JJG’s Outline of Bitcoin Investment Ideas

[ZeroVinsonN]

[edited out]

Aggressive might mean forcing yourself to buy an uncharacteristic amount, so there's a bit of a push to buy a larger amount. But I agree with you that if the benchmark is discretionary funds then that means we buy according to our own ability, and if the situation is that these discretionary funds are increasing then increasing the amount of purchase is the right choice. With your explanation, it is true and I understand it, and maybe what is meant by aggressive here is buying more than we can afford so that it damages the cash flow. In making decisions, it's good that we have to consider it first, not until when we get a moment that is indeed profitable and we make decisions without consideration.

You seem to be mixing up aggressive with overaggressive @Jody.Drummer, since if you overdo it then you are either going beyond your discretionary funds or you are going beyond what you can psychologically tolerate, even though it might still be within discretionary funds.

A person can be aggressive without having to overdo it, the problem here is that some people want to accumulate as much bitcoin as possible that they forget to keep it within their discretionary income or within what they can tolerate, they assume that since it's their discretionary income they can go all in with their investment without risk forgetting that there are other things they could do with their discretionary income as well.
Being aggressive isn't wrong on its own as long as the investor understands not to overdo it and keep it within what they can tolerate from their discretionary income, it will become counterproductive to overdo, especially since the plan is long term, we are not competing with anyone else, move at your own pace as an individual and don't lose sight of the goal.

Aggressive buying of BTC isn't bad as long as it's not been over do the problem comes when an investor over do it by buying beyond his limit or buying outside his discretionary income, people who over buy aggressively without been control and also forgotten they also need to set up some emergency funds has already started gambling with his bitcoin investment and may not stay long in the market without selling off most of this bitcoin holding.

The simple truth is that there are people out there who actually want to buy as much bitcoin as possible in a very limited period of time that they end up buying outside of their discretionary income or sometimes still within their discretionary income but beyond what they can handle, just because it's your discretionary income doesn't mean it's all ment for buying bitcoin, even if your backup funds are already in place there are somethings best known to each individual that they would want to do with their discretionary income.

[KeenanEl19]

I believe not everyone that are investing in Bitcoin are doing that for the sake of profit, but they consider it as an asset a digital asset which they believe that it will never reduce in value. Bitcoin investment is actually for the future I mean long time investment.

Just as you said investing using the best strategy always bring a better results, because you will never feel any stress when you follow that strategies and before you know you will accumulate more Bitcoin with ease. Long terms bitcoin investment only lies in a few rules which if properly followed you arrive the best destination without feeling any anxious.

Moreover, when investing, you should not prioritize or only think about profits, because in my opinion when we focus on profits alone it can be the cause of poor or bad decisions. Before that we have to determine the investment objectives that we will do first, for example, the goal is to save in the long term.

because indeed with the long term in bitcoin this is the right step not for the short term. If the goal is for quick profits then this is a mistake. in addition, the thing that must be considered is risk management, one of which is maintaining a separate emergency fund. And with this right strategy depends on each of us ourselves, also we certainly have different incomes and different expenses too. Apart from that, accumulate the amount that we can afford, even if it's small, it doesn't matter if it's done consistently, I don't think it's bad.

[cyberninja2]

The simple truth is that there are people out there who actually want to buy as much bitcoin as possible in a very limited period of time that they end up buying outside of their discretionary income or sometimes still within their discretionary income but beyond what they can handle, just because it's your discretionary income doesn't mean it's all ment for buying bitcoin, even if your backup funds are already in place there are somethings best known to each individual that they would want to do with their discretionary income.

In my opinion this is one of the mistakes made by those who do it too aggressively. It's not that it's impossible to do it this way because even too much will usually cause problems for those who do it this way. One of the things they will face is not being able to meet their needs because they've already invested everything to buy Bitcoin. So their spending needs are no longer met. It's not that you can't be as aggressive as possible but there are many things we must fulfill. I think being relaxed in doing things is better than doing it all at once in large amounts which is certainly not a good idea for me.

