If you had 4,000.00 USD, what would you invest in?

[lixer]

If you had 4,000.00 USD to use to invest in cryptocurrency, and that was all the money you can afford to use for crypto investments for the year of 2021, where would you put it?

I'm just curious to see what kind of opinions I would get in a forum like this. I'm hoping that I might learn something as a beginner in the crypto world as a result of putting this question out there.

Honestly 4k is around the amount of money that would be great to just put on 4 big coins and just let it be, I do not see any bigger changes. For example if you buy 1k worth bitcoin, ethereum, bnb that is 3k right there, I think you should decide on your fourth, but I would still advice against xrp, I would say pick something else, uniswap seems to be doing great with the eth fee's being so high, when the eth fee drops after July (hopefully) I am pretty sure uni token prices would go up as well, but that is just what I believe, I could be wrong.

If you buy 4 coins like that for 1k each that would make it 4k. I do not think that you could do anything else really, it is not like a huge number that would require a lot of changes, sure you could maybe get 8 instead of 4 and do 500 each but I do not think that it will be that much of a shocking difference.

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[SacriFries11]

I would probably go all in bitcoin because I believe that by the end of the year, I am sure that the bitcoin price is going to get higher and I don:t want to be FOMOing about it, ride the hype train before its too late, am I right?

Nah. I think if I have the same money I would like to put 60% of my money in BTC then the rest will be altcoins like BNB, ETH and ADA. Those are tokens I would like to invest.
I have trust also in altcoins since they been hype and major upgrades going on and they have a good roadmap ahead. I think it's not too late for us to invest more in cryptocurrency. $4,000 is really good money to start, I'm just new in crypto trading and I don't want to risk the money I have if I know that I might lose it since I have lack of knowledge about trading. Holding is my best option and don't sell if unnecessary.

[palle11]

I would probably go all in bitcoin because I believe that by the end of the year, I am sure that the bitcoin price is going to get higher and I don:t want to be FOMOing about it, ride the hype train before its too late, am I right?

Bitcoin surely is a good investment but financial investment experts discourage the investing in just one line. As we have bitcoin, there are also good altccoins to invest in at sameeyime. So diversifying is good in our financial investment because you can't be too sure of life likewise your investment so that when one isn't producing profit, you can turn around for the other profit that will help you. I have seen at times there some altccoins that pump very fast while bitcoin doesn't and at such time, you can go with the profit from the altccoin.

[qwertyup23]

If I had $4,000, I would invest $3,000 to BTC and the remaining $1,000 for stocks just to diversify my investment portfolio.

Generally, the amount allocated to BTC would fall either for short/long-term depending on its increase on its value. While in stocks, I would definitely invest the for long-term by acquiring stocks of blue chip companies/businesses.

I would probably go all in bitcoin because I believe that by the end of the year, I am sure that the bitcoin price is going to get higher and I don:t want to be FOMOing about it, ride the hype train before its too late, am I right?

Bitcoin surely is a good investment but financial investment experts discourage the investing in just one line. As we have bitcoin, there are also good altccoins to invest in at sameeyime. So diversifying is good in our financial investment because you can't be too sure of life likewise your investment so that when one isn't producing profit, you can turn around for the other profit that will help you. I have seen at times there some altccoins that pump very fast while bitcoin doesn't and at such time, you can go with the profit from the altccoin.

Basing it primarily on its price history, bitcoin would be the safe bet among the other cryptocurrencies. Its value remains to be at the top and its potential of doubling or tripling its value in a few years can definitely happen.

[sarmrakib]

1. Never invest any amount of money that you can't afford to lose, because crypto markets are so volatile that it's a risk no matter what you do, and I get that.

Yes we all  know that without taking risk we can not gain anything .I think we should need to be more careful about crypto cause the market is so volatile here as you said and we all know it .I think we need to be more wise and analyse our self before investing .

2. I'm not asking you to tell me which crypto to invest in, just curious what your opinion is.

First ,I don't have such a huge amount if i have i will invest 50% on btc and the other 50% on different top altcoin by maintaining  a ratio .

[blackened515]

This very question came up some days ago, on the forum, the op says, he want to take the risk of investing with his $150k, that's certain that many people will advise you to invest in bitcoin as they did with the this user. $4k is a huge sum of money to start with and as you have said, that that's what you can afford, that idea of using all what you have is not appropriate.

Besides, if I hold that amount of money, 70% will be subscribed to an NFT site where I will learn the skills of creating art works from the scratch, that's basically a good idea, imo

[ivankoh]

Well, for $ 4000 at the moment.  I will go with BNB, the next phase is the burning plan, that will have a momentum driving the price, with the increasingly large user move to BSC from ETH.  I will definitely try to make a big profit ~ 8.5BNB (4000 $) from this point. Hold BNB to rich.

[abel1337]

I would probably invest 80% of it in bitcoin and 20% in altcoins such as BNB, SOL, ENJ, and CAKE. Bitcoin is the absolute go-to if you have that kind of funds and the other 20% is a pretty good amount to put into altcoins considering that they are on the trend and I can easily make short trips on other altcoins after I profit out the current one. Having bitcoin on the portfolio wouldn't be a bad decision for sure.

[ven7net]

If you had 4,000.00 USD to use to invest in cryptocurrency, and that was all the money you can afford to use for crypto investments for the year of 2021, where would you put it?

I'm just curious to see what kind of opinions I would get in a forum like this. I'm hoping that I might learn something as a beginner in the crypto world as a result of putting this question out there.

Keep in mind thought that I already understand 3 things:

1. Never invest any amount of money that you can't afford to lose, because crypto markets are so volatile that it's a risk no matter what you do, and I get that.

