Reasons you will remain broke as an adult

[Sanitough]

You can write a long list of things that make adults poor, but it is difficult to narrow this list to how to change poverty behaviors into productive behaviors, especially since many countries of the world suffer from inflation, narrow job opportunities and difficulty in finding job satisfaction due to the lack of competition.

Therefore, knowing why you are poor is not a problem as much as changing the habits of poor to rich.

They say it’s not a mistake that you are born poor, but it will be a sin if you still end up dying poor. This is why even if we have less opportunities in life and met a lot of struggles, we should never give up but always move forward since it’s the only way we can survive and we can bring positive changes in our lives. As no one gets to win if you decide to quit. That way, you will have higher chances to change your life and won’t never end up dying poor.

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[Johnyz]

CONCLUSION
Most time we blame our government and economy for being poor. Although they contribute largely to the masses poverty but we also need to work on ourself to make a difference out of the bad economy.

This is real problem when you already have the money but you still failed to handle it which of course we should not blame the government for this. Though it can totally affect our lives especially with a high inflation which many can’t really afford to handle since their salary is not that much. Being adult is not easy because you are going to deal with a lot of problems, it is advisable to have multiple source of income to at least cover up most of your expenses.

[sayaya17]

CONCLUSION
Most time we blame our government and economy for being poor. Although they contribute largely to the masses poverty but we also need to work on ourself to make a difference out of the bad economy.

This is real problem when you already have the money but you still failed to handle it which of course we should not blame the government for this. Though it can totally affect our lives especially with a high inflation which many can’t really afford to handle since their salary is not that much. Being adult is not easy because you are going to deal with a lot of problems, it is advisable to have multiple source of income to at least cover up most of your expenses.

I think that if we experience economic difficulties, nothing will change if we continue to blame the government for our bad economic situation.
We can't always rely on the government to change our economy for the better. We must also try with our respective abilities to change our own
economy for the better. When humans become adults, the responsibility is enormous, especially if adults are married and have children.
The life that must be lived is getting more and more difficult and also complicated. But I believe as long as we have the right mindset and continue
to strive to change the economy with our respective expertise, slowly our economy will improve by itself. The conclusion to be rich or poor actually
depends on ourselves, I believe hard work will not betray the results. This means that we can become rich if we try to give the best in life, therefore
if we are poor we must work hard to change the situation.

[Viscore]

To be financially literate is not taught in school, we realize this when we already have responsibilities to shoulder.
Hard to say you will survive when the whole country you live in struggles to float. With economy and companies are shutting down, it really is hard to make money even when you apply as a maid/cleaner or lawn cutter, you may still struggle to find customers.

If only its free to harvest the wild life and sell them for food, life wouldn't be this hard for someone who has the skills to shoot. 

Life is definitely hard, and that is why there is no easy way to earn a living if you just sit and won’t come out from your comfort zone. Sad to say, not all people realize this and still stay on their current position until they end up as a poor adult. However, if you want to see big changes in your life, then take some risks. You may have different skills within you, but the problem is you never use it at the right place and at the right time. Sometimes, life gets harder especially if you keep on doing things that are not relevant at all.

[Finestream]

CONCLUSION
Most time we blame our government and economy for being poor. Although they contribute largely to the masses poverty but we also need to work on ourself to make a difference out of the bad economy.

That is one of the major problem in our country. Citizens especially the poor always put the blame on the government. No government is perfect and there are always issues of corruption in all of its branches but we can't blame them for our personal status. We will remain poor if we'll not look for opportunities to earn and to change the path that we're taking. If we are poor now, we should find ways to improve our situation without relying on the government.
The government can only provide us with temporary aid but they can't actually solve poverty completely. The change will start if we'll acquire skills and grab the opportunities that can take us away from the yolk of poverty. But if we will rely on our fate at the hands of the government, we will only remain poor forever. The government isn't always reliable, to be honest.

To make it more simple, the government is not responsible for our own future. It may give assistance, but it only ends there. The rest is for us to do so we should never stop doing productive things that will help us improve and grow. That way, we can expect a better and fruitful life ahead even without asking assistance from the government since not all the time they have enough resources to help us.

[tabas]

Another conclusion is the acceptance of technology. Many adults have been declining the adoption of the modern technology, they can no longer grow together with the younger generation because they think that they're not up to it. They think that it's only for the younger people but it's for everybody. They reject the knowledge that they can still learn from it and it's up to them that they can also use it as part of their livelihood or business if they can think any of it.

[goaldigger]

CONCLUSION
Most time we blame our government and economy for being poor. Although they contribute largely to the masses poverty but we also need to work on ourself to make a difference out of the bad economy.

