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Author Topic: Fiat Banks Conspiracy Against Customers. Bitcoin is the Best Option  (Read 862 times)
coolcoinz
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September 08, 2022, 10:15:51 PM
 #41

You're completely right about banks being vulnerable and not caring about customers. They think their services are a must for everyone. That you cannot survive without a bank and the government supports that by making sure all registered businesses have bank accounts so that they can be monitored and taxed accordingly.
Banks conspire against the people but they do it with consent of the governments who want to eliminate fiat money. It looks like one big conspiracy theory but their actions speak for themselves. I advise you to read what's going on in Sweden.

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September 09, 2022, 04:58:07 AM
 #42

The quick fix is bitcoin. The long term fix that also has to be done is be more careful what you vote for next time.

Have you forgotten Politicians? They can sweet talk and promise heaven on earth but we all know what comes after, it is there in every country.

I haven't. That's the vote I was talking about. Voting more carefully has the potential to get the country on the right track, just it can take many years and many disappointments.

Maybe in some other countries where things are working. In a country where everyone is trying to enrich their generation, where an average person called leaders been corrupt but ones giving a slight opportunity they do worse, where do you think the hope lies?
It takes years to get things right but I just think where there are too different ethnics difference might be so difficult, this is where Africa is facing backwardness in fighting corruption, religious difference, nepotism and Self-interest. In my country, We just have another 8 years wasted after lifting the hopes of many and it has killed the political interest in me totally, they are the same thing that keeps reminiscing the same promises.

You should come to see how dip the foreign reserves have destroyed the local currency, bitcoin has been the way for the youths to fight our lives till things get better if there is anything like that in the future.

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September 09, 2022, 07:22:56 AM
Merited by Lucius (1)
 #43

In a country where everyone is trying to enrich their generation, where an average person called leaders been corrupt but ones giving a slight opportunity they do worse, where do you think the hope lies?

My country is not far from that either. But, 25 years ago for example, it was much worse.

It takes years to get things right

Yep, many years.

Africa is facing backwardness in fighting corruption, religious difference, nepotism and Self-interest

It's not something specific to Africa. Same goes on in Eastern Europe too. So you're not telling me anything new. This still happens here too.

and it has killed the political interest in me totally

This is exactly what the bad politicians want: kill the interest in the smart people so the dumb masses keep voting for them. One solution is to disrupt the system with new political parties, with better goals than only getting rich. But that too has more chances for failure than success. As I said from the start, all this goes painfully slow and there are (far too) many disappointments.

---
However, let's get back to the actual topic: banks are private businesses. They have a predatory mentality and will go for their sole interest if they're allowed.
Since politics is slow and tricky solution, Bitcoin remains the proper option, clearly.

And I was just thinking... Africa also has smart people, Africa must also have smart programmers; while people don't tell their nationality in most cases, I have a feeling Africa is under-represented as developers for bitcoin tools. Am I wrong?

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September 09, 2022, 09:28:57 AM
 #44


However, let's get back to the actual topic: banks are private businesses. They have a predatory mentality and will go for their sole interest if they're allowed.
Since politics is slow and tricky solution, Bitcoin remains the proper option, clearly.

And I was just thinking... Africa also has smart people, Africa must also have smart programmers; while people don't tell their nationality in most cases, I have a feeling Africa is under-represented as developers for bitcoin tools. Am I wrong?

Even though Banks are own by individuals, Banks are capable of providing customer friendly services, there are some time you visit banks and see the crowd all over every corner of the banking hall and when you see the cashiers and customer service attendance, they are just few, sometimes either two  or third that are attending to more than two or three hundred customers. That made me to make on a research in my school days. And I found out that, They are using that method to reduce cost. They don't want to buy more machines and employ workers to dispatch the crowd. Now they have extended this method to ATM machine. The new approach is that, if you want to withdraw cash in the banking hall, they won't allow you to withdraw you own money if it is below $80 to $100. Instead they would referred you to their ATM Machine to do that, so that they can charged you from sms fees, card maintenance fees of $1 to $2. And that making the ATM point more crowded.

Now the worst of it all. ATM is no longer 24/7 hours. The closest ATM point in my locality closes 8pm and reopens 8am. The reason is best known to them.



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September 09, 2022, 10:03:31 AM
 #45

Banks are capable of providing customer friendly services [...] They are using that method to reduce cost. They don't want to buy more machines and employ workers to dispatch the crowd.

I've said from start that all this is about cutting costs.
Now, the 24/7 ATMs usually brings them good benefit vs cost ratio, unless the number of ATM heists is big.
There may be however another reason for this, read below.

