Investing only for the rich? Think again

[sapnu]

On a recent post, I found out that quite a few replies mentioned that you can only diversify or have a varied portfolio "if you have a lot of money". I aim to contribute to a general financial education for the members of this forum (some could actually teach me, many are clueless). While in most countries, particularly in USA, some investments are reserved to qualified investors (typically high income or high worth individuals), there are many possibilities for the average guy to invest.

Myth: Only the rich can invest in the best business.

Reality: Anyone in most countries can invest in great companies and great assets from almost any amount. There are even funds out there that will let you invest from 10 USD or Euros. If you are looking to start your life investment (the earlier the better, see picture below), you may start by looking at Vanguard. These are the best know Index funds (I will write a post on active and passively managed funds some other day). Paper-thin fees and entry barriers are built-in.

It is a very useful advice for those who are currently imvesting and for those who are planning to invest. We are sometimes blinded by the fact that only the rich can invest when in reality, as long as you know how to invest, you can and the money needed for it can be worked out. You may start off as a small time investor but as you spend more time in the market, you will always have the chance to be a big one. Almost everyone starts as a little and it take much courage and perseverance in order for a certain person to grow. I fully agree that time spent in the market is much more essential than your timing in the market, cause if you've spent much time already, then you already have lots of experience and knows how to handle your investment at best.

[DevilSlayer]

For me, Investing is for the rich but I'm not talking about your financial capability. What I'm talking about is investing is for the rich mindset. Your money will be a waste if you are investing without a rich mindset. Actually mindset is everything you need, you can become rich by having a rich and positive mindset. Investing doesn't just require a capital because you need to have a good mindset that will guide to become good in what you are doing. Focus also in acquiring knowledge first before putting your money in some investment in order for you to prevent suffering from major losses and for you to able to earn huge amount of money.

[airdata]

Actually investment is not only for any rich person i think investment are possible for all type people it is not matter that who is rich and who is poor but it is true that investment is not impossible for Rich person becouse have huge fund of rich person.

[Fortify]

There are some steps that a regular person should take before jumping into the world of investing. Building up an "emergency fund" is definitely one of them and will be crucial to avoid taking funds out when your investments might be down in the short term. A large part of investing comes from having the stomach to weather the tough times (drops in the market) instead of purely being how intelligent your brain might be. You should ideally have 3-6 months worth of living expenses covered, untouched and available with relatively easy access. Then you will have much less worry, stability and the right frame of mind to continue.

[skarais]

In investing, the attitude those with little capital should have is "to be temporarily poor and achieve all your desires once you are rewarded." Crypto investing allows a person to become very rich if they start saving on this cryptocurrency at a time when the price is very cheap. There are quite a number of people who have proven that in the last 10 years, bitcoin and cryptocurrency have given birth to new millionaire because of their high price.

I have been in this cycle for the last 4 years. The pumd and dump processes have provided me with a lot of knowledge and experience. This will make it easier for me to choose which asset have great potential. Long-term investing in cryptocurrency is a very profitable option, it's just that we need to minimize the risk..

[Jemzx00]

Investment aren't only for the rich but there are certain assets that requires a  minimum amount to be able to buy in and get a share on their company which may be the reason behind the myth of " Only the rich can invest in the best business" but there are loopholes to be able to get a share from these companies such as pooling of funds.

But not all investments on big companies can provide a huge profit as most of the higher profitable investment came from the brand new companies. They may be higher risks but the reward behind it is worth it.

Your progress from having a huge investment fund may be faster but it doesn't mean that having low funds to start on won't be fast also as there are ways and timing where you can expedite your investment faster. More research, knowledge and being able to keep up to the market news and opportunities will help you boost your way on profiting.

We can really tell the difference between those people who had bigger and deeper pockets than to those who do have just that minimum deposit or investment that they could possibly produce.
There are indeed probabilities or chances that you can still make money out of those small capital but it would be definitely be a big challenge or would really be needing that extra effort
than to those who had bigger bankrolls or capitals because a slight movement in the price would really be a considerable profit gain for them but of course to think that theyve
been risking a lot higher compared to yours then its understandable.Its just the difference on the intensity of the fund that had been put out.