Unless we do it that way because the income that comes into our wallet every day is income that exceeds the limit so that when the main needs for survival can always be met because we have income that every day there is always income that exceeds the capacity we need but rarely anyone does that and I believe that everyone who has sufficient finances will not do it directly with a large amount but rather slowly but surely with full consistency.

[Abbatty]

The simple truth is that there are people out there who actually want to buy as much bitcoin as possible in a very limited period of time that they end up buying outside of their discretionary income or sometimes still within their discretionary income but beyond what they can handle, just because it's your discretionary income doesn't mean it's all ment for buying bitcoin, even if your backup funds are already in place there are somethings best known to each individual that they would want to do with their discretionary income.

In my opinion this is one of the mistakes made by those who do it too aggressively. It's not that it's impossible to do it this way because even too much will usually cause problems for those who do it this way. One of the things they will face is not being able to meet their needs because they've already invested everything to buy Bitcoin. So their spending needs are no longer met. It's not that you can't be as aggressive as possible but there are many things we must fulfill. I think being relaxed in doing things is better than doing it all at once in large amounts which is certainly not a good idea for me.

Unless we do it that way because the income that comes into our wallet every day is income that exceeds the limit so that when the main needs for survival can always be met because we have income that every day there is always income that exceeds the capacity we need but rarely anyone does that and I believe that everyone who has sufficient finances will not do it directly with a large amount but rather slowly but surely with full consistency.

Sometimes your discretionary income isn’t always what you can afford to lose, so what it comes to bitcoin always invest what you can afford to lose from part of your discretionary income. Other things might be their that are Wants and from your discretionary income you might decide to use part of it to get it. You see using the DCA strategy have made it so comfortable for us to invest, depending of your capacity.

You see this is another reason why when you take bitcoin as trading it taking you out of the comfort zone because you emotions get the best of you and you will end up engaging in bitcoin recklessly. Honestly I just wonder how some people end up getting it wrong when it comes to investing in bitcoin when it has made it this easy for us to invest.

[Big Dirams]

The right time to buy Bitcoin is now.

This is absolutely misleading man, both for new members coming in and also others too. One thing we must understand is that there isn’t a right time to buy bitcoin, and most importantly having the long term mindset of holding bitcoin and applying DCA gives us more opportunities to buy bitcoin at any given conditions either during highs or lows it all depends on the investor.

“Buying now” such statements is very misleading because we know how the market is unpredictable so you suggesting buying now is a wrong idea.
Buying now at lows is a smart idea for those using DCA  but some new members might not have the idea of what you are saying so they might end up rushing into buying now with all they have and later face the consequences of their actions.
No right time to buy bitcoin, we can buy at any given time the important thing is our mindset toward it either long term or short term that will determine if our buys is right.

[YellowSwap]

[edited out]

Aggressive might mean forcing yourself to buy an uncharacteristic amount, so there's a bit of a push to buy a larger amount. But I agree with you that if the benchmark is discretionary funds then that means we buy according to our own ability, and if the situation is that these discretionary funds are increasing then increasing the amount of purchase is the right choice. With your explanation, it is true and I understand it, and maybe what is meant by aggressive here is buying more than we can afford so that it damages the cash flow. In making decisions, it's good that we have to consider it first, not until when we get a moment that is indeed profitable and we make decisions without consideration.

You seem to be mixing up aggressive with overaggressive @Jody.Drummer, since if you overdo it then you are either going beyond your discretionary funds or you are going beyond what you can psychologically tolerate, even though it might still be within discretionary funds.

A person can be aggressive without having to overdo it, the problem here is that some people want to accumulate as much bitcoin as possible that they forget to keep it within their discretionary income or within what they can tolerate, they assume that since it's their discretionary income they can go all in with their investment without risk forgetting that there are other things they could do with their discretionary income as well.
Being aggressive isn't wrong on its own as long as the investor understands not to overdo it and keep it within what they can tolerate from their discretionary income, it will become counterproductive to overdo, especially since the plan is long term, we are not competing with anyone else, move at your own pace as an individual and don't lose sight of the goal.

