What Happen if bitcointalk member pass away?

[Sandra_hakeem]

Are you one of the deceased kin? If not, then how does the whole dilemma warrant your concern? We're not under some unforseen exigencies and nobody complained 'bout how unlucky Darkstar has been, -- that' he won't utilize any possible means to get his funds back? Is that what you mean?? If not, then why did you suggest that he let go of the funds in the deceased familys' custody? Just being too curious 😶

Except otherwise stated, Darkstar is eligible to request for refundment. Agreement remains agreement, no matter what happens at the long run. Stop suggesting that he'd let go of the funds; you're just gonna look like a piece of shit buddy. Allow the user (Darkstar,) himself to decide wether or not to donate, WILLINGLY....... take note

Sandra 💇

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[Sarah Azhari]

From my understanding I thought the guy had left some money with someone to repay the debt? Maybe I misunderstood?

the deceased left about Rp. 8,500,000 to his friend, maybe $545 or 0.027 BTC, and it seems less than 0.064 BTC when he borrows.
and, I guess his friend trying to collect the lack of money, so late to repay the loan.

Are you one of the deceased kin? If not, then how does the whole dilemma warrant your concern?

I don't the deceased kin, this is a unique case for me for the first time here.
maybe this case can bring pay attention between lenders and borrowers to take care about loan insurance, so if the borrower died, the rest of the loan is repaid by insurance.

[lovesmayfamilis]

How can you prove on the Internet that a person has died if not a single piece of information about him is left on the forum? This can be the most common deception, even if someone says a relative has contacted him. What can be done with an unpaid loan? If there were no conditions in advance, then information about the death of a person could be taken as truth, or maybe not.
In these difficult economic times, many people may resort to deception, pretending to be a hacked account or dead. If the forum welcomes anonymity, you need to put up with such stories.

[hilariousetc]

There is sad news in our local forum, a member who has active in long time ago died. ~ pandukelana2712 ~

I do not know exactly him even have read his post and his thread. so what makes me interested is, what happen with his lending, does he still have to pay?, give it up?.

I don't think so, because in my habit, if someone died, usually a lot of people on neighbors give it up,
but another financial company ask for heirs to pay it off.

Thanks alot.

You can't make a dead man pay anything unless there's some sort of contract involved that accounts for these sorts of situations so it will be up the people who he owes money to try track it down but I doubt that will be very fruitful unless he put some safeguards in place or left instructions to his next of kin on what to do. How do you know he actually passed away? Is there any public records of his death or is this info just someone else has passed on. Has anyone thought that this could just be a convenient way of getting out of paying his debts? Of course anyone can die at any time but when most of us are anonymous here it's not that hard to fake your own death or simply just log off the site and pretend so.

The deceased had already entrusted funds to his partner to pay off his debts before he died I think it was the obligation of his colleague to pay them off immediately, and I read that his colleague also said that he would pay off even one of the reasons he created an account on this forum (if I am not mistaken) was to clear this matter, so nothing to be debated.

Did it get paid?

[Strongkored]

The deceased had already entrusted funds to his partner to pay off his debts before he died I think it was the obligation of his colleague to pay them off immediately, and I read that his colleague also said that he would pay off even one of the reasons he created an account on this forum (if I am not mistaken) was to clear this matter, so nothing to be debated.

Did it get paid?

Not yet, because the lenders has not changed his trust rating to the deceased's account.
based on the discussion in the local section, his friend is collecting money to pay off, but please understand that his friend is not taking over the debt or like someone who is responsible but this debt has become his obligation because the money was already in his hands before.

[BitcoinGirl.Club]

You can't make a dead man pay anything unless there's some sort of contract involved that accounts for these sorts of situations so it will be up the people who he owes money to try track it down but I doubt that will be very fruitful unless he put some safeguards in place or left instructions to his next of kin on what to do. How do you know he actually passed away?

It seems to me that the loan were from DarkStar_. In the forum I do not think when a person to person lending is in operation the lenders are asking if you die then your relative needs to repay it and such thing. Considering the no term, the lender has always risk to lose his money.

In some cases maybe the relatives are not aware too that their died family member was on this forum and they have xyz amount of debt to someone.

Question remains was it a collateral loan?
In that case the lender has something to cash out but if this was a no collateral loan then it's a lose the lender have to accept. That brings the last part, should he tag the account? The dead person is never coming back. Leaving a negative will not change anything except in the long future people who will visit the profile they will see this person scammed a loan which clearly was no correct.

