us?
They thread has been last moderated in 2015 but a lot of scam technique has been discovered in these days and scammers will try to discover more technique.

None of those scams techniques succeeded to get a loan, even for a small amount. Unless the account is hacked and the real owner didn't appeal for the recovery.

[logfiles]

The account was on sale sometime back. It's very likely it even changed hands
https://bitcointalk.org/index.php?topic=1750854.msg17492630#msg17492630

Registered in February 2014
https://www.bctalkaccountpricer.info/?token=1q3f3l79
Escow allowed

The reason for sell is to use the funds to start up something new.

Name: Kisleav
Posts: 515
Activity: 322 (Sr. Member)
Potential Activity: 322 (Potential Sr. Member)
Weeks to Next Potential Rank: 23
Potential Activity to next Potential Rank: 158
SMAS Blacklisted: No
Trust: Neutral
Estimated Price: 0.05796000

Quoting for reference

What's more, the seller and the account he's selling have exchanged trust feedback with each other

The Seller was also banned, So even if he claims that the account remained in his possession, we are looking at a case of ban evasion here.



Notice the similarity of the names used

1. sesiah - Name of Account seller profile
2. Ssenoga Isiah - Name used on the LinkedIn profile

In other words, sesiah is derived from his full names (SsenogaIsiah)

[Bitcoinsummoner]

None of those scams techniques succeeded to get a loan, even for a small amount. Unless the account is hacked and the real owner didn't appeal for the recovery.

Direwoulf lost more than 0.3 btc  by a borrower (scammer), who took loan and repaid normally. Then day by day increase volume and finally left the forum. Now direwoulf is in loss about 0.3 btc. So, it is difficult to know who will scam or not.

[coupable]

None of those scams techniques succeeded to get a loan, even for a small amount. Unless the account is hacked and the real owner didn't appeal for the recovery.

Direwoulf lost more than 0.3 btc  by a borrower (scammer), who took loan and repaid normally. Then day by day increase volume and finally left the forum. Now direwoulf is in loss about 0.3 btc. So, it is difficult to know who will scam or not.

That's a strange case. I knew user Theyoungmillionaire and thought he is a trusted.
When he got the loan from Direwolf, he had already a green trust from many users confirming how much he is trusted, so i don't expect any lender to refuse giving him any amount. In fact, it's a great loss for Direwolf, but it's also a stupid move from Theyoungmillionaire as his profile worth much more than those 0.3btc. With someone who had been a good person during his stay here, i really wish he comes back and pay the loan .

[Natalim]

None of those scams techniques succeeded to get a loan, even for a small amount. Unless the account is hacked and the real owner didn't appeal for the recovery.

Direwoulf lost more than 0.3 btc  by a borrower (scammer), who took loan and repaid normally. Then day by day increase volume and finally left the forum. Now direwoulf is in loss about 0.3 btc. So, it is difficult to know who will scam or not.

That's a strange case. I knew user Theyoungmillionaire and thought he is a trusted.
When he got the loan from Direwolf, he had already a green trust from many users confirming how much he is trusted, so i don't expect any lender to refuse giving him any amount. In fact, it's a great loss for Direwolf, but it's also a stupid move from Theyoungmillionaire as his profile worth much more than those 0.3btc. With someone who had been a good person during his stay here, i really wish he comes back and pay the loan .

For unsecured loan, it's just a matter of how much you trust a user, in the end, it's still an unsecured loan with inherent high risk.
I'm sure  lender knows what he is doing especially Direwolf who's been in the business for a while and he knows how high the risk he take upon lending money.

[Kisleav]

Hello, am sorry guys i posted the request publicly and yes i was told i do not qualify,
Which i understood, i fixed the challenges i had when i asked for it. I will do collateral ones next time
thanks every body.

[Bitcoinsummoner]

Hello, am sorry guys i posted the request publicly and yes i was told i do not qualify,
Which i understood, i fixed the challenges i had when i asked for it. I will do collateral ones next time
thanks every body.