Aggressive buying of BTC isn't bad as long as it's not been over do the problem comes when an investor over do it by buying beyond his limit or buying outside his discretionary income, people who over buy aggressively without been control and also forgotten they also need to set up some emergency funds has already started gambling with his bitcoin investment and may not stay long in the market without selling off most of this bitcoin holding.

The simple truth is that there are people out there who actually want to buy as much bitcoin as possible in a very limited period of time that they end up buying outside of their discretionary income or sometimes still within their discretionary income but beyond what they can handle, just because it's your discretionary income doesn't mean it's all ment for buying bitcoin, even if your backup funds are already in place there are somethings best known to each individual that they would want to do with their discretionary income.

Yet they still do it right? That's where bItcoin is different, discretionary income or not you will be rewarded, it's why I believe that some people wouldn't even mind, Bitcoin for some it worth all the inconvenience that comes with it.

they don't care and the truth is Bitcoin makes it make sense on the long run anyways.

Sometimes the " don't put yourself in a tight position because you want to buy Bitcoin " advice is for you alone, many people don't care, having Bitcoin is a must for many.

[Sobz]

Buying now at lows is a smart idea for those using DCA  but some new members might not have the idea of what you are saying so they might end up rushing into buying now with all they have and later face the consequences of their actions.
No right time to buy bitcoin, we can buy at any given time the important thing is our mindset toward it either long term or short term that will determine if our buys is right.

If you are looking at the market as something that is unpredictable you may not buy bitcoin. As an investor the volatility of the market should not make you think their is a better time to buy bitcoin. It is only traders that consider the uncertainty of the market but as an investor anytime you buy is a right time to buy provided you are ready to hodl Bitcoin. One of the biggest challenge for investors is considering the volatility of the market when making plans to invest in bitcoin.

[Nightwatchmare]

[edited out]

Aggressive might mean forcing yourself to buy an uncharacteristic amount, so there's a bit of a push to buy a larger amount. But I agree with you that if the benchmark is discretionary funds then that means we buy according to our own ability, and if the situation is that these discretionary funds are increasing then increasing the amount of purchase is the right choice. With your explanation, it is true and I understand it, and maybe what is meant by aggressive here is buying more than we can afford so that it damages the cash flow. In making decisions, it's good that we have to consider it first, not until when we get a moment that is indeed profitable and we make decisions without consideration.

You seem to be mixing up aggressive with overaggressive @Jody.Drummer, since if you overdo it then you are either going beyond your discretionary funds or you are going beyond what you can psychologically tolerate, even though it might still be within discretionary funds.

A person can be aggressive without having to overdo it, the problem here is that some people want to accumulate as much bitcoin as possible that they forget to keep it within their discretionary income or within what they can tolerate, they assume that since it's their discretionary income they can go all in with their investment without risk forgetting that there are other things they could do with their discretionary income as well.
Being aggressive isn't wrong on its own as long as the investor understands not to overdo it and keep it within what they can tolerate from their discretionary income, it will become counterproductive to overdo, especially since the plan is long term, we are not competing with anyone else, move at your own pace as an individual and don't lose sight of the goal.

Aggressive buying of BTC isn't bad as long as it's not been over do the problem comes when an investor over do it by buying beyond his limit or buying outside his discretionary income, people who over buy aggressively without been control and also forgotten they also need to set up some emergency funds has already started gambling with his bitcoin investment and may not stay long in the market without selling off most of this bitcoin holding.

To me what i understand about aggressive buy or aggressive invest in Bitcoin is buying Bitcoin consistently whenever someone have discretionary income. It is not bad for investors to make use of aggressive buy if they are not doing it beyond their discretionary income so that they will build up their various back up funds that will allow them to always sustain their Bitcoin investment, so investors that are going to buy Bitcoin consistently or aggressively should always buy within their discretionary income so that they will not start gambling with their Bitcoin investment and in the end they sell their Bitcoin investment to take care of their living expenses.

[Grease5000]

I believe not everyone that are investing in Bitcoin are doing that for the sake of profit, but they consider it as an asset a digital asset which they believe that it will never reduce in value. Bitcoin investment is actually for the future I mean long time investment.