2. I'm not asking you to tell me which crypto to invest in, just curious what your opinion is.

3. I understand that what I do with my money is my responsibility, and nobody else's, and the results of my investment(s) whether good or bad, is on me.

To choose a cryptocurrency for investment, I would go to Coinmarketcap and look for cryptocurrencies there that have not yet exceeded their last peak in price. Of these, for example LTC and TRX. Why is it so? I believe that the top cryptocurrencies will definitely rise above their previous highs in 2017 in 2021. But I would also think about buying ETH because there is a possibility that it will show good growth both in principle and BTC by the end of 2021.

[Jateng]

Well, for $ 4000 at the moment.  I will go with BNB, the next phase is the burning plan, that will have a momentum driving the price, with the increasingly large user move to BSC from ETH.  I will definitely try to make a big profit ~ 8.5BNB (4000 $) from this point. Hold BNB to rich.

Agree, BNB is a great token and a lot of uses like trading fee discount, BSC where BNB can grow and increase its price when they launch tokensale and airdrops. Burning is a great way to increase its price, and that's one thing I like in BNB. $4,000 for me is a big money, I would happily invest it in cryptocurrencies that I know for sure that I will gain profit. I will aim for long-term and just wait for 2-3years when another bullrun will happen. I make sure that my money will worth to invest.

[cloirecrom]

30% on BTC, 20% split in a few coin.  50% used for eth and yield farmin diversified.

[Oneandpure]

I will buy and all in in BNB later staking on Binance waiting what new launchpad coming, this best way how to get much profit with BNB always up trend but I can earn new coin on Binance launchpad. Still always have new listed coin on Binance when you staking or holding BNB you can get double chance from BNB raise up and get new coin on binance wallet.

[AWMM24]

Bitcoin. It should be pretty obvious. Is there even any better coin with the best risk:reward ratio out there? I don't think so. Personally, I'd just lump sum buy that $4k USD into bitcoin right now and just hold it for years and years and years and let demand and the scarcity to do the magic.

But what if i want to do short term investment. Like 2 or 3 months?

[noorman0]

$4k is big money for me and I consider it great for future savings. I'll put it all in bitcoin. As I read the news about major institutions starting to invest in bitcoin, I realized that in the future bitcoin will dominate the cryptocurrency space beating altcoins despite its million functions and use cases.
From the start, bitcoin was only an alternative payment option, that's all. Altcoins are a competition that can beat each other because they have to offer a myriad of solutions to solve a problem in order for them to attract crypto users.

[South Park]

That’s already a lot of money for me and I couldn’t think on spending this one as a whole in cryptocurrency since I’m just a poor guy here and I have to create more source of income.

I’m not into trading that much, so I’ll spend my $3,000.00 to buy ETH, BTC and BNB, the rest of the $1,000.00 I’ll spend to do business that can generate daily profit to me to support my daily needs. If you have that kind of money, you have to think for what’s good for you and know your edge into this market.

There is nothing wrong with your answer, there is a lot of people that as soon as they get some windfall money they spend it in stuff that they want but that they do not really need and for which they are not going to get anything in return, it's no wonder that the majority of people that have that kind of thinking remain poor for the rest of their lives, what you have to do is similar to what you are thinking use a part of that money in a very safe investment like bitcoin and use the rest to try to create a successful business.

[passwordnow]

Well, for $ 4000 at the moment.  I will go with BNB, the next phase is the burning plan, that will have a momentum driving the price, with the increasingly large user move to BSC from ETH.  I will definitely try to make a big profit ~ 8.5BNB (4000 $) from this point. Hold BNB to rich.

It's moving up lately and just broken a wall of $500. The price of it could go higher once the burning happens but what's next to it? I don't think that it will last but as long as you have a good buying opportunity and you have the money to invest, you don't want to miss it. But just as the others, maybe when it's done and I have no other option. I'll just remember the usual days that it's still the best thing to have more bitcoins in your wallet and not miss more opportunities that comes from it.

[Willitivity]

I would probably go all in bitcoin because I believe that by the end of the year, I am sure that the bitcoin price is going to get higher and I don:t want to be FOMOing about it, ride the hype train before its too late, am I right?

I cannot say if you're right or wrong because everyone is entitled to their own opinions as far as trading cryptos is concerned. With $4000 capital, I will simply buy bitcoin but not with a spot account but futures. The reason being that Bitcoin moves on spot as sizeable at the moment due to the high price it has now. With futures, I can catch those small moves on spot and get more better upside potential. I would just open a position with at least a thousand usd afterwards I would keep buying at different prices.

[Pamadar]

I will buy and all in in BNB later staking on Binance waiting what new launchpad coming, this best way how to get much profit with BNB always up trend but I can earn new coin on Binance launchpad. Still always have new listed coin on Binance when you staking or holding BNB you can get double chance from BNB raise up and get new coin on binance wallet.

Wise move, if you fully understand how Binance project works, there's  a big potential for you.

That's huge amount of investment needs to undergo with deeper analysis with any target project to participate, knowing all the risk and willingness to proceed gives you the high chance of good success, take time and take all this opinions as a good basis, sort it up and assess if you are capable to take it, it's all depends on you always remember that.

[unusualfacts30]

Regardless of the money involvement I would stick to top 10 coins and most of that would probably go towards bitcoin and eth. I would say 60% would be btc, 30% eth and rest would be divided equally between the rest of them. Today we have wide variety of good coins running so it would be safe to pick any of them from the list.

[macson]

$4000 is not a huge value in my city but for some people in other parts of another country it is a huge amount.  i will surely choose to invest in the cryptocurrency i like, Bitcoin and Monero are my top investment priorities, the rest maybe i will do more research on other cryptocurrencies.