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Author Topic: How is financial stability defined for you?  (Read 1368 times)
dothebeats
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July 21, 2023, 12:18:33 PM
 #141

The thing to understand is that "humans are insatiable" thus no matter how much money you have, you'd always naturally want some more, it's a normal human phenomenon, but that doesn't have any thing to do with financial stability. Being financially stable for me is being able to afford all your needs without having to forfeit any of them to get the other, for example you want to buy a shirt of $200, and also a shoe of $300, being able to purchase the two items without it affecting your funds for feeding or other things, then you can be said to be financially stable, it doesn't necessarily mean wealth or extravagance, it just means being able to get what you need, when you want to.

We will never be fully satisfied with what we have, we'll always wish to have more no matter how other people see that what we have is enough to support our lifestyle for the rest of our lives. Hence, I agree with you. As long as I am able to satisfy my needs to live without having to trade them if I do get tempted to buy some wants and luxuries in life, then I can say I am in a way financially stable. However, with the world changing everyday and its demands skyrocketing in lightning speed I don't think we should be comfortable with just settling for what we currently have cause soon enough we'll need more.
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July 21, 2023, 12:51:38 PM
 #142

financial stability keeps people from having problems financially because apart from being good at managing finances, their financial reserves and sources of income are well established, so that the needs needed can be met along with financial reserves for unexpected needs. for me achieving economic stability is very important as a gateway to enjoying life in this world, and life in the hereafter. but until I am already in my 3rd head, until now I have not been able to achieve financial freedom like that, hopefully it will materialize soon

Financial reserves thru savings or investment/business that supporting their needs, something that will fill up your financial stability, and for sure everyone who have in their right minds will want to achieve such goals, things that you don't need to think about meeting deadlines or needed to wake in the morning to go to work.

Though everyone has their own interpretations and opinions about this and they have a definition that maybe arguable with someone's else opinions and perspectives.

But along the way, contentment and enjoying life without fearing that you will not be able to provide the needs of your love ones' because you have savings that can cover everything, can qualify as financially stable.

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July 21, 2023, 01:47:02 PM
 #143

For me right now the finances are just in the middle because right now life has many priorities, I can only say it's stable if there are good things that have been given to it such as businesses and online earnings but for now it's just work and sidelines first will be my foundation to build stable finances. Then starts small amount until it grows, then when there is a strong financial foundation, I will study what needs to be done to improve it.
Your wish is actually wise enough, because you have hope to try to work and earn stably even though your financial condition is not at a great level. But if you have more priority when it comes to work to produce more stability in your life, I think you need to work in more than one place. And that includes working online as well as through your own environment so that you can get the growth you want, because the initial struggle is always needed by everyone who wants to rise from the bottom to go to the top.

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July 21, 2023, 05:47:52 PM
 #144

I am mostly keeping the expense profile limited to only wanted things. I am type of guy who prefers android over Apple, and vegetable over non vegan food. I never compromise healthcare but I do try to cover everything under health insurance. I am always looking for good schemes that are available for savings and thus increasing my income rather doing more expenditures than required. I do multiple jobs and thus I also try to earn from more than one income source and add up more to my savings. The core effectiveness is more savings less expenses yet good standard of lifestyle. Gives me enough financial stability than average salary earner.
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July 21, 2023, 06:14:58 PM
 #145

Well, ive not gone all through the comments and i dont know if anyone else have said this, but for me, money is never too much, though there is a financial level one will get to, and he or she will be or should be contented but then, one can never have too much money.

Personally for me, financial stability simply means reaching a financial level where i could easily and comfortably purchase or acquire all of my needs, things that makes live easier and worth living, and as well have chains of businesses that pay me a handsome profit every day, not weekly or monthly.

Needs are different from wants i believe we all know that, needs are more like things and stuffs we cant do without in their priorities, for example, ability to live well, eat good food, wear good clothes, own your own home, raise a family, send your children to good schools, drive a good car, manage a good business or businesses, all this are needs and they are important.