Just as you said investing using the best strategy always bring a better results, because you will never feel any stress when you follow that strategies and before you know you will accumulate more Bitcoin with ease. Long terms bitcoin investment only lies in a few rules which if properly followed you arrive the best destination without feeling any anxious.

Moreover, when investing, you should not prioritize or only think about profits, because in my opinion when we focus on profits alone it can be the cause of poor or bad decisions. Before that we have to determine the investment objectives that we will do first, for example, the goal is to save in the long term.

because indeed with the long term in bitcoin this is the right step not for the short term. If the goal is for quick profits then this is a mistake. in addition, the thing that must be considered is risk management, one of which is maintaining a separate emergency fund. And with this right strategy depends on each of us ourselves, also we certainly have different incomes and different expenses too. Apart from that, accumulate the amount that we can afford, even if it's small, it doesn't matter if it's done consistently, I don't think it's bad.

I agree. For me, Bitcoin is more like saving for the future than chasing quick profits. For  example if  someone saves a little money every month instead of spending it all. After a few years, he is usually in a better position than someone who was always looking for shortcuts to gain wealth.That's how I see DCA and long term Bitcoin accumulation small, consistent steps that add up over time without unnecessary stress.

[Sim_card]

Sometimes your discretionary income isn’t always what you can afford to lose, so what it comes to bitcoin always invest what you can afford to lose from part of your discretionary income. Other things might be their that are Wants and from your discretionary income you might decide to use part of it to get it. You see using the DCA strategy have made it so comfortable for us to invest, depending of your capacity.

Your discretionary income is always what you can avoid to lose because it's the extra money that's left after you have taken care of all your basic needs and monthly expenses. If someone, steals it or you spend it carelessly, it wouldn't affect you financially because you have already taken care of all the important things that might be a problem to you if you have taken care of them.

Some people use all their discretionary income to womanize, drink, gamble or go clubbing because that's what they feel it's for. You are advised to invest your discretionary income into bitcoin because it's a good asset that increases in value overtime instead, of wasting it, invest it. You are asked to use part of your discretionary income to invest because you need a discretionary consumption as human since bitcoin investing in bitcion isn't punishment.

For a brand new investor without any form of emergency funds. That person is sharing his discretionary income into three parts in which 2/3 is for his bitcoin investment and building emergency funds to safeguard his bitcoin investment and the investor is left with 1/3 as his discretionary consumption.

[cyberninja2]

Sometimes your discretionary income isn’t always what you can afford to lose, so what it comes to bitcoin always invest what you can afford to lose from part of your discretionary income. Other things might be their that are Wants and from your discretionary income you might decide to use part of it to get it. You see using the DCA strategy have made it so comfortable for us to invest, depending of your capacity.

As long as we have discretionary income we can invest. But as you mentioned we must be prepared for losses as investing has two options.
The first option is to remain mentally strong when market prices are declining while the second option is to maintain a strong mentality when we are able to purchase a sufficient amount of BTC always aiming to buy using a long-term strategy to achieve our desired goals.

[reagansimms]

Aggressive buying of BTC isn't bad as long as it's not been over do the problem comes when an investor over do it by buying beyond his limit or buying outside his discretionary income, people who over buy aggressively without been control and also forgotten they also need to set up some emergency funds has already started gambling with his bitcoin investment and may not stay long in the market without selling off most of this bitcoin holding.

To me what i understand about aggressive buy or aggressive invest in Bitcoin is buying Bitcoin consistently whenever someone have discretionary income. It is not bad for investors to make use of aggressive buy if they are not doing it beyond their discretionary income so that they will build up their various back up funds that will allow them to always sustain their Bitcoin investment, so investors that are going to buy Bitcoin consistently or aggressively should always buy within their discretionary income so that they will not start gambling with their Bitcoin investment and in the end they sell their Bitcoin investment to take care of their living expenses.

Are you kidding? I think your understanding is incorrect and needs to be corrected.
Consistently buying Bitcoin whenever there is disposable income is the definition of a DCA strategy, not aggressive investing. Aggressive buying is more precisely allocating a large portion of capital or taking a very large portion of risk, this strategy makes purchases in large amounts at once. The goal is of course to maximize profits in a short time, but it carries a much greater risk of loss.

