If you had 4,000.00 USD, what would you invest in?

[peterpanda]

I want to share my trading strategies with you. If i have 4000$, then i divide this amount into 4 parts. And it means my every worth of 1000$. If my trade is going opposite to me, then i use the second portion for average. And i invest my money in different coins. Because if i struck i one coin then the other coin recover my loss. This is  my strategy for day trading.

But what about if you invest on a potential crypto currency? I know that it is really hard to predict the price of crypto currency but crypto like BNB, Doge, ADA are more profitable at this time. I think $4k is enough to invest on these coins.

[SquallLeonhart]

crypto like BNB, Doge, ADA are more profitable at this time. I think $4k is enough to invest on these coins.

I do not think so. It would be high risky if we leave off bitcoins and investing into only altcoins. The coins that you have suggested are good ones but you must have bitcoin also in your portfolio as a pivot one and all other coins may be in small percentage will be good.

If i have 4000$, then i divide this amount into 4 parts. And it means my every worth of 1000$. If my trade is going opposite to me, then i use the second portion for average. And i invest my money in different coins.

Sounds reasonable on quick reading. But, OP is seeming like asking suggestions only for investments and trading may not be part of their plans. Anyway, when you have back up funds for your trading the chances to multiply your capital will be higher which may beat the returns of one investor could make in same time period.

[Issa56]

From the little experience am having if am having this kind of money and am going to invest in Cryptocurrency definitely am not going to invest all my fund because whenever you are investing in Cryptocurrency don't invest all your funds and always invest what you can afford to lose. If am investing am going to invest 35-50% of the money and if am investing in any coin am going to invest in Bitcoin that's one of the best coin which everyone can buy bitcoin price is still very low so you can just buy it and keep.

[South Park]

Regardless of the money involvement I would stick to top 10 coins and most of that would probably go towards bitcoin and eth. I would say 60% would be btc, 30% eth and rest would be divided equally between the rest of them. Today we have wide variety of good coins running so it would be safe to pick any of them from the list.

That is not really a bad distribution if you were to receive that kind of money, when people receive money that they did not expected they have the tendency to go crazy and spend it all but that kind of behaviour always leads to making huge mistakes, thinking about investing that money is a great step forward but even then people make the mistake of investing in all kind of exotic altcoins when we know that the success rate of those coins is probably less than 1%.

[acdc]

Investing $ 4,000 in something depends a lot on your purpose in the crypto market and what risk you can take.
If you want to make money quickly, you should invest in new projects, if you want a low-risk investment, you should invest in large projects in the market.

[MCDev]

Each has their own favorite coins so each will have a different portfolio.
However, you should not invest all in one currency, it is best to split $ 4,000 and invest in different potential currencies.

[velive08]

Investing $ 4,000 in something depends a lot on your purpose in the crypto market and what risk you can take.
If you want to make money quickly, you should invest in new projects, if you want a low-risk investment, you should invest in large projects in the market.

investing in a new project is very risky friends.
if we can't analyze properly it looks like we are just wasting money and will see us lose all our money on new projects. The most important thing is that if you want to invest in new coins, you have to keep a reserve of coins that are already popular and have high selling value, such as bitcoin, eth and BNB.

[Dr.Osh]

maybe I'll invest in
$ 1 000 for bitcoin
$ 1 500 for ethereum
$ 1 500 for BNB
I might think about investing in a new coin, but it needs support like a list in a big market like Binance, and having a trusted team. after all, it is my first choice. I have more investment in ethereum and BNB because the price is still lower than bitcoin. so, the potential benefits are greater. that's what I thought.

[matchi2011]

I invest in min 10 altcoins. obviously I pick top cmc listed coin for invest.
My 10 altcoins are- ETH, LTC, BNB, ADA, SOL, NANO, EOS, ETC, XRP, NEO

Good plan not putting your money in one single project, those coins that you choose are graded coins that always have good potentials,
long term goal, it will bring very decent profits.

more on your list are still far from it's last time high and other are already surpassed the ath but still got the big chance to move forward
and reached new time high.

[conected]

Investing $ 4,000 in something depends a lot on your purpose in the crypto market and what risk you can take.
If you want to make money quickly, you should invest in new projects, if you want a low-risk investment, you should invest in large projects in the market.

investing in a new project is very risky friends.
if we can't analyze properly it looks like we are just wasting money and will see us lose all our money on new projects. The most important thing is that if you want to invest in new coins, you have to keep a reserve of coins that are already popular and have high selling value, such as bitcoin, eth and BNB.

- New projects are just a form of fast food but sometimes too fast will create danger for customers, if we do not have too much money, it is best not to participate in this lottery game, optimal options are still the names you are nominating for, their values and features are mentioned too much. But right now, this is not the right time for investment, stockpiling was the stage where quite a while ago, for now, it's just a matter of sitting and watching our assets rise and waiting for the market to reestablish its starting position

[fullhdpixel]

Good plan not putting your money in one single project, those coins that you choose are graded coins that always have good potentials, long term goal, it will bring very decent profits.

Diversification is always a key. But, sometimes I do think when we have bitcoin then why should we need to look into any other altcoins? Bitcoin's performance track is like that which will continue in coming years as well hence sometimes risking on any other altcoins seems unnecessary risk filled.

more on your list are still far from it's last time high and other are already surpassed the ath but still got the big chance to move forward and reached new time high.

What will be the assurance for them to get back to test ATH again? In my opinion most of altcoins will never get back to ATH in BTC values. So, for the people who invest BTC into altcoins might not get back what they actually look for.

[cyriljundos]

If you had 4,000.00 USD to use to invest in cryptocurrency, and that was all the money you can afford to use for crypto investments for the year of 2021, where would you put it?

