Bitcoin Forum
June 17, 2026, 09:55:19 AM *
News: Latest Bitcoin Core release: 31.0 [Torrent]
 
   Home   Help Search Login Register More  
Pages: « 1 ... 148 149 150 151 152 153 154 155 156 157 158 159 160 161 162 163 164 165 166 167 168 169 170 171 172 173 174 175 176 177 178 179 180 181 182 183 184 185 186 187 188 189 190 191 192 193 194 195 196 197 [198] 199 200 »
  Print  
Author Topic: JJG’s Outline of Bitcoin Investment Ideas  (Read 38288 times)
This is a self-moderated topic. If you do not want to be moderated by the person who started this topic, create a new topic. (6 posts by 6+ users deleted.)
ZeroVinsonN
Sr. Member
****
Offline

Activity: 532
Merit: 290


It takes a second for treasure to become trash


View Profile
June 15, 2026, 03:58:25 PM
 #3941

I think one of the  major thing that determines which Bitcoin accumulation strategy someone uses is their finances, not just their knowledge. Because someone with a large discretionary income available can use lump sum. While someone with a steady income but little funds may prefer DCA. And someone with extra cash on the side may  decide to buy dips when opportunities come.

Though  knowing how the strategies work is important, but your financial situation is what usually decides which strategy is best for you. That's why there is nothing wrong with using one strategy or combining different ones if it matches your income and long term goals.

I don’t think that is necessarily the case. And i’m assuming that you don’t really know the definition of lump sum and DCA and that is why you’re exaggerating the connection between a person’s financial situation and specific strategies that they may use in their bitcoin investment. A person with a large discretionary income can still do DCA and even a person with little funds too can still save up and occasionally make lump sum purchases to put into their stash. So it is not always really the amount of money that a person has that will determine their strategy, but it is how that person chooses to deploy that money over their investment that determines the strategy.
The amount of money each investor has to invest does not determine his strategy. However, we cannot completely deny that financial conditions have some influence. The one who has a larger amount of extra money has a relatively greater opportunity. If an investor chooses lump sum along with regular investments, it depends on his goals, risk management and his personal preferences.
Different people have different amounts the can consider as lump summing, if it's lump summing to you it might not be for others so a person can be DCAing with an amount of money that can be considered lump sum by others, it's completely dependent on the investor and how much discretionary income they have, the strategy to use is a choice that doesn't necessarily depend on how much they have, it's more about what works and for most people what works is the DCA.

The financial strength of every investor can never be the same so also their knowledge and understanding can never be the same, that is why we see some people make mistakes in their investment and some even sell because of lack of knowledge and understanding. The amount Mr A is using to accumulate a week can be Mr B 1 month accumulation but the mistake someone will make will be to challenge or want to competite when they don't have the capacity, be comfortable with what you can afford for the main time.
A person's discretionary income should be what determines how much the invest, people who allow how much others are investing to be what determines how much they themselves invest are not going to be able to keep investing for very long, chances are that they are going to sell within a very short time from when they started investing because they are most likely not going to be investing from their discretionary income alone and once that's the case they will not be able to pay for their essentials which will lead to them selling their bitcoin investment order their salvage their situation and more often than not they end up selling at a loss.

