I was using Paybis, but they no longer allow US accounts to "sell" BTC. I have a Coinbase account but I won't explain the issues I've had there and can't even login right now.
It seems to me that you haven't added your credit card details in your coinbase account yet. If you are facing login issues then it can be due to wrong account credentials. Contact their support or reset your account password by your own.
Any suggestions on how I can sell BTC and get it into my bank: that don't have "holds" or "restrictions" and a long verification process? I started the cash app process but have no idea how long that will take.
I will not suggest you to sell your bitcoin through any private group, exchanger or person. Previous posters have already given you multiple reliable options and you can choose among them. If you are living near a ATM then its gonna be easier for you to get cash from there. Just search for the nearest ATM and go for it.