DVlog (OP)
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November 07, 2022, 05:22:25 AM |
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We all have different occupations and work for different companies. We work hard and keep improving ourselves to show our company owner how good we are at our work and how efficient we can be in growing the company. But all we are doing is helping grow someone else's companies. All our talent and struggle is to help someone else earn more money. What are we doing for ourselves? At some point in our life, we must grow our own businesses for our own safety.
The title "Do your work" refers to growing your own business. We all have some skills in different sectors and we use all of our energy to work for a company and get a monthly salary. But we are not supposed to work for that company till death. so how will we bear our living expenses after retirement? Most people do not think about that.
You can say yes they do. They do monthly savings for their retirement plan.
But this is not savings or investment. Your fiat currencies lose value every year. So Your 30 years of saving will be the same in numbers but not in values.
So what can we do then? We have so little to grow a business.
Invest your saving in precious metals like gold and silver or digital assets like bitcoin, or it can in some potential stock or it can be in real estate. Invest your money where ever you want. Just do not keep it in a bank. The Bank interest rate is not higher than the inflation. You are losing money not gaining it. The point is to invest even if your saving is negligible.
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bittraffic
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November 07, 2022, 05:38:26 AM |
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Regular people who find the convenience in bank online apps are hard to convince to take thier money out of the banks. They may learn what BTC is and invest in it but still return to what they're used to. For those who didn't listen despite all the advice and warnings, lessons are easy to learn when they experience them, and using their bills to wipe thier asses is way cheaper than the price of one toilet paper roll.
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Plaguedeath
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November 07, 2022, 05:50:54 AM |
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In short you're just telling to people: inflation in fiat will make your fiat worthless, invest in precious metal or Bitcoin.
Well almost everyone already aware and know that, but they're just feel more comfortable to hold fiat in banks rather than precious metal or Bitcoin. This because they think precious metal and Bitcoin has a volatility that would make their investment value decrease. They're just scared, but we can't do anything since it's their choice. At least I'm the one who hold most of my money in Bitcoin rather than fiat and precious metal.
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passwordnow
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November 07, 2022, 06:24:50 AM |
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There are people that are only for employment and don't want to complicate themselves in managing their own business and assets. But I'm sure that they'll come to the point in their lives where they will realize that it's time for them to upskill and upgrade as they can't be employees forever. Like this pandemic has made, there are many jobs that are not pandemic proof and what if there's a worse scenario that comes that shall affect majority of the jobs.
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The Sceptical Chymist
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November 07, 2022, 06:29:53 AM |
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At some point in our life, we must grow our own businesses for our own safety.
Dude, what are you talking about? I get your bottom-line message of investing in metals and/or bitcoin, but if you're in any way arguing that everyone should start their own business, that's untenable and is never going to happen. I can't tell if you're fishing for merits with this thread or what, because your post is just a bunch of bloated, general stuff that's been written many times on this forum. The world needs wage slaves, whether you like it or not, and most people are going to end up being one of them (though it's a harsh way of looking at having a job). Just keep in mind that there's much more to life than work and money.
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DVlog (OP)
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November 07, 2022, 06:45:13 AM |
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At some point in our life, we must grow our own businesses for our own safety.
Dude, what are you talking about? I get your bottom-line message of investing in metals and/or bitcoin, but if you're in any way arguing that everyone should start their own business, that's untenable and is never going to happen. I can't tell if you're fishing for merits with this thread or what, because your post is just a bunch of bloated, general stuff that's been written many times on this forum. The world needs wage slaves, whether you like it or not, and most people are going to end up being one of them (though it's a harsh way of looking at having a job). Just keep in mind that there's much more to life than work and money. This post is not for merit fishing. I just expressed what I feel for myself. I valued your opinion and criticism. We have different points of view and lack of knowledge so there is always something to learn from a veteran like you. I am still learning. I agree upon "the world needs wage slaves" but there is no shame in trying to get out of the rat race. The word business in OP refers to investment also not only for a traditional business like being a company owner. A few months ago I read the book 'Rich dad poor dad". I saw myself in that book. I can see why I am from a middle-class family and my father has never been able to get out of the rat race. Actually, he never tried to and most people do not. I think sometimes we have to repeat some topic because of its importance. People forget these over time. So it was just a reminder for everyone to do their work.
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gantez
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November 07, 2022, 07:20:55 AM Merited by fillippone (2) |
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The world needs wage slaves, whether you like it or not, and most people are going to end up being one of them (though it's a harsh way of looking at having a job).
Yes there will be people relying to get wage for the labour they do, they most work for it. It is natural to see because some are born with silver spoon in wealthy homes or royal family and others in middle income families. This continue as natural, and few move from middle class to upper class while some rich families who didn't manage the wealth very well can find themselves back to middle class or poor/lower class. This circle will continue that family move from wealthy to down and down to up. Just keep in mind that there's much more to life than work and money.
Yes, fulfilment is part of what is much more than money. Some person doesn't have the strength to go over the stress of owing and running their own business. The people will be fulfilled working for others and this is natural, everyone can't own a business because some will be workers and some owners that will make up the society and make it balance. There is bourgeois and there is proletariat.
