Mate, i can see you are feeling nervous while it comes to investment. As you already gave some hints about your background, so better not to go with new altcoins cause thus could be risky. I think new altcoins are for them, who have enough money for taking risk as well as enough Knowledge for analysis market. But after doing analysis and investigation, there's no surety that a new coin could be good in long run. That's why go to go with top potential altcoins. I also don't go for new altcoins investment. I buy new altcoins rarely when i saw them promising, legal team, real development and some others signs.
It's normal for someone to be worried with his investments or where his money is going. But you'll only be like that when you're unsure of what you're investing.
Analyzing what are the coins that he's going to invest is a must and that's why if he's not going to do any research, that worry will remain on it. And altcoins are too tricky, you need to find the one that suits your liking if it's about the projects and as well as the movement that they have mainly for the developers.