dansus021
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September 08, 2022, 12:44:08 AM |
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A lot of banks don't understand that if they can't improve their customer experience, they will eventually run out of business sooner or later. But since they have got government backing to be a part of the economic inclusion, they don't bother about customer experience.
Yup what you can do when there is gov there Personally I receive at least one email every month from my bank which talks about how bad bitcoin is. So banks are trying to spread miscommunication about bitcoin quite actively. But history doesn't play well with useless things. Time will make them extinct.
What ![Lips sealed](https://bitcointalk.org/Smileys/default/lipsrsealed.gif) is this true my bank only send me email about financial statement per month. but crazy if they talk about how bad bitcoin is i mean they might scared because there is tech that can do more than bank
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bittraffic
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September 08, 2022, 02:31:52 AM |
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‘You will own nothing & be happy’ Klaus Schwab
You are controlled & stolen from every year via inflation. Sure we need fiat for every day purchases in most countries but that will lessen & lessen. Bitcoin is here to stay, deflationary & decentralised. Take control of your own finance & self custody.
"You will own nothing and still be happy" that quote is one of the nonsense I hear from rich people. They want to take everything and turn you into a slave, is what it means to own nothing. I don't understand how naive someone can be to fall for that. It actually makes sense for Klaus especially since they aim to control the activity of people. Just imagine your phone to be a service where you just rent a phone that you have to pay monthly bills for it. Having a phone as a subscription type of service will be good for the economy since you will therefore continue to pay. You own no phone as it's not your phone you are just subscribing to the service. Of course, we don't like that. Same with banks handing your money to them means you don't own the money and yet you also pay to keep your money. Congrats to Klaus Schwab for coming up with the dumbest idea of all.
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BRINIRHA
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September 08, 2022, 02:44:57 AM Merited by Welsh (6), ABCbits (1) |
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The incident experienced by the OP is of course not the only incident. many similar things are experienced by the Bank's customers. they from time to time have not been able to improve their services for the comfort and safety of their customers. And there are many things that make us uncomfortable in saving and keeping our money in the bank. like - Administration fees will continue to cut your savings. and if your savings are not much. then in a few years when you check your savings in the bank. then your money will decrease.
- Savings in the Bank have no hope of growing. and vulnerable to the depreciation of the currency itself (such as due to inflation).
- Transactions through banks have limits. So we are limited to the number of transfers per day. even if we want to send large amounts of money overseas. so sometimes we can not send large quantities in one shipment. because there is indeed a limit on the amount for overseas shipments.
- We cannot fully trust the Bank's employees. Because there are many cases of misuse of customer money by the Bank without the customer's permission. such as many cases that occur in Indonesia as in the following news sources (https://m.bisnis.com/amp/read/20201109/90/1315253/selain-maybank-ini-kasus-pembobolan-dana-nasabah-bank-sepanjang-2020). And many more cases of embezzlement of funds and other cases involving the security of the bank's customers' money itself. Even the interest offered by the Bank is very small and not comparable to the decline in the value of the currency as caused by inflation. but despite all that. Banks also have their own advantages. But it is not good if we put all our money in the bank. it is better for us to divide our savings into several types such as in Gold and property. and for large number of transactions we are more comfortable using Bitcoin. because there are no restrictions on Bitcoin transactions and the shipping costs are much cheaper when compared to transactions through banks. but we still need a bank as a means of disbursing funds into physical money. but I do not recommend if it is to save large amounts in the Bank.
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yhiaali3
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September 08, 2022, 02:45:48 AM |
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Yes, there is a lot of nonsense about banks. Banks are a central means of implementing the instructions of the government that controls everything. Here in my country, for example, it is forbidden to withdraw more than $1,000 from the bank per day. If you need $3,000, for example, from your account, you need to Three days to withdraw it from the bank!! What is this nonsense??!! They actually control your money and control everything.
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CryptoBuds
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September 08, 2022, 04:29:20 AM |
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Yes, there is a lot of nonsense about banks. Banks are a central means of implementing the instructions of the government that controls everything. Here in my country, for example, it is forbidden to withdraw more than $1,000 from the bank per day. If you need $3,000, for example, from your account, you need to Three days to withdraw it from the bank!! What is this nonsense??!! They actually control your money and control everything.