You have posted loan request and after disapproval you have removed the post and asked to another one either publicly or private both seems to me scam activity. While you have been rejected you should not delete your post if you do not try to scam. Also you have tried to stake you address after a long gap. Is this account bought?

[Kisleav]

Hello, am sorry guys i posted the request publicly and yes i was told i do not qualify,
Which i understood, i fixed the challenges i had when i asked for it. I will do collateral ones next time
thanks every body.

You have posted loan request and after disapproval you have removed the post and asked to another one either publicly or private both seems to me scam activity. While you have been rejected you should not delete your post if you do not try to scam. Also you have tried to stake you address after a long gap. Is this account bought?

the account is not bought, and i did not delete the message, it was the thread owner who deleted it, i think its his standard operations procedure, 

[TalkStar]

Hello, am sorry guys i posted the request publicly and yes i was told i do not qualify,
Which i understood, i fixed the challenges i had when i asked for it. I will do collateral ones next time
thanks every body.

I don’t think anyone gonna believe you after checking your last 12 month post history. Personally i haven’t got anything which is enough to keep believe on you or accept your loan. Sorry to say that most of your posts have long gaps (2-3 month) and if i am not wrong then currently you are using this account just to get some loans.

I wish you will make a short visit on your own post history before placing new reply again. Hope you will get the answer by your own.                 

[Bitcoinsummoner]

and i did not delete the message, it was the thread owner who deleted it, i think its his standard operations procedure, 

I do not know any lender who delete loan request either the loan request approved or rejected. The post has been obviously deleted by you. One lender may delete by mistake. But multiple lenders??? Why they will delete your request. Deleting non-approval loan request is not any standard operations procedure.

[Little Mouse]

I do not know any lender who delete loan request either the loan request approved or rejected. The post has been obviously deleted by you.

In darkstar_ loan thread, I can see 47 posts have been deleted of 43 users which I think deleted by darkstar_, I do noy if they were loan request or some spam off topic reply. It is possible that darkstar_ has deleted but to be sure, PMing darkstar_ would be good.

I delete all requests that don't meet the minimum requirement since there's no point dealing with people who can't read:

My bad, I did nit read your terms and condition too although I did not apply for any loan in your thread.

[DarkStar_]

I do not know any lender who delete loan request either the loan request approved or rejected. The post has been obviously deleted by you.

In darkstar_ loan thread, I can see 47 posts have been deleted of 43 users which I think deleted by darkstar_, I do noy if they were loan request or some spam off topic reply. It is possible that darkstar_ has deleted but to be sure, PMing darkstar_ would be good.

I delete all requests that don't meet the minimum requirement since there's no point dealing with people who can't read:

2. You must have a minimum of 25 earned merit to apply for a loan. I delete all applications that do not meet the bare minimum requirements.

In Kisleav's case, I archived the post, left a neutral and then deleted it from my thread.

[Natalim]

I think that is not new here, newbie, inactive members, ect, they will ask loan as if they are qualified.

They will ask loan either they are qualified or not. Many a user know they will not get any loan and also they know that they arenot qualified for a loan but still they will apply?

They will apply because they own the account, but if a lender knows what he is doing, he will not give loan to newbies, instead he will see it as just spamming, that's why some lending thread of our lenders in the forum are self moderated.

By reading the sticky threads in this board (https://bitcointalk.org/index.php?board=65.0), it would already make us aware of the risk. 

Do you think all users read sticky?
If we follow the sticky can we always save us?
They thread has been last moderated in 2015 but a lot of scam technique has been discovered in these days and scammers will try to discover more technique.

We can't expect all borrowers to read the sticky thread, but I'm pretty sure lenders are aware about that as they are reading it.

[Bitcoinsummoner]

In darkstar_ loan thread, I can see 47 posts have been deleted of 43 users which I think deleted by darkstar_

Okay got it. Darkstar_'s loan thread is self moderated topic so, there is no restriction to delete any post. Darkstar_ may delete any post if it is out of darkstar_'s rule, or something goes against the terms of darkstar_.