JJG’s Outline of Bitcoin Investment Ideas

[SmartCharpa]

Money that you can afford to lose and discretionary income are not the same thing.

Money that you can afford to lose is a subset of discretionary income since discretionary income is also used to save (put in back up funds) and to discretionarily consume.  You invest with a portion of your discretionary income that you choose to allocate into bitcoin, and surely not all of your discretionary income, since it is quite likely that guys who are consistently investing 100% of their discretionary income, they are likely to get stressed by such an aggressive level of investment, and surely guys who are even approaching investing 100% of their discretionary income, then hopefully, they already have decent quantities of back up funds in the event that they miscalculate and end up investing more than 100% of their discretionary funds.

All that you said here are all true, and this is the mistake I initially made in the past thinking that discretionary income and the money you can afford to lose are the same thing, because I later comes to understand that their are some discretionary income that are quite huge, and of a truth, I wouldn't be willing to lose it.

Like for example, if after doing all my expenses and I have a $70 as discretionary income left, i will really be hurt if I lose such amount of money on anything I decide to risk it on, but if it's just $5-10 out of that $70, I wouldn't be that bothered because it's an amount I can easily afford to lose, unlike the $70 that I will want to use part of it for other minor things that are not part of my basic expenses.

We all have some mistakes we made in the past, and after learning from those mistakes, many of us will not make the same mistakes in the future again.

Discretionary income is the amount we have left after we take care of other responsibilities, but that does not mean it is amount we can afford to lose. Money we can afford to lose means the money that we can invest into something that involves risk, and even if the market doesn’t go up the way we expect, it will not put you us any financial problem since we invested what we can afford to lose. Moreover, because you have some cash left with you doesn’t mean you should risk everything. As you said, you can decide to put any amount you wish to invest from your discretionary income.

[Saltysugar99]

You have been registered on the forum for nearly 3 years (since November 2023) and what have you been doing during that time since you have been here?  Have you been fucking around trying to figure out dips or have you been ongoingly and persistently buying bitcoin on a regular and consistent basis?

@JayJuanGee
Although I have been on this forum for three long years, just because I have not been active here for three years does not mean that I have not invested in Bitcoin.
Actually, I started investing in Bitcoin around 2018 and since then I have been increasing my Bitcoin holdings. However, I became active on this forum again when I needed more knowledge about Bitcoin. Especially so that I can share my knowledge with everyone.

Anyway, it is true that there is no need to wait for the price to drop, because we have seen how Bitcoin has corrected in the past years. We do not need to be afraid of investing in Bitcoin, because I think that even if the price of Bitcoin is completely dumped, it is still very likely to pump up later.
Anyway, I do not want to confuse anyone here, I just wanted to share my knowledge here.
 Honestly, I believe that if we have an idea about Bitcoin and we have patience, then we can invest in Bitcoin for the long term. But at that time, we have to use money that we can afford to lose and so that there is no bad effect on our Bitcoin holding in the future. But I have created another emergency fund for this, so that if I need any urgent money in the future, I can solve my problem from there. So that there is no bad effect on my Bitcoin investment.
So I think if someone wants to invest in Bitcoin, then if they buy Bitcoin using the DCA method without looking at the market, then they will definitely benefit in the future.

If you have been accumulating since 2018, there is no point in judging your investment history by forum activity. However, in some cases, we should be a little careful while giving any statement about investing in Bitcoin because if the wrong idea is created from the beginning among those who have just joined here and want to understand about investing, then it can cause problems. Even if Bitcoin dump, it will pump again later because in the past we have seen many time where the price of Bitcoin has increased again after falling and reached a new ATH, but when and how much the price will increase after the dump is unpredictable. It may also be that the price of Bitcoin remains stable for the next few years. Then if someone invests a large amount thinking of guaranteed profit and thinks that the price of Bitcoin will pump in the next few months, then he will be a victim of loss due to wrong planning and mindset. Therefore, when investing in Bitcoin, should consider whether the invested funds can be kept locked in for a long time and then invest. A better mindset is that Bitcoin can make big corrections, even corrections that are psychologically very uncomfortable, but at that time should have such a financial position that investor does not have to sell Bitcoin holdings. And DCA is not a mechanism to guarantee profit. Its benefit is to reduce the burden of market timing and help investors build positions on an ongoing basis. Even if DCA is done, profit is not guaranteed after 4-10 years. However, holding for a long time increases the possibility of making profit , DCA amount must be from discretionary income.