R


▀▀▀▀▀▀▀██████▄▄
████████████████
▀▀▀▀█████▀▀▀█████
████████▌███▐████
▄▄▄▄█████▄▄▄█████
████████████████
▄▄▄▄▄▄▄██████▀▀
LLBIT|
4,000+ GAMES
███████████████████
██████████▀▄▀▀▀████
████████▀▄▀██░░░███
██████▀▄███▄▀█▄▄▄██
███▀▀▀▀▀▀█▀▀▀▀▀▀███
██░░░░░░░░█░░░░░░██
██▄░░░░░░░█░░░░░▄██
███▄░░░░▄█▄▄▄▄▄████
▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀
█████████
▀████████
░░▀██████
░░░░▀████
░░░░░░███
▄░░░░░███
▀█▄▄▄████
░░▀▀█████
▀▀▀▀▀▀▀▀▀
█████████
░░░▀▀████
██▄▄▀░███
█░░█▄░░██
░████▀▀██
█░░█▀░░██
██▀▀▄░███
░░░▄▄████
▀▀▀▀▀▀▀▀▀
|||
▄▄████▄▄
▀█▀
▄▀▀▄▀█▀
▄░░▄█░██░█▄░░▄
█░▄█░▀█▄▄█▀░█▄░█
▀▄░███▄▄▄▄███░▄▀
▀▀█░░░▄▄▄▄░░░█▀▀
░░██████░░█
█░░░░▀▀░░░░█
▀▄▀▄▀▄▀▄▀▄
▄░█████▀▀█████░▄
▄███████░██░███████▄
▀▀██████▄▄██████▀▀
▀▀████████▀▀
.
▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄
░▀▄░▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄░▄▀
███▀▄▀█████████████████▀▄▀
█████▀▄░▄▄▄▄▄███░▄▄▄▄▄▄▀
███████▀▄▀██████░█▄▄▄▄▄▄▄▄
█████████▀▄▄░███▄▄▄▄▄▄░▄▀
███████████░███████▀▄▀
███████████░██▀▄▄▄▄▀
███████████░▀▄▀
████████████▄▀
███████████
▄▄███████▄▄
▄████▀▀▀▀▀▀▀████▄
▄███▀▄▄███████▄▄▀███▄
▄██▀▄█▀▀▀█████▀▀▀█▄▀██▄
▄██▀▄███░░░▀████░███▄▀██▄
███░████░░░░░▀██░████░███
███░████░█▄░░░░▀░████░███
███░████░███▄░░░░████░███
▀██▄▀███░█████▄░░███▀▄██▀
▀██▄▀█▄▄▄██████▄██▀▄██▀
▀███▄▀▀███████▀▀▄███▀
▀████▄▄▄▄▄▄▄████▀
▀▀███████▀▀
OFFICIAL PARTNERSHIP
SOUTHAMPTON FC
FAZE CLAN
SSC NAPOLI
Crytohillss
Full Member
***
Offline

Activity: 336
Merit: 106



View Profile
June 15, 2026, 04:06:31 PM
 #3942

I think one of the  major thing that determines which Bitcoin accumulation strategy someone uses is their finances, not just their knowledge. Because someone with a large discretionary income available can use lump sum. While someone with a steady income but little funds may prefer DCA. And someone with extra cash on the side may  decide to buy dips when opportunities come.

Though  knowing how the strategies work is important, but your financial situation is what usually decides which strategy is best for you. That's why there is nothing wrong with using one strategy or combining different ones if it matches your income and long term goals.

I don’t think that is necessarily the case. And i’m assuming that you don’t really know the definition of lump sum and DCA and that is why you’re exaggerating the connection between a person’s financial situation and specific strategies that they may use in their bitcoin investment. A person with a large discretionary income can still do DCA and even a person with little funds too can still save up and occasionally make lump sum purchases to put into their stash. So it is not always really the amount of money that a person has that will determine their strategy, but it is how that person chooses to deploy that money over their investment that determines the strategy.
The amount of money each investor has to invest does not determine his strategy. However, we cannot completely deny that financial conditions have some influence. The one who has a larger amount of extra money has a relatively greater opportunity. If an investor chooses lump sum along with regular investments, it depends on his goals, risk management and his personal preferences.
Different people have different amounts the can consider as lump summing, if it's lump summing to you it might not be for others so a person can be DCAing with an amount of money that can be considered lump sum by others, it's completely dependent on the investor and how much discretionary income they have, the strategy to use is a choice that doesn't necessarily depend on how much they have, it's more about what works and for most people what works is the DCA.

The financial strength of every investor can never be the same so also their knowledge and understanding can never be the same, that is why we see some people make mistakes in their investment and some even sell because of lack of knowledge and understanding. The amount Mr A is using to accumulate a week can be Mr B 1 month accumulation but the mistake someone will make will be to challenge or want to competite when they don't have the capacity, be comfortable with what you can afford for the main time.
A person's discretionary income should be what determines how much the invest, people who allow how much others are investing to be what determines how much they themselves invest are not going to be able to keep investing for very long, chances are that they are going to sell within a very short time from when they started investing because they are most likely not going to be investing from their discretionary income alone and once that's the case they will not be able to pay for their essentials which will lead to them selling their bitcoin investment order their salvage their situation and more often than not they end up selling at a loss.
So many folks get too focused on trying to purchase at the right dip that they end up waiting on the sidelines for too long . The reality is that nobody can consistently predict Bitcoin exact price movements, investors who have been in the market for so many years usually understand that building a position gradually is often more effective than trying to time every drop that's why people explanation is essentially helpful for new investors who are still learning how to approach Bitcoin investment with a realistic mind set

Yeesha
Full Member
***
Offline

Activity: 518
Merit: 163



View Profile
June 15, 2026, 04:54:49 PM
 #3943


A person's discretionary income should be what determines how much the invest, people who allow how much others are investing to be what determines how much they themselves invest are not going to be able to keep investing for very long, chances are that they are going to sell within a very short time from when they started investing because they are most likely not going to be investing from their discretionary income alone and once that's the case they will not be able to pay for their essentials which will lead to them selling their bitcoin investment order their salvage their situation and more often than not they end up selling at a loss.