The new approach is that, if you want to withdraw cash in the banking hall, they won't allow you to withdraw you own money if it is below $80 to $100.

I think that they may "skip a step" and try to move in the direction Europe is moving.
In Europe they started reducing the number of employees and convince people use online banking an ATMs. Of course, in order to be able to do all operations, from paying bills to depositing money, they need a different, more complex (and probably more expensive) type of ATMs. Maybe, just maybe, that's (also) why the number of ATMs is low (and if I'm right, the numbers will rise).

However, the fact the ATMs are not working 24/7 is unexplainable for me. That part I simply fail to understand. One thing would be they don't replenish them often enough (lack of personnel), but.. are they saving energy, or are they so afraid of thieves?! (the costs are imho small, so cost cutting alone doesn't explain that)

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September 09, 2022, 04:55:21 PM
 #46


After I've answered honestly believing your story, I find out now that all this is most probably fabricated using images from 2020 and the pandemic??
See: False Info : Fiat Banks Conspiracy Against Customers. Bitcoin is the Best Option

What you say about this?

Made up story to catch a few merits?

According to a saying, "what happened to someone does not affect others" and also "experience is the best teacher". The images presented the banks I went to withdraw the cash. They are models to the banks. I still insist very strongly that the story which I presented here yesterday was real. Those who are saying that ATM opens before 8:am should come to my locality and see by yourself. I will not argue with you.

NeuroticFish I have never and will never fabricate story. If because of the pictures you said the story is fake. The images are models to the information.

Good, then lets' hear the details
What bank, what location, so we can go there ourselves and check if the ATMs are really closed.  Grin

Now the worst of it all. ATM is no longer 24/7 hours. The closest ATM point in my locality closes 8pm and reopens 8am. The reason is best known to them.

Gmaps link? I'm really curious why you're asking people to see "the reality" with their own eyes but you don't provide any info.
Not even the name of the bank, which is a bit weird.

Even though Banks are own by individuals, Banks are capable of providing customer friendly services, there are some time you visit banks and see the crowd all over every corner of the banking hall and when you see the cashiers and customer service attendance, they are just few, sometimes either two  or third that are attending to more than two or three hundred customers. That made me to make on a research in my school days. And I found out that, They are using that method to reduce cost. They don't want to buy more machines and employ workers to dispatch the crowd.

Doesn't make sense, rather than having to employ people they can easily add another ATM, those are way cheaper than any worker, even if we talk about well below average wages.

However, the fact the ATMs are not working 24/7 is unexplainable for me. That part I simply fail to understand. One thing would be they don't replenish them often enough (lack of personnel), but.. are they saving energy, or are they so afraid of thieves?! (the costs are imho small, so cost cutting alone doesn't explain that)

Never heard of such a thing in my life, I know of special ATMs that are meant for all the possible transactions including deposits and currency exchange to be locked inside the bank and only available at banking ours, but normal ATMs with a schedule? No way!

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September 09, 2022, 05:24:30 PM
 #47

Africa, Euro, and the US bank or not. All fiat banks conspire against their customers at some point because almost all their services are scams, created for selfish gain, and what most people don't know is that fiat banks are not meant for saving funds, they are meant for doing online transactions which I believe Bitcoin has taken over the area. Besides, this is what most Billionaires and Millionaires understood when they choose to invest their funds rather than having them sitting in the bank.
This is the reason why it is hard for them to support Bitcoin
I always refer to my bank account as a bus stop for my money and not a destination, for goodness sake why should I store my money in the bank where my freedom and access t that money limit, whereas I can store my money in Bitcoin that I can generate interest on my saving and also have total control of y money that is to say I can move my Bitcoin whenever I want without any third party involvement.
I believed you see your banks as the bus stop for your funds, not destination because you fully understand the way financial institutions operate and the benefit of making your funds work for you but there is still crypto enthusiast that still misunderstands how they ought to banks for a transaction, not for saving this is the reason why I make the above statement and I hope it helps someone that read it.

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September 09, 2022, 08:41:21 PM
Last edit: September 09, 2022, 08:55:41 PM by Agbe
 #48


Made up story to catch a few merits?