[Different patterns]

But. Knowing a few things can lead to a better decision: Knowing about Bitcoin price volatility, losing money, custody & security, and knowing about investing vs. trading can avoid avoidable mistakes.

Sure guys have various levels of understanding bitcoin and they likely learn more about bitcoin the longer they are into bitcoin, to the extent that they might research into it rather than just passively buy it.  There is nothing wrong with learning, and perhaps guys who learn more and who become more comfortable with bitcoin will increase their confidence to invest into bitcoin more aggressively based on their increasing their knowledge levels.

That’s truth, I also agree that everyone has different level of understanding bitcoin, which is good, normally our level of understanding not supposed be the same, there are some people that will take their time to understand bitcoin deeper before putting their money in to it, which is not bad, but I don’t think is encouraging to know everything about bitcoin before starting, because that may delay your buying. And also some people don’t mind to start small, even if they know nothing about bitcoin, with gradual process, as they invest, they learn, doing a deep research too, they become much interested, and start increasing their bitcoin position. Although Is not bad to learn, but the easiest way to accumulate bitcoin so fast, is by investing while still learning, at least they should work together, it good to let your knowledge grow with your investment.

[DubemIfedigbo001]

Since Bitcoin does not guarantee anything, it may not be the right decision to invest all your savings at once or buy it on loan.

I agree with this, you don't need to go all in since you still need some money as backup funds and some for your discretionary consumption. However you can put a good quantity into bitcoin instead of stacking so much cash which is subject to depreciation, you could use a good percentage of your savings or thereabout to lump sum or frontload your bitcoin investment while you follow up with consistent buys from your discretionary income, and you can reserve a share of the remainder as backup funds to protect the portfolio in case of emergencies and keep adding to it from your discretionary income if it is less than 3 months worth of your expenses, then you keep the last part for other necessary spending.

Literally, in the early years of investment, it is a good attitude to expect the price of Bitcoin to decline. If the expectations are high at the beginning, the risk will also be high in that situation. We need to adopt a comfortable policy from the initial stage of accumulating Bitcoin to build a Bitcoin portfolio.

If you keep holding on to bitcoin price as a motivation to advance your accumulation journey, then you would not make much progress. It is better you don't allow the prices to control your emotions or decide your commitment. You should be more concerned with enlarging your portfolio with consistent buys from your discretionary income and focusing more on reaching your accumulation target faster within your holding period.

[hedgeh0g]

But. Knowing a few things can lead to a better decision: Knowing about Bitcoin price volatility, losing money, custody & security, and knowing about investing vs. trading can avoid avoidable mistakes.

Sure guys have various levels of understanding bitcoin and they likely learn more about bitcoin the longer they are into bitcoin, to the extent that they might research into it rather than just passively buy it.  There is nothing wrong with learning, and perhaps guys who learn more and who become more comfortable with bitcoin will increase their confidence to invest into bitcoin more aggressively based on their increasing their knowledge levels.

That’s truth, I also agree that everyone has different level of understanding bitcoin, which is good, normally our level of understanding not supposed be the same, there are some people that will take their time to understand bitcoin deeper before putting their money in to it, which is not bad, but I don’t think is encouraging to know everything about bitcoin before starting, because that may delay your buying. And also some people don’t mind to start small, even if they know nothing about bitcoin, with gradual process, as they invest, they learn, doing a deep research too, they become much interested, and start increasing their bitcoin position. Although Is not bad to learn, but the easiest way to accumulate bitcoin so fast, is by investing while still learning, at least they should work together, it good to let your knowledge grow with your investment.

That’s why it’s very important to have a touch of enthusiasm when investing in Bitcoin.
For example, I found out about Bitcoin by chance; a friend simply told me that I needed to install a Bitcoin wallet on my phone and just buy a small share of Bitcoin. And I found it amusing (not knowing anything about Bitcoin) I did it because I knew that this friend wouldn’t give me bad advice, and after so many years, I understand that someone in my place wouldn’t have shown such enthusiasm and would have missed out on this wonderful opportunity. And that’s why we really should sometimes just trust our instincts, and then, as we accumulate knowledge, we’ll see that we were right in that first and most important step.