As an investor, you don't have to be in competition with anyone, because our level of stability is different, knowing the importance of using discretionary income for an investment will save some people from unhealthy comparisons with others. For an individual to invest outside their discretionary income, I think the best thing is to withdraw the idea of investments if they are not financially stable. Investing the money that is personally meant for important or essential expenses rather than using your discrestionary income can sabotage your life and your financial stability because it is going to be difficult to meet the important or essential things (essential needs), it will also increase debt, emergency vulnerability and creating unnecessary stress.

RockBell
Hero Member
*****
Offline

Activity: 1498
Merit: 503



View Profile WWW
June 15, 2026, 05:45:59 PM
 #3944

The financial strength of every investor can never be the same so also their knowledge and understanding can never be the same, that is why we see some people make mistakes in their investment and some even sell because of lack of knowledge and understanding. The amount Mr A is using to accumulate a week can be Mr B 1 month accumulation but the mistake someone will make will be to challenge or want to competite when they don't have the capacity, be comfortable with what you can afford for the main time.

That is one thing that is certain when it comes to the financial strength of every individual, it can not be measured equally, and the seriousness can be determined by the way they want to acquire knowledge, and it is very important that everything should be taken seriously, and most people are seriously interested, but they are still scared, and they are looking for someone to actually encourage them and not just that the capital is also very important.

And it's not just about the financial strength, the understanding is also there because there is no way that you will have a road map and you won't follow it up, so there are a lot of things that the investors need to know, and it does not have a time range that you will start making profit, that is why it is called a long-term investment.

JayJuanGee (OP)
Legendary
*
Offline

Activity: 4480
Merit: 14611


Self-Custody is a right. Say no to "non-custodial"


View Profile
June 15, 2026, 05:57:23 PM
 #3945

[edited out]
At some point in Bitcoin investment, being aggressive is allowed so far there's fubds available to make it realistic but too much of everything is bad so being overstretched or overaggressive as normally used, is bad for an investment, it's more risky in the sense that the investors who do that normally use funds for daily expenses and emergency funds for the investment while trying accumulate more.

 Every investor should know the limit of their cashflow and try to manage it properly so it doesn't end up causing more harm to the investment than good while trying to accumulate more Bitcoin. They should also know when their discretionary funds warrants aggressiveness and how to use different funds rightly.

Maybe you need to provide an example Princess Leah?

I am not sure how discretionary funds might warrant aggressiveness, and surely whimpiness versus aggressiveness is a matter of choice, and the discretionary funds show the range in which a person could choose to invest, since he could choose 0% or 100% or some amount in between, yet the justification for investing more aggressively or not would likely come from strength of back up funds and strength of cashflow management rather than the size of the discretionary funds.

1) Self-Custody is a right.  Resist being labelled as: "non-custodial" or "un-hosted."  2) ESG, KYC & AML are attack-vectors on Bitcoin to be avoided or minimized.  3) How much alt (shit)coin diversification is necessary? if you are into Bitcoin, then 0%......if you cannot control your gambling, then perhaps limit your alt(shit)coin exposure to less than 10% of your bitcoin size...Put BTC here: bc1q49wt0ddnj07wzzp6z7affw9ven7fztyhevqu9k
Princess Leah
Sr. Member
****
Offline

Activity: 854
Merit: 305


Recognized among the best crypto casino options.


View Profile
June 15, 2026, 06:31:24 PM
 #3946

Snip~

Maybe you need to provide an example Princess Leah?

I am not sure how discretionary funds might warrant aggressiveness, and surely whimpiness versus aggressiveness is a matter of choice, and the discretionary funds show the range in which a person could choose to invest, since he could choose 0% or 100% or some amount in between, yet the justification for investing more aggressively or not would likely come from strength of back up funds and strength of cashflow management rather than the size of the discretionary funds.

What i meant is when excess capital is generated, in the sense that investors can allocate more funds to the discretionary to buy aggressively when the market goes down like it did recently, note that my instance is related with being aggressive but not overly aggressive so it doesn't ruin the investment.

 However it's true that management of the cash flow is also important in such situation than the size of it, maybe i forgot to include that in my statement, i stand to be corrected Jay so if my explanations makes less sense you should correct it so I'll take note and not say what would mislead anyone here.