Consistent buying focuses on discipline and risk management, while aggressive buying pursues maximum returns or a dominant position with significant capital. The two have very different objectives, risk profiles, and execution methods.

[Queen uloma]

Sometimes your discretionary income isn’t always what you can afford to lose, so what it comes to bitcoin always invest what you can afford to lose from part of your discretionary income. Other things might be their that are Wants and from your discretionary income you might decide to use part of it to get it. You see using the DCA strategy have made it so comfortable for us to invest, depending of your capacity.

Your discretionary income is always what you can avoid to lose because it's the extra money that's left after you have taken care of all your basic needs and monthly expenses. If someone, steals it or you spend it carelessly, it wouldn't affect you financially because you have already taken care of all the important things that might be a problem to you if you have taken care of them.

Some people use all their discretionary income to womanize, drink, gamble or go clubbing because that's what they feel it's for. You are advised to invest your discretionary income into bitcoin because it's a good asset that increases in value overtime instead, of wasting it, invest it. You are asked to use part of your discretionary income to invest because you need a discretionary consumption as human since bitcoin investing in bitcion isn't punishment.

For a brand new investor without any form of emergency funds. That person is sharing his discretionary income into three parts in which 2/3 is for his bitcoin investment and building emergency funds to safeguard his bitcoin investment and the investor is left with 1/3 as his discretionary consumption.

I think this approach is the best, and this idea is better than using all your discretionary income to buy bitcoin without any backup plan. If there is no emergency fund at all, unexpected problem can make one sell their bitcoin at the wrong time just to survive. The idea of dividing your discretionary income into three parts  is a good one, because the money you keep aside for your emergency fund will help to create financial cushion, while to invest in bitcoin help to build long-term wealth. Then the remaining part can be for personal spending or enjoyment. Because as a human, if you deny yourself from enjoyment, most times you may  lose self  motivation or even stop your investment life, once once you need to spend on yourself. So, for someone who hasn’t build his or her emergency savings, should first focus on building it before focusing on accommodating bitcoin. The main thing here is, don’t invest the money that you may need urgently tomorrow. Build your emergency fund gradually, invest consistently and still spend on yourself (enjoy life), this kind of approach helps people to invest in long-term without unnecessary pressure.

[Grease5000]

Sometimes your discretionary income isn’t always what you can afford to lose, so what it comes to bitcoin always invest what you can afford to lose from part of your discretionary income. Other things might be their that are Wants and from your discretionary income you might decide to use part of it to get it. You see using the DCA strategy have made it so comfortable for us to invest, depending of your capacity.

As long as we have discretionary income we can invest. But as you mentioned we must be prepared for losses as investing has two options.
The first option is to remain mentally strong when market prices are declining while the second option is to maintain a strong mentality when we are able to purchase a sufficient amount of BTC always aiming to buy using a long-term strategy to achieve our desired goals.

I agree with this. For.me a balanced approach is to invest a portion of your discretionary income consistently through DCA while keeping some money for savings and emergencies. This helps to make one investment journey more sustainable in the long run.

[Bigjoe33]

I agree with this view. Personally, when I buy Bitcoin, I'm not focused on the profit I can make today or tomorrow. My main focus is building my Bitcoin holdings little by little over time.

I believe profit will come with patience what matters most to me is accumulating enough Bitcoin that can make a real difference in the future. Instead of asking,  how much profit am I in I prefer to ask,  Am I building enough Bitcoin for my long term goals?

Surely, the mentality guys come into Bitcoin with really speaks positively or negatively about there investment journey or how successful or bad it will be. Guys who come inyo Bitcoin investment with less profit mindedness tend to HODL there coins longer compared to plebs who come with short time investment and/or trading which if profit oriented. Such traders rush to sell off immediately there is a little climb in Bitcoin price. Thus, it has always been better of if guys approach Bitcoin with an investment mentality, buying and building gradually, with a set target to HODL longer, this will enable them buy without over aggressiveness and but will always try to remain consistent

[Crakryptvest]

The right time to buy Bitcoin is now. Every time you have the opportunity to buy Bitcoin, waiting for a particular time or day is not the best approach. Instead, buying at the moment when you think of purchasing Bitcoin is advisable.

