Investment plan

[kayvie]

1. bitcoin 40%
2. ripple 30%
3. bch 30%
4. ethereum 10%

What do you think of this list?

It is a good list, but you should increase the distribution percentage for ethereum, decrease the percentage for ripple to 10% and bch to 10%. You can either distribute the decreased percentage to bitcoin and ethereum or put it directly on ethereum.

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[Japinat]

Yes, I am probably going to buy 1 btc at the moment and then the rest of it will be allocated to ethereum.

Then your 1 BTC will be added to those $ 67 Billion worth of Bitcoins purchased this year. Interesting to notice that on the top of cryptocuurencies holders are Turks while US citizens  are somewhere in the middle of top 10.  Until now,  me would   give priority  to Chinese.

This isn't permanent, it could change from time to time, just like the price of bitcoin where it will pump or dump and when there are significant movement of price, that's where whales also made their own decision.

some important information from the article you posted.

New investors, on average, obtained over $67 billion worth of Bitcoin and cryptocurrencies in 2020, an average of $4,000 per person. However, the figure is still lesser than last year’s $111 billion, or $7,000 per person.

The U.S. also leads in crypto adoption. The survey said that among the top-ten countries, America had a 15 percent penetration of digital asset investment and awareness as of 2019 (the figures may have changed since).

[Assface16678]

We have a different perspective on investment but still, everything must be organized and planned what coins you are going invest in because it may have some trouble to your future funds but for me still one of the best things to make an investment is on bitcoin because this is decentralized and also there are a lot of people right now supporting this coin which is a good thing the market price is rapidly increasing still be careful because the market is volatile we cannot make sure what will happen next.

Also right now I have some eth, bch, and ripple because those are common at the top but I have some not familiar too like waves, lisa and dodge coins.

[radjie]

for beginners or those who return to this industry they must take a not too high risk if they want to invest, and choose the top two crypto types such as Bitcoin and Ethereum. in the sense of investing in Bitcoin and Ethereum does not mean it does not have a high risk, but at least Bitcoin and Ethereum already have a high trading volume so it will not be easy if it loses its value.

[ChiBitCTy]

In terms of "investing", which it's important to remember that bitcoin and cryptocurrencies are not investments, I think they got the list mostly right.  I don't think it's a good list if we're talking "best" cryptocurrency coins as I think Litecoin and Monero belong there, but not a bad list.

[traderethereum]

Here is my choice,

1. bitcoin 40%
2. ripple 30%
3. bch 30%
4. ethereum 10%

What do you think of this list?

How if you change the percentage like below:
1. bitcoin 50%
2. ethereum 30%
3. bch 15%
4. ripple 15%

BCH and Ripple are one potential coin at the market, but I think both coin BCH and Ripple can get a pump and dump, which can happen in the market. But if you have bitcoin and ethereum, that will be a solid coin that can give you a big profit in the bull run. Even if you don't know when the bull run will come, you can trade, buy, and sell bitcoin and ethereum, so you have more chances to make money.

[Xxmodded]

My investment plan only with bitcoin and ethereum, for ripple I have tired waiting for when price is going up, never have good news with new project adopt with ripple as partner and make ripple keep stable on the same on lower price, maybe ripple could burn their coin supply on the market and give motivate for investor to buy ripple.

[Twentyonepaylots]

1. bitcoin 40%
2. ripple 30%
3. bch 30%
4. ethereum 10%

What do you think of this list?

If you believe that BCH has some purpose in the crypto world, or that Ripple has the same then it is quite legitimate to invest in them. Allocating funds to different projects is not a bad idea, but the question in this case is what it can really bring you in the short or long term?

For bch and xrp, I guess it is more profitable in short term invest but with limited time just like now, as the price of bitcoin surges these top altcoins is riding the wave, I think this time is the best to buy these alts and sell soon not to hold for much longer than bitcoin and ethereum.

If you look realistically at the application of these coins, ask yourself what and where they all apply in real life. Realistically only one cryptocurrency has a chance to achieve something in the long run, and has already broken through some seemingly insurmountable barriers. Don’t be fooled by the small prices and large numbers that result from that ratio. If you have $11 000 and invest all in BTC, it is only 1 BTC, but in same time you can get 32 ETH for same amount, or 45 800 XRP.