[Agbam]

The aim of what we’re always discussing here and what JayJuanGee is advising is so guys can be able to make better choices/decisions with their investments no matter the level of their incomes and how it comes.

The DCA is a proven best strategy for every kind of investor but some investors once in awhile defer to buy the dip or lump sum by their own decision. What’s important in all these is remaining consistent and investing with discretionary money.

You are convoluting lump sum and buying the dip.

They are not the same.

Guys might ONLY have opportunties to lump sum when they come accross some extra money, or otherwise, they could free up some money from some other investment that they have.

Whenever a lump sum comes available, there still should be a consideration about the extent to which the lump sum will be used to 1) buy right away, 2) defer by time (DCA) and/or 3) defer by price (buy dips that might not end up happening).

A great thing about lump sums is that it gives options that may well go beyond the usual income situation that a guy might have on a weekly/monthly basis.

No no no no!!!. You probably misread my sentence, I’m not complicating or convoluting them, I know they’re not the same thing. I only meant that investors who practice DCA may sometimes deviate from their regular DCA and decide to buy the dip OR lump sum depending on their own decision and the situation at the moment.

The DCA is a disciplined approach to investing in bitcoin for the long term while the lump sum and the buy the dip are alternative side strategies that an investor can choose to employ when they have the funds and circumstances to do so.

[Big Dirams]

The aim of what we’re always discussing here and what JayJuanGee is advising is so guys can be able to make better choices/decisions with their investments no matter the level of their incomes and how it comes.

The DCA is a proven best strategy for every kind of investor but some investors once in awhile defer to buy the dip or lump sum by their own decision. What’s important in all these is remaining consistent and investing with discretionary money.

You are convoluting lump sum and buying the dip.

They are not the same.

Guys might ONLY have opportunties to lump sum when they come accross some extra money, or otherwise, they could free up some money from some other investment that they have.

Whenever a lump sum comes available, there still should be a consideration about the extent to which the lump sum will be used to 1) buy right away, 2) defer by time (DCA) and/or 3) defer by price (buy dips that might not end up happening).

A great thing about lump sums is that it gives options that may well go beyond the usual income situation that a guy might have on a weekly/monthly basis.

No no no no!!!. You probably misread my sentence, I’m not complicating or convoluting them, I know they’re not the same thing. I only meant that investors who practice DCA may sometimes deviate from their regular DCA and decide to buy the dip OR lump sum depending on their own decision and the situation at the moment.

The DCA is a disciplined approach to investing in bitcoin for the long term while the lump sum and the buy the dip are alternative side strategies that an investor can choose to employ when they have the funds and circumstances to do so.

@JayJuanGee has a solid point though, it won’t be as easy as you think. An investor buying bitcoin with DCA constantly won’t have enough funds for lump sum not while in DCA, DCA doesn’t actually includes a single funds alone if you have forgotten, it includes our discretionary income which comprises of our emergency funds, backup funds and reserve funds too so respectively I don’t see where the investor would see any huge funds again for lump sum unless they come across an extra cash just as the OP said earlier and lump sum and buying the dips differs and they need at least some solid amount of cash.

[B-BossMan]

It can be quite difficult to proclaim that we know the various specifics for why Satoshi created or did not create bitcoin, since it seems that bitcoin has self-sovereignty and also number go up attributes that have been built into bitcoin since the beginning, whether Satoshi intended them or not.

Individuals, institutions and/or governments may well get involved in bitcoin for a variety of reasons that might support bitcoin and various seemingly fundamental attributes of bitcoin, such as abilities to transact without a third-party intermediary and/or the abilities for individuals to hold value without getting permission of third parties, and surely there can also be various instances in which the participation of certain players in bitcoin, whether individuals, institutions and/or government comes off as ambiguous in terms of the extent to which their participation is promoting and empowering the various attributes of bitcoin or attacking bitcoin's built-in attributes. 

