I'm here to to tell you and make an enlighten about the topic like we needed the money at the right time, so most of the traders losses their money when they didn't wait for a long term even if they had needed the money. then it is also an impact on the trading of the person, so there must be some of the trading strategies before getting into it.
Everyone does need money, but if you are ready to trade, it means you are ready to take all the risks. As you said about needing money at the right time, every trader should have money in addition to what they invest. Use it just in case an urgent need suddenly comes to them.