I don't mind KYC if I'm trading huge amounts but under $100 for a traceable payment from a bank is ridiculous. What's the repayment address btw?
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It is what it is. When you don't have that many options and when you're 1/10th the population of your basement neighbor, there isn't much to do.
ATM fees are still crazy though, aren't they? Last time I went to one it was something around 8%+.