For sure, many bitcoiners question the extent to which various individuals, institutions and/or governments participate in and/or promote various systems that end up creating and/or relying upon systems that seem to become unaccountable within actual onchain bitcoin systems in terms of not being able to verify the extent to which such systems are creating paper bitcoin without accounting for the extent to which the bitcoin that are supposedly backing up such paper bitcoin systems are backed up by actual bitcoin and/or the extent to which unaccounted bitcoin are being allowed to proliferate without any seeming boundaries and diluting the seeming supply and price of actual bitcoin based on fakety-fake bitcoin that are not verifiably accounted for and not being rehypothecated.. and even the use of bitcoin as a debt instrument (such as using bitcoin for collateral) could become problematic in the dilution of the bitcoin supply when the bitcoin are turned over to third parties that are allowed to loan them out rather than keeping such bitcoin in an onchain storable way...

and yeah, there could also be onchain verifiable bitcoin that are being used as collateral and/or as abilities to create debt against such collateral bitcoin, and it can be difficult to know how many times such collateral bitcoin is being counted, so in that sense, if there might be numerous claims on the same bitcoin, then it comes down to the fact that some third party custodians may well don't have the quantity of bitcoin that are matching their various liabilities (or the claims upon such bitcoin that they supposedly have).

None of us likely have to have the answers to these various questions that attempt to transition bitcoin into modern financial systems and practices in ways that bitcoin may well end up being ongoingly attacked by such modern financial systems, yet at the same time, many of us still consider bitcoin to be more powerful than various traditional assets (such as gold) based on the ability of  individuals to claim possession of the bitcoin that they believe they have and perhaps to have some skepticism when they are participating in systems that facilitate an allowance of the creation and the perpetuation of paper bitcoin, including various systems in which the third parties (whether ETFs or bitcoin treasury companies or exchanges or other third party custodians) may well not have anywhere close to the number of bitcoins under their control as they claim to have.

It's true that we actually don't need to get all the answers,but the entire key points is that we don't really need to give our trust to everything before we get the bitcoin right, like Gold now, we can verify the gold, you cannot be taking $2M worth of gold in you and prove that it's real, in fact the whole thing I like about bitcoin is that, you can actually verify it without anyone's permission, you can also store all the 12 words in your brain and also holdings the real wealth, without approval from anyone. For instance: let me use the Blackrock ETF as an example, if they state that they have like 800kBTC we can't inspect them on it daily, but whe you withdraw like 0 1BTC to your won personal wallet, I will say that's 100% real,because nobody can actually fake that on your device, in facts that's just the power of bitcoin.

[Showlove01]

@JayJuanGee has a solid point though, it won’t be as easy as you think. An investor buying bitcoin with DCA constantly won’t have enough funds for lump sum not while in DCA, DCA doesn’t actually includes a single funds alone if you have forgotten, it includes our discretionary income which comprises of our emergency funds, backup funds and reserve funds too so respectively I don’t see where the investor would see any huge funds again for lump sum unless they come across an extra cash just as the OP said earlier and lump sum and buying the dips differs and they need at least some solid amount of cash.

Perhaps, you do not understand what JJG was saying correctly. who told you buying bitcoin consistently will deprive an investor from taking advantage when the market present a good buying opportunity (dip)? it is only investor who did not save some money for this moment will not be able to buy the dip. However, preparing for the dip does not mean an investor will keep or save a large amount from their discretionary income at a time no, the money for dip is accumulated (it is saved little by little till..) so do not get it wrong.

[Ashawowo(OS)]

Discretionary income is the amount we have left after we take care of other responsibilities, but that does not mean it is amount we can afford to lose. Money we can afford to lose means the money that we can invest into something that involves risk, and even if the market doesn’t go up the way we expect, it will not put you us any financial problem since we invested what we can afford to lose. Moreover, because you have some cash left with you doesn’t mean you should risk everything. As you said, you can decide to put any amount you wish to invest from your discretionary income.

This has been clarified before, what you can afford to loose is not all of your discretionary income, but a fraction of it with which you invest consistently into bitcoin, the money that wouldn't affect your well-being if you loose it in the end and what your livelihood does not depend on. You still need a part of your discretionary income as savings, both for emergency, reserve funds and discretionary consumption.

This does not mean you want to loose the money you put into bitcoin, but it is money you are willing to risk in bitcoin investment and hold for the long-term without panicking when the volatility of bitcoin is playing out. It is the money you can put consistently into bitcoin from a place of comfort as you keep advancing in your bitcoin investment journey.