[Doan9269]

I do not know exactly him even have read his post and his thread. so what makes me interested is, what happen with his lending, does he still have to pay?, give it up?.

The lender does not need any further investigation on weather he's death or not as long as repayment is defaulted, he will be tagged, if the family continues with the account and think that having such tag is inappropriate then they will have to check in the purpose for the tag and if they wish, they can make the repayment on his behalf and the tagged will be removed by the lender, this is a simple things to deal with as long as the reference is there to give direction, but dont expect the account to be banned but can only limited to being tagged.

[SatoPrincess]

Your title and contents pose two questions. I will try to answer both of them. When a bitcointalk user dies, as in the recent case of , the users from the local board the person is part of, are supposedly the closest link to the forum and should be the first to bring the news to public notice. If the death is confirmed, a neutral tag with proper reference would be given. That is done so no one can sell the account, if the account is sold and becomes active after a year or more, the account will be painted red. For your second question, the dead can’t pay their debts. BTW who’s to confirm if the user has passed or defaulting a loan. I think it’s a risk the people in the loan section have calculated, there should be a collateral for every loan to discourage defaulters.

[LTU_btc]

First of all, it's sad to hear that pandukelana passed away. I wasn't familiar with him, but his username is known for me. RIP.
About loan, it's sensitive question. First of all, it's not bank where you give your personal details, sign contracts and etc. Here on Bitcointalk basically you lend money to random strangers. Even if that user have good reputation on Bitcointalk, still, in most cases he is nothing more than random stranger. And here it's vert difficult to prove that user really passed away. Even if it's possible, things like death certificates can be faked easily. Reality of Bitcointalk - if one or another Bitcointalk user will die one day, nobody will know about it in 95% and more cases. And id he had active loan, people simply will think that he made excit scam. C'mon, I can talk for myself - if I will be hit by car tomorrow, nobody on Bitcointalk will know about it. That's reality of forum where majority people think about privacy.
It's good if you will be able to contact family of that member outside Bitcointalk and they will repay loan. But in most cases it's not likely to happen. Probably such cases can be considered as force majeure situation, lender have  to accept loss and move on.

[Sandra_hakeem]

From my understanding I thought the guy had left some money with someone to repay the debt? Maybe I misunderstood?

the deceased left about Rp. 8,500,000 to his friend, maybe $545 or 0.027 BTC, and it seems less than 0.064 BTC when he borrows.
and, I guess his friend trying to collect the lack of money, so late to repay the loan.

Are you one of the deceased kin? If not, then how does the whole dilemma warrant your concern?

I don't the deceased kin, this is a unique case for me for the first time here.
maybe this case can bring pay attention between lenders and borrowers to take care about loan insurance, so if the borrower died, the rest of the loan is repaid by insurance.

Sorry, what you mean insurance?? You mean the borrower is gonna pay some more extra funds aside the collateral ( if there were any) to the lender just Incase he dies?? I mean......who the fuck is preparing to die?
Or, is the forum gonna settle borrowers bills? -- borrowers that are indebted to a lender and dies eventually? Is this what you call insurance?
Please, I would need more specificities on that as you points are unclear. I'd understand if you're bumping into a case like this for the first time, though. What keeps baffling me is your interest in the whole situation? INSURANCE?? Why create a topic with such a 'malapropos' title then?

Sandra 💇

[Sarah Azhari]

Sorry, what you mean insurance?? You mean the borrower is gonna pay some more extra funds aside the collateral ( if there were any) to the lender just Incase he dies?? I mean......who the fuck is preparing to die?
Or, is the forum gonna settle borrowers bills? -- borrowers that are indepted to a lender and dies eventually? Is this what you call insurance?
Please, I would need more specificities on that as you points are unclear. I'd understand if you're bumping into a case like this for the first time, though.

Sandra 💇

yes, seem like that. but the insurance is a third party person besides the lender and borrower, The insurance is can be a member of the forum, an outsider company, or another. it;s the same like insurance healthy where if we got sick the insurance company can pay it to hospital. in this case, if borrower died, the insurance company will pay the kredit to lender until paid off

[Woodie]

Condolences to pandukelana2712's family MHSRIP .

Talking of loans and death, I want to believe that mostly if they are big loans the loaner can choose to give them out with a collateral but for non collateral loans it could end up as bad debt that the loaner will have to write off unless another family member is aware of such they could reach out to have this settled.

Just out of curiosity how did this information reach the forum of his  passing, if loan is big maybe this could reach his/her family to try settle his book's.... In some cultures this is what happens. REST IN PEACE CHAMP.