Coming to wants, wants are like the extra things that are not so important for our day to day living but we still want them, example is an extra cars, expensive wrist watches, eating out in expensive hotels, going for vacations and so .

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July 21, 2023, 06:37:24 PM
 #146

One will be financial stable if he has enough income to manage all the needs in well suited manner. Spend life easily with the completion of all necessitates of life and save some amount of money as well so he will be termed as financial stable.

But these days no one Consider himself as financial stable because he thinks that his money is not enough for him, everyone wants to have more money. financial stability can also comes when someone thinks about future and he makes some investment for further uses like investment in some business, bitcoin, property and some other thing so he will be satisfied with his income and enhancements of money with passage of time.









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July 21, 2023, 07:02:13 PM
 #147

For me, financial stability is like building an empire state of income for your future and till death, keep growing in wealth as you grow older is the real definition of financial stability, many don't get this as they focus on the present wealth they have, or some large amount of money they presently own, there have been stories of rich men who failed to manage their wealth and they go broke again, it's about the skills and the potential to keep making more money that you did last year.
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July 21, 2023, 08:11:25 PM
 #148

I am mostly keeping the expense profile limited to only wanted things. I am type of guy who prefers android over Apple, and vegetable over non vegan food. I never compromise healthcare but I do try to cover everything under health insurance. I am always looking for good schemes that are available for savings and thus increasing my income rather doing more expenditures than required. I do multiple jobs and thus I also try to earn from more than one income source and add up more to my savings. The core effectiveness is more savings less expenses yet good standard of lifestyle. Gives me enough financial stability than average salary earner.
It is better for us to make decisions that will help us in life and make less expenses than going to costlier things that may not give us the kind of service that we want to have. Life is all about making reasonable plans so that we can understand how we are going to do to spend less funds to get what we needed. Those who understand how to cut there cost will never bother to go for a high life when we can make good decisions that will make us go for what is going to be suit our interest.









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July 21, 2023, 09:30:30 PM
 #149

For me right now the finances are just in the middle because right now life has many priorities, I can only say it's stable if there are good things that have been given to it such as businesses and online earnings but for now it's just work and sidelines first will be my foundation to build stable finances. Then starts small amount until it grows, then when there is a strong financial foundation, I will study what needs to be done to improve it.
Your wish is actually wise enough, because you have hope to try to work and earn stably even though your financial condition is not at a great level. But if you have more priority when it comes to work to produce more stability in your life, I think you need to work in more than one place. And that includes working online as well as through your own environment so that you can get the growth you want, because the initial struggle is always needed by everyone who wants to rise from the bottom to go to the top.

No matter how hard it is or any job that I know I can do, I really try because not every place has a job that we want. Lately ill work in the city then a pandemic is coming ,now I am in the province and the only main income here is agriculture such as rice farming, vegetable farming and many others thats why ill try to learn more about agriculture. These jobs will definitely boost my finances especially if I focus more on my online job which also helps a lot to grow my investment. Right now it's right that I start really small until I reach the top of advancement in life. Right now it's a job of hard work and perseverance when I have enough to bulid some funds then if im ready I can start a business that is appropriate for the area.

It's good to have stable finances because all good dreams can be achieved as long as you have them.

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July 21, 2023, 09:56:51 PM
 #150

or some large amount of money they presently own, there have been stories of rich men who failed to manage their wealth and they go broke again, it's about the skills and the potential to keep making more money that you did last year.
Along with earning money, managing that money is also very important. Many horrible incidents have happened to me in the past due to lack of experience and lack of knowledge to protect my own assets. I have seen people who went from millionaire to bankrupt just because of lack of proper management. Earning money is very important in life, and one who understands this fact can lead a good life in future.

And I am always trying to earn money and working hard to make my business successful which will bring bright future for me. So I always try to manage money, never follow an over leveraged lifestyle.

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July 21, 2023, 10:44:14 PM
 #151

For me, financial stability is like building an empire state of income for your future and till death, keep growing in wealth as you grow older is the real definition of financial stability, many don't get this as they focus on the present wealth they have, or some large amount of money they presently own, there have been stories of rich men who failed to manage their wealth and they go broke again, it's about the skills and the potential to keep making more money that you did last year.