If we talk about the problems of banks, it is true that they have many shortcomings, sometimes making us crazy about them. We deposit our money in the bank and they charge us a lot of different fees but they give us the worst service. To explain your case, because I had the same situation before. The fact that they limit withdrawals at ATMs can be understood like this: they are afraid that the withdrawal is not the real account holder, may be stolen, lost, or your account is exposed...therefore, to minimize risk they set a daily withdrawal limit. To be able to withdraw a larger amount, you can bring your identification to the counter to be processed, but what I am not satisfied is that the fee they charge us is higher than the fee when we withdraw at the ATM.
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mindrust
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September 08, 2022, 04:50:20 AM |
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There is always someone to make transaction on bitcoin. Bitcoin is the best option for transaction of goods and services
Depends on the goods and services imo. If you don't want to wait, then altcoins are way faster than btc. If the merchant accept lightning network, then bitcoin has no competition there but as far as I know, not many mercs are accepting ln. The other issue is volatility. If a btc tx takes 1 hour to complete and btc has a 5% drop during that time then the merchant will take a 5% loss. As long as their main income is FIAT based (credit cards & cash), that wouldn't be a problem but once majority of their customers start using crypto, that would be pretty challenging for the merchant. It is because the merchant needs pay his bills in USD, not in BTC.
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Strongkored
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September 08, 2022, 05:03:35 AM |
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It all really depends on where you live, you won't have any trouble getting your funds at an atm if atm facilities are easy to find anywhere like the place where I live I can even access a bank atm 24 hours a problem if the machine is broken. There is always someone to make transaction on bitcoin. Bitcoin is the best option for transaction of goods and services
But unfortunately this is still very limited, not many you can find merchants where Bitcoin is a payment option, especially offline merchants there may be more online merchants but you may find other obstacles such as shipping costs and also limited items that can be purchased using Bitcoin, and also when the price of Bitcoin drops as it is today it will be another obstacle because many think that it is a loss to use their Bitcoin at a low price. Bitcoin is only a solution for those who already know it so not for most people.
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NeuroticFish
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September 08, 2022, 05:16:52 AM |
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The quick fix is bitcoin. The long term fix that also has to be done is be more careful what you vote for next time.
Have you forgotten Politicians? They can sweet talk and promise heaven on earth but we all know what comes after, it is there in every country. I haven't. That's the vote I was talking about. Voting more carefully has the potential to get the country on the right track, just it can take many years and many disappointments.
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davis196
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September 08, 2022, 05:52:09 AM |
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All this nonsense can't happen with Bitcoin if: 1.All Bitcoiners use cold wallets and dump centralized exchanges and online wallets completely. 2.The merchants start accepting BTC/crypto for goods and services. Otherwise the people will always have to sell BTC/crypto for fiat in order to buy goods and services. If you want to use digital fiat money, you always have to signup to some online bank or payment service. Until those two problems are solved, "all this nonsense" CAN happen with Bitcoin/altcoins as well. Centralized custodial crypto exchanges can block withdrawals any time they want. If there's no legit reason, they can simply lie and create fake excuses.
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Jatiluhung
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September 08, 2022, 07:13:01 AM |
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when talking about the bank, there will be many complaints from customers. sometimes I even think they are short of employees there. because I'm tired of going to the bank. there are always a lot of queues when I want to consult with customer service from the bank. waiting for our queue number to be called could take hours. and it's really time and mental drain. so I now prefer to transact with bitcoin. whether it's remittances. or deposit on the internet.