Good, then lets' hear the details
What bank, what location, so we can go there ourselves and check if the ATMs are really closed.  Grin


Jesus Christ of Nigeria! So any thread that is created to give information became merit hunting thread? Wow!!!  This is very much interesting...Please I am on my knees to beg you to come to the locations or if you can not come send someone to come. The banks names are: Access Bank PLC, United Bank of Africa, Zenith Bank PLC, Sterling Bank PLC, all these banks are located at Amarata, Bayelsa State, Nigeria. Access Bank also has a branch at Agudama Epie community which is closer to me. These Banks ATMs Open by 8am. Please I want you to create a thread like Bitstar_coin who accused me of giving false information. I am very much happy that you are coming to the location to see things by yourself and give the forum your version of the story. Whether I gave false information or not. At least, I am expecting your thread next week.

Gmaps link? I'm really curious why you're asking people to see "the reality" with their own eyes but you don't provide any info.
Not even the name of the bank, which is a bit weird.



I have provided everything you needed above. I am more curious for your visit. Even though you did not inform when you have arrived, I will know it from the thread you will create. I'v never and ever gave and will false information.




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September 10, 2022, 02:09:18 AM
 #49

If we look back, maybe Satoshi Nakamoto created Bitcoin with the aim that everyone does not depend on the bank with their paper money, does not have to queue at ATMs or wait for banks to open, but people do not realize this, they prefer to obey banks and money lords. paper with all its troubles,
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September 10, 2022, 06:42:23 AM
Merited by fillippone (2)
 #50

Some people were even saying that they will sue their Banks in court to know why they can't take their bown money on their willing time to spend.
Honestly I've never heard of a bank that forbids people from taking money, this confuses me?
My assumption is that the bank does not prohibit people from taking their money, maybe the bank is filling money at the ATM, so it takes time to complete the filling process (if the assumption is correct).

I can use my fund at anytime. The only thing that can hinder my transaction is network.
But for this I strongly agree, that the bank's work system is too slow in serving consumer complaints, this is inversely proportional to the crypto system which experiences speed in terms of transactions, but the next problem is the network, when the area where we live the internet is not strong, then this too becoming a problem.

My thinking is actually more about developing resources, so that the application of bitcoin in everyday life can run as fast as transactions that we know. Public awareness of Bitcoin usage will actually increase further, when processes and resources are fully supported.
I am sure it will be achieved in the near future, because people's awareness of this problem is getting bigger

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September 10, 2022, 07:24:39 AM
 #51

Yes, they are colluding and sleeping in the same bed together.  They find Bitcoin to be such an existential threat, and the writing is on the wall that a banks aremn't really needed.
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September 11, 2022, 12:46:43 AM
 #52

African banking system (Nigeria Precisely) it's a total scam. Like you said they are just like their politicians. Starting from how they defraud customers of their funds by little funds most times no reason for deduction to their por customer service.
Crypto currency main goal is to eradicate this fraudulent banking system and pave way for decentralization and transparency where we don't need to worry about calling any customer support when you notice any kind of fraudulent active on your account, everything can be done by user.
I have fully embrace crypto, it's only when I want to make purchase from shops I credit my account and make payment with my card. I distrust my bank up to the extend that I don't allow money stay more than 24hrs without using them off.

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September 11, 2022, 08:59:30 AM
 #53

However, the fact the ATMs are not working 24/7 is unexplainable for me. That part I simply fail to understand. One thing would be they don't replenish them often enough (lack of personnel), but.. are they saving energy, or are they so afraid of thieves?! (the costs are imho small, so cost cutting alone doesn't explain that)

Never heard of such a thing in my life, I know of special ATMs that are meant for all the possible transactions including deposits and currency exchange to be locked inside the bank and only available at banking ours, but normal ATMs with a schedule? No way!

Me neither, still I don't claim to know everything on this world and strange / meaningless things can happen.
And although OP has done mistakes and now he went overly defensive, it could have been nice to see him clear this up.

@Agbe: you've started this topic with a mistake (and I'm being nice) related to the images. People getting now overly cautious about your every word is pretty much a normal development. So (as an advice you take into account or not, up to you) you should calm down before any answer you want to give.

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September 12, 2022, 01:22:28 AM
 #54

This is exactly the way that people find out that they need to abandon banks and adopt Bitcoin instead. Banks are a dying breed, just like VCRs or floppy disks. There is absolutely no more need for banks with cryptocurrency. Bitcoin can give people everything that Banks can give them. Except it does not charge hidden/any holding fees and nobody can freeze/take over your money with Bitcoin. This is true independence. True freedom.

How long until everyone in the world understands this?

Personally, I will never put more money in the bank than I plan to spend on the same day. And even then it feels disgusting to have to use these "middlemen" because not every shop has adopted cryptocurrency yet.

The day will come. Have patience and spread the word.