Creeper0
Full Member
***
Online Online

Activity: 490
Merit: 142



View Profile
June 15, 2026, 06:41:20 PM
Merited by JayJuanGee (1)
 #3947

As an investor, you don't have to be in competition with anyone, because our level of stability is different, knowing the importance of using discretionary income for an investment will save some people from unhealthy comparisons with others. For an individual to invest outside their discretionary income, I think the best thing is to withdraw the idea of investments if they are not financially stable. Investing the money that is personally meant for important or essential expenses rather than using your discrestionary income can sabotage your life and your financial stability because it is going to be difficult to meet the important or essential things (essential needs), it will also increase debt, emergency vulnerability and creating unnecessary stress.
There is competition in investing, but it is with yourself. You are right that we do not need to compete with anyone else in investing. Because, the financial capacity of two people will not be the same and the amount of discretionary money will not be the same. Therefore, in this competition, there is the ability to go beyond your limits, which is harmful to yourself.

If you can develop competition with yourself, then you will see that your unnecessary expenses have decreased, you are getting more discretionary money than before, your interest in investing is increasing and the speed is increasing due to your interest in acquiring knowledge related to investing. That is, by competing with yourself in investing, you will learn to sacrifice to achieve your goals, which is positive for achieving your goals or success in investing. This competition can work to increase the boundaries of your capabilities.

BluebloodCXVI
Member
**
Offline

Activity: 84
Merit: 35

Karma Is An Imaginary Cope For The Weak


View Profile
June 15, 2026, 07:06:46 PM
Merited by JayJuanGee (1)
 #3948

Maybe you need to provide an example Princess Leah?

I am not sure how discretionary funds might warrant aggressiveness, and surely whimpiness versus aggressiveness is a matter of choice, and the discretionary funds show the range in which a person could choose to invest, since he could choose 0% or 100% or some amount in between, yet the justification for investing more aggressively or not would likely come from strength of back up funds and strength of cashflow management rather than the size of the discretionary funds.

I second this. Many people always assume that having a large discretionary budget now automatically means that they should start taking more big risks and they now forget that being able to recover from any setback in the market is what matters more than the amount that they have available to invest. Decisions on how aggressively a person can invest in bitcoin should not be determined by the size of their discretionary income but it should be based on how strong the system that is supporting that their income is which is the the availability of a strong emergency fund and good cash flow management like you said.

Prioritize Self Custody,Don’t Trust Your Future To A Login Screen.
Showlove01
Full Member
***
Offline

Activity: 504
Merit: 204



View Profile
June 15, 2026, 07:34:16 PM
 #3949


A person's discretionary income should be what determines how much the invest, people who allow how much others are investing to be what determines how much they themselves invest are not going to be able to keep investing for very long, chances are that they are going to sell within a very short time from when they started investing because they are most likely not going to be investing from their discretionary income alone and once that's the case they will not be able to pay for their essentials which will lead to them selling their bitcoin investment order their salvage their situation and more often than not they end up selling at a loss.

As an investor, you don't have to be in competition with anyone, because our level of stability is different, knowing the importance of using discretionary income for an investment will save some people from unhealthy comparisons with others. For an individual to invest outside their discretionary income, I think the best thing is to withdraw the idea of investments if they are not financially stable. Investing the money that is personally meant for important or essential expenses rather than using your discrestionary income can sabotage your life and your financial stability because it is going to be difficult to meet the important or essential things (essential needs), it will also increase debt, emergency vulnerability and creating unnecessary stress.

Competition always lead some investors into trouble because they will go ahead and over stretch themselves even when they do not have the financial capacity to do so. There is nothing wrong in being real and genuine with your Bitcoin accumulation, the fact that someone is dull or not accumulating a large quantity at a time or their discretionary is not that encouraging doesn't mean they are not making progress though sometimes it may look like you are not making progress but that sshould not discourage us.

Rockstarguy
Hero Member
*****
Offline

Activity: 1764
Merit: 686


God is the Greatest 💪


View Profile WWW
June 15, 2026, 08:36:12 PM
 #3950

Calling "buying the dip" good still pushes that market timing mindset. It's basically guessing when to throw extra money in, and most people get it wrong. They buy too early, go too hard, then freak out and sell when it drops more. Nobody knows tomorrow like you said
Trading and chasing dips isn't investing, it's just speculating.
t’s better to just stick with steady DCA and ignore the dips completely
It is good to stick to steady DCA because it is a strategy to accumulate Bitcoin, but you don't need to completely ignore the dip. The dip is an opportunity to buy more Bitcoin; it is something you don't need to ignore.