[Sarah Azhari]

Condolences to pandukelana2712's family MHSRIP .

Talking of loans and death, I want to believe that mostly if they are big loans the loaner can choose to give them out with a collateral but for non collateral loans it could end up as bad debt that the loaner will have to write off unless another family member is aware of such they could reach out to have this settled.

Just out of curiosity how did this information reach the forum of his  passing, if loan is big maybe this could reach his/her family to try settle his book's.... In some cultures this is what happens. REST IN PEACE CHAMP.

I heard good news from His Friend.
Next week, dewo_sat as pandukelana's mandate promise to pay off the debt to darkstar, maybe not directly send to lender, but by middle man (roycilik), I don't know exactly how many, with interest or just a tree.

[Pandu Geddon]

I heard good news from His Friend.
Next week, dewo_sat as pandukelana's mandate promise to pay off the debt to darkstar, maybe not directly send to lender, but by middle man (roycilik), I don't know exactly how many, with interest or just a tree.

it means that there has been good communication with the lender. no matter how they solve it, it looks like this case will soon be over.

the result may be different when the deceased does not give a will to his family or anyone to settle his debt case. that means no payments will ever be made. that's the risk of lenders everywhere.

[_BlackStar]

-snip-

Why force to have different thread for the same discussion and purpose?
I've been aware of that announcement or information before on another thread: Re: Goodbye Pandukelana2712 - Thanks for your contribution.

But can you tell us where the problem is now? Have his friend pay off the loan to Darkstar_?

There is good news about the loan situation, I got information on the local board that the loan will be repaid by his relatives to roylicik this week. Here's an excerpt, but maybe you need to use GT to read the information properly.

Hari ini Saya baru mendapatkan update dari yang bersangkutan, dia telpon saya melalui telegram dan mengatakan jika tidak ada halangan minggu ini dia akan segera transfer dana untuk melunasi tanggungan almarhum

I think we only need one thread for a better and organized discussion, so locking one of those would probably be good.

[DVlog]

Sons, brothers, or other relatives got the dead person's property. So I am thinking what if a dead legendary forum member's son or brother starts using his account on his behalf? Are there any rules regarding this matter or general rules will be applied here?

[Cryptomiles1]

In some circumstances if a debtor borrows money and he died, usually before borrowing or taken loan there is always a guarantor who would signed a shortee (whom to hold liable for not paying back) if there is any dead case then the guarantor could come pay his debt. But how authentic this could be because human being are very terrible these days. If any user here knows his real identity then his home should be visited and they should confirm from neighbors, parents and even children if at all such person has a family then that is the only place the truth could show up.

[skarais]

I think we only need one thread for a better and organized discussion, so locking one of those would probably be good.

I wouldn't be too selfish to agree with your suggestion, so I hope I'll do it to avoid repeated discussion. You and other users can follow the progress in this thread and hope to get enough information. While, all the information about the loan can be said to be correct, the loan will be repaid soon which is planned this week.

So thanks for the advice.

[Sarah Azhari]

I heard good news from His Friend.
Next week, dewo_sat as pandukelana's mandate promise to pay off the debt to darkstar, maybe not directly send to lender, but by middle man (roycilik), I don't know exactly how many, with interest or just a tree.

it means that there has been good communication with the lender. no matter how they solve it, it looks like this case will soon be over.

the result may be different when the deceased does not give a will to his family or anyone to settle his debt case. that means no payments will ever be made. that's the risk of lenders everywhere.

This is the point, I never think this will be a big case if the family or the heir ever knows what the deceased did in past. we certainly don't need to pay attention if not married or live alone without anything else family. If married, his wife must know what the husband did, he should know bitcointalk and must care what husband did on front of PC daily, such as bitcointalk passwords. So if something happen, the wife must create announcement with husband account.

[lovesmayfamilis]

Sons, brothers, or other relatives got the dead person's property. So I am thinking what if a dead legendary forum member's son or brother starts using his account on his behalf? Are there any rules regarding this matter or general rules will be applied here?

Are you really interested in this, or is it just meeting your subscription company's quota? Maybe in this case it would be worth reading all the posts and not asking questions that have already been answered many times. 
Among other things, how do you prove that a person is dead? Are you satisfied with the statement of a friend or a photo of this person? Nowadays, the dead can be taught to sing songs with the help of computer programs, and the living can be presented in the form of the dead. 
Never believe on the Internet what your eyes have not seen offline.