[Alonso_]

@JayJuanGee has a solid point though, it won’t be as easy as you think. An investor buying bitcoin with DCA constantly won’t have enough funds for lump sum not while in DCA, DCA doesn’t actually includes a single funds alone if you have forgotten, it includes our discretionary income which comprises of our emergency funds, backup funds and reserve funds too so respectively I don’t see where the investor would see any huge funds again for lump sum unless they come across an extra cash just as the OP said earlier and lump sum and buying the dips differs and they need at least some solid amount of cash.

Majority of the people buying bitcoin are buying through the DCA techniques, but they’re not just buying through the DCA because they don’t have huge amounts of money like you have said to buy lump sum, you buy bitcoin with a strategy that you feel comfortable with, not including waiting for an unprecedented price drop before buying bitcoin, there are big companies out there buying bitcoin through DCA techniques not just because they don’t have huge amounts of money but because they feel comfortable buying through the DCA, I’m not saying lump sum is a terrible technique’s but you appreciate lump sum when you have the set goals and targets to buy through the lump sum and the availability of the discretionary money to buy through the techniques.

[Sim_card]

An investor buying bitcoin with DCA constantly won’t have enough funds for lump sum not while in DCA, DCA doesn’t actually includes a single funds alone if you have forgotten, it includes our discretionary income which comprises of our emergency funds, backup funds and reserve funds too so respectively I don’t see where the investor would see any huge funds again for lump sum unless they come across an extra cash just as the OP said earlier and lump sum and buying the dips differs and they need at least some solid amount of cash.

You can still mix lump sum with your ongoing DCA and it's not necessary that you must use a big amount of money to lump sum. You can use small amount of money to lump sum and it's called lump sum because you are buying right away. For example, if you are given money as gift or at work to motivate you like a bonus, you can use part of that money to lump sum or all of it while, your DCA is ongoing.

Your backup funds are built from part of your discretionary income and there will be a time that you will build them up to the right amount just like after building your emergency funds of three months of your monthly expenses. After building your reserve funds, you will have to focus more on building your bitcoin investment by increasing your DCA amount.

[Creeper0]

Discretionary income is the amount we have left after we take care of other responsibilities, but that does not mean it is amount we can afford to lose. Money we can afford to lose means the money that we can invest into something that involves risk, and even if the market doesn’t go up the way we expect, it will not put you us any financial problem since we invested what we can afford to lose. Moreover, because you have some cash left with you doesn’t mean you should risk everything. As you said, you can decide to put any amount you wish to invest from your discretionary income.

This has been clarified before, what you can afford to loose is not all of your discretionary income, but a fraction of it with which you invest consistently into bitcoin, the money that wouldn't affect your well-being if you loose it in the end and what your livelihood does not depend on. You still need a part of your discretionary income as savings, both for emergency, reserve funds and discretionary consumption.

This does not mean you want to loose the money you put into bitcoin, but it is money you are willing to risk in bitcoin investment and hold for the long-term without panicking when the volatility of bitcoin is playing out. It is the money you can put consistently into bitcoin from a place of comfort as you keep advancing in your bitcoin investment journey.

There are some differences between discretionary money and "money you can afford to lose" and there are also differences in its use. Even if you lose discretionary money, it has a slight impact on the quality of life, that is, the risk to the future. Because with this discretionary money, your backup funds are created and money is set aside for some external expenses. This money is certainly important for living, if you lose it, you may have to be in a risky or stressful situation for a while.

Losing "money you can afford to lose" does not have any impact on the quality of life, you may only regret it, nothing more. We get this money from discretionary funds and use it for investment. We can do any risky things with this money, but the risks must be understandable. Taking risks in ponzi scams or fraudulent projects is never a good move. If you make this financial plan for Bitcoin investment, then you should focus on Bitcoin investment.

[Grease5000]

Majority of the people buying bitcoin are buying through the DCA techniques, but they’re not just buying through the DCA because they don’t have huge amounts of money like you have said to buy lump sum, you buy bitcoin with a strategy that you feel comfortable with, not including waiting for an unprecedented price drop before buying bitcoin, there are big companies out there buying bitcoin through DCA techniques not just because they don’t have huge amounts of money but because they feel comfortable buying through the DCA, I’m not saying lump sum is a terrible technique’s but you appreciate lump sum when you have the set goals and targets to buy through the lump sum and the availability of the discretionary money to buy through the techniques.