Yeah, I agree with you, @Kiakia. Financial stability doesn't just mean that the person is financially stable today while, in the future, they go broke. I think when one has a well of gold (assets, commodities, and different forms of investment) that is steadily refilling their spending purses, making them archive whatever desire that money can satisfy both now and in the future, even when they are old, then it's financial stability. Some rich people even have enough money to extend it through their next generation.

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July 22, 2023, 07:05:22 AM
 #152

When talking of financial stability is something that can never be satisfied and quantified as a being we are we always strive to increase in our financial status regardless of how much we have made and how much keeps flowing and yet still carving for a better tomorrow. That is why today the richest man in Africa today never get satisfied with what he had rather keeps creating more opportunities to increase in his finance, at this we never say they are okay with they earned or what they got from their companies.

It is true that for some people, no matter how much they have in their possession, they continue striving for more and more. However, I believe, this trait is also  natural aspect  of some people who are never satisfied with their current achievement, this drive for expansion and growth is also seen in many successful entrepreneurs

In my opinion attaining the purpose of life is beyond materialistic success, enjoying family life by spending quality time, travelling all around the world and contributing for the welfare of society are equally important for a meaningful life.










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July 22, 2023, 07:14:33 AM
 #153

How would I define? Whenever there is need/want, I can fulfill it that very moment without worrying about balance in my bank account.

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July 22, 2023, 07:17:54 AM
 #154

Yeah, I agree with you, @Kiakia. Financial stability doesn't just mean that the person is financially stable today while, in the future, they go broke. I think when one has a well of gold (assets, commodities, and different forms of investment) that is steadily refilling their spending purses, making them archive whatever desire that money can satisfy both now and in the future, even when they are old, then it's financial stability. Some rich people even have enough money to extend it through their next generation.
       And you do not take into account force majeure circumstances that can occur at any time? On one of the usual days, all the savings that have been invested may be required, etc. Therefore, not everything is so clear with this financial stability. Life is unpredictable. Fate will turn in the opposite direction. It is necessary to take into account such an important point and not discount it.

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July 22, 2023, 07:52:39 AM
 #155

snip

In my opinion attaining the purpose of life is beyond materialistic success, enjoying family life by spending quality time, travelling all around the world and contributing for the welfare of society are equally important for a meaningful life.


We can't dispute the fact that everyone keeps striving for their family and they always makes sure their needs I mean their basic needs are met. For my understanding there are lots of people who doesn't wants to put more efforts in gaining additional wealth since they already satisfied with their state of wealth and Riches they won't care circling within what they had than seeking for additional power and Global recognitions.

There are individuals who believes in settling for less haven seen that whenever they go for dominance it often leads to how stressful they would go and how challenging life could be to keep maintaining their standard of riches, most people loves being uncovered rather remains a secret millionaires. Therefore being open to their families, by making availability of what ever their families needs. That is why most people are just comfortable with their current state of work and business without being too noticeable.

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July 22, 2023, 10:20:32 AM
 #156

When talking of financial stability is something that can never be satisfied and quantified as a being we are we always strive to increase in our financial status regardless of how much we have made and how much keeps flowing and yet still carving for a better tomorrow. That is why today the richest man in Africa today never get satisfied with what he had rather keeps creating more opportunities to increase in his finance, at this we never say they are okay with they earned or what they got from their companies.

It is true that for some people, no matter how much they have in their possession, they continue striving for more and more. However, I believe, this trait is also  natural aspect  of some people who are never satisfied with their current achievement, this drive for expansion and growth is also seen in many successful entrepreneurs

In my opinion attaining the purpose of life is beyond materialistic success, enjoying family life by spending quality time, travelling all around the world and contributing for the welfare of society are equally important for a meaningful life.