As for Bitcoin investors, there is never a threat to ignore, unlike those who do the opposite of investing, whose target is never to meet the dip. But it is important for investors to see the dip as not just the time to buy Bitcoin. Bitcoin can be bought at any time, but the dip is just an advantage to buy Bitcoin low.

Stormisover
Sr. Member
****
Offline

Activity: 504
Merit: 273


Bet25.com - Smart Crypto Casino


View Profile
June 15, 2026, 09:20:00 PM
 #3951


A person's discretionary income should be what determines how much the invest, people who allow how much others are investing to be what determines how much they themselves invest are not going to be able to keep investing for very long, chances are that they are going to sell within a very short time from when they started investing because they are most likely not going to be investing from their discretionary income alone and once that's the case they will not be able to pay for their essentials which will lead to them selling their bitcoin investment order their salvage their situation and more often than not they end up selling at a loss.

As an investor, you don't have to be in competition with anyone, because our level of stability is different, knowing the importance of using discretionary income for an investment will save some people from unhealthy comparisons with others. For an individual to invest outside their discretionary income, I think the best thing is to withdraw the idea of investments if they are not financially stable. Investing the money that is personally meant for important or essential expenses rather than using your discrestionary income can sabotage your life and your financial stability because it is going to be difficult to meet the important or essential things (essential needs), it will also increase debt, emergency vulnerability and creating unnecessary stress.

Competition always lead some investors into trouble because they will go ahead and over stretch themselves even when they do not have the financial capacity to do so. There is nothing wrong in being real and genuine with your Bitcoin accumulation, the fact that someone is dull or not accumulating a large quantity at a time or their discretionary is not that encouraging doesn't mean they are not making progress though sometimes it may look like you are not making progress but that sshould not discourage us.
Not some investor but any investor who chooses competition over their own personal race, let's generalized this as it is wrong to become competitive investing in Bitcoin, just as we usually say that all fingers are not equal the same goes to our financial muscles and for those trying to impress others by attempting to lift a load that their strength can not carry they will break down or even die trying to impress or compete with others, we must be able to narrow down our investment to the level of own financial power and by not discouraging your efforts.

Lembo69
Full Member
***
Offline

Activity: 518
Merit: 118


View Profile
June 15, 2026, 09:21:28 PM
 #3952

Calling "buying the dip" good still pushes that market timing mindset. It's basically guessing when to throw extra money in, and most people get it wrong. They buy too early, go too hard, then freak out and sell when it drops more. Nobody knows tomorrow like you said
Trading and chasing dips isn't investing, it's just speculating.
t’s better to just stick with steady DCA and ignore the dips completely
It is good to stick to steady DCA because it is a strategy to accumulate Bitcoin, but you don't need to completely ignore the dip. The dip is an opportunity to buy more Bitcoin; it is something you don't need to ignore.

As for Bitcoin investors, there is never a threat to ignore, unlike those who do the opposite of investing, whose target is never to meet the dip. But it is important for investors to see the dip as not just the time to buy Bitcoin. Bitcoin can be bought at any time, but the dip is just an advantage to buy Bitcoin low.
Although it is logical to buy Bitcoin at a low price during the decline, it is a matter of great caution, because no one knows when Bitcoin will enter a bear market, Bitcoin can be the best investment strategy for you, so just waiting for the decline will not work. Apart from the decline, you should buy Bitcoin regularly. Those who actually have a lot of knowledge about these, they are never afraid to buy Bitcoin. Because they know, even if you buy it at a high price today, there is a chance of it being lower tomorrow, tomorrow is the time of decline.
samadam007
Jr. Member
*
Offline

Activity: 84
Merit: 9


View Profile
June 15, 2026, 09:45:28 PM
Merited by JayJuanGee (1)
 #3953

Calling "buying the dip" good still pushes that market timing mindset. It's basically guessing when to throw extra money in, and most people get it wrong. They buy too early, go too hard, then freak out and sell when it drops more. Nobody knows tomorrow like you said
Trading and chasing dips isn't investing, it's just speculating.
t’s better to just stick with steady DCA and ignore the dips completely
It is good to stick to steady DCA because it is a strategy to accumulate Bitcoin, but you don't need to completely ignore the dip. The dip is an opportunity to buy more Bitcoin; it is something you don't need to ignore.

As for Bitcoin investors, there is never a threat to ignore, unlike those who do the opposite of investing, whose target is never to meet the dip. But it is important for investors to see the dip as not just the time to buy Bitcoin. Bitcoin can be bought at any time, but the dip is just an advantage to buy Bitcoin low.

