If you had 4,000.00 USD, what would you invest in?

[AakZaki]

if you want to invest in crypto by trading or other investments, you should indeed use free money. the meaning of free money is money that is not used for anything. most ordinary people who jump into crypto use their savings which of course are still needed for other needs.
the risk of investing in crypto must also be known, because crypto has a very volatile price.

[MartinBTC80]

Don't just buy one coin. Try to diversify. I recently started trying to generate an additional regular cash flow.
One thing im testing now for 2 months ist oxi corp. https://oxi-corp.com/en/?unite=346021987564065
Here you can combine both:

• a big selection of deposits, starting already at 10 Dollar and daily profits of 1.3 percent a day
• four currencies for selection (USD, BTC, ETH, LTC)

The daily profit is payed out daily! Deposit, withdrawal and switching between the currencies works quickly.

[santiPOGI]

If ever I have that amount of money, I will divide that money into 5 crypto coins to invest or buy  them. Because, it is better to to have a several eggs in one basket rather than in one eggs only. And of course, Bitcoin still the best for this , second Link, Bnb, Xem, Ame, and Ethereum.

[Ryker1]

Well, in my experience, if ever I had 4,000 USD, I would first invest to find a great accountant. As he will be able to make that investment flow.
I guess today, we all know that finance doesn’t need to be kept and keeps moving any time. So, the best thing to do is to play it.
Second, I would keep the 90% in bitcoin and 10% for the exchange and start scalp trading. These are enough for the 4,000 USD to live long.

[South Park]

If you had 4,000.00 USD to use to invest in cryptocurrency, and that was all the money you can afford to use for crypto investments for the year of 2021, where would you put it?

I'm just curious to see what kind of opinions I would get in a forum like this. I'm hoping that I might learn something as a beginner in the crypto world as a result of putting this question out there.

Keep in mind thought that I already understand 3 things:

1. Never invest any amount of money that you can't afford to lose, because crypto markets are so volatile that it's a risk no matter what you do, and I get that.

2. I'm not asking you to tell me which crypto to invest in, just curious what your opinion is.

3. I understand that what I do with my money is my responsibility, and nobody else's, and the results of my investment(s) whether good or bad, is on me.

There is not a straight answer to this, because everything will depend on the goals that each person has for their money, to me the obvious answer is to put it all in bitcoin, now some people may think that its price may be overvalued, but it is not, the price can still have a lot of potential to go up and we cannot ignore this, now some may suggest to invest in an altcoin but I do not agree with this as the new concepts that are emerging from that market are getting even more ridiculous as time passes.

[6erth6rind6ain]

Well, in my experience, if ever I had 4,000 USD, I would first invest to find a great accountant. As he will be able to make that investment flow.
I guess today, we all know that finance doesn’t need to be kept and keeps moving any time. So, the best thing to do is to play it.
Second, I would keep the 90% in bitcoin and 10% for the exchange and start scalp trading. These are enough for the 4,000 USD to live long.

I just made a separate post where I asked about day trading vs paying taxes and I used a type of day trading as an example. Is the example I made what you mean by 'scalp trading'? That post is titled Day trading in crypto in the United States Vs. the IRS

[FinneysTrueVision]

I would put it all in bitcoin. It is a relatively save investment to make. As a store of value it is the obvious choice. I don't pay too much attention to altcoins but BNB, TRX, and ETH are all doing well lately and should be worth considering if you want to diversify a little.

[Hypnosis00]

These gonna be my plan if ever I have that amount,

-invest in the stock market(40%)
-invest some crypto(40%)
-20% for savings
Savings is also very important to us, you can't just spend it all without any backup and that is why I have to get 20% for the reason.

[cheezcarls]

For long-term investment, I would go for the following if I have $4,000 USD budget:

40% into cryptocurrency (splitting them to some long-term coins)
40% into starting a lucrative business
20% would be my savings

That’s just me, of course. As for stocks, I am not a fan of that.

[Pamadar]

These gonna be my plan if ever I have that amount,

-invest in the stock market(40%)
-invest some crypto(40%)
-20% for savings
Savings is also very important to us, you can't just spend it all without any backup and that is why I have to get 20% for the reason.

Savings for emergency purposes, it's important so you won't touch any of your investment.

You can focus with your journey investing to your choosen venue, allowing enough time to grow your investment. You can always
search for the best asset either with crypto or any other investment platform, just make sure to work with your knowledge and
continue to dig in to understand more.

[tbterryboy]

I'm just curious to see what kind of opinions I would get in a forum like this. I'm hoping that I might learn something as a beginner in the crypto world as a result of putting this question out there.

Definitely you will get lots of interesting suggestions which are including from constructive to shilling suggestions. Because this forum is having really helping people and as well as paid shillers. So, I like to suggest you to decide based on your researches which are including suggestions from this community. I mean you should not risk just because of one opinion from this community but it could be the one, you derived out of many suggestions from here.

Personally if I'm having $4k then definitely I will buy only bitcoin for that money. Because I'm not believing in to any other altcoins anymore; just holding bitcoin is alone enough for any investor to ensure at least 10x returns in next four years.

[danherbias07]

If you had 4,000.00 USD to use to invest in cryptocurrency, and that was all the money you can afford to use for crypto investments for the year of 2021, where would you put it?