There's no question for ripple as they are adopted widely across the globe with over 200+ banks in almost every country, this includes the MoneyGram, an american based money transfer giant. Although the price of it seems unbreakable for the past few months, ripple had a massive growth that most of us overlooked. And bch? there's just no future to it, just for me 

[kawetsriyanto]

For me, actually there are only two coins that are trusted for investment. They are BTC and also ETH. So far, BTC can  have its great significant increase even during the pandemic. The changes are so clear so that make certain people to be happy or not. ETH itself is awlays considered as the best altcoin. I do believe in it moreover when the coins can pass the downtrend chart in only few period as what happen now. About the other coins you like, I think I will not choose on it.

[ReiMomo]

For me, actually there are only two coins that are trusted for investment. They are BTC and also ETH. So far, BTC can  have its great significant increase even during the pandemic. The changes are so clear so that make certain people to be happy or not. ETH itself is awlays considered as the best altcoin. I do believe in it moreover when the coins can pass the downtrend chart in only few period as what happen now. About the other coins you like, I think I will not choose on it.

Exactly right, these two coins I started accumulating last year and I held it in my portfolio for how many months just hoping that there will be always a new ATH coming that will become the changes of the crypto market price. But now I have seen potential of this Ethereum because I read that they are going to upgrade and I guess this is the great opportunity to full your bag while the price didn't skyrocketing yet.

However, I spent a small budget on those promosing defi project since they are very known at this time, maybe just 10% of my entire saving will be allocated to that project.

[Inkdatar]

Bitcoin and ethereum is my top choice and currently it's the coins I hold and invest. You could increase the percentage of ethereum as also the current price to this coin is increasing and good to invest. There are many who support and believe in BTC and eth through these days so there's a possibility price could continue to increase.

[FinneysTrueVision]

Dogecoin has at least one big pump each year. If you really want to add shitcoins to your portfolio, put at least 1% into DOGE.

[iamaruf]

1. bitcoin 40%
2. ripple 30%
3. bch 30%
4. ethereum 10%

What do you think of this list?

First of all Don't even try to buy and hold BCH. I think BCH is one of the shit coin in crypto industry and I marked BCH as a scam coin. Ripple is good for day trading but if you don't want to trade, don't go for it. In long term profit percent will be lower than other crypto.Why don't you increase your BTC & ETH percent. In my opinion BTC percent should be 60% and ETH 20%. Also you can replace BCH & Ripple and add BNB & EOS.

[jademaxsuy]

My investment plan only with bitcoin and ethereum, for ripple I have tired waiting for when price is going up, never have good news with new project adopt with ripple as partner and make ripple keep stable on the same on lower price, maybe ripple could burn their coin supply on the market and give motivate for investor to buy ripple.

Yes, I have too notice it when bitcoin is halving. Ripple had never recover just like wha happen to bitcoin. For now the best crypto in market is bitcoin. This is the most justifiable crypto in the market. Next is ethereum, I do not know really about this crypto but only that it has been paired major ICO projects and it made some.upgrades so this is why many are having some interest in it. Well, in this case it made me.interest in ethereum too. So best choice now is bitcoin and ethereum.

[carriebee]

1. bitcoin 40%
2. ripple 30%
3. bch 30%
4. ethereum 10%

What do you think of this list?

First of all Don't even try to buy and hold BCH. I think BCH is one of the shit coin in crypto industry and I marked BCH as a scam coin. Ripple is good for day trading but if you don't want to trade, don't go for it. In long term profit percent will be lower than other crypto.Why don't you increase your BTC & ETH percent. In my opinion BTC percent should be 60% and ETH 20%. Also you can replace BCH & Ripple and add BNB & EOS.

We have different views on what coins to invest. Above coins I do not consider investing is in bch so the same I treated it with no future and not good for long term. Above coins, I do have Xrp, btc and eth and also I consider putting some money in xrp for long term. Op should consider to increase the percent investing in btc and eth, anyway once the price will boom he will benefit and earn a profit.

[Yamifoud]

I'd never seen that these top 10 coins in the market are not worthy of investment but just have to stand that I was only buying Bitcoin and Ethereum. Nothing to change my mind since from the time when I started in crypto. I know they are potential coins but I don't see that they are more profitable than my first and 2nd choice.

@OP, maybe you have to take a look into XRP and BCH because there are other coins that might more potential than these two. I know that is your choice but you need also to picture put about their market trend not just by seeing it as one of the top 10 but looking more how they can give you more in return.

[KnightElite]

1. bitcoin 40%
2. ripple 30%
3. bch 30%
4. ethereum 10%

What do you think of this list?