This is exactly the mindset I'm kicking against. The moment you start treating dips as buying opportunities, you're still making decisions based on short term price movements. Nobody knows whether today's dip is actually the bottom or just the start of a bigger drop. That's why I prefee to ignore dips and stick to a consistent and fixed DCA plan.
The moment you change your buying habit because of price movements, you're moving away from investing and closer to market timing.
cyberninja2
Full Member
***
Offline

Activity: 509
Merit: 114


View Profile
June 16, 2026, 03:14:46 AM
 #3954

Although it is logical to buy Bitcoin at a low price during the decline, it is a matter of great caution, because no one knows when Bitcoin will enter a bear market, Bitcoin can be the best investment strategy for you, so just waiting for the decline will not work. Apart from the decline, you should buy Bitcoin regularly. Those who actually have a lot of knowledge about these, they are never afraid to buy Bitcoin. Because they know, even if you buy it at a high price today, there is a chance of it being lower tomorrow, tomorrow is the time of decline.
I think it's better to do it regularly because we're essentially doing this without thinking about price declines so we always prioritize consistency in our Bitcoin purchases.

Because what makes us profitable when we are always consistent in accumulating is when the price drops we are still collecting the amount of Bitcoin by always consistently buying so that our profit will be there when we are always accumulating when the price is decreasing meaning we are always present whether the price is increasing or decreasing which is clear we are one of the people who are always consistent in accumulating Bitcoin with these two conditions so that we are not wrong with the reason that we will always be present in any situation that occurs whether it is increasing or decreasing which is clear that accumulating regularly makes other people unable to assume that we are one of the people who take advantage of the opportunity to buy Bitcoin when the price is decreasing because we are always there in any situation in purchasing BTC.
KeenanEl19
Member
**
Offline

Activity: 396
Merit: 44


View Profile
June 16, 2026, 06:35:07 AM
 #3955

Snip~

Maybe you need to provide an example Princess Leah?

I am not sure how discretionary funds might warrant aggressiveness, and surely whimpiness versus aggressiveness is a matter of choice, and the discretionary funds show the range in which a person could choose to invest, since he could choose 0% or 100% or some amount in between, yet the justification for investing more aggressively or not would likely come from strength of back up funds and strength of cashflow management rather than the size of the discretionary funds.

What i meant is when excess capital is generated, in the sense that investors can allocate more funds to the discretionary to buy aggressively when the market goes down like it did recently, note that my instance is related with being aggressive but not overly aggressive so it doesn't ruin the investment.

 However it's true that management of the cash flow is also important in such situation than the size of it, maybe i forgot to include that in my statement, i stand to be corrected Jay so if my explanations makes less sense you should correct it so I'll take note and not say what would mislead anyone here.

Maybe it depends on the habits of each individual too, so when they receive income (gross salary) some of them will divide it directly for the main needs, saving, reserve funds, and emergency funds and then after that with the rest then invested.

And on the other hand some people who receive income (gross salary) they divide it differently where their income is focused first on their main needs and after that with the rest they divide it according to the amount they determine for savings, emergency funds, reserve funds and invested with a note that this can be different amounts and as you said it could be that the amount to be invested is greater than the amount for others.
Barikui1
Hero Member
*****
Offline

Activity: 966
Merit: 696


Rollbit - The #1 Solana Casino


View Profile WWW
June 16, 2026, 06:40:42 AM
 #3956


This is exactly the mindset I'm kicking against. The moment you start treating dips as buying opportunities, you're still making decisions based on short term price movements. Nobody knows whether today's dip is actually the bottom or just the start of a bigger drop. That's why I prefee to ignore dips and stick to a consistent and fixed DCA plan.
The moment you change your buying habit because of price movements, you're moving away from investing and closer to market timing.
Talking about the highlighted statement in your write up, I think that you are wrong here, the dip will always be an interesting opportunity to accumulate more unit of Bitcoin at a very cheaper rate, so it makes not sense to think that because some investor sees it as an opportunity to buy aggressively and get a huge unit of Bitcoin at a cheaper rate, they are timing the market, no I disagree with such sentiment.
 Buying the dip has never for once be a problem if you are not waiting for it before buying, because as long as it doesn't disrupt your consistent accumulation, it's not a problem, so your ideology about those that sees dip as an opportunity is wrong bro.