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Mauser
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November 07, 2022, 07:30:01 AM |
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Invest your saving in precious metals like gold and silver or digital assets like bitcoin, or it can in some potential stock or it can be in real estate. Invest your money where ever you want. Just do not keep it in a bank. The Bank interest rate is not higher than the inflation. You are losing money not gaining it. The point is to invest even if your saving is negligible.
It's a good idea to invest your money instead of keeping it in a savings account, but the investing needs to be done in the right way to avoid losses. It sounds a bit like you promote any form of investment over saving at the bank. The main feature of parking your money in cash or moving it into bonds is that you can't lose money there. If you look at gold for example, it was the best asset in the past to protect us from inflation and hold it's value during a crisis. But this year gold lost 8% of it's value while we face inflation rates of 10% and are in an energy crisis. With stocks it's even more problematic, most of the stocks this year lost money, so holding cash would have been the better trade. For 2023 things could turn worth, there is no end in sight for the high inflation rates and in Europe we are going into recession. With this in mind we are probably not yet an the turning point for stocks and I would be very cautious which to buy. Real estate is another issue with the rising interest rates, it's a good idea to invest some money into it, but financing cost are going to rise even more next year which should lower the price of real estate eventually. Buying right now could still be expensive compared to next year. In my opinion the best would be to add in crypto currencies to avoid holding larger amounts of fiat cash.
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lumbanrang
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November 07, 2022, 07:42:38 AM |
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I don't agree with your point, not everyone can build their own business, sometimes it's better for them to work with other people. But I agree, even everyone should be able to allocate their funds to investments, so that in the future the value of their assets can increase (or not).
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Jatiluhung
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November 07, 2022, 08:43:30 AM Merited by fillippone (2) |
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Know that when we succeed in making the company we work for gets better development. then in fact we have succeeded in making developments within ourselves. We gain valuable knowledge, namely experience. but it is true that we have to think about how we can develop for a better future. and indeed we can not always work for other people. But building your own business is not easy. and requires several types of capital such as capital money and capital experience. Now that we are working for other people, take this as an opportunity to raise money and experience capital. and we must also prepare ourselves if at any time we leave the company where we have worked so far. The first preparation must be done since we are still working.
that is how we should be able to earn income from outside the current job and without leaving the current job. namely building a passive income. passive income can be built even while we work in other people's companies. like starting to invest. or even in installments to buy a land that we can later rent out and we get money from the tenant.
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monineklutak
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November 07, 2022, 08:49:47 AM |
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I don't agree with your point, not everyone can build their own business, sometimes it's better for them to work with other people. But I agree, even everyone should be able to allocate their funds to investments, so that in the future the value of their assets can increase (or not).
Building a business is not that easy and certainly requires really thorough preparation, even if you have prepared everything well it doesn't mean that it guarantees our business success and things like that I think make people better at working with other people, being able to allocate funds is certainly a basic skill for those who want to invest
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Smartprofit
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November 07, 2022, 09:06:18 AM |
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I don't agree with your point, not everyone can build their own business, sometimes it's better for them to work with other people. But I agree, even everyone should be able to allocate their funds to investments, so that in the future the value of their assets can increase (or not).
If you are an employee, you will be paid wages. How will the employer determine the amount of this wage? You must not change jobs, you must not starve to death, and you must be able to drive to the office. Also, the employer does not want you to go naked or in rags (he is not interested in you scaring clients with your appearance). The employer is not interested in you having the initial capital to open your business or invest (otherwise you will not work in his company as an employee).
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mu_enrico
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November 07, 2022, 09:32:25 AM |
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I don't think "build your own business" and "invest in gold or Bitcoin" is related. You can always do the latter with your monthly paycheck from your lovely boss. I just want to address the first thing, about growing your business. It's extremely difficult compared to just doing a regular job and getting a monthly paycheck. Becoming an entrepreneur is like your life's calling, your passion since the stress is so high, especially if you are just started. It's not for everyone and there's nothing wrong to be a salaryman if you have a decent job. You should realize those successful entrepreneurs are (probably) 1% of the population, so that's why the 99% won't have the same level of income and should be grateful for what the universe provides.
Anyway, if you think you are special, you can always quit, create your own business, and compete to be the 1%. I used to think like the OP, but after I tried and realized how difficult it's to be the 1%, I understand why people don't mind working for someone else's business.
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Maidak
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November 07, 2022, 09:51:54 AM |
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Business is like venture capital, it's not for the masses, it's not just a matter of accumulating a little money and having a little experience that you may think you can open a business of your own. I believe everyone wants to be their own boss, no one wants to work for someone else, but they know that being the boss is not easy. There are so many ways to live a fulfilling life, you don't have to be a business owner to do it. We can combine work with investment, which is also a way to have a better future or a plan for old age.
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Frankolala
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Everybody can not be equal this is nature for us. For you to run a business of your own, you must work for someone first either in learning the trade or the skill in which you want to acquire. So many businesses are failing these days because either they don't have the proper knowledge of the business and its risk management or they failed to have sufficient money to put into the business when it is facing difficulties.