Waiting for the best time to buy Bitcoin is just a waste of time and opportunities. Starting to buy Bitcoin now is the best way to enter the market because buying at a specific time is not better than when you should have bought. It is important to understand that investing in Bitcoin is a long-term commitment, and this is the mentality every investor needs to adopt.

You don't just tell someone that the right time to buy bitcoin is now, do you know if they have the discretionary income to invest with? The best time to invest in Bitcoin is when you have the discretionary income to start with because that is the amount that you can afford to lose. Of course, there is no best time to invest in Bitcoin but that doesn't mean that you should be in a haste when you know that your financial strength is not capable sustaining your investment in the long term.

For me you might be misunderstanding the information @Rockstarguy piece of writing is conveying, he might be referring to procrastinators, he may not have thought of it to this extent you pointed out, you know that some persons are good at deceiving themselves saying that they are waiting for the dip may that's the correction he actually wanted to make, if that's what he actually meant I think he is very correct, although you also did well by striking a reminder that despite that the time to invest in bitcon is now, one should have discreationary income ready to start investing.

[Abelly]

if people can consistently allocate even a small amount of money into Bitcoin for long-term growth, then they have already solved the hardest part challenges, which is building the habit itself. Once income eventually grows, that same habit can turn into meaningful wealth over time without good habits, higher income sometimes only leads to higher spending and little financial progress, so interesting gradually is a good step.

I agree.The real issue is not the amount of investment, but developing a habit of regular savings and investment. Starting with small amounts but being consistent can yield good results in the long run. Many times, people cannot save even with high incomes, but good financial habits can make a big difference in the future.

[Comeacross]

Our measurement of our total quantity of discretionary funds that we have available will show us the absolute maximum that we could put into bitcoin, yet an overwhelming majority of the time, it is not going to be to our advantage to maximize our bitcoin investment based on how much discretionary funds that we have available.  For example, if we have been investing $100 per week into bitcoin for the past 20 weeks from our discretionary income, and maybe we have also been building up our back up funds with $50 per week, and maybe we have been discretionarily consuming around $50 per week during that same time, yet maybe we also have some special event coming up.  For example, perhaps our sister is getting married within the next 6 weeks, and we have several family members coming from out of town, and maybe we know that there is a certain level of poverty and difficulty in the family, and perhaps for the next 6 weeks we may well need to help the family and invest around $40 per week into the wedding and the various preparations, so after some consideration we decide that we will ONLY be able to invest around $80 per week into bitcoin for the next 6 weeks, and we would save only $40 and discretionarily consume only $40.. So we are trying to find a balance and to contribute towards the expenses of the family, even though we don't have to do that... but we consider such contribution is the best thing to do.  

Of course, not everyone is going to decide the same in terms of how much to allocate or what kinds of changes to make to our budget based on other discretionary ways that we could spend our available discretionary funds.

People just coming into Bitcoin will understand it better if it can be explained this way with life realities. A lot of people get it wrong when they hear discretionary funds. Assuming their discretionary funds is $200, they think they must invest all $200 at once and when severe emergency happens, they have no option other than panic selling even at a loss.

DCA is a flexible strategy. You don't need to make it rigid for yourself. If there's need for adjustment based on real life situation, you should adjust accordingly. What matters is consistency.

[Saltysugar99]

To me what i understand about aggressive buy or aggressive invest in Bitcoin is buying Bitcoin consistently whenever someone have discretionary income. It is not bad for investors to make use of aggressive buy if they are not doing it beyond their discretionary income so that they will build up their various back up funds that will allow them to always sustain their Bitcoin investment, so investors that are going to buy Bitcoin consistently or aggressively should always buy within their discretionary income so that they will not start gambling with their Bitcoin investment and in the end they sell their Bitcoin investment to take care of their living expenses.

