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Author Topic: Reasons you will remain broke as an adult  (Read 1663 times)
lovesmayfamilis
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October 06, 2022, 06:27:38 AM
 #41

I think that what an adult person will be like depends entirely on his upbringing. You should not ruin the plans of the child by saying that he is poor and will remain poor because his whole family has been poor for centuries. Everything should be an example; if a child from an early age sees how their parents are constantly learning something, this will be a motivation for development. The habit of learning, even after reaching a certain skill level, must be constantly present in life. 
I have a simple example. My grandfather is a doctor on a sports team. Despite the fact that he has a very large amount of experience and work experience (more than 35 years), he does not stop at his own qualifications. And it is precise because he has modern knowledge that he still remains in demand at a time when many other doctors younger than him were laid off when the organization could not keep more staff.

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October 06, 2022, 06:42:38 AM
 #42

What I first infer from the OP psychologically is that he/she might be from a challenging country where much hustling might pay. What you have written is good but it's not all of them that are practicable. You might work so well by giving your time and energy to it but still not get rich. This is why we must establish the line between working to get rich or to be comfortable by being able to provide for our basic needs.

In my experience of the reality around me, one needs beyond hard work to be successful, Wisdom, Grace, Luck and Association matter. You might even do a little work and get rich with them, while a harder worker might only be comfortable for the rest of his life.

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October 06, 2022, 07:36:05 AM
 #43

Many people blame the government because their policies are often not the reality of society, so they protest against the government. But we should also try to try to work well and not violate the rules that the government has made.

Whatever happens, we need to improve our abilities by learning and trying because we will never know which door will give us success. So by continuing to try, we can get results that work for us.

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October 06, 2022, 02:24:23 PM
 #44

The rate of poverty keep increasing in most country especially as inflation strikes all natlions. One can move out of poverty even during inflation when necessary steps are taken. Most adults are broke because:
~snip~

Completely the points you say are true, and people with common sense, will think as you describe in your long list. however, in reality the real effort is not easy. at least, nothing comes magically.
one has to go through a process to achieve a goal, which in this context is poverty and not going bankrupt as an adult, moreover in the process it is not as easy as we are talking about.

In fact, I have my own philosophy, at least to remind me when I feel bored with the same routine every day.
I know and I always have the belief "every process I go through, will never betray a result" means, as you describe in your list.

CONCLUSION
Most time we blame our government and economy for being poor. Although they contribute largely to the masses poverty but we also need to work on ourself to make a difference out of the bad economy.

well, currently the world is being rocked by inflation, recession and all kinds of things that make the world economy experience a global crisis. and this conclusion, describes what is happening in my country.

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October 07, 2022, 02:29:33 PM
 #45

And never expect 'manna to fall from heaven' because some people are just waiting for one miracle that will never happen, rather than actually putting effort to do something meaningful with their time, they will rather hope for a miracle.
@op you have said it, anyone who is guilty of the above deserved to be broke, laziness does not pay the bills, only hard work does.
Being a dependent is a bad behavior and always lead to disappointment when you rely on peoples' handout instead of to equip yourself with the right skills to better your situation. 

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October 07, 2022, 02:36:15 PM
 #46

Mindstyle and lifestyle is the key to making our old age better, from now we must be able to do productive and long -term things, immediately sell an apartment or car that is too much and use it to buy land and use it to farm or raise farm, thing This will make us save the future.

Farming is a long term idea and slowing down your life. Having a business is the best option if you want to become more productive in this new era. Social media influencers and marketers is the current trend so this is the best stepping stone if you want to have a good source of capital to start your business. Business is the best end goal in life if you want a real financial freedom but is the best if you want to have a balance lifestyle since you will be physically fit while earning steady income even though it’s not that huge compared when you have business in booming industry.

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October 07, 2022, 03:14:22 PM
 #47

I know some people that don't do this but they're still broke or just living enough to get by so I don't think that this tip is pretty helpful for everyone, in fact I think you are just making those who live in meager means feel bad about themselves. There are circumstances that are outside their control so cut those people some slack. No one wants to be broke.
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October 07, 2022, 04:14:45 PM
 #48

With adulthood comes a high level of responsibility, there is actually nothing wrong in playing video games, or having fun time, but being responsible will enable you manage time for all that, you'd understand that there is time for everything and maximizing your time wouldn't be a problem at all.