 
█▄
R


▀▀██████▄▄
████████████████
▀█████▀▀▀█████
████████▌███▐████
▄█████▄▄▄█████
████████████████
▄▄██████▀▀
LLBIT▀█ 
  TH#1 SOLANA CASINO  
████████████▄
▀▀██████▀▀███
██▄▄▀▀▄▄████
████████████
██████████
███▀████████
▄▄█████████
████████████
████████████
████████████
████████████
█████████████
████████████▀
████████████▄
▀▀▀▀▀▀▀██████
████████████
███████████
██▄█████████
████▄███████
████████████
█░▀▀████████
▀▀██████████
█████▄█████
████▀▄▀████
▄▄▄▄▄▄▄██████
████████████▀
........5,000+........
GAMES
 
......INSTANT......
WITHDRAWALS
..........HUGE..........
REWARDS
 
............VIP............
PROGRAM
 .
   PLAY NOW    
Nahl
Legendary
*
Offline

Activity: 2100
Merit: 1039


Bet25.com - Smart Crypto Casino


View Profile
June 16, 2026, 07:01:41 AM
Last edit: June 16, 2026, 07:12:23 AM by Nahl
 #3957

Calling "buying the dip" good still pushes that market timing mindset. It's basically guessing when to throw extra money in, and most people get it wrong. They buy too early, go too hard, then freak out and sell when it drops more. Nobody knows tomorrow like you said
Trading and chasing dips isn't investing, it's just speculating.
t’s better to just stick with steady DCA and ignore the dips completely
It is good to stick to steady DCA because it is a strategy to accumulate Bitcoin, but you don't need to completely ignore the dip. The dip is an opportunity to buy more Bitcoin; it is something you don't need to ignore.

As for Bitcoin investors, there is never a threat to ignore, unlike those who do the opposite of investing, whose target is never to meet the dip. But it is important for investors to see the dip as not just the time to buy Bitcoin. Bitcoin can be bought at any time, but the dip is just an advantage to buy Bitcoin low.
If people want to buying from the dip i think not necessary to used DCA method that because all they can do is wait until the price reach to the bottom and starting to buy in the right moment.
But if we speaking about the bottom i was wondering at what price bitcoin fall to the dep because with the current movement i think it's hard to found where the dip is and good time to buy.
For DCA i have to agree with you that this is the best method to accumulate bitcoin with affordable money that because when people using this method not necessary to used huge money because as long as people have money, they can allocated their budget to buy more bitcoin.
I think the advantages used DCA is if people still consistent they can catch the right moment buy at low price which for some people this is the right time to buy but me personally i don't necessary to wait because i can accumulate my bitcoin anytime depend on my personal budget.

Silikiem
Sr. Member
****
Offline

Activity: 532
Merit: 297



View Profile
June 16, 2026, 07:25:23 AM
Merited by JayJuanGee (1)
 #3958

Snip~

Maybe you need to provide an example Princess Leah?

I am not sure how discretionary funds might warrant aggressiveness, and surely whimpiness versus aggressiveness is a matter of choice, and the discretionary funds show the range in which a person could choose to invest, since he could choose 0% or 100% or some amount in between, yet the justification for investing more aggressively or not would likely come from strength of back up funds and strength of cashflow management rather than the size of the discretionary funds.

What i meant is when excess capital is generated, in the sense that investors can allocate more funds to the discretionary to buy aggressively when the market goes down like it did recently, note that my instance is related with being aggressive but not overly aggressive so it doesn't ruin the investment.

 However it's true that management of the cash flow is also important in such situation than the size of it, maybe i forgot to include that in my statement, i stand to be corrected Jay so if my explanations makes less sense you should correct it so I'll take note and not say what would mislead anyone here.

Maybe it depends on the habits of each individual too, so when they receive income (gross salary) some of them will divide it directly for the main needs, saving, reserve funds, and emergency funds and then after that with the rest then invested.

And on the other hand some people who receive income (gross salary) they divide it differently where their income is focused first on their main needs and after that with the rest they divide it according to the amount they determine for savings, emergency funds, reserve funds and invested with a note that this can be different amounts and as you said it could be that the amount to be invested is greater than the amount for others.

Dividing this gross salary might not even make too much of a sense because you may not be able to ascertain how much your basic needs might consume due to some uncertainty and unstable economic situation. Rather than trying to divide it might be of a good move to first sort out your basic needs without getting to divide anything yet, maybe after sorting out the basic needs the remaining cash left with you can be comfortably divided as you can then chose how much of the left over discretionary income you will want to allocate in buying bitcoin and how much of it you will want to allocate for emergency and other back up funds, and how much for non discretionary spending. But the main thing here is that this division and allocation of cash might not work out well if you’re yet to sort out your basic financial needs first.