This one contradicts the statement below?

2. I'm not asking you to tell me which crypto to invest in, just curious what your opinion is.

So what answers do you really expect? We cannot offer what choice of crypto we can suggest but we should tell where we should put it? 
If I have that amount I would put it with ____ and wait until it pumps. See, that's difficult to answer.

Anyway, I'll look into altcoins (NFT, DeFi) that are cheap if I have the amount since Bitcoin had been expensive and it may take long before it will be dumped again, or not.

[tvplus006]

...Personally if I'm having $4k then definitely I will buy only bitcoin for that money. Because I'm not believing in to any other altcoins anymore; just holding bitcoin is alone enough for any investor to ensure at least 10x returns in next four years.

For a 4-year period, making a profit of x10 is not something fantastic, because now new altcoins give their investors x100 when listing on the exchange. But if you invest your funds in a private round, you can increase your capital thousands of times. This is a rather risky investment, but you can not miss such a moment, because it can not continue indefinitely.

[tygeade]

First of all diversification is very important and we should be taking advantage of that when we have this much money, and we should also be careful about DCA as well because going all in with this it would be very bad. What I would do? I would pick 20 coins, I know which ones I would probably pick, at least 10 of them is guaranteed, but you will have to pick your own but I would suggest pick your top 20 from the top 50 of crypto.

I would say do not pick the ones that are in trouble for a while like eos, xrp, bch, bsv and so forth because they are not really good, try to focus on stuff like btc, eth, bnb, ada and so forth because they are great. After that's done I will buy 10k dollars worth from each of them every day, 20 coins times 10k dollars means 200k dollars, that would make it 20 days, you could even go as low as 1k dollars for each of them if you want, but 10k is definitely good enough.

[Slow death]

the wisest thing right now is to invest in bitcoin, no matter how much altcoins make you tempted to invest money don't invest in altcoin in the long run at this point unless you are willing to take a big risk. why am i saying this?

so far altcoins have risen thanks to bitcoin, but if bitcoin falls a little bit the price of altcoins has gone into a big dump because people have sold altcoin to buy bitcoin

now talking specifically about bitcoin, you will need to set an entry price, for example if you are going to buy after breaking the resistance or if you prefer to expect a possible drop below $47000 to $42000 (it is still hard to imagine that it falls at this level)

[imstillthebest]

If you had 4,000.00 USD to use to invest in cryptocurrency, and that was all the money you can afford to use for crypto investments for the year of 2021, where would you put it?

This one contradicts the statement below?

2. I'm not asking you to tell me which crypto to invest in, just curious what your opinion is.

So what answers do you really expect? We cannot offer what choice of crypto we can suggest but we should tell where we should put it?  
If I have that amount I would put it with ____ and wait until it pumps. See, that's difficult to answer.

Anyway, I'll look into altcoins (NFT, DeFi) that are cheap if I have the amount since Bitcoin had been expensive and it may take long before it will be dumped again, or not.

It will be awkward if we say were going to use the money in different business because this is asked in trading board and the best answer will be putting the money in trading and in crypto trading you need to choose a crypto to start working .
Nft is more on investing and it can be expensive , that's not ideal with you because your avoiding expensive assets but there are cheap defi's which you can play with . 
if I have the amount ask by op I will trade normal altcoins not defi and put some to btc

[Hamphser]

Its good that you are aware with those basic things that an investor mindset should really have.

So if i do have $4,000 to spend then i  would be partitioning my funds into this.

BTC - $2000
LTC- $500
ETH- $500
BNB- $500
UNI- $500

Small allocation but it isnt really bad on always stick with top altcoins.

[MCobian]

Everyone has different life necessities, so I'm sure everyone's investment policy will be different too. I myself really believe in the future of Bitcoin,
so I will invest 50% in Bitcoin. Then 10% I will buy some altcoins, the next 20% I will invest in the stock market. And the remaining 20% I will save
in my bank account, for savings if there is a sudden need.

[Distinctin]

Everyone has different life necessities, so I'm sure everyone's investment policy will be different too. I myself really believe in the future of Bitcoin,
so I will invest 50% in Bitcoin. Then 10% I will buy some altcoins, the next 20% I will invest in the stock market. And the remaining 20% I will save
in my bank account, for savings if there is a sudden need.

Just in case failure will come, you still have money left. It is a nice idea.
I was thinking that way also but I never put a huge amount for investment in crypto alone, I have to open for outside investment like real estate for more assurance.
4,000 USD isn't really a huge amount but if we are too smart to place it in the right investment, we can possibly double it in a shorter time. Only we need to focus on our plan and make a decision that could really help to grow it. Though we say that we can afford to lose it, however, it wasn't the thing we aiming for but to increase it.

[crzy]

That’s already a lot of money for me and I couldn’t think on spending this one as a whole in cryptocurrency since I’m just a poor guy here and I have to create more source of income.

I’m not into trading that much, so I’ll spend my $3,000.00 to buy ETH, BTC and BNB, the rest of the $1,000.00 I’ll spend to do business that can generate daily profit to me to support my daily needs. If you have that kind of money, you have to think for what’s good for you and know your edge into this market.