It’s ok to blame the government especially if you really see corruption but of course we should not depend on them every time, we should work for our own benefit and that financial difficulties are very normal. This is a big challenge for us to overcome those difficulties, again if you will continue to work and will not give up, you’ll be more happy later on especially on spending the fruit of your hard work.

[Vaculin]

Indeed what you say is true, but the fact is that when we are brought to life with the real world not just theory we clearly have other mistakes again and again and actually to change this is obviously very difficult so that poor people remain like that because regardless of some the point you say is still when the opportunity does not exist then everything will still be the same as before.
If indeed getting rich can be done by changing the points you say, of course now no one is poor anymore is not it.

In life, there are always struggles and unpredictable circumstances that we may encounter. But that is life and it’s really tough and hard. But if we always take chances to learn from all of them, for sure it will help us to face life ahead with more courage and confidence. And while we started being poor, then the more that we should exert more effort to change the life we have. We might not end up getting rich as we cannot get the same opportunities from others, but at least we can experience much better life than before.

[arwin100]

Reasons you will remain broke as an adult:

Well maybe buying stocks before a 1929 style bear market...

Short but precise. Not only when it comes to handling investments, but also in how we handle our own life. If we never accept changes and adopt it, then we will always be left behind and would gain nothing but mistakes and losses. Always be open minded, and always chase opportunities that will make your life profitable. Sooner or later, you will have a better life because you never stop doing the right thing.

Simple reason why people still broke its because people don't want to leave on their comfort zone because they are afraid to leave what currently they have that benefiting them. They are afraid to try things because they don't know know if they can make it without trying them, if many of us will just have proper education about trying all things that we can especially on opportunity hunting for sure many people can enhance their current life style.

[nurilham]

👉👉They are not proactive :Money never look for lazy people. You have to do something to make money. Being relax and so comfortable with one stagnant position, activate poverty. You must learn to move out of your comfort zone, be passionate and ready to bear a bit of discomfort to change things.

even if there is no inflation, being not proactive and in that certain situation will make somebody be poor forever, moreover not willing to work because of the laziness, many reasons uttered every time expected to work. Except that you are living in a country where the poor and jobs are guaranteed and paid by the government unless you are actually a rich man that has so many passive incomes. So, this will not be a matter. However, even the rich man with many passive incomes will not be lazy to work, they will commonly be more active in working. Why? Because they honor the time, money, wealth, and also success.

Most time we blame our government and economy for being poor. Although they contribute largely to the masses poverty but we also need to work on ourselves to make a difference out of the bad economy.

Government may also have the responsibility, but the most thing is actually depending on ourselves, how strong and serious we have ur own efforts to fulfill all our needs. Whatever the condition of the country, life must go on, we have our own responsibility of ourselves and also our families.

[imamusma]

👉👉You don’t have a skill :In this world that has now become a global village, you need a skill to thrive. Choose a skill, learn and learn, and implement it as you learn. Allow yourself to be taught by people who are experts in the field that you have chosen. A single skill can save you from poverty.

I strongly believe skills are needed to produce something when we are not 100% expecting jobs from government. I can't expect job vacancies from the government because so far it's been very difficult to get one (I don't have a higher education). It is clear that skills will go a long way in getting through any economic challenges so far. The world has changed, online jobs dominate many young people and demand them to have skills.

Inflation is getting worse, it has resulted in various financial problems. So, if we are not capable of having skills then I can assure you that soon we will be left behind. I remember one words of wisdom that might be appropriate for anyone who has skills and makes money, but I forget who said it; if you only get a salary from your work, then one step away you will be poor.

[Hamphser]

👉👉You don’t have a skill :In this world that has now become a global village, you need a skill to thrive. Choose a skill, learn and learn, and implement it as you learn. Allow yourself to be taught by people who are experts in the field that you have chosen. A single skill can save you from poverty.

I strongly believe skills are needed to produce something when we are not 100% expecting jobs from government. I can't expect job vacancies from the government because so far it's been very difficult to get one (I don't have a higher education). It is clear that skills will go a long way in getting through any economic challenges so far. The world has changed, online jobs dominate many young people and demand them to have skills.

Inflation is getting worse, it has resulted in various financial problems. So, if we are not capable of having skills then I can assure you that soon we will be left behind. I remember one message that might be appropriate for anyone who has skills and makes money but I forget who said it; if you only get a salary from your work, then one step away you will be poor.

You would be mainly be depending on the degree that you have got but it doesnt ensure that you could really get the job you do like or want.Looking around in speaking about competition with other similar job seeker

then it would really be tough challenge for you to get one.This is why some people do really find out ways and learn up new skills which would really make them able to find out other path or career.

We are the ones who do create our future, if you wont act and do hard work then you wouldnt really make yourself that successful.Success isnt something that you could acquire
without doing something.