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Henrobakkara
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September 08, 2022, 08:37:54 AM |
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![](https://ip.bitcointalk.org/?u=https%3A%2F%2Fi.imgur.com%2FtFKp40r.jpeg&t=665&c=rwBRj87JdT22Hg) Fiat banks inscriptions says they have 24/7 services to their customers mostly in E-banking. But I came to realized that Africans' Banks promises became Africans Leaders (Politicians) Blueprints (Manifestos). How I discovered itI was out of cash yesterday in my house and it was night already so I said I would go to a bank ATM Machine this early morning which is today. And I left home early as possible by 6:00pm so I can meet to my working place to attend my customers on time and I have done it before but ironically today when I reached the Bank ATM it was locked and I went to another bank the same things, I paid transport to another communities to check if theirs are dispensing cash all the same. So I wanted for about 2hrs and by 8:00pm which is the official time for Banks to open for day was the time ATM Machines (all) opened and started dispensing cash. When I came my neighbors told me I have loss a number of customers today. There was a crowd of people waiting to collect money that belongs to them but the bank restricted them to take their money on their will. Some people were even saying that they will sue their Banks in court to know why they can't take their bown money on their willing time to spend. My thoughts on the Fiat Banks
All these nonsense happened because banks are centralized service agents whereby it control by the central authorities (either the president or the central bank). Bank managers can not do things on their own but they acted on instructions My thoughts on the BitcoinAll these nonsense can never happened in bitcoin space. Really I don't think such thing will happen in crypto ecosystem. Since bitcoin uses p2p, I can use my fund at anytime. The only thing that can hinder my transaction is network. ![](https://ip.bitcointalk.org/?u=https%3A%2F%2Fi.imgur.com%2FsEGGjvi.jpeg&t=665&c=GyNkCJKkFQHoFQ) ![](https://ip.bitcointalk.org/?u=https%3A%2F%2Fi.imgur.com%2FiBPTwJG.jpeg&t=665&c=HrRBE4SrsnVTnQ) There is always someone to make transaction on bitcoin. Bitcoin is the best option for transaction of goods and services I hear your intended argument and that cannot be over emphasis about Bitcoin but I just saw this post, https://bitcointalk.org/index.php?topic=5412825.0 where you have just been called out on using wrong information for this representation. I purposely removed the last two images but for the ones, the first image was not taken recently as you can read from the linked post. Yes as we all know banks open 8:am but this does not mean you cannot use the ATMs in most banks before 8:am even within the premises and we know when issues of long queues happen as in that post, during the Covid-19, during festivities, Christmas, Eids and sometimes month ends when salaries are paid. I really wish we could use Bitcoin in every shop we go to today but we all know that this is not the case hence your need to use the Bank which is still important at the moment and might continue to be for a long time.
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Lucius
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September 08, 2022, 09:09:37 AM |
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Hihihi, and that's what OP's doing. Quit ironic, his previous message just before this one looks like this: My suggestion is that, if your country has banned bitcoin and you are interested to use bitcoin, it is very simple. Just go to Binance, Remitano or any other web or app that vendors are buying and selling BTC.
Unfortunately, he is not the only one, many criticize banks, and at the same time support crypto banks, which are far behind traditional banks in terms of securing the user's funds, at least when the insurance of savings deposits by the state is in question. I hope that some of those who think in the wrong way, at least on this forum, will be directed to the right path.
Nice catch - I thought I'd seen those pics somewhere too, but didn't bother to find them. It seems that the OP made up the story, which is really sad considering that he was one of the members who showed potential.
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Dunamisx
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September 08, 2022, 09:12:41 AM |
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Fiat banks inscriptions says they have 24/7 services to their customers mostly in E-banking The annoying of it all is their poor providing services, i believe an accurate interpretation of 24/7 service should be when there will be no barrier to performing the use of their services all through the 24 ours of each day, bit it is obvious that the centralized financial institutions have failed already in delivery of this, starting from their e-banking service, lot of customers have been finding it challenging to perform a transaction with poor network of the banking system, the physical ATMs don't have cash to dispense 247 except in developed countries maybe, you queue up to waste your time, lot of challenges were encountered in using these commercial banks and the only best alternative is to embrace the decentralized network of digital currency with bitcoin and remain secured with your coins in the wallet where you have the private unlocking keys in your disposal.
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imamusma
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September 08, 2022, 09:41:26 AM |
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How long until everyone in the world understands this? They've known this for a long time, but you should know that there weren't many alternatives before bitcoin existed other than gold or other equivalent means of payment. The bank has helped us with its services (we have to admit it), but over time the bank has lost the trust of its customers as customers have started to have other alternative payment options including bitcoin or some well-known altcoins. If we disagree with a bank because they are no longer trustworthy, then we should no longer use their services. While we complain but our daily financial transaction needs are still dependent on the bank, it is something that does not make sense. Avoid banks if we no longer believe in the way they serve customers, they are centralized and that will not change.