Having bigger capital would produce a huge a profit especially on those one time investment opportunities but we must also appreciate how much risk it is when they invest on these investment as a simple drop on price would affect their capital. Also, because of them the price increase significantly due to their huge investments.
Anyway, along the way our investment will grow big as time comes. We just have to avoid withdrawing and focus on compounding your earnings to be able to catch up with big investors. Soon we will all be whales on the trading community once we continue trading. 

[uneng]

What I see is that until some years ago the only investment for common people were the fixed income, especially saving account. I don't know if it was forbidden to invest in variable income before, but only now it's being promoted on the internet, media and by the own digital banks. At first I think it's very good, as the options are becoming more diversified and anyone can start investing at anytime, since we can learn from youtube videos.

On the other hand, I'm alert about it, because every kind of investment which becomes highly demanded has its potential profit income decreased. You see these rich guys nowadays? They made big money because they invested in assets and stocks that weren't disponible or largely widespread for the rest of the population on the past times. But now with so many investors it's different.

And in fact, to have such investments so opened to anyone, do you think is it really a good idea to invest this way?

[Stedsm]

Myth: Only the rich can invest in the best business.

Exactly, it's a myth said with a cold-blooded tongue and an extremely false statement it is. I know we can't diversify our investments to the extent these rich guys can do, but the rich are rich just because they can handle all the pressure and still hold their position without even letting a drop of their sweat thrown down. That's where we need to learn from them that we must hold our positions (obviously in something really trustworthy) and never look at it till it reaches our desired targets.

[pixie85]

Anyone can be an investor, rich or not doesn't mean much, agreed the rich have better opportunity to invest in any company they chose to invest on because of their huge capital, but there are opportunities for none rich people too, all you need is know the right place to invest on.

Rich or not means a lot It even rhymes!

The rich can invest more without fear which means they don't suffer such a big loss, they aren't scared and can sleep well, they buy a larger piece so they make more money when it goes up.
It's much harder to become poor when you're rich than rich when you're poor.

You're right that we all can invest but don't say that it doesn't matter how much money we have because it does.

[Questat]

Anyone can be an investor, rich or not doesn't mean much, agreed the rich have better opportunity to invest in any company they chose to invest on because of their huge capital, but there are opportunities for none rich people too, all you need is know the right place to invest on.

Rich or not means a lot It even rhymes!

The rich can invest more without fear which means they don't suffer such a big loss, they aren't scared and can sleep well, they buy a larger piece so they make more money when it goes up.
It's much harder to become poor when you're rich than rich when you're poor.

You're right that we all can invest but don't say that it doesn't matter how much money we have because it does.

But this only applies to rich people that are business-minded. I'm really not sure for these coming generations, these young minds will think that way as their rich parents think differently from them.

Rich people can really afford to lose their money with no worries, that is their advantage, and they never afraid to try again if they failed to succeed on their first try. May some will think that poor people can also do business if they want to, yeah, they can but the challenge is that it really needs patient for their business to grow because of their capital which is a big factor that could affect the result of their business. But, rich people can start with a huge amount and they can make a huge profit then, and it is too far for poor people to do that which is really true that good business is only for rich people.

[CarnagexD]

The rich invested once before they got from where they are right now, it may not be money entirely, but it has to be domething that they sacrificed. Some of us who can afford shaving a few hundred dollars off their paycheck every month has to learn how to invest, since it's really beneficial especially for people who are looking forward to a future retirement that they can enjoy. For the poorest of the poor, government subsidies are really needed, and save as much of your money as possible so you can afford to invest some of it and of cpurse for emergency funds as well.

[Darkelf11]

Anyone have the chance to make an investment but always rich have the time to put their money into the investment market the reason why are they have a lot of reserves assets that make them more convenient to put some and about the someone who can't invest because of lacking money they often afraid do invest because they don't want to risk everything its all or nothing for them so they choose to conserve their money than risking that money. We can't blame them because it's part of their needs

[lalabotax]

If it is about the property yeah r stock yeah, it is likely they are only for the rich man. However, in crypto, it is very very different. Everyone can invest in cryptocurrency, whoever he is. We can invest in crypto with a small amount. We can use the coins for trading and get profits from them. As long as we don't only follow the hype and we are eager to earn about crypto, trading, and also investment in crypto, it will be okay for us. However, the investment will always require risks. So, be ready for the risks themselves.

[pankowri]

Rich are getting rich and poor are going down for the reason of undistribution and imbalance of wealth. In this world, people who have money get much facilities of money,health, hospitality, security, possibilities, inspiration and so on. But poor people rarely improve for lacking of help. One thing in crypto I like most that is, there are no boundaries about poor and no limitations for rich and poor. Everyone can get same facilities here.