[Cookdata]

You took the points and expressed what you feel, nice one!
I am interested in that skill and reckless spending, the way the world is revolving today is quite different from how it was during the 80s and 90s when internet hasn’t been to public and exposed people but now that we are now in digital age, things are transforming very rapidly, hence having a digital skills should be a prerequisite for everyone, it saves you even when the traditional education system hasn’t bring anything on the table, the skill will help you while looking for the dream job and sometimes, skills becomes the main job if you find passion in it.

Reckless spending is another problem that do stop some people from saving investing, they prefer to lavish their small change on things that they don’t need but on wants, they spend without plan and whenever a man fail to plan, they most often than not do fail at the end.

[Hydrogen]

Distractions
Many start off doing the correct things to improve their standard of living. Then get sidetracked. It can be difficult to stay focused on the task at hand over a period of days, weeks, months and years.

Desire for free stuff
There is a modern myth that says people should not have to work. They deserve a fraction of the wealth Elon Musk, Jeff Bezos and other billionaires have. Or they deserve free money from the government paid for by taxes on rich billionaires. This movement trends with UBI (univeral basic income), stimulus checks and free handouts. Those who believe in these movements have a difficult time getting motivated to do anything.

Lack of wage growth
Income for low to middle class earners have flatlined over the past 50 years. While wage growth has only increased for the top bracket of earners. This implies negative wage growth for everyone in contrast to inflation. A negative precedent which has only worsened over time.

Lack of knowledge
While most would like to improve circumstances for themselves, they often lack basic knowledge of which steps to follow. Or what path to take to achieve this from their current position. There is a severe lack of information on how to identify opportunities and follow through on them.

[Davidvictorson]

I think a reason that could be on the list is that we are most times too inpatient. We live in a fast -paced world therefore we want everything fast, at the click of a button. And this has affected our attention span too. Most broke adults are in bed with inpatients. We must slow down and breath, take the time to plan instead of looking for the next get rich quick scheme.

[dothebeats]

You pretty much summed up a lot of the young ones today. Most fresh grads I worked with are either too lazy to take menial tasks, or too proud to have a degree that they immediately believe what they learned in the 4 corners of the school. Buidling a career isn't an overnight grind. It takes lots of menial tasks and countless hours of listening and learning. The young lads think that when their seniors ask them to do some labors they think they are being pushed around and not being valued for their 'education.' We teach discipline and respect because that is what will get you far in your career.

Another thing is extreme consumerism. I don't understand why a lot of young people want to buy the famous brands and the expensive things. Clothes do not define social status, nor jewelries or gadgets. This is why a lot of them are broke, and often blame the system for not being 'fair'

Since when is life fair anyway?

[lienfaye]

Most time we blame our government and economy for being poor. Although they contribute largely to the masses poverty but we also need to work on ourself to make a difference out of the bad economy.

True. Some people keep on blaming the Government (particularly the leader) for their hardships because they're relying too much for the programs, benefits, pensions etc. and not doing something to help themselves. If you're born poor it doesnt mean you will live like that forever because that depends on how you drive yourself. The problem is many people used to depend on other people's kindness and dont want to stand on their own. A kind of person who like to be spoon-fed. Well, If you're lazy dont expect that you'll achieve something, if you want to change then start to strive now.

[Darker45]

I agree with the list. Most often, poverty is avoidable. It's just that a lot of us are either too lazy to act or do not exert enough effort or simply stubborn or close-minded. Some are also pulled down by their pride. I know of some people who are poor but are also too proud to do things that could somehow ease their situation but they won't do because they consider them shameful. Peddling food, for example, is a good source of additional income but others don't consider doing it because it is embarrassing.

Nevertheless, at least as far as my country is concerned, the government has to be proactive as well. They need to do their part. They, too, need to be well-informed about what's really going on at the bottom. Most government officials are clueless. Programs and policies are often impractical.

[Kakmakr]

You are 100% correct....

When our circumstances change... we have to change something to adapt to those changes or we will just be the mouse running in the wheel. So, if the inflation goes up... you have to cut back on your spending or inflation will catch up to you and you will go into poverty.

Also, see if you can take on a second job or some hobby that can generate a second income... because you will need the extra income to make up for the additional expenses you have. (Food price increase...) 

[noorman0]

In the process of achieving "wealth" you will involve other people, entrepreneurs, traders, freelancers, entertainers, or whatever. Some need a government role to support. When you reach half success, you need more adequate resources, operating licenses, and other immaterials, then other worries will arise. For bad governments, they simply don't want to hear what you need or (unintentionally) prevent you from achieving higher success because of their failure to tackle the economies of countries that shape individualist mindsets.
Centralized way: "If the government is not involved, your success is only limited to that".