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Piesel
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September 08, 2022, 09:55:38 AM |
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This is exactly the way that people find out that they need to abandon banks and adopt Bitcoin instead. Banks are a dying breed, just like VCRs or floppy disks. There is absolutely no need for banks with cryptocurrency. Bitcoin can give people everything that Banks can give them. Except it does not charge hidden/any holding fees and nobody can freeze/take over your money with Bitcoin. This is true independence. True freedom.
Bitcoin is the best alternative to banks as there have been a lot of setbacks in the banking sector due to centralization which is an act of politicians that controls the government, corruption has also played a huge role in these challenges to banks. But I won't say the bank should be written off in totality as that will never happen and Bitcoin is not designed to take over or replace the bank but Bitcoin is meant to be an alternative to the bank and Bitcoin need the banking system for its transaction and exchange for payment of good and services in the real life because not everyone knows what Bitcoin is.
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Agbe (OP)
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September 08, 2022, 01:32:34 PM |
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Hihihi, and that's what OP's doing. Quit ironic, his previous message just before this one looks like this: My suggestion is that, if your country has banned bitcoin and you are interested to use bitcoin, it is very simple. Just go to Binance, Remitano or any other web or app that vendors are buying and selling BTC.
Unfortunately, he is not the only one, many criticize banks, and at the same time support crypto banks, which are far behind traditional banks in terms of securing the user's funds, at least when the insurance of savings deposits by the state is in question. I hope that some of those who think in the wrong way, at least on this forum, will be directed to the right path.
Nice catch - I thought I'd seen those pics somewhere too, but didn't bother to find them. It seems that the OP made up the story, which is really sad considering that he was one of the members who showed potential. According to a saying, "what happened to someone does not affect others" and also "experience is the best teacher". The images presented the banks I went to withdraw the cash. They are models to the banks. I still insist very strongly that the story which I presented here yesterday was real. Those who are saying that ATM opens before 8:am should come to my locality and see by yourself. I will not argue with you. NeuroticFish I have never and will never fabricate story. If because of the pictures you said the story is fake. The images are models to the information.
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NeuroticFish
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September 08, 2022, 01:40:35 PM |
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I have never and will never fabricate story. If because of the pictures you said the story is fake. The images are models to the information.
The most problematic image have shown the queue of people waiting, which may or may not have been happening in your case. However, I do hope you're telling the truth, at least in the text you wrote. Next time, you better post your own images (nowadays everybody has a smartphone and it's not hard to make a few pictures if you really want to) or live without them, instead of using others' images which, as you've seen, may easily come with extra troubles (even if you are not lying, this can be seen as plagiarism now).
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suzanne5223
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September 08, 2022, 07:13:16 PM |
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Africa, Euro, and the US bank or not. All fiat banks conspire against their customers at some point because almost all their services are scams, created for selfish gain, and what most people don't know is that fiat banks are not meant for saving funds, they are meant for doing online transactions which I believe Bitcoin has taken over the area. Besides, this is what most Billionaires and Millionaires understood when they choose to invest their funds rather than having them sitting in the bank. This is the reason why it is hard for them to totally support Bitcoin
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🎁 | ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀ . | ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀ . 375% | 200 . ▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄ | ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀ . | 🛞 | ☆ | | ☆ | 🛞 | ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀ . | ▀▀▀▀▀▀▀▀▀▀ ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀ . | ▀▀▀▀▀▀▀▀▀▀▀▀ .U P T O . ▄▄▄▄▄▄▄▄▄▄▄▄ | ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀ ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀ .300€ + 50 . ▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄ | ▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀▀ .F R E E S P I N S . ▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄▄ | 🎁 | |
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Odusko
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![](https://bitcointalk.org/Themes/custom1/images/post/xx.gif) |
September 08, 2022, 09:28:48 PM |
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Africa, Euro, and the US bank or not. All fiat banks conspire against their customers at some point because almost all their services are scams, created for selfish gain, and what most people don't know is that fiat banks are not meant for saving funds, they are meant for doing online transactions which I believe Bitcoin has taken over the area. Besides, this is what most Billionaires and Millionaires understood when they choose to invest their funds rather than having them sitting in the bank. This is the reason why it is hard for them to support Bitcoin
I always refer to my bank account as a bus stop for my money and not a destination, for goodness sake why should I store my money in the bank where my freedom and access t that money limit, whereas I can store my money in Bitcoin that I can generate interest on my saving and also have total control of y money that is to say I can move my Bitcoin whenever I want without any third party involvement.
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