[nicecrypto]

People started from the scratch and became successful in life, though they weren't rich enough, gradual investments on potential projects gives them a fair profit in the long run. This is the secret to becoming rich which can be both practiced by the rich and poor.

Note that the rich only has long money in their account, that does not mean they are good investors, a poor guy in the street can equally invest a token over time and become richer than the rich, it's all about consistency in investments over time.

True to what you are saying but the rich most have also started from some where even though we understand that some of them are also in that position due to family inheritance however, there are many open opportunities for the rich to get into while the poor will have to really do the homework not to invest the little capital in a wrong investment but this does not mean that the highlighted is ruled out which is mostly the case for the poor anyways.   

[doomloop]

For me, Investing is for the rich but I'm not talking about your financial capability. What I'm talking about is investing is for the rich mindset. Your money will be a waste if you are investing without a rich mindset. Actually mindset is everything you need, you can become rich by having a rich and positive mindset. Investing doesn't just require a capital because you need to have a good mindset that will guide to become good in what you are doing. Focus also in acquiring knowledge first before putting your money in some investment in order for you to prevent suffering from major losses and for you to able to earn huge amount of money.

The thing is – it’s not a must that every type of investment will be the same with another investment, they are all going to be totally different, if you know what works for you then you should just go for it. The world is changing and the internet is taking and Bitcoin is the money of the internet, and I don’t see anything wrong with being part of the new trend and definitely if you invest in bitcoin now and decide to leave it for the next ten years, one thing for sure is that the value you have there will continue to increase for sure and that alone is a good reason to invest. So, you may grab those opportunity even you are not a rich right now.

I mean other investments maybe meant only for rich people and profitable only at times but bitcoin is not that category yet as it is still in its early stages. Even you can invest $100 today and it may grow 100x in next 10 years as per the past records of bitcoin investments' performances.

[Twentyonepaylots]

Crypto delivered the investing to the common joe more than anything. I've never seen people be so riled about investing whether it be crypto or stocks before bitcoin's blowout story last Dec. 2017. So yeah, bitcoin literally turned the investment world upside down, both for the good, and for the worse as well.

[Smartvirus]

One of the ways that usually puts the reach ahead of the poor is vision. There ability to be visionary and always ready to invest for the future, take risk in a situation where most people wouldn't and gradually work it out to become the best 9f their situation.
There is no such thing as an investment only fir the weak! No, there is none and the earlier most of these fellows that feels intimidated by bitcoin price which continues to be on the rise, there is no better time or capital to invest than that which is available for purchase now. Get the right platform and kick start your journey.

[Fatunad]

Crypto delivered the investing to the common joe more than anything. I've never seen people be so riled about investing whether it be crypto or stocks before bitcoin's blowout story last Dec. 2017. So yeah, bitcoin literally turned the investment world upside down, both for the good, and for the worse as well.

Its just a matter on how those common joe's do really take part on the market and what are their possible actions to take because we know that each one of us does have different takings
or perceptions once we do able to know neither on a typical market or on crypto.Investing isnt only for the rich but we cant deny that they do always have the advantage but doesnt mean
that you would really be stopped on making some step or move on where rich people are doing.You can do it but on the minimal side of thing.
Dont just think but you do need to act.

[arwin100]

Crypto delivered the investing to the common joe more than anything. I've never seen people be so riled about investing whether it be crypto or stocks before bitcoin's blowout story last Dec. 2017. So yeah, bitcoin literally turned the investment world upside down, both for the good, and for the worse as well.

Its just a matter on how those common joe's do really take part on the market and what are their possible actions to take because we know that each one of us does have different takings
or perceptions once we do able to know neither on a typical market or on crypto.Investing isnt only for the rich but we cant deny that they do always have the advantage but doesnt mean
that you would really be stopped on making some step or move on where rich people are doing.You can do it but on the minimal side of thing.
Dont just think but you do need to act.

Many think about to get a great return you should have bigger amount to spend on and they forget to think about before you earn big you should focus on how to earn cents and make it more bigger thats wht there's a lot victim of scams since they think if they spend more money they can earn more from it. Thats why act with proper thinking to know what is good since even if you have small amount you can earn little by little when you are in the righr platform.