The thing about this however is that to achieve all of these, we need to have the financial capacity to do so. Right now, in order to even do most of the things that will ensure enjoyment and quality time with family we need to spend some of our money (no matter how small that is, we know it will make a change in our pockets). Moreover, let's all be real here, enjoying life is hard without financial stability as most of what we do and need to enjoy life relies on how much we have in our pockets and savings account.
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July 22, 2023, 11:06:57 AM
 #157


The thing about this however is that to achieve all of these, we need to have the financial capacity to do so. Right now, in order to even do most of the things that will ensure enjoyment and quality time with family we need to spend some of our money (no matter how small that is, we know it will make a change in our pockets). Moreover, let's all be real here, enjoying life is hard without financial stability as most of what we do and need to enjoy life relies on how much we have in our pockets and savings account.

Talking of financial capacity how do you classify it?
Everyone is liable to work on their financial status but it all depends on how prepared you (we) are, like a said financing is something that is very open to everyone out there but it relies and lies in our hands if we have chosen to make changes in our life's.. This boils down the real purpose of this topic. To enjoy financial stability you must keep pushing and working otherwise whenever you stops and the little savings you had in your account got drained then I don't think such person would still enjoying financial stability. Continuous working + Investment leads to financial stability while savings is what makings you enjoy the things of life by living comfortable with your families and loves one.

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July 22, 2023, 11:11:38 AM
 #158

The thing to understand is that "humans are insatiable" thus no matter how much money you have, you'd always naturally want some more, it's a normal human phenomenon, but that doesn't have any thing to do with financial stability. Being financially stable for me is being able to afford all your needs without having to forfeit any of them to get the other, for example you want to buy a shirt of $200, and also a shoe of $300, being able to purchase the two items without it affecting your funds for feeding or other things, then you can be said to be financially stable, it doesn't necessarily mean wealth or extravagance, it just means being able to get what you need, when you want to.

We will never be fully satisfied with what we have, we'll always wish to have more no matter how other people see that what we have is enough to support our lifestyle for the rest of our lives. Hence, I agree with you. As long as I am able to satisfy my needs to live without having to trade them if I do get tempted to buy some wants and luxuries in life, then I can say I am in a way financially stable. However, with the world changing everyday and its demands skyrocketing in lightning speed I don't think we should be comfortable with just settling for what we currently have cause soon enough we'll need more.

Totally agree with you two, human greed is bottomless so talking about financial stability is pointless. The witness is that I am going through these things myself, when I was a worker, I only wished to have enough money to spend daily was a success. But so far, I have had a much better life, I have things that I never dared to dream of, and that is also the dream of many people. But I don't want to stop yet and want more things because I want bigger things and think I will need a lot of money in the future. So I still don't feel financially stable even though I'm a lot better than before and surpassing my ambitions before.

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July 22, 2023, 07:45:52 PM
 #159

On one of the usual days, all the savings that have been invested may be required, etc. Therefore, not everything is so clear with this financial stability.

At that point, it still depends on how financially secure the person is; that is what will determine if an unforseen situation can actually cost them all their life savings and their investment. Take, for example, Elon Musk, Jeff Bezos, Bill Gate, and all other public figures that are very wealthy and have made billions of dollars. What kind of situation do you really think can make them spend all their money?


Quote
Life is unpredictable. Fate will turn in the opposite direction.

Life is unpredictable, yes, but the only situation I know that can sometimes separate financially stable people from their wealth is death.

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July 22, 2023, 07:51:43 PM
 #160

Totally agree with you two, human greed is bottomless so talking about financial stability is pointless. The witness is that I am going through these things myself, when I was a worker, I only wished to have enough money to spend daily was a success. But so far, I have had a much better life, I have things that I never dared to dream of, and that is also the dream of many people. But I don't want to stop yet and want more things because I want bigger things and think I will need a lot of money in the future. So I still don't feel financially stable even though I'm a lot better than before and surpassing my ambitions before.
I never wanted to spend everything I managed to earn, since my teenage years I tried to save something so that I always had pocket money available. We lived very poorly and my parents rarely gave me any money, so I myself thought about how to make sure that I had money. I see only positive things in this, I learned to appreciate money from a young age and I never had a period when I was without money.

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