I don't think banks will ever die simply because they have governments' full support. They will simply create their own digital currencies to "compete" with Bitcoin. People will stay with Fiat even if they won't have full control over their money. If only Bitcoin had widespread merchant acceptance and price stability, things would've been different. The vast majority of businesses and merchants accept Fiat on top of Bitcoin, so there's that. At least, people have an escape route from the current monetary system controlled by central banks and governments worldwide. As long as decentralization prevails, it'll be possible to enjoy true financial freedom. Just my thoughts Grin

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September 12, 2022, 12:45:27 PM
 #55

This is exactly the way that people find out that they need to abandon banks and adopt Bitcoin instead. Banks are a dying breed, just like VCRs or floppy disks. There is absolutely no more need for banks with cryptocurrency. Bitcoin can give people everything that Banks can give them. Except it does not charge hidden/any holding fees and nobody can freeze/take over your money with Bitcoin. This is true independence. True freedom.

How long until everyone in the world understands this?

Personally, I will never put more money in the bank than I plan to spend on the same day. And even then it feels disgusting to have to use these "middlemen" because not every shop has adopted cryptocurrency yet.

The day will come. Have patience and spread the word.

I don't think banks will ever die simply because they have governments' full support. They will simply create their own digital currencies to "compete" with Bitcoin. People will stay with Fiat even if they won't have full control over their money. If only Bitcoin had widespread merchant acceptance and price stability, things would've been different. The vast majority of businesses and merchants accept Fiat on top of Bitcoin, so there's that. At least, people have an escape route from the current monetary system controlled by central banks and governments worldwide. As long as decentralization prevails, it'll be possible to enjoy true financial freedom. Just my thoughts Grin

Once governments themselves become decentralized, or at least something similar to it, we will never have to worry about banks or other institutions having an unfair and unjustified advantage over us in the form of arbitrary government-dictated regulation. If the people will want to have banks, they will have banks. If they do not want banks, they will not have banks. There will be no more "you need to have banks, whether you want or not". Bitcoin is the very first form of the new democracy, a true democracy. I believe this will definitely evolve into other areas other than finance in the future. Especially politics.


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September 12, 2022, 01:37:18 PM
Last edit: September 12, 2022, 01:56:00 PM by franky1
 #56

i think a few people are knitpicking wording..

from what i have read.
the OP made a post about banks where they state 24/7 E banking(wire transfers via the website) which got confused with using physical ATM for physical cash withdrawals being limited to bank opening hours

where ATM's also limit withdrawal amounts much like banks cashier/assistants also limit peoples ability to withdraw physical cash.

however bitcoin has no limitations like these.

..
here in the UK i have seen ATM's limit withdrawal amounts and also not function 24/7 because they are machines inside the building of a bank, meaning you cant use the machine if its behind a door that only opens during business hours (same is true for some independant ATM's found in small convenience stores that only open during retail hours)

yes independent ATM's that you see randomly around town outside of buildings are different to the ones that are physically inside a building location.
but even the ones randomly located are also limited to withdrawal amounts. even if they are operational more 24/7(apart from maintenance/low cash available times)


we all think that fiat currency is "ours", where we should be allowed full access to as much as amount is supposedly "ours".. but here is the thing. it is not "ours".
yes we earn the value with our time/labour. but not the product that value is locked into. which then limits how much of the 'value' we then get
(same as not your key not your coin)

it is property of banks. it is their invention and their product, they allow us to use fiat at their discretion. they can recall bank notes, take bank notes out of circulation. change exchange rates. they can even use court orders to seize funds or lobby new laws to take balance/value/funds/cash away from us at their discretion

we, as users of fiat do not have discretion to barter with banks. they make it, they distribute it, whereby they set the terms to receive it back or hand it out.

yes we have been lulled into a sense of trust that its our money. and banks are servicing us.. but the factual truth is century ago. people put real value into banks in swaps for THEIR product(gold/silver standard promissory notes). and slowly over decades. we became complacent to use THEIR product for convenience. thus they gained control of our value until they decided to de-peg our value (gold standard de-peg) to be meaningless and then set up their own value system.

..
however

bitcoin is not a currency made by any company or entity that owns the patent/control outright. btc once in our own keypair control, then the value associated to the keys belongs to us and its our sole discretion who we hand it to and barter with.
to take all of bitcoin out of circulation is next to impossible requiring destroying all blockchain copies of hundreds of thousands of nodes simultaneously and also making mining obsolete. aswell as stopping all development from simply using a milestoned backup copy saved hidden away to restart a halted network

I DO NOT TRADE OR ACT AS ESCROW ON THIS FORUM EVER.
Please do your own research & respect what is written here as both opinion & information gleaned from experience. many people replying with insults but no on-topic content substance, automatically are 'facepalmed' and yawned at
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September 13, 2022, 10:51:13 PM
 #57

I have never and will never fabricate story. If because of the pictures you said the story is fake. The images are models to the information.