I'm just curious to see what kind of opinions I would get in a forum like this. I'm hoping that I might learn something as a beginner in the crypto world as a result of putting this question out there.

Keep in mind thought that I already understand 3 things:

1. Never invest any amount of money that you can't afford to lose, because crypto markets are so volatile that it's a risk no matter what you do, and I get that.

2. I'm not asking you to tell me which crypto to invest in, just curious what your opinion is.

3. I understand that what I do with my money is my responsibility, and nobody else's, and the results of my investment(s) whether good or bad, is on me.

If i have owned $4000000 i will invest in much safer alternative coin maybe in the top 5 in coinmarketcap. First selaction is ethereum, we all know ethereum has been phenomenal in the crypto industry, you can trade and invest in eth ang make your money profitable 2x and more as long as you know how to trade with it.

[NeverSop]

Investing $ 4,000 in something depends a lot on your purpose in the crypto market and what risk you can take.
If you want to make money quickly, you should invest in new projects, if you want a low-risk investment, you should invest in large projects in the market.

investing in a new project is very risky friends.
if we can't analyze properly it looks like we are just wasting money and will see us lose all our money on new projects. The most important thing is that if you want to invest in new coins, you have to keep a reserve of coins that are already popular and have high selling value, such as bitcoin, eth and BNB.

Yeah. If there is enough knowledge to analyze and separate from shitcoin.  Certainly there are still quality new projects.  For example: Sovryn - an ecosystem of defi, staking, borrow, lending on the bitcoin protocol is something that is trustworthy, no exaggeration needed.  It still has its own way to shine and earn x3-x5.  Here, the risk is the benefit.
https://live.sovryn.app/

[Shasha80]

As long as the capital you use is money you can afford to lose, willing to invest in any coins is actually not a big problem. But I suggest that 50%
buy Bitcoin and 50% can buy top altcoins. With such a distribution of capital I have managed to get a satisfactory profit. But depending on
the strategy you want to use too, if it is for a long-term investment I will place 80% in Bitcoin. The most important thing is my advice to avoid
investing in low volume coins, as long as the coins you want to buy are high in volume it should be safe to buy. In the end, you have to decide,
because only you know what is best for you.

[JohnBitCo]

I invest in min 10 altcoins. obviously I pick top cmc listed coin for invest.
My 10 altcoins are- ETH, LTC, BNB, ADA, SOL, NANO, EOS, ETC, XRP, NEO

OP have only 4000$ and it is not advisable to invest in too many coins with this little amount. I would suggest OP to invest in 4 coins of his choice with 500$ each and keep 2000$ in fiat (USDT) , so in case the market dumps further he have money for dollar cost average.

[dexter141]

It is best to invest $ 4,000 in the purchase of proven cryptocurrencies - bitcoin or eth, Bitcoin has become a real protective asset, which is invested not only by private investors, but also large companies and funds (Tesla, Microsoft). But that's only if you're willing to invest in the long run ... Or you can invest in the top 10 tokens.

[South Park]

Investing $ 4,000 in something depends a lot on your purpose in the crypto market and what risk you can take.
If you want to make money quickly, you should invest in new projects, if you want a low-risk investment, you should invest in large projects in the market.

It is better to avoid new projects, there is simply too much variation in the performance of those coins and many of those differences cannot be attributed to any one factor in particular as there are good coins out there that have been in the market for some time that do not move at all despite having some decent developers and yet a coin that is an obvious scam gets a lot of attention and people make a lot of money with it and this does not makes a lot of sense at all.

[carlisle1]

Investing $ 4,000 in something depends a lot on your purpose in the crypto market and what risk you can take.
If you want to make money quickly, you should invest in new projects, if you want a low-risk investment, you should invest in large projects in the market.

It is better to avoid new projects, there is simply too much variation in the performance of those coins and many of those differences cannot be attributed to any one factor in particular as there are good coins out there that have been in the market for some time that do not move at all despite having some decent developers and yet a coin that is an obvious scam gets a lot of attention and people make a lot of money with it and this does not makes a lot of sense at all.

Those whales managed to compensate even the project is really don't have the usages, pump and dump types of projects which will only risk your investment, better to avoid those kind of project.

There are many options, always depends from how you focus your attention to those solid projects that really have good contributions to this industry,

Make sure to have it sorted before pacing your money to any kind of coins.

[XZERO1]

I'd start investing with only 25% of that $4K first, so that I have some capital left to ladder buys with if the coins and tokens that I bough went down to get a better average entry price.

And it's better to divide that $1,000 into 2-3 parts at least and invest every part of your capital into one different thing, like with one part of it you could invest in one of the DeFi projects, with the other invest in one of the oracles and invest the rest in one of the privacy coins that have a bright future in your opinion, that way you will be diversified enough and you also will have enough capital left to be able to dollar cost average your coins/tokens which will ultimately removes unnecessary risk even if crypto happens to enter another bear market while you're invested in it.

[blockman]

I invest in min 10 altcoins. obviously I pick top cmc listed coin for invest.
My 10 altcoins are- ETH, LTC, BNB, ADA, SOL, NANO, EOS, ETC, XRP, NEO

OP have only 4000$ and it is not advisable to invest in too many coins with this little amount. I would suggest OP to invest in 4 coins of his choice with 500$ each and keep 2000$ in fiat (USDT) , so in case the market dumps further he have money for dollar cost average.

I think for me that $4,000 is already a lot and he can diversify with as much as he can but I would agree with you that it doesn't mean that he should diversify too much. I've crossed out the other 6 cryptos that I would remove from that choice.
And the other four that are good enough for me and would probably put $1,000 per each of them as this time based from what I see on the market.