Both  the DCA and lump sum strategy are valid ways to invest. For what matters is choosing the one that fits your discretionary income and your plan.

I prefer the DCA strategy  because it fit my finance and encourage  regular buying of  bitcoin without putting into consideration how small one discretionary income an it  also  prevent investors an investor from having to constantly look at bitcoin current price, while lumpsum can make sense when you already have a good amount of discretionary income ready to invest. The important thing is to have a clear plan instead of always waiting for one big price crash before buying.

The DCA strategy is not only for  people with small, irregular discretionary income. It is also a good way to avoid trying to time the market and just focus on steadily building your position for the long term.

[Promocodeudo]

@JayJuanGee has a solid point though, it won’t be as easy as you think. An investor buying bitcoin with DCA constantly won’t have enough funds for lump sum not while in DCA, DCA doesn’t actually includes a single funds alone if you have forgotten, it includes our discretionary income which comprises of our emergency funds, backup funds and reserve funds too so respectively I don’t see where the investor would see any huge funds again for lump sum unless they come across an extra cash just as the OP said earlier and lump sum and buying the dips differs and they need at least some solid amount of cash.

Mate money for lump sum can come at anytime, it can be money that was given to you as a gift, something you sold or money you received from any other business maybe as profit that you deem necessary to invest in Bitcoin, and even if you don't have money for lump sum, as long as you are consistently doing your DCA with your discreationary income, you don't have anything worry yourself about.

If i should get your point, you mean money for lump sum has to be saved and by doing DCA consistently, you may not be able to save up the amount for lump sum right? you're getting something wrong, money for lump is not raised in a particular way, there are different ways we can get it which I have mentioned some earlier,  and by they way, must we wait until we save up money for lump sum before we invest in Bitcoin, I just think it is ok if we are DCAing steadily, and perhaps buy in lump sum when the funds for that is available.

[Mrbluntzy]

while lumpsum can make sense when you already have a good amount of discretionary income ready to invest. The important thing is to have a clear plan instead of always waiting for one big price crash before buying.

Is it all lumpsum investors that waits for a big crash before they buy? Of course no, waiting for a crash to happen first before buying can lead to missing the opportunity of buying at a certain and because those kind of investors understands thiis, they do not really wait for a crash to happen first before buying. I don't disagree with you that there are people that wait for that crash but not every whale investor does so and it might interest you to know that some investors that use DCA still look at price and wait for a dip to happen first before they can buy and the funny thing is that most time price will not dip to their expected level. For example, those people that have set a limit order to buy from $50k, price got to $58k and bounced to $82k+, if price never got back to level again, they have missed out.

[ChocolateBitcoinK]

Both  the DCA and lump sum strategy are valid ways to invest. For what matters is choosing the one that fits your discretionary income and your plan.

I prefer the DCA strategy  because it fit my finance and encourage  regular buying of  bitcoin without putting into consideration how small one discretionary income an it  also  prevent investors an investor from having to constantly look at bitcoin current price, while lumpsum can make sense when you already have a good amount of discretionary income ready to invest. The important thing is to have a clear plan instead of always waiting for one big price crash before buying.

The DCA strategy is not only for  people with small, irregular discretionary income. It is also a good way to avoid trying to time the market and just focus on steadily building your position for the long term.

If someone has a large sum of investable money in their hands at once, there is no need to hold it for a long time just hoping for a market decline. Again, if you create a little surplus money from regular income, it is more realistic for many to do regular DCA than to wait. It is difficult to determine the right time for the market in Bitcoin. The main advantage of DCA is that it creates an opportunity to continue investing regularly according to a specific plan. It is not right to see money for urgent needs, daily expenses or money needed in the future as a means of taking advantage of the market. Whether it is DCA or lump sum, the main thing is to adjust it to your cash flow, financial responsibilities, investment time frame and risk-taking ability.

[Obulis]

It's not all bitcoin investors that investing for the sake of making profits and have some expectations of profit in future. Some investors are investing into bitcoin in order to save the value of their wealth since, they don't have the confidence in fiat because it's prone to inflation.

 Bitcoin is a long term store of value and it's good to save your hard earned money from inflation by investing into bitcoin than keeping it in the bank. Profit is an additional benefits for investing into bitcoin.