Xackie
Member
**
Offline

Activity: 151
Merit: 15

Sic Mundus Creatus Est


View Profile
June 16, 2026, 08:27:47 AM
 #3959

Calling "buying the dip" good still pushes that market timing mindset. It's basically guessing when to throw extra money in, and most people get it wrong. They buy too early, go too hard, then freak out and sell when it drops more. Nobody knows tomorrow like you said
Trading and chasing dips isn't investing, it's just speculating.
t’s better to just stick with steady DCA and ignore the dips completely
It is good to stick to steady DCA because it is a strategy to accumulate Bitcoin, but you don't need to completely ignore the dip. The dip is an opportunity to buy more Bitcoin; it is something you don't need to ignore.

As for Bitcoin investors, there is never a threat to ignore, unlike those who do the opposite of investing, whose target is never to meet the dip. But it is important for investors to see the dip as not just the time to buy Bitcoin. Bitcoin can be bought at any time, but the dip is just an advantage to buy Bitcoin low.
If people want to buying from the dip i think not necessary to used DCA method that because all they can do is wait until the price reach to the bottom and starting to buy in the right moment.
But if we speaking about the bottom i was wondering at what price bitcoin fall to the dep because with the current movement i think it's hard to found where the dip is and good time to buy.
For DCA i have to agree with you that this is the best method to accumulate bitcoin with affordable money that because when people using this method not necessary to used huge money because as long as people have money, they can allocated their budget to buy more bitcoin.
I think the advantages used DCA is if people still consistent they can catch the right moment buy at low price which for some people this is the right time to buy but me personally i don't necessary to wait because i can accumulate my bitcoin anytime depend on my personal budget.
The problem with that approach is that you're assuming people can actually identify the bottom while the market is falling. You cant a know where the bottom is, until after it has already passed. I don't know what price range is your own bottom but waiting for it can cause you to miss lots of good buying opportunities because you are waiting for the perfect entry or price may never come.

Buying the dip with DCA is not a wrong thing.  DCA isn't used for only normal market conditions. It can be used in both bearish and bullish market phase. With DCA u can accumulate at lower prices continuously and also when the market starts recovering.  I don't know if your strategy to buy the dip is using lump sum but that doesn't mean DCA can't be used too. Because it's not every investors that have the capability to do lump sum , alot of them stick with DCA approach whereby they can increase their discretionary income higher if they have the capacity to do that without hurting themselves in the future to buy Bitcoin at a low price.  

Big Dirams
Full Member
***
Offline

Activity: 266
Merit: 145


Bitcoin Casino Est. 2013


View Profile
June 16, 2026, 08:31:34 AM
 #3960

Maybe you need to provide an example Princess Leah?

I am not sure how discretionary funds might warrant aggressiveness, and surely whimpiness versus aggressiveness is a matter of choice, and the discretionary funds show the range in which a person could choose to invest, since he could choose 0% or 100% or some amount in between, yet the justification for investing more aggressively or not would likely come from strength of back up funds and strength of cashflow management rather than the size of the discretionary funds.

I second this. Many people always assume that having a large discretionary budget now automatically means that they should start taking more big risks and they now forget that being able to recover from any setback in the market is what matters more than the amount that they have available to invest. Decisions on how aggressively a person can invest in bitcoin should not be determined by the size of their discretionary income but it should be based on how strong the system that is supporting that their income is which is the the availability of a strong emergency fund and good cash flow management like you said.
Don’t know why a new investor will think of buying aggressively as soon as they embark on the journey, this shows such that the investor has the mindset of making quicker profits which is why they are thinking about aggressive buying. And profits isn’t what we should put into consideration or prioritize.
However aggressive buying should always come after we have enough availability of emergency funds.
The safest way we can approach aggressive buying is when we make availability of our emergency funds 3x to 6x of our main income then aggressive buying can fall in with not much risk. But if we intend to go aggressively and emergency funds ain’t enough then it a very dangerous and risky situation.

Pages: « 1 ... 148 149 150 151 152 153 154 155 156 157 158 159 160 161 162 163 164 165 166 167 168 169 170 171 172 173 174 175 176 177 178 179 180 181 182 183 184 185 186 187 188 189 190 191 192 193 194 195 196 197 [198] 199 200 »
  Print  
 
Jump to:  

Powered by MySQL Powered by PHP Powered by SMF 1.1.19 | SMF © 2006-2009, Simple Machines Valid XHTML 1.0! Valid CSS!