Working is not about money if not you will not be satisfied with what you are been paid at the end of the month. So many employees salary are not even up to their work input but they are happy and faithful to the company. Working for someone or a company is helpful you will build up yourself in that area of work. If you are talking about investing in assets rather than keeping you fiat money in the bank I can accept this. Setting up a business is a very big challenge for some persons.
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steve5946
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November 07, 2022, 10:14:57 AM |
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We all have different occupations and work for different companies. We work hard and keep improving ourselves to show our company owner how good we are at our work and how efficient we can be in growing the company. But all we are doing is helping grow someone else's companies. All our talent and struggle is to help someone else earn more money. What are we doing for ourselves? At some point in our life, we must grow our own businesses for our own safety.
The title "Do your work" refers to growing your own business. We all have some skills in different sectors and we use all of our energy to work for a company and get a monthly salary. But we are not supposed to work for that company till death. so how will we bear our living expenses after retirement? Most people do not think about that.
You can say yes they do. They do monthly savings for their retirement plan.
But this is not savings or investment. Your fiat currencies lose value every year. So Your 30 years of saving will be the same in numbers but not in values.
So what can we do then? We have so little to grow a business.
Invest your saving in precious metals like gold and silver or digital assets like bitcoin, or it can be in some potential stock or it can be in real estate. Invest your money where ever you want. Just do not keep it in a bank. The Bank interest rate is not higher than the inflation. You are losing money not gaining it. The point is to invest even if your saving is negligible.
Most people make a lot of money working for others because they are not capable of building their businesses. Building and managing a business is not simple as it seems. This has been the mentality that most people have nowadays. Once they make a little amount of money working for a company, then they feel it's easy to build and manage a business thereby failing drastically in most cases. And returning to work for the company again won't be possible. Building and managing a business is not for everyone. The population of digital assets is growing every day, while Millennials and Generation Z have ideas about how these assets work as well as how to manage and keep them secure. It's hard for Baby Boomers and Generation X to comprehend how digital assets such as Bitcoin work. So, they can only settle with the method they feel comfortable with and that includes keeping their funds in the bank. You can't expect old people to be keeping seed phrases, which they can forget in a minute. Also, they can easily fall to scam. This might gradually change in the future as civilization continues.
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Lucius
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November 07, 2022, 10:37:46 AM |
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Invest your saving in precious metals like gold and silver or digital assets like bitcoin, or it can in some potential stock or it can be in real estate. Invest your money where ever you want. Just do not keep it in a bank. The Bank interest rate is not higher than the inflation. You are losing money not gaining it. The point is to invest even if your saving is negligible.
In principle, I agree with you, because considering the interest rates on savings offered by banks today, money saved in this way only loses its value over time. Investing in precious metals has always been a good option, especially when it comes to gold, which is still valued around the world, but for the common man, such a way of investing always represents a security risk because gold is something that bad people can always try to steal from us. Bitcoin, on the other hand, is a relatively new way of investing and the majority is still very distrustful of it, and the volatility that accompanies it definitely does not help to assert itself as an alternative to gold. On the other hand, although fiat loses its value due to inflation, in some countries it is still the first choice in which people keep their savings because they consider it a safe way, given that savings deposits in banks are insured by governments up to a certain amount (EU to 100k EUR). This tells us that people prefer the safety of their assets more than to protect themselves from inflation in some alternative way.
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michellee
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November 07, 2022, 11:09:27 AM |
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Building a business? It's not as easy as it is said because before you build a business, you must have a lot of capital and a plan to know what you want to achieve. And not a few people fail in developing a business but only people who never give up will succeed in getting success.
But I agree with what you say about investing in precious metals or even digital assets like bitcoin because we already know the potential that bitcoin will give us in the future. It may be difficult for those who don't know bitcoin to accept, but they will understand if they can learn to accept new things.
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Inwestour
Legendary
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November 07, 2022, 01:06:57 PM |
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Invest your saving in precious metals like gold and silver or digital assets like bitcoin, or it can in some potential stock or it can be in real estate. Invest your money where ever you want. Just do not keep it in a bank. The Bank interest rate is not higher than the inflation. You are losing money not gaining it. The point is to invest even if your saving is negligible.
For many people, starting a business is a very difficult task, many are even afraid to change jobs, even if they don’t like the job, they are afraid to quit because they think they won’t be able to get a better job. The same can be said about investing, this activity is not for everyone, only a small percentage of people will do it and an even smaller percentage will do it successfully. Therefore, just saying go and invest is not enough, for most it will be very difficult and fear will not allow them to even try to do it.
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Raflesia
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November 07, 2022, 01:35:52 PM |
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In this case, what I can conclude is that we invest wherever we want as a provision for old age so that it is better than saving in a bank. Actually, most of the people here also probably know for sure about this but on the other hand we also can't rule out banks and fiat for our lives especially at this time investing in digital currency is still not something that can be accepted in most areas and this it is still only an investment but cannot be used as a legal tender, so as long as this continues, of course fiat and banks are still very influential in daily life so we cannot rule it out to support our needs.
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