Your main point is correct that aggressive buying should not be understood as something where an investor puts his essential expenses, emergency fund or family responsibilities at risk by buying Bitcoin. Aggressive buying is basically accumulating Bitcoin with more importance than he can afford. If a person calculates his income, expenses, backup fund and risk tolerance and sees that he can allocate a large amount of discretionary income to Bitcoin on a regular basis, then it can be aggressive accumulation. But if he buys Bitcoin with money for basic needs, then it is not aggressive investment but rather becomes like bad investment management and like gambling.

An investor can invest aggressively in DCA if he wants. For example, if his weekly discretionary income is good, emergency fund is ready, and his living expenses are secure, then he can increase the regular buying amount. Again, if his income decreases or expenses increase, it is normal to reduce the amount. This does not mean that the strategy has become weak, but rather that he is continuing to accumulate Bitcoin according to his real financial condition. So aggressive buying can be good, but it must be controlled aggressive. Trying to buy more Bitcoin without strengthening your discretionary income, backup fund, emergency fund and cashflow system can create danger in the long run. Because the goal of an investor should not just buy Bitcoin, but rather create a position so that even if market volatility comes, he can hold it without panic selling.

[Charcol]

[edited out]

Aggressive might mean forcing yourself to buy an uncharacteristic amount, so there's a bit of a push to buy a larger amount. But I agree with you that if the benchmark is discretionary funds then that means we buy according to our own ability, and if the situation is that these discretionary funds are increasing then increasing the amount of purchase is the right choice. With your explanation, it is true and I understand it, and maybe what is meant by aggressive here is buying more than we can afford so that it damages the cash flow. In making decisions, it's good that we have to consider it first, not until when we get a moment that is indeed profitable and we make decisions without consideration.

You seem to be mixing up aggressive with overaggressive @Jody.Drummer, since if you overdo it then you are either going beyond your discretionary funds or you are going beyond what you can psychologically tolerate, even though it might still be within discretionary funds.

A person can be aggressive without having to overdo it, the problem here is that some people want to accumulate as much bitcoin as possible that they forget to keep it within their discretionary income or within what they can tolerate, they assume that since it's their discretionary income they can go all in with their investment without risk forgetting that there are other things they could do with their discretionary income as well.
Being aggressive isn't wrong on its own as long as the investor understands not to overdo it and keep it within what they can tolerate from their discretionary income, it will become counterproductive to overdo, especially since the plan is long term, we are not competing with anyone else, move at your own pace as an individual and don't lose sight of the goal.

Aggressive buying of BTC isn't bad as long as it's not been over do the problem comes when an investor over do it by buying beyond his limit or buying outside his discretionary income, people who over buy aggressively without been control and also forgotten they also need to set up some emergency funds has already started gambling with his bitcoin investment and may not stay long in the market without selling off most of this bitcoin holding.

The simple truth is that there are people out there who actually want to buy as much bitcoin as possible in a very limited period of time that they end up buying outside of their discretionary income or sometimes still within their discretionary income but beyond what they can handle, just because it's your discretionary income doesn't mean it's all ment for buying bitcoin, even if your backup funds are already in place there are somethings best known to each individual that they would want to do with their discretionary income.

Yet they still do it right? That's where bItcoin is different, discretionary income or not you will be rewarded, it's why I believe that some people wouldn't even mind, Bitcoin for some it worth all the inconvenience that comes with it.

they don't care and the truth is Bitcoin makes it make sense on the long run anyways.

Sometimes the " don't put yourself in a tight position because you want to buy Bitcoin " advice is for you alone, many people don't care, having Bitcoin is a must for many.

Although Bitcoin is a good asset, no one can give 100% certainty. If you buy Bitcoin with necessary money like survival money, emergency fund, rent, food, medical expenses, then it is not a long-term investment but you are weakening your own financial situation. Since we will invest for the long term (maybe 8-10 or more years), if you invest the necessary money, there is a possibility that you will be forced to sell it at a loss. "This idea of ​​"having Bitcoin must" will apply to everyone. No. Because if someone puts himself in a difficult situation by buying Bitcoin, then he is weakening his cash flow at the initial stage. Therefore, an investor should save in such a way that he has the financial and mental strength to hodl for 8-10 years or more.