It's good you said this, maybe those who thinks that every investor is pursuing one course will understand that there are investors whose reasons of investing in Bitcoin is far from making profit.
There are investors who are not really particular about profit, if profit was a thing for every investor, maybe every ATH, almost all Bitcoiners will withdraw by then, imagine what will happen if such takes place, some folks especially the rich people are mainly concerned about protecting and shielding their wealth against inflation as you you explained, which is the reason why the do not care much about profit, even though they know how important it is, they don't take it as the only area of concentration since they know that there are other advantages of investing in Bitcoin.

@Crakryptvest, don't make profit that is for sure part of Bitcoin investment sound like "quick gain" related to trading. Investors have targets like the number of years of holding Bitcoin and so they can't just withdraw their profit because they are not traders. And then when there's profit it means there's also protection against inflation.
Protection against inflation (that's wealth stability) and making long-term profit are advantages of investing in Bitcoin which is economically joined. One can't be without the other.

[Xackie]

An investor buying bitcoin with DCA constantly won’t have enough funds for lump sum not while in DCA, DCA doesn’t actually includes a single funds alone if you have forgotten, it includes our discretionary income which comprises of our emergency funds, backup funds and reserve funds too so respectively I don’t see where the investor would see any huge funds again for lump sum unless they come across an extra cash just as the OP said earlier and lump sum and buying the dips differs and they need at least some solid amount of cash.

You can still mix lump sum with your ongoing DCA and it's not necessary that you must use a big amount of money to lump sum. You can use small amount of money to lump sum and it's called lump sum because you are buying right away. For example, if you are given money as gift or at work to motivate you like a bonus, you can use part of that money to lump sum or all of it while, your DCA is ongoing.

Your backup funds are built from part of your discretionary income and there will be a time that you will build them up to the right amount just like after building your emergency funds of three months of your monthly expenses. After building your reserve funds, you will have to focus more on building your bitcoin investment by increasing your DCA amount.

Mixing both strategies makes sense. It's not like the lump sum will done frequently, its only when you have a spare cash that isn't of no use, then there no problem throwing it into bitcoin.  Keeping in mind that you are still accumulating with your DCA and your backup or funds are in place.

The only thing that often of makes some investors avoid doing lump sum , is if after buying bitcoin at a particular price and the price keeps dropping. Seeing your investment go down immediately can make you feel like you bought at the wrong time. But an investor whose focus is on long term won't care much, since short term prices fluctuates alot. What is more important is to make sure you have everything in place before doing lump sum . By that,  I mean one should look into their finances maybe their bills, adding more money into their backup funds and other reserves etc.

[Hardyrobust]

The aim of what we’re always discussing here and what JayJuanGee is advising is so guys can be able to make better choices/decisions with their investments no matter the level of their incomes and how it comes.

The DCA is a proven best strategy for every kind of investor but some investors once in awhile defer to buy the dip or lump sum by their own decision. What’s important in all these is remaining consistent and investing with discretionary money.

You are convoluting lump sum and buying the dip.

They are not the same.

Guys might ONLY have opportunties to lump sum when they come accross some extra money, or otherwise, they could free up some money from some other investment that they have.

Whenever a lump sum comes available, there still should be a consideration about the extent to which the lump sum will be used to 1) buy right away, 2) defer by time (DCA) and/or 3) defer by price (buy dips that might not end up happening).

A great thing about lump sums is that it gives options that may well go beyond the usual income situation that a guy might have on a weekly/monthly basis.

No no no no!!!. You probably misread my sentence, I’m not complicating or convoluting them, I know they’re not the same thing. I only meant that investors who practice DCA may sometimes deviate from their regular DCA and decide to buy the dip OR lump sum depending on their own decision and the situation at the moment.

The DCA is a disciplined approach to investing in bitcoin for the long term while the lump sum and the buy the dip are alternative side strategies that an investor can choose to employ when they have the funds and circumstances to do so.

Am investor that is using DCA to buy bitcoin can also make use of the other strategies like buying the dip or even lump sum buying while DCA remains their main strategy. So they don't necessarily needs to deviate from DCA in other to buy the dip or lump sum. The important thing is if they have an extra cash to buy lump sum or to buy the dip after their regular DCA. So deviating from DCA strategy, may mean not continuing with it, which seems to be wrong.