The most problematic image have shown the queue of people waiting, which may or may not have been happening in your case.
However, I do hope you're telling the truth, at least in the text you wrote.

Next time, you better post your own images (nowadays everybody has a smartphone and it's not hard to make a few pictures if you really want to) or live without them, instead of using others' images which, as you've seen, may easily come with extra troubles (even if you are not lying, this can be seen as plagiarism now).

I have no issues here with the Information, we see and hear them day in the life, the thing is that currently in Nigeria, you rarely see such happening cause of the wide use of POS along the streets ( Point of Sale ), banks off course gets crowded but not that much, last time I did account upgrade at a bank it wasn't much of a hassle for man to accomplish, stuff's like the image tell happened or happens during festive and festival periods like Easter, Christmas and New Year's.  You'll see banks crying they're short of cash,but with  wide spread of POS this reduced than it used to be. People hardly visit the banks to get fund's since they can just do alongside the streets.

But then, so much alike with the same pics you brought up, good it's all cleared out now. And Africa and Nigeria! People are just scared of dead, I think this politician's needs brute force. Doing harm to the first 200 will chase others away from the country,  like-minded people everywhere but who will Bell the cat ? No body wants to die, everyone looking for means to leave the country, I ponder and wonder how they sleep at night, when they can't even fight for them rights.

Bitcoin is a good aid but we can't just leave the  fiat currencies real quick

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September 16, 2022, 07:21:04 PM
 #58

This is the true reflection of what is happening here in my country there have been a lot of changes in the banking system and since after the covid, 19 lockdown banks have not resumed full operation so bank customers have resulted in the use f the services of POS agents who are also now part of the banking sector.
Recently I received an email from my bank that there will be cutting down on the banking operation time and customers should make use of their online Cash point services from recent statistics, banks make up to billions of profits from their pos operation and this has encouraged innovation in the mobile bank agents sector f the bank.

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September 17, 2022, 08:47:15 AM
 #59

Hihihi, and that's what OP's doing.
Quit ironic, his previous message just before this one looks like this:

My suggestion is that, if your country has banned bitcoin and you are interested to use bitcoin, it is very simple. Just go to Binance, Remitano or any other web or app that vendors are buying and selling BTC.

Unfortunately, he is not the only one, many criticize banks, and at the same time support crypto banks, which are far behind traditional banks in terms of securing the user's funds, at least when the insurance of savings deposits by the state is in question. I hope that some of those who think in the wrong way, at least on this forum, will be directed to the right path.




After I've answered honestly believing your story, I find out now that all this is most probably fabricated using images from 2020 and the pandemic??
See: False Info : Fiat Banks Conspiracy Against Customers. Bitcoin is the Best Option

What you say about this?

Nice catch - I thought I'd seen those pics somewhere too, but didn't bother to find them. It seems that the OP made up the story, which is really sad considering that he was one of the members who showed potential.

According to a saying, "what happened to someone does not affect others" and also "experience is the best teacher". The images presented the banks I went to withdraw the cash. They are models to the banks. I still insist very strongly that the story which I presented here yesterday was real. Those who are saying that ATM opens before 8:am should come to my locality and see by yourself. I will not argue with you.

NeuroticFish I have never and will never fabricate story. If because of the pictures you said the story is fake. The images are models to the information.
I understand your argument for Bitcoin and support that too but why then didn't you just take the actual picture of the day you had the incident in the Bank instead of referencing the pictures that were not? You do realize that the pictures were the cause of the argument and that you were just trying to tell us a story we already know about Nigerian Bank and also not to say that some ATMs don't work 24/7 as you also claimed yourself, "what happened to someone does not affect others" your area might be so and other areas might not be, so you can't generalize.




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September 17, 2022, 09:31:27 AM
 #60

bitcoin is indeed the right choice to overcome the problems you mentioned above because with bitcoin we can control our own assets safely and many more advantages of bitcoin that you may already know. and about the bank problems you are experiencing, from my experience not all banks are like that, in my country banks really serve well even to remote areas, so in my opinion what should really be changed is the government or the bank owner, so that they can try to improve their services properly, because in my personal opinion it is not a bank or bitcoin problem but the honesty of humans who are experts or manage these fields.

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