First of all Don't even try to buy and hold BCH. I think BCH is one of the shit coin in crypto industry and I marked BCH as a scam coin. Ripple is good for day trading but if you don't want to trade, don't go for it. In long term profit percent will be lower than other crypto.Why don't you increase your BTC & ETH percent. In my opinion BTC percent should be 60% and ETH 20%. Also you can replace BCH & Ripple and add BNB & EOS.

We have different views on what coins to invest. Above coins I do not consider investing is in bch so the same I treated it with no future and not good for long term. Above coins, I do have Xrp, btc and eth and also I consider putting some money in xrp for long term. Op should consider to increase the percent investing in btc and eth, anyway once the price will boom he will benefit and earn a profit.

All of the coins that he mentioned are good because it is belong to the top 10 in terms of market capitalization. I can say that is well diversified after all, a lot of investors are losing huge amount of monkey because they do not know how to diversify their funds properly. I'm trading Bitcoin, ETH and XRP and I have high winning rate there because of my good risk management. I think it is better if we will not over allocate in a certain coin, if we have 4 coins that we will buy;  25% every coin is the ideal diversification.

[Cryptoreflector_666]

Some are coming back to join and invest again in cryptocurrency. The indicators were the growing market of  cryptocurrency may it be bitcoin or altcoins. Bitcoin and other altcoins had positively recover after some time when bitcoin was halving way back feb of 2019. I thought that bitcoin that time will be dead. However I was wrong and seeing now cryptocurrency still alive and kicking made me feel happy again.

I had now coming to a search again on which crypto could be good for investment and lead me to yahoo finance site on their listing of top 5 best crypto to invest with.


yahoo finance noted on the top 5 best crypto for investment. This is their list as follows:

1. bitcoin
2. ethereum
3. neo
4. eos
5. ripple

The basis were market capitalization and liquidity.
More of the stories here is the link

https://finance.yahoo.com/

Basically the choices were good and I guess many could agree with their list. Bitcoin is always good for the newbie in investing crypto so this would be the best choice. With regards to ethereum, I can't say anything about it but ethereum platform is next to bitcoin because its platform has been paired to new projects like ICO projects but most of ICO are scam. Neo is also good but in my case it is not available in exchanges or app that I am using same as neo. Ripple is available and one of the volatile crypto good for starters in trading crypto same as BCH.

Since I only used exchange to which being approved and given licensed from the government to operate and it influence my choice of crypto and come up with a different top list of good crypto to invest with. Here is my choice,

1. bitcoin 40%
2. ripple 30%
3. bch 30%
4. ethereum 10%

What do you think of this list?

If I were you, I would take a few more less popular, but promising coins. As practice and long-term experience shows, coins that are in the top 50 do not make a large profit, a maximum of 3-5 times, and some new progressive company can grow by 20 or even 30 times and make you a huge profit with minimal investment.

[Shohag123]

According to my choice Bitcoin and Ethereum is the best to invest without any doubt.But Ripple ,Eos and NEO is not right to invest.They don't have the hype they created in 2018-19.And I have faces a big loss from ripple and NEO.So if you wanna invest in these coin you have to think twice.I think everyone should have a bitcoin for long term hold and Bitcoin is the ultimate game changer.And recently DeFI project has created a havoc.
So my choice should be

1.Bitcoin 60% of your portfolio
2.20% Ethereum
3.Any DeFi project you can choose according to your choice such as Kyber,Bancor Compound ,Pikos etc.-10-20%

[coolcoinz]

According to my choice Bitcoin and Ethereum is the best to invest without any doubt.But Ripple ,Eos and NEO is not right to invest.They don't have the hype they created in 2018-19.And I have faces a big loss from ripple and NEO.So if you wanna invest in these coin you have to think twice.I think everyone should have a bitcoin for long term hold and Bitcoin is the ultimate game changer.And recently DeFI project has created a havoc.
So my choice should be

1.Bitcoin 60% of your portfolio
2.20% Ethereum
3.Any DeFi project you can choose according to your choice such as Kyber,Bancor Compound ,Pikos etc.-10-20%

This isn't making it much better. OP is doing so many things wrong that I don't even know where to start and some of the posters in this thread (including you) are trying to make a bad decision a little less bad, instead of making it good. OP, I'll give you 2 pieces of advice:
Don't let some journalist tell you what to do with your money.
Don't ask random people in the Internet what you should buy or sell.

Cryptocurrencies aren't like stocks. They look similar, but buying a piece of XRP and BTC isn't like buying a piece of Amazon and and Apple. While BTC is a good investment, all centralized coins like XRP can disappear in an instant.

I'd go with 100% Bitcoin and be done with it.