Having said that, hardwork is very essential to success, but also remember that there are people that are unsuccessful yet hardworking, so it shows that there are other factors that can cause success for a person, things like luck, connections, attitude, etc, overall i'm pretty sure nobody wants to be broke, and for most it is things that are beyond their control that has left them in their present state.

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October 07, 2022, 04:38:46 PM
 #49

Mindstyle and lifestyle is the key to making our old age better, from now we must be able to do productive and long -term things, immediately sell an apartment or car that is too much and use it to buy land and use it to farm or raise farm, thing This will make us save the future.
Farming is a long term idea and slowing down your life. Having a business is the best option if you want to become more productive in this new era. Social media influencers and marketers is the current trend so this is the best stepping stone if you want to have a good source of capital to start your business. Business is the best end goal in life if you want a real financial freedom but is the best if you want to have a balance lifestyle since you will be physically fit while earning steady income even though it’s not that huge compared when you have business in booming industry.
Farming can be considered a business as well and it actually depends on what you will be planting whether it will be a long-term idea or not. There are farming businesses that are low maintenance and can be harvested with minimal labor. One example that I can think of is mushroom farming or planting which can even be done in your backyard or shed, if I am correct there's a wide demand in the mushroom industry as well as other plants which depend on the agriculture of one's location.

Also, there are a lot of booming industries out there that are in need and as a business owner, you will need to capitalize on whatever's business you will be going to. You will need to focus and strategize how your business will be running to make it more profitable in the long run as you can be selling something that everyone likes but you lack the resources to provide it.

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October 07, 2022, 05:05:26 PM
 #50

I agree that some proactivity and desire to change one's situation is important. But surely the op is familiar with how problematic 'stop being poor' thing is. People often get in trouble with finding a job even when they have good higher education degrees, aren't reckless spenders and can learn new things. Also, people in stronger economies with big social welfare can avoid poverty without being highly educated and proactive. So while the government can't be blamed for everything, it is at often at big fault when there are high poverty rates and/or things are getting worse. I'd also say that it's often the riches (in my country we say oligarchs, as it's not just rich people but rich politically influential people) who are, one way of another, stealing the money that should go to those most disadvantaged.

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October 07, 2022, 05:06:09 PM
 #51


Having said that, hardwork is very essential to success, but also remember that there are people that are unsuccessful yet hardworking, so it shows that there are other factors that can cause success for a person, things like luck, connections, attitude, etc, overall i'm pretty sure nobody wants to be broke, and for most it is things that are beyond their control that has left them in their present state.

You have reminded me of the word destiny and many books say it is important to the life that we life. We can struggle to change the direction of the destiny to good one but destiny is strong factor enough for success. It is luck that can change certain things in our lives. Being physical and strong is not a determining factor to the success but the way luck affect our lives. Having an addiction of drinking, smoking and taking drugs is a live changing factor that will change focus of our live. See many musicians that start drug, their lives change because of bad habit and the funds they acquire disappear.
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October 07, 2022, 05:14:47 PM
 #52

It’s not easy to have the advantage of some other people who have the resources that they have at their disposal. Everyone has a different starting line, and we need to understand that if you ever compare yourself to other people, it’s not going to be the same.

i think am guilty with some of it like the spender part, like I play a lot of games and I spend money on it.
I'm trying not to be lazy as well.

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October 07, 2022, 05:57:12 PM
 #53

Well everyone ends up in the screwed situation Once in while during the lifetime. The fact that everyone finds a solution some way or the other. The only thing one should get fixed into their minds is; no one is going to help you or support you when you are out of finances because they have their to take care of. They have their own family with 100’s of layers before they could take decision to spend any penny on the person whose broke.

Ultimately everyone stood up for themselves and start finding ways. Sometime many of them choose self employment and could become success or some start with getting in line. However, the conclusion is live life you want but don’t get too attached as to become completely broke. There needs barrier on the expenses and the lavish life.
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October 07, 2022, 08:51:08 PM
 #54

With adulthood comes a high level of responsibility, there is actually nothing wrong in playing video games, or having fun time, but being responsible will enable you manage time for all that, you'd understand that there is time for everything and maximizing your time wouldn't be a problem at all.


Yea, there is actually nothing wrong playing video games. And as a matter of fact, I had a friend who plays video games  every time. I play also but not addicted to it. My friends parents urged me to talk to my friend to limit how he plays the game. The day I confronted him with seriousness, I was surprised when he showed me he makes money playing the games. I was a witness as he showed me his portfolio and he was very good at it and winning money.
You just have to be smart to make money from whatever that consumes your time or whatever thing you are passionate about. It takes smartness to escape being broke.

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October 07, 2022, 09:41:01 PM
 #55

It was an individual decision and mindset. Those individuals who are satisfied with what they get today will no longer urge themselves to work hard and find another way of living. But those who aim high and wanted to improve their lives, are even more eager and aggressive to find a way out from below down. There are absolute differences between being in a poor mindset and a rich mindset.

We can't blame others because we see no changes in our life but just ourselves because we never take action while we still have the energy to do it.



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October 07, 2022, 09:49:48 PM
 #56

CONCLUSION
Most time we blame our government and economy for being poor. Although they contribute largely to the masses poverty but we also need to work on ourself to make a difference out of the bad economy.
This is real problem when you already have the money but you still failed to handle it which of course we should not blame the government for this. Though it can totally affect our lives especially with a high inflation which many can’t really afford to handle since their salary is not that much. Being adult is not easy because you are going to deal with a lot of problems, it is advisable to have multiple source of income to at least cover up most of your expenses.
It’s not the responsibility of the government to cater to our needs, it’s our own obligation to provide for our own. Although some would give assistance, but we should also do our part as a citizen and as a human being so we can be productive to see progress on our own from our own hardwork, and not that everything we do the government should also be there. We need to have our own stable job so we can consistently provide our own family needs not just to survive but also because no one can do but only us.

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October 07, 2022, 09:59:16 PM
 #57

There are those who wish for the opportunity to be schooled, or learn a skill or a trade but had no one or any support to achieving such while young, now woul we say it's their fault when they grow up old poor?

Not all adults that are poor are poor cause they failed to plan a good live for themselves but cause they had no access to such opportunities or support like others did.

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October 07, 2022, 10:38:37 PM
 #58


This is real problem when you already have the money but you still failed to handle it which of course we should not blame the government for this. Though it can totally affect our lives especially with a high inflation which many can’t really afford to handle since their salary is not that much. Being adult is not easy because you are going to deal with a lot of problems, it is advisable to have multiple source of income to at least cover up most of your expenses.
It’s not the responsibility of the government to cater to our needs, it’s our own obligation to provide for our own. Although some would give assistance, but we should also do our part as a citizen and as a human being so we can be productive to see progress on our own from our own hardwork, and not that everything we do the government should also be there. We need to have our own stable job so we can consistently provide our own family needs not just to survive but also because no one can do but only us.
Well in this case it is true, even though there are indeed some government policies that certainly guarantee their citizens, but we as humans who have advanced brains and thoughts will certainly not make this too comfortable because we definitely have targets in life and of course money matters. in this case though it is undeniable that there are some that cannot be obtained but at least we can meet our own needs and that must have money and we have to think about how to get money. It could be by working or doing business and we cannot postpone our lives to the government because as long as we are still we are trying to depend on other people for our lives.

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October 07, 2022, 11:52:06 PM
Merited by fillippone (2)
 #59

it is true that many people complain about rising prices or inflation, causing public concern,
especially people from the underprivileged.

sometimes people are less capable if they have potential though,
sometimes their abilities are difficult to develop, because

- lack of facilities
- lack of support from people around
- have no motivation
- lack of capital
- lazy

so basically if someone has potential, it must be developed quickly, take all the opportunities that exist, because sometimes it doesn't come twice,
Look for motivation that makes your heart and mind excited in achieving your goals or dreams.

be a successful person and be able to help others,

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October 07, 2022, 11:52:21 PM
 #60

Well in this case it is true, even though there are indeed some government policies that certainly guarantee their citizens, but we as humans who have advanced brains and thoughts will certainly not make this too comfortable because we definitely have targets in life and of course money matters. in this case though it is undeniable that there are some that cannot be obtained but at least we can meet our own needs and that must have money and we have to think about how to get money. It could be by working or doing business and we cannot postpone our lives to the government because as long as we are still we are trying to depend on other people for our lives.
i want to add one more point and that is
They are greedy- they would do anything to get the money whatsoever.
This is karma - if you do wrong you will face the consequences - sooner or later.
But there are people who doesnt really believe about karmas or whatsoever as long they would able to earn and make money on the way or method that they've been doing, then for sure they would continue no matter what.The only thing that you should bare up into your mind is that dont spend the amount which is more than you do earn because it would totally be messing up your entire life.
You would be facing lots of financial problems ahead or in the future if you do keep on doing that.Set out plans or make out some goals.
Everything should have limitation on whatever you do.Dont live on a lavish life